🙂A single person spends $733 per month in Umm As-summaq vs $932 in Chiang Mai, rent included.
🙂A couple spends around $1,270 per month in Umm As-summaq vs $1,399 in Chiang Mai, rent included.
🙂A family of three spends $1,806 per month in Umm As-summaq vs $1,866 in Chiang Mai, rent included.
🙂Umm As-summaq is about 21% cheaper than Chiang Mai, driven mainly by Eating Out.
📊Both Umm As-summaq and Chiang Mai are more affordable than the global median – Umm As-summaq46% lower, Chiang Mai32% lower.
Currency
🍽 Eating Out
Umm As-summaq
Chiang Mai
Difference
Meal at Budget Restaurant
$7.17JOD 5.07
$2.08฿69.3
244.71%
Three-Course Dinner for Two, Mid-Range
$66.7JOD 47.18
$19.61฿653
239.93%
Fast Food Meal(McDonalds, etc)
$7.14JOD 5.05
$5.67฿189
25.93%
Cappuccino
$2.74JOD 1.94
$1.81฿60.1
51.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.60JOD 0.43
$0.77฿25.56
-22.08%
Water(0.33 liter bottle)
$0.60JOD 0.42
$0.35฿11.49
71.43%
Local Beer(0.5 liter draught)
$6.88JOD 4.87
$2.21฿73.7
211.31%
Imported Beer(0.33 liter bottle)
$8.61JOD 6.09
$3.79฿126
127.18%
🛒 Groceries & Markets
Umm As-summaq
Chiang Mai
Difference
Milk(1 liter)
$1.44JOD 1.02
$2.05฿68.1
-29.76%
White Bread(500g)
$0.67JOD 0.48
$1.51฿50.4
-55.63%
Rice(white)(1kg)
$1.39JOD 0.98
$1.40฿46.54
-0.71%
Eggs
$2.24JOD 1.58
$2.26฿75.1
-0.88%
Local Cheese(1kg)
$9.14JOD 6.47
$16.19฿539
-43.55%
Chicken Fillets(1kg)
$2.76JOD 1.95
$2.90฿96.4
-4.83%
Beef Round Steak(1kg)
$12.89JOD 9.12
$9.42฿313
36.84%
Apples(1kg)
$2.42JOD 1.71
$2.68฿89.1
-9.70%
Banana(1kg)
$2.00JOD 1.42
$1.09฿36.25
83.49%
Oranges(1kg)
$1.88JOD 1.33
$1.62฿53.8
16.05%
Tomato(1kg)
$0.86JOD 0.61
$1.46฿48.58
-41.10%
Potato(1kg)
$0.93JOD 0.66
$1.28฿42.51
-27.34%
Onion(1kg)
$0.83JOD 0.59
$1.06฿35.19
-21.70%
Lettuce(1 head)
$0.65JOD 0.46
$0.72฿23.86
-9.72%
Water(1.5 liter bottle)
$0.61JOD 0.43
$0.53฿17.50
15.09%
Cigarettes 20 Pack(Marlboro, Camel)
$2.87JOD 2.03
$4.23฿141
-32.15%
Wine(Bottle)
$16.79JOD 11.88
$18.29฿609
-8.20%
Local Beer(0.5 liter bottle)
$4.15JOD 2.93
$1.63฿54.2
154.60%
Imported Beer(0.33 liter bottle)
$4.16JOD 2.95
$2.90฿96.5
43.45%
🚌 Getting Around
Umm As-summaq
Chiang Mai
Difference
One-way Ticket(Public Transport)
-
$0.88฿29.22
-
Public Transport Monthly Pass(Regular Price)
-
$53.8฿1,789
-
Taxi Start(Normal Tariff)
$0.61JOD 0.43
$1.17฿39.02
-47.86%
Taxi(Normal Tariff)(1km)
$1.43JOD 1.02
$0.58฿19.24
146.55%
Taxi 1hour Waiting(Normal Tariff)
$7.08JOD 5.01
$2.39฿79.4
196.23%
Gasoline(1 liter)
$1.61JOD 1.14
$1.45฿48.25
11.03%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.3KJOD 25.0K
$21.0K฿699.1K
67.84%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.2KJOD 24.2K
$26.4K฿879.1K
29.57%
🧾 Monthly Utilities & Internet
Umm As-summaq
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$53.5JOD 37.88
$63.7฿2,118
-15.92%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.44JOD 10.92
$12.89฿429
19.78%
Internet(50+ Mbps, Unlimited Data)
$32.25JOD 22.83
$20.52฿683
57.16%
🎉 Sport & Entertainment
Umm As-summaq
Chiang Mai
Difference
Gym Membership(Monthly)
$56.4JOD 39.94
$39.02฿1,298
44.64%
Tennis Court(1 Hour on Weekend)
$49.88JOD 35.30
$3.92฿130
1172.45%
Cinema Ticket
$11.49JOD 8.13
$6.58฿219
74.62%
🧸 Childcare & Education
Umm As-summaq
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$353JOD 250
$784฿26.1K
-55.02%
International Primary School, 1 Child(Yearly)
$5,679JOD 4,019
$14.7K฿488.2K
-61.29%
👕👟 Clothing & Footwear
Umm As-summaq
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$57.1JOD 40.44
$55.1฿1,834
3.68%
Summer Dress(H&M, Zara, etc)
$63.7JOD 45.04
$24.74฿823
157.28%
Sport Shoes(Adidas, Nike)
$128JOD 90.3
$94.1฿3,132
35.55%
Men's Leather Business Shoes
$87.3JOD 61.8
$74.0฿2,461
17.97%
🏠 Accommodation & Living
Umm As-summaq
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
-
$490฿16.3K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$288฿9,588
-
3-bedroom Apartment, City Center(Monthly)
$787JOD 557
$891฿29.7K
-11.72%
3-bedroom Apartment, Outside City Center(Monthly)
-
$521฿17.3K
-
Buy Apartment in City Center(m2)
$1,707JOD 1,208
$1,974฿65.7K
-13.52%
Buy Apartment Outside City Center(m2)
-
$1,444฿48.1K
-
💵 Salaries & Financials
Umm As-summaq
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$602฿20.0K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.81
5.57
22.26%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Umm As-summaq: September 13, 2026
Last update for Chiang Mai: September 13, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $67.0 in Umm As-summaq versus $20.00 in Chiang Mai. Groceries tell a different story – $229 in Umm As-summaq vs $241 in Chiang Mai – so Umm As-summaq wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Umm As-summaq vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Umm As-summaq or Chiang Mai?
Chiang Mai costs about 27% more than Umm As-summaq, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Umm As-summaq and in Chiang Mai?
For a comfortable life, plan on about $1,100 per month in Umm As-summaq and $1,398 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Umm As-summaq and in Chiang Mai?
A mid-range dinner for two costs $67.0 in Umm As-summaq and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Umm As-summaq or in Chiang Mai?
Groceries cost about 5% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Umm As-summaq or in Chiang Mai?
A $1,000 monthly budget goes further in Umm As-summaq, where all-in costs run around $733, than in Chiang Mai at $932. In Umm As-summaq it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Umm As-summaq or Chiang Mai?
For digital nomads, it depends on budget. Umm As-summaq costs $733 versus $932 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Umm As-summaq compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Umm As-summaq or to Chiang Mai?
If budget matters most, go with Umm As-summaq. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Umm As-summaq vs other spots: cost of living compared