For one person, living costs in Lodz are estimated at $1,449 a month, including rent and utilities, which take about half of the total. Other living expenses average about $23 a day.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lodz actually costs, broken down by who's living it.
Living costs for one person come to about $1,449 monthly including rent, or $692 excluding housing.
$1,449 /mo
Estimated monthly costs for a couple: $2,152 with rent, or $1,205 without housing.
$2,152 /mo
Monthly costs for a family of three come to about $2,854 including rent, or $1,718 for daily expenses alone.
$2,854 /mo
📊
Lodz sits 1–7% above the global median across household types. Within Europe, costs are 17% below average – relatively affordable for the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.0Kzł 116.4K
$30.0Kzł 116.4K
$30.4Kzł 117.9K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4Kzł 102.5K
$24.8Kzł 96.3K
$28.3Kzł 109.9K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$306zł 1,190
$250zł 970
$392zł 1,522
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.71zł 33.85
$6.49zł 25.21
$12.98zł 50.4
Internet(50+ Mbps, Unlimited Data)
$17.45zł 67.8
$14.22zł 55.2
$21.98zł 85.4
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$36.37zł 141
$30.75zł 119
$41.01zł 159
Tennis Court(1 Hour on Weekend)
$17.88zł 69.5
$10.22zł 39.71
$33.21zł 129
Cinema Ticket
$7.88zł 30.61
$6.35zł 24.67
$9.15zł 35.53
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$520zł 2,019
$363zł 1,409
$819zł 3,183
International Primary School, 1 Child(Yearly)
$10.2Kzł 39.5K
$3,514zł 13.7K
$15.9Kzł 61.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$72.3zł 281
$37.63zł 146
$81.8zł 318
Summer Dress(H&M, Zara, etc)
$39.45zł 153
$37.47zł 146
$42.46zł 165
Sport Shoes(Adidas, Nike)
$88.2zł 343
$63.2zł 245
$106zł 412
Men's Leather Business Shoes
$96.1zł 373
$63.4zł 246
$101zł 394
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$586zł 2,276
$440zł 1,709
$875zł 3,398
1-bedroom Apartment, Outside City Center(Monthly)
$451zł 1,751
$332zł 1,290
$749zł 2,910
3-bedroom Apartment, City Center(Monthly)
$1,063zł 4,131
$885zł 3,438
$1,264zł 4,911
3-bedroom Apartment, Outside City Center(Monthly)
$829zł 3,221
$773zł 3,002
$1,159zł 4,503
Buy Apartment in City Center(m2)
$3,182zł 12.4K
$2,899zł 11.3K
$3,882zł 15.1K
Buy Apartment Outside City Center(m2)
$2,355zł 9,149
$2,028zł 7,879
$2,535zł 9,849
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$1,635zł 6,351
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.87
5
8
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 11, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Lodz$1,449
Lodz$2,854
🏠Accommodation & Living
$451 31.1%
🧾Monthly Utilities & Internet
$333 22.9%
🛒Groceries & Markets
$219 15.1%
🍽Eating Out
$202 13.9%
👕👟Clothing & Footwear
$133 9.2%
🚌Getting Around
$60 4.2%
🎉Sport & Entertainment
$52 3.6%
🏠Accommodation & Living
$829 29.1%
🧾Monthly Utilities & Internet
$341 12%
🛒Groceries & Markets
$514 18%
🍽Eating Out
$629 22%
👕👟Clothing & Footwear
$296 10.4%
🚌Getting Around
$122 4.3%
🎉Sport & Entertainment
$122 4.3%
Cost Breakdown
🏠Expect to pay about $586 for a central one-bedroom, or $451 outside the center. At 36% of the average salary ($1,635), housing is the biggest financial pressure.
💰Average take-home pay sits at $1,635, while typical expenses reach $1,449. This leaves some room for savings, though a comfortable buffer starts closer to $2,174.
🛒Expect to spend about $219 monthly on groceries. Dining out at a mid-range restaurant costs roughly $47.00 for two – well below the European average of $73.0.
🚌Public transport is priced at around $51.1 per month – roughly in line with the European average of $49.00.
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Cost of Living in Lodz - Frequently Asked Questions
How affordable is Lodz for travelers, expats, and digital nomads compared with other Polish cities?
Lodz offers a balanced picture for travelers who want value without sacrificing comfort. In general, you can expect lower rent and everyday costs than Poland’s largest cities, with a growing mix of short-term leases and serviced apartments for visitors and relocating professionals. Food, groceries, and public transit stay affordable, and you’ll find a range of cafés and coworking spaces to match different working styles. When weighing value, consider neighborhood character, access to transit, and how long you plan to stay; Cost of Living in Lodz, Poland shows where value sits within the city. Tip: Plan ahead and book housing early in high season.
What does daily life look like for housing search, food options, transport, and coworking in Lodz?
Daily life in Lodz blends practicality with a touch of city charm. Housing options range from compact studios to larger flats, clustered in the city center and convenient neighborhoods with quick tram access. Short-term leases and serviced apartments are common for travelers; long-term rentals often require a deposit and proof of income. Food choices span local markets, budget-friendly eateries, and international cafés near coworking hubs. Transit is robust – trams and buses cover most routes, and cycling is popular in good weather. For errands, you’ll find ample supermarkets, pharmacies, and shops close to central areas. Tip: Build a simple weekly plan to map out groceries, transit, and work sessions to stay efficient.
What budgeting framework and seasonal factors should you consider to optimize quality of life in Lodz?
Budgeting for Lodz comes down to a simple framework: essential costs, flexible expenses, and seasonal buffers. The Lodz, Poland living cost varies by neighborhood, with central districts offering convenience at a premium and quieter outskirts often easing rent and heating needs. Plan for winter heating and variable electricity use, plus the usual groceries and dining out. Seasonality affects cafe seating, festivals, and transport demand, so allow a small buffer during peak periods. Neighborhood fit depends on how you move – walkability, tram access, and nearby coworking spaces matter as much as price. Tip: test multiple areas with short stays and track your expenses for a couple of weeks before committing.
Is Lodz expensive to live in?
Everyday life in Lodz is moderately priced at about $1,449 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
What percentage of income goes to rent in Lodz?
With 36% of the average paycheck going to rent, Lodz is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What is a good salary in Lodz?
Earning $2,174 monthly in Lodz means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much does a 1-bedroom apartment cost in Lodz?
Rents for a 1-bedroom flat in Lodz range from $451 to $586, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Lodz?
A regular gym membership in Lodz costs around $36.37 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
What is a typical grocery budget in Lodz?
Expect to spend around $219 per month on groceries in Lodz. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
Can a person live on $1,000 monthly in Lodz?
Living on $1,000 in Lodz means careful planning, since monthly costs average $1,449. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is Lodz a good city for digital nomads?
Remote workers pick Lodz for good reason: fast internet, low crime rates, vibrant nightlife, all at about $1,449 per month including rent. It fits a wide range of remote salaries without compromising on comfort or connectivity.
Can you save money living in Lodz?
Monthly expenses in Lodz run around $1,449, so putting money aside takes more than $2,174 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Is Lodz good for backpackers?
Budget travel in Lodz works but takes effort. Hostels, street food, and local restaurants keep daily costs reasonable. All-in monthly expenses run about $1,449 for residents – backpackers can do less with some planning.