Cost of Living Comparison Between Ulcinj and Somerset, NJ Cost of Living Comparison Between Ulcinj and Somerset, NJ

Monthly Cost of Living

Monthly costs for one person with rent: $1,281 in Ulcinj versus $4,069 in Somerset, NJ.

Estimated couple costs with rent: $2,008 in Ulcinj versus $4,464 in Somerset, NJ.

Monthly costs for a family of three with rent: $2,736 in Ulcinj versus $4,858 in Somerset, NJ.

Living in Ulcinj costs roughly 69% less than in Somerset, NJ, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ulcinj is 7% below, Somerset, NJ is 196% above.

Currency
🍽 Eating Out
Ulcinj
Somerset, NJ
Difference
Meal at Budget Restaurant
$11.48 €9.87
$17.73 $17.73
-35.25%
Three-Course Dinner for Two, Mid-Range
$37.06 €31.86
$39.63 $39.63
-6.48%
Fast Food Meal (McDonalds, etc)
$8.37 €7.20
$7.90 $7.90
5.95%
Cappuccino
$2.31 €1.98
$5.07 $5.07
-54.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.25 €1.94
$1.96 $1.96
14.80%
Water (0.33 liter bottle)
$1.62 €1.39
$1.53 $1.53
5.88%
Local Beer (0.5 liter draught)
$2.38 €2.05
$8.23 $8.23
-71.08%
Imported Beer (0.33 liter bottle)
$3.51 €3.02
$7.03 $7.03
-50.07%
🛒 Groceries & Markets
Ulcinj
Somerset, NJ
Difference
Milk (1 liter)
$1.25 €1.07
$1.32 $1.32
-5.30%
White Bread (500g)
$0.68 €0.58
$4.39 $4.39
-84.51%
Rice (white) (1kg)
$2.94 €2.52
$5.96 $5.96
-50.67%
Eggs
$1.90 €1.63
$2.04 $2.04
-6.86%
Local Cheese (1kg)
$9.42 €8.09
$13.15 $13.15
-28.37%
Chicken Fillets (1kg)
$7.87 €6.76
$10.35 $10.35
-23.96%
Beef Round Steak (1kg)
$13.08 €11.24
$19.51 $19.51
-32.96%
Apples (1kg)
$1.35 €1.16
$6.22 $6.22
-78.30%
Banana (1kg)
$1.60 €1.38
$2.87 $2.87
-44.25%
Oranges (1kg)
$1.01 €0.87
$4.19 $4.19
-75.89%
Tomato (1kg)
$1.19 €1.02
$5.18 $5.18
-77.03%
Potato (1kg)
$0.78 €0.67
$3.01 $3.01
-74.09%
Onion (1kg)
$1.35 €1.16
$3.51 $3.51
-61.54%
Lettuce (1 head)
$1.57 €1.35
$2.47 $2.47
-36.44%
Water (1.5 liter bottle)
$0.98 €0.84
$3.06 $3.06
-67.97%
Cigarettes 20 Pack (Marlboro, Camel)
$4.18 €3.59
$17.34 $17.34
-75.89%
Wine (Bottle)
$4.70 €4.04
$15.15 $15.15
-68.98%
Local Beer (0.5 liter bottle)
$1.34 €1.15
$1.77 $1.77
-24.29%
Imported Beer (0.33 liter bottle)
$1.84 €1.58
$3.56 $3.56
-48.31%
🚌 Getting Around
Ulcinj
Somerset, NJ
Difference
One-way Ticket (Public Transport)
$1.61 €1.39
$2.06 $2.06
-21.84%
Public Transport Monthly Pass (Regular Price)
$36.16 €31.08
-
-
Taxi Start (Normal Tariff)
$1.15 €0.99
$3.07 $3.07
-62.54%
Taxi (Normal Tariff) (1km)
$1.14 €0.98
$2.20 $2.20
-48.18%
Taxi 1hour Waiting (Normal Tariff)
$17.28 €14.85
$41.94 $41.94
-58.80%
Gasoline (1 liter)
$1.59 €1.36
$1.01 $1.01
57.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K €28.9K
$35.1K $35.1K
-4.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9K €18.8K
$25.1K $25.1K
-12.68%
🧾 Monthly Utilities & Internet
Ulcinj
Somerset, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$142 €122
$227 $227
-37.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.35 €11.48
$51.7 $51.7
-74.19%
Internet (50+ Mbps, Unlimited Data)
$26.21 €22.53
$50.6 $50.6
-48.18%
🎉 Sport & Entertainment
Ulcinj
Somerset, NJ
Difference
Gym Membership (Monthly)
$23.13 €19.89
$41.59 $41.59
-44.39%
Tennis Court (1 Hour on Weekend)
$14.99 €12.89
-
-
Cinema Ticket
$7.97 €6.85
$20.28 $20.28
-60.70%
🧸 Childcare & Education
Ulcinj
Somerset, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$457 €393
$1,783 $1,783
-74.40%
International Primary School, 1 Child (Yearly)
$7,225 €6,211
$15.8K $15.8K
-54.32%
👕👟 Clothing & Footwear
Ulcinj
Somerset, NJ
Difference
Jeans (Levis 501 Or Similar)
$88.7 €76.3
$77.8 $77.8
14.08%
Summer Dress (H&M, Zara, etc)
$35.46 €30.48
$40.07 $40.07
-11.50%
Sport Shoes (Adidas, Nike)
$74.3 €63.8
$127 $127
-41.53%
Men's Leather Business Shoes
$99.8 €85.8
$167 $167
-40.30%
🏠 Accommodation & Living
Ulcinj
Somerset, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$760 €653
$1,612 $1,612
-52.85%
1-bedroom Apartment, Outside City Center (Monthly)
$548 €471
$2,603 $2,603
-78.95%
3-bedroom Apartment, City Center (Monthly)
$1,451 €1,248
$2,464 $2,464
-41.09%
3-bedroom Apartment, Outside City Center (Monthly)
$898 €772
$2,096 $2,096
-57.14%
Buy Apartment in City Center (m2)
$3,587 €3,084
$2,765 $2,765
29.74%
Buy Apartment Outside City Center (m2)
$2,425 €2,085
$2,379 $2,379
1.93%
💵 Salaries & Financials
Ulcinj
Somerset, NJ
Difference
20-Year Fixed Mortgage Interest Rate (Annual %)
5
6.3
-20.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ulcinj: August 31, 2026

Last update for Somerset, NJ: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $760 in Ulcinj and $1,612 in Somerset, NJ. Housing cost is often the main lever when comparing two cities.

Dining out: $37.00 in Ulcinj vs $40.00 in Somerset, NJ for a mid-range dinner for two. Groceries echo the gap at $215 vs $439 per month, with Ulcinj cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ulcinj vs Somerset, NJ: Cost of Living - Frequently Asked Questions
Is Somerset, NJ cheaper than Ulcinj?
Ulcinj is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment. The 218% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,921 in Ulcinj and $6,104 in Somerset, NJ to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ulcinj and Somerset, NJ?
Rent for a central apartment: $760 in Ulcinj versus $1,612 in Somerset, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ulcinj and in Somerset, NJ?
Supermarket bills run roughly 104% higher in Somerset, NJ. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Ulcinj and in Somerset, NJ?
All in, you'll spend $1,281 per month in Ulcinj versus $4,069 in Somerset, NJ – a 218% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Ulcinj or in Somerset, NJ?
At $1,281 in Ulcinj versus $4,069 in Somerset, NJ, a $1,500 budget is realistic in Ulcinj but tight or insufficient in Somerset, NJ. The gap between the two cities makes Ulcinj the clear choice for anyone on this budget.
Is it better to live in Ulcinj or in Somerset, NJ?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Ulcinj or Somerset, NJ?
Safety-wise, Ulcinj and Somerset, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ulcinj gentler on the wallet – expenses run 218% less than in Somerset, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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