Cost of Living Comparison Between Mumbai (Bombay) and Udhampur Cost of Living Comparison Between Mumbai (Bombay) and Udhampur

Monthly Cost of Living

Monthly costs for one person with rent: $763 in Mumbai (Bombay) versus $384 in Udhampur.

Estimated couple costs with rent: $1,248 in Mumbai (Bombay) versus $604 in Udhampur.

Monthly costs for a family of three with rent: $1,733 in Mumbai (Bombay) versus $824 in Udhampur.

Living in Mumbai (Bombay) is roughly 99% more expensive than Udhampur, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Udhampur 71% lower.

Meal at Budget Restaurant

$5.20 ₹488

$2.31 ₹217

125.11%

Three-Course Dinner for Two, Mid-Range

$22.16 ₹2,080

$10.41 ₹977

112.87%

Fast Food Meal (McDonalds, etc)

$4.54 ₹426

$3.76 ₹353

20.74%

Cappuccino

$2.62 ₹246

$1.51 ₹142

73.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹47.34

$0.40 ₹37.96

25.00%

Water (0.33 liter bottle)

$0.15 ₹14.28

$0.14 ₹13.28

7.14%

Local Beer (0.5 liter draught)

$2.38 ₹224

$1.69 ₹159

40.83%

Imported Beer (0.33 liter bottle)

$3.97 ₹373

$3.13 ₹293

26.84%

Milk (1 liter)

$0.78 ₹73.7

$0.65 ₹61.0

20.00%

White Bread (500g)

$0.51 ₹48.23

$0.46 ₹43.06

10.87%

Rice (white) (1kg)

$0.81 ₹76.3

$0.67 ₹63.1

20.90%

Eggs

$1.04 ₹97.2

$0.94 ₹88.4

10.64%

Local Cheese (1kg)

$7.06 ₹663

$5.15 ₹483

37.09%

Chicken Fillets (1kg)

$3.80 ₹356

$3.02 ₹284

25.83%

Apples (1kg)

$2.31 ₹216

$2.00 ₹188

15.50%

Banana (1kg)

$0.76 ₹71.8

$0.67 ₹63.1

13.43%

Oranges (1kg)

$1.31 ₹123

$0.91 ₹85.7

43.96%

Tomato (1kg)

$0.66 ₹61.9

$0.53 ₹49.90

24.53%

Potato (1kg)

$0.54 ₹50.5

$0.39 ₹36.18

38.46%

Onion (1kg)

$0.60 ₹55.9

$0.42 ₹38.96

42.86%

Lettuce (1 head)

$0.64 ₹60.3

$0.48 ₹45.30

33.33%

Water (1.5 liter bottle)

$0.35 ₹33.09

$0.32 ₹29.67

9.37%

Cigarettes 20 Pack (Marlboro, Camel)

$4.11 ₹386

$3.92 ₹368

4.85%

Wine (Bottle)

$7.81 ₹733

$7.35 ₹690

6.26%

Local Beer (0.5 liter bottle)

$2.16 ₹202

$1.72 ₹161

25.58%

Imported Beer (0.33 liter bottle)

$3.26 ₹306

$2.87 ₹270

13.59%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.95 ₹653

$5.24 ₹492

32.63%

One-way Ticket (Public Transport)

$0.22 ₹20.54

$0.30 ₹28.32

-26.67%

Public Transport Monthly Pass (Regular Price)

$4.75 ₹446

$8.56 ₹803

-44.51%

Taxi Start (Normal Tariff)

$0.33 ₹31.32

$0.83 ₹78.1

-60.24%

Taxi 1hour Waiting (Normal Tariff)

$1.35 ₹127

$1.44 ₹135

-6.25%

Gasoline (1 liter)

$1.24 ₹116

$1.16 ₹109

6.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.8K ₹1.7M

$13.9K ₹1.3M

28.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K ₹2.3M

$22.1K ₹2.1M

11.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.8 ₹4,769

$38.74 ₹3,636

31.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.84 ₹454

$3.51 ₹329

37.89%

Internet (50+ Mbps, Unlimited Data)

$8.83 ₹829

$7.30 ₹685

20.96%

Gym Membership (Monthly)

$23.20 ₹2,177

$16.00 ₹1,502

45.00%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,112

$7.18 ₹674

65.04%

Cinema Ticket

$4.75 ₹446

$2.95 ₹277

61.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.1K

$50.8 ₹4,770

132.55%

International Primary School, 1 Child (Yearly)

$3,350 ₹314.4K

$1,509 ₹141.7K

121.93%

Jeans (Levis 501 Or Similar)

$29.41 ₹2,760

$23.86 ₹2,240

23.26%

Summer Dress (H&M, Zara, etc)

$31.15 ₹2,924

$25.00 ₹2,346

24.60%

Sport Shoes (Adidas, Nike)

$55.0 ₹5,158

$42.90 ₹4,027

28.11%

Men's Leather Business Shoes

$40.05 ₹3,759

$31.16 ₹2,925

28.53%

1-bedroom Apartment, City Center (Monthly)

$691 ₹64.9K

$125 ₹11.8K

451.53%

1-bedroom Apartment, Outside City Center (Monthly)

$352 ₹33.1K

$76.6 ₹7,192

359.65%

3-bedroom Apartment, City Center (Monthly)

$1,822 ₹171.0K

$273 ₹25.7K

566.67%

3-bedroom Apartment, Outside City Center (Monthly)

$845 ₹79.3K

$178 ₹16.7K

375.58%

Buy Apartment in City Center (m2)

$6,634 ₹622.6K

$965 ₹90.6K

587.49%

Buy Apartment Outside City Center (m2)

$2,639 ₹247.7K

$525 ₹49.2K

403.03%

Average Monthly Net Salary (After Tax)

$730 ₹68.5K

$370 ₹34.7K

97.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.67

6.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): April 21, 2026

Last update for Udhampur: April 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $691 in Mumbai (Bombay) and $125 in Udhampur. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 97% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22 in Mumbai (Bombay) vs $10 in Udhampur for a mid-range dinner for two. Groceries echo the gap at $128 vs $105 per month, with Udhampur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Udhampur: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Udhampur differ by about 99% in total monthly costs ($763 vs $384 including rent). Udhampur is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Mumbai (Bombay) pays 97% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $691 in Mumbai (Bombay) versus $125 in Udhampur. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 21% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Udhampur – a meal for two runs $10.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $384 in Udhampur versus $763 in Mumbai (Bombay), a $1,000 budget is realistic in Udhampur but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Udhampur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Udhampur gentler on the wallet – expenses run 99% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.