Last update: Oct 2026

Cost of Living Comparison Between Umm As-summaq and Cebu

For one person, living is cheaper in Umm As-summaq: $741 a month against $934 in Cebu, rent and utilities included – about $2,300 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

36

Cost of Living Index in Umm As-summaq
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Umm As-summaq Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Umm As-summaq

🇯🇴 Jordan

$741

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Umm As-summaq and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Umm As-summaq and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $741 in Umm As-summaq versus $934 in Cebu.

Umm As-summaq $741
Cebu $934

Estimated couple costs with rent: $1,285 in Umm As-summaq versus $1,415 in Cebu.

Umm As-summaq $1,285
Cebu $1,415

Monthly costs for a family of three with rent: $1,829 in Umm As-summaq versus $1,896 in Cebu.

Umm As-summaq $1,829
Cebu $1,896

Living in Umm As-summaq costs roughly 21% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Umm As-summaq 45% lower, Cebu 30% lower.

Meal at Budget Restaurant

$6.98 JOD 4.94

$3.03 ₱190

130.36%

Three-Course Dinner for Two, Mid-Range

$67.5 JOD 47.76

$23.48 ₱1,473

187.44%

Fast Food Meal (McDonalds, etc)

$6.95 JOD 4.92

$4.09 ₱256

69.93%

Cappuccino

$2.85 JOD 2.02

$2.52 ₱158

13.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.62 JOD 0.44

$1.54 ₱96.9

-59.74%

Water (0.33 liter bottle)

$0.56 JOD 0.39

$0.49 ₱30.98

14.29%

Local Beer (0.5 liter draught)

$6.91 JOD 4.89

$1.79 ₱112

286.03%

Imported Beer (0.33 liter bottle)

$8.31 JOD 5.88

$2.26 ₱142

267.70%

Milk (1 liter)

$1.40 JOD 0.99

$1.95 ₱122

-28.21%

White Bread (500g)

$0.70 JOD 0.50

$1.43 ₱89.7

-51.05%

Rice (white) (1kg)

$1.43 JOD 1.01

$1.02 ₱63.8

40.20%

Eggs

$2.31 JOD 1.63

$2.06 ₱129

12.14%

Local Cheese (1kg)

$9.30 JOD 6.58

$9.81 ₱615

-5.20%

Chicken Fillets (1kg)

$2.75 JOD 1.94

$4.61 ₱289

-40.35%

Beef Round Steak (1kg)

$12.87 JOD 9.11

$7.70 ₱483

67.14%

Apples (1kg)

$2.62 JOD 1.85

$3.31 ₱207

-20.85%

Banana (1kg)

$2.06 JOD 1.46

$1.45 ₱90.9

42.07%

Oranges (1kg)

$1.82 JOD 1.29

$2.36 ₱148

-22.88%

Tomato (1kg)

$0.85 JOD 0.60

$1.54 ₱96.4

-44.81%

Potato (1kg)

$0.98 JOD 0.69

$2.36 ₱148

-58.47%

Onion (1kg)

$0.82 JOD 0.58

$1.99 ₱125

-58.79%

Lettuce (1 head)

$0.59 JOD 0.42

$1.15 ₱72.1

-48.70%

Water (1.5 liter bottle)

$0.67 JOD 0.47

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$2.87 JOD 2.03

$3.00 ₱188

-4.33%

Wine (Bottle)

$16.81 JOD 11.90

$6.35 ₱398

164.72%

Local Beer (0.5 liter bottle)

$4.34 JOD 3.07

$1.31 ₱81.9

231.30%

Imported Beer (0.33 liter bottle)

$4.21 JOD 2.98

$1.73 ₱108

143.35%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.60 JOD 0.42

$0.74 ₱46.32

-18.92%

Taxi (Normal Tariff) (1km)

$1.42 JOD 1.01

$0.21 ₱13.11

576.19%

Taxi 1hour Waiting (Normal Tariff)

$7.16 JOD 5.07

$4.33 ₱271

65.36%

Gasoline (1 liter)

$1.67 JOD 1.18

$1.33 ₱83.5

25.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.9K JOD 24.7K

$21.8K ₱1.4M

60.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.0K JOD 24.8K

$19.4K ₱1.2M

80.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.1 JOD 38.30

$121 ₱7,563

-55.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.96 JOD 11.29

$14.45 ₱907

10.45%

Internet (50+ Mbps, Unlimited Data)

$32.57 JOD 23.05

$28.29 ₱1,774

15.13%

Gym Membership (Monthly)

$57.5 JOD 40.70

$32.68 ₱2,050

76.01%

Tennis Court (1 Hour on Weekend)

$48.75 JOD 34.50

$6.39 ₱401

662.91%

Cinema Ticket

$11.20 JOD 7.92

$5.46 ₱342

105.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$350 JOD 248

$273 ₱17.1K

27.99%

International Primary School, 1 Child (Yearly)

$5,566 JOD 3,939

$8,156 ₱511.5K

-31.75%

Jeans (Levis 501 Or Similar)

$57.0 JOD 40.32

$49.57 ₱3,109

14.95%

Summer Dress (H&M, Zara, etc)

$63.4 JOD 44.89

$24.87 ₱1,560

155.05%

Sport Shoes (Adidas, Nike)

$128 JOD 90.3

$76.6 ₱4,804

66.52%

Men's Leather Business Shoes

$87.5 JOD 61.9

$59.3 ₱3,717

47.67%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$761 JOD 539

$1,052 ₱66.0K

-27.62%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$1,674 JOD 1,185

$2,915 ₱182.9K

-42.57%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

7.2

-5.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umm As-summaq: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Umm As-summaq

$232 31.4%

Cebu

$210 22.7% 9.3% $21

Eating Out

Umm As-summaq

$167 22.5%

Cebu

$88 9.6% 47% $78

Clothing & Footwear

Umm As-summaq

$151 20.4%

Cebu

$95 10.2% 37.3% $56

Monthly Utilities & Internet

Umm As-summaq

$103 13.9%

Cebu

$163 17.7% 59.1% $61

Sport & Entertainment

Umm As-summaq

$80 10.8%

Cebu

$44 4.7% 45.4% $36

Getting Around

Umm As-summaq

$7.7 * 1%

Cebu

$15 1.7% 100% $7.7

Accommodation & Living

Umm As-summaq

- * 0%

Cebu

$309 33.5%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $67.0 in Umm As-summaq vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $232 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇯🇴 Umm As-summaq

🇵🇭 Cebu

🕒 Local time

15:19 3:19 PM

20:19 8:19 PM

5 h ahead of Umm As-summaq

🌤 Weather

👥 Population

18,274

964,169

💱 Currency

Jordanian Dinar JOD د.ا

Philippine Peso PHP ₱

📈 Exchange rate

1 JOD = 1.41 USD

1 JOD = 1.26 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to JOD – Jordanian Dinar Converter

🇺🇸 United States Dollar ($)

🇯🇴 Jordanian Dinar (د.ا)

Jordanian Dinar exchange rates as of October 10, 2026: 1 USD = 0.708 JOD (1 JOD = 1.41 USD). 1 EUR = 0.793 JOD (1 JOD = 1.26 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to JOD in detail →

On the map

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Highest

Between locations

Umm As-summaq Cebu 9,220 km ≈ 12 h nonstop flight

From you

Umm As-summaq
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umm As-summaq vs Cebu: Cost of Living - Frequently Asked Questions

Umm As-summaq is cheaper overall, especially in transport. The 26% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,112 in Umm As-summaq and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cebu pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $741 per month in Umm As-summaq versus $934 in Cebu – a 26% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Umm As-summaq gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Umm As-summaq is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Umm As-summaq and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Umm As-summaq gentler on the wallet – expenses run 26% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.