Last update: Oct 2026

Cost of Living Comparison Between Cebu and Umm As-summaq

For one person, living is cheaper in Umm As-summaq: $741 a month against $934 in Cebu, rent and utilities included – about $2,300 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

44

Cost of Living Index in Cebu
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Cebu Living Index
36

Cost of Living Index in Umm As-summaq
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Umm As-summaq Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Umm As-summaq

🇯🇴 Jordan

$741

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Umm As-summaq

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Umm As-summaq actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $741 in Umm As-summaq.

Cebu $934
Umm As-summaq $741

Estimated couple costs with rent: $1,415 in Cebu versus $1,285 in Umm As-summaq.

Cebu $1,415
Umm As-summaq $1,285

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,829 in Umm As-summaq.

Cebu $1,896
Umm As-summaq $1,829

Living in Cebu is roughly 26% more expensive than in Umm As-summaq, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Umm As-summaq 45% lower.

Meal at Budget Restaurant

$3.03 ₱190

$6.98 JOD 4.94

-56.59%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$67.5 JOD 47.76

-65.21%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$6.95 JOD 4.92

-41.15%

Cappuccino

$2.52 ₱158

$2.85 JOD 2.02

-11.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.62 JOD 0.44

148.39%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.56 JOD 0.39

-12.50%

Local Beer (0.5 liter draught)

$1.79 ₱112

$6.91 JOD 4.89

-74.10%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$8.31 JOD 5.88

-72.80%

Milk (1 liter)

$1.95 ₱122

$1.40 JOD 0.99

39.29%

White Bread (500g)

$1.43 ₱89.7

$0.70 JOD 0.50

104.29%

Rice (white) (1kg)

$1.02 ₱63.8

$1.43 JOD 1.01

-28.67%

Eggs

$2.06 ₱129

$2.31 JOD 1.63

-10.82%

Local Cheese (1kg)

$9.81 ₱615

$9.30 JOD 6.58

5.48%

Chicken Fillets (1kg)

$4.61 ₱289

$2.75 JOD 1.94

67.64%

Beef Round Steak (1kg)

$7.70 ₱483

$12.87 JOD 9.11

-40.17%

Apples (1kg)

$3.31 ₱207

$2.62 JOD 1.85

26.34%

Banana (1kg)

$1.45 ₱90.9

$2.06 JOD 1.46

-29.61%

Oranges (1kg)

$2.36 ₱148

$1.82 JOD 1.29

29.67%

Tomato (1kg)

$1.54 ₱96.4

$0.85 JOD 0.60

81.18%

Potato (1kg)

$2.36 ₱148

$0.98 JOD 0.69

140.82%

Onion (1kg)

$1.99 ₱125

$0.82 JOD 0.58

142.68%

Lettuce (1 head)

$1.15 ₱72.1

$0.59 JOD 0.42

94.92%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.67 JOD 0.47

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$2.87 JOD 2.03

4.53%

Wine (Bottle)

$6.35 ₱398

$16.81 JOD 11.90

-62.22%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$4.34 JOD 3.07

-69.82%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$4.21 JOD 2.98

-58.91%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$0.60 JOD 0.42

23.33%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$1.42 JOD 1.01

-85.21%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$7.16 JOD 5.07

-39.53%

Gasoline (1 liter)

$1.33 ₱83.5

$1.67 JOD 1.18

-20.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$34.9K JOD 24.7K

-37.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$35.0K JOD 24.8K

-44.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$54.1 JOD 38.30

122.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$15.96 JOD 11.29

-9.46%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$32.57 JOD 23.05

-13.14%

Gym Membership (Monthly)

$32.68 ₱2,050

$57.5 JOD 40.70

-43.18%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$48.75 JOD 34.50

-86.89%

Cinema Ticket

$5.46 ₱342

$11.20 JOD 7.92

-51.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$350 JOD 248

-21.87%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$5,566 JOD 3,939

46.53%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$57.0 JOD 40.32

-13.00%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$63.4 JOD 44.89

-60.79%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$128 JOD 90.3

-39.95%

Men's Leather Business Shoes

$59.3 ₱3,717

$87.5 JOD 61.9

-32.28%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$761 JOD 539

38.16%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$1,674 JOD 1,185

74.14%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.81

5.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Umm As-summaq: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Umm As-summaq

- * 0% 100%

Groceries & Markets

Cebu

$210 22.7%

Umm As-summaq

$232 31.4% 10.2% $21

Monthly Utilities & Internet

Cebu

$163 17.7%

Umm As-summaq

$103 13.9% 37.2% $61

Clothing & Footwear

Cebu

$95 10.2%

Umm As-summaq

$151 20.4% 59.5% $56

Eating Out

Cebu

$88 9.6%

Umm As-summaq

$167 22.5% 88.7% $78

Sport & Entertainment

Cebu

$44 4.7%

Umm As-summaq

$80 10.8% 83.3% $36

Getting Around

Cebu

$15 1.7%

Umm As-summaq

$7.7 * 1% 50% $7.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $23.00 in Cebu vs $67.0 in Umm As-summaq for a mid-range dinner for two. Groceries echo the gap at $210 vs $232 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇯🇴 Umm As-summaq

🕒 Local time

22:03 10:03 PM

17:03 5:03 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

18,274

💱 Currency

Philippine Peso PHP ₱

Jordanian Dinar JOD د.ا

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 JOD = 1.41 USD

1 JOD = 1.26 EUR

Exchange rates and currency converter

JOD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Jordanian Dinar exchange rates as of October 10, 2026: 1 USD = 0.708 JOD (1 JOD = 1.41 USD). 1 EUR = 0.793 JOD (1 JOD = 1.26 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Umm As-summaq 9,220 km ≈ 12 h nonstop flight

From you

Cebu
Umm As-summaq

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Umm As-summaq: Cost of Living - Frequently Asked Questions

Umm As-summaq is cheaper overall, especially in transport. The 26% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,401 in Cebu and $1,112 in Umm As-summaq to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cebu pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $934 per month in Cebu versus $741 in Umm As-summaq – a 26% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Umm As-summaq gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Umm As-summaq is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Umm As-summaq are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Umm As-summaq gentler on the wallet – expenses run 26% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.