Last update: Oct 2026

Cost of Living Comparison Between Udhampur and Mumbai (Bombay)

For one person, living is cheaper in Udhampur: $364 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Udhampur
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Udhampur Living Index
39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Udhampur

🇮🇳 India

$364

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Udhampur and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Udhampur and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $364 in Udhampur versus $813 in Mumbai (Bombay).

Udhampur $364
Mumbai (Bombay) $813

Estimated couple costs with rent: $585 in Udhampur versus $1,352 in Mumbai (Bombay).

Udhampur $585
Mumbai (Bombay) $1,352

Monthly costs for a family of three with rent: $807 in Udhampur versus $1,891 in Mumbai (Bombay).

Udhampur $807
Mumbai (Bombay) $1,891

Living in Udhampur costs roughly 55% less than in Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Udhampur 73% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$2.05 ₹195

$5.35 ₹508

-61.68%

Three-Course Dinner for Two, Mid-Range

$10.63 ₹1,011

$20.87 ₹1,985

-49.07%

Fast Food Meal (McDonalds, etc)

$3.61 ₹343

$4.08 ₹388

-11.52%

Cappuccino

$1.57 ₹149

$2.78 ₹264

-43.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.92

$0.40 ₹38.30

-5.00%

Water (0.33 liter bottle)

$0.13 ₹12.68

$0.15 ₹14.44

-13.33%

Local Beer (0.5 liter draught)

$1.77 ₹168

$2.64 ₹251

-32.95%

Imported Beer (0.33 liter bottle)

$2.80 ₹267

$4.25 ₹404

-34.12%

Milk (1 liter)

$0.68 ₹64.4

$0.74 ₹70.7

-8.11%

White Bread (500g)

$0.44 ₹41.76

$0.54 ₹51.4

-18.52%

Rice (white) (1kg)

$0.67 ₹64.1

$0.78 ₹74.2

-14.10%

Eggs

$0.87 ₹82.5

$1.00 ₹95.2

-13.00%

Local Cheese (1kg)

$4.62 ₹439

$5.61 ₹534

-17.65%

Chicken Fillets (1kg)

$2.90 ₹276

$3.58 ₹340

-18.99%

Apples (1kg)

$1.92 ₹183

$2.17 ₹206

-11.52%

Banana (1kg)

$0.66 ₹63.0

$0.69 ₹65.9

-4.35%

Oranges (1kg)

$0.89 ₹85.0

$1.21 ₹115

-26.45%

Tomato (1kg)

$0.45 ₹42.94

$0.49 ₹46.41

-8.16%

Potato (1kg)

$0.33 ₹31.01

$0.33 ₹31.76

Onion (1kg)

$0.40 ₹38.06

$0.37 ₹35.59

8.11%

Lettuce (1 head)

$0.40 ₹38.19

$0.44 ₹41.85

-9.09%

Water (1.5 liter bottle)

$0.29 ₹27.51

$0.31 ₹29.69

-6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 ₹487

$5.00 ₹476

2.40%

Wine (Bottle)

$7.37 ₹701

$8.34 ₹793

-11.63%

Local Beer (0.5 liter bottle)

$1.58 ₹150

$1.99 ₹190

-20.60%

Imported Beer (0.33 liter bottle)

$2.62 ₹250

$3.12 ₹297

-16.03%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.46 ₹520

$6.01 ₹571

-9.15%

One-way Ticket (Public Transport)

$0.24 ₹23.29

$0.20 ₹18.98

20.00%

Public Transport Monthly Pass (Regular Price)

$7.90 ₹751

$6.90 ₹656

14.49%

Taxi Start (Normal Tariff)

$0.75 ₹71.8

$0.31 ₹29.89

141.94%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.93

$0.31 ₹29.46

-12.90%

Taxi 1hour Waiting (Normal Tariff)

$1.76 ₹168

$1.61 ₹153

9.32%

Gasoline (1 liter)

$1.08 ₹103

$1.10 ₹105

-1.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.2K ₹1.2M

$15.6K ₹1.5M

-21.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K ₹1.8M

$22.4K ₹2.1M

-16.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.59 ₹3,289

$61.9 ₹5,882

-44.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.35 ₹319

$4.52 ₹430

-25.88%

Internet (50+ Mbps, Unlimited Data)

$6.64 ₹632

$8.97 ₹853

-25.98%

Gym Membership (Monthly)

$13.98 ₹1,330

$37.11 ₹3,530

-62.33%

Tennis Court (1 Hour on Weekend)

$6.07 ₹578

$14.11 ₹1,342

-56.98%

Cinema Ticket

$2.94 ₹280

$5.01 ₹476

-41.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.84 ₹4,360

$119 ₹11.3K

-61.48%

International Primary School, 1 Child (Yearly)

$1,432 ₹136.2K

$4,948 ₹470.6K

-71.06%

Jeans (Levis 501 Or Similar)

$21.40 ₹2,036

$36.37 ₹3,459

-41.16%

Summer Dress (H&M, Zara, etc)

$23.27 ₹2,213

$38.71 ₹3,681

-39.89%

Sport Shoes (Adidas, Nike)

$37.91 ₹3,606

$54.7 ₹5,205

-30.73%

Men's Leather Business Shoes

$28.95 ₹2,753

$48.03 ₹4,568

-39.73%

1-bedroom Apartment, City Center (Monthly)

$119 ₹11.3K

$640 ₹60.8K

-81.46%

1-bedroom Apartment, Outside City Center (Monthly)

$76.0 ₹7,228

$372 ₹35.3K

-79.55%

3-bedroom Apartment, City Center (Monthly)

$271 ₹25.7K

$2,093 ₹199.0K

-87.07%

3-bedroom Apartment, Outside City Center (Monthly)

$190 ₹18.0K

$925 ₹87.9K

-79.49%

Buy Apartment in City Center (m2)

$925 ₹87.9K

$5,706 ₹542.6K

-83.80%

Buy Apartment Outside City Center (m2)

$532 ₹50.6K

$2,560 ₹243.5K

-79.21%

Average Monthly Net Salary (After Tax)

$364 ₹34.6K

$757 ₹72.0K

-51.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.86

8.29

6.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Udhampur: October 27, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Udhampur

$100 27.4%

Mumbai (Bombay)

$117 14.4% 17.3% $17

Accommodation & Living

Udhampur

$76 20.9%

Mumbai (Bombay)

$372 45.7% 389% $296

Eating Out

Udhampur

$62 17.2%

Mumbai (Bombay)

$112 13.8% 79.7% $50

Clothing & Footwear

Udhampur

$50 13.8%

Mumbai (Bombay)

$80 9.8% 59.5% $30

Monthly Utilities & Internet

Udhampur

$45 12.3%

Mumbai (Bombay)

$75 9.3% 69% $31

Sport & Entertainment

Udhampur

$20 5.5%

Mumbai (Bombay)

$47 5.8% 137% $27

Getting Around

Udhampur

$11 3%

Mumbai (Bombay)

$9.6 1.2% 13% $1.4

Cost Breakdown

A one-bedroom apartment in the center runs $119 in Udhampur and $640 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2.1 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $11 in Udhampur vs $21 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $100 vs $117 per month, with Udhampur cheaper across the board.

Good to know

🇮🇳 Udhampur

🇮🇳 Mumbai (Bombay)

🕒 Local time

12:13 12:13 PM

Same time as Udhampur

🌤 Weather

👥 Population

50,106

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

Exchange rates and currency converter

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Between locations

Udhampur Mumbai (Bombay) 1,560 km ≈ 2 h 30 min nonstop flight

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Udhampur
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Udhampur vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Udhampur and Mumbai (Bombay) differ by about 123% in total monthly costs ($364 vs $813 including rent). Udhampur is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 52% lower in Udhampur. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $119 in Udhampur versus $640 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 17% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Udhampur – a meal for two runs $11 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $364 in Udhampur versus $813 in Mumbai (Bombay), a $800 budget is realistic in Udhampur but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Udhampur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Udhampur wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.