Cost of Living Comparison Between Mumbai (Bombay) and Udhampur Cost of Living Comparison Between Mumbai (Bombay) and Udhampur

Monthly Cost of Living

Monthly costs for one person with rent: $766 in Mumbai (Bombay) versus $381 in Udhampur.

Estimated couple costs with rent: $1,262 in Mumbai (Bombay) versus $614 in Udhampur.

Monthly costs for a family of three with rent: $1,757 in Mumbai (Bombay) versus $847 in Udhampur.

Living in Mumbai (Bombay) is roughly 101% more expensive than in Udhampur, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Udhampur 71% lower.

Meal at Budget Restaurant

$5.16 ₹493

$2.27 ₹218

127.31%

Three-Course Dinner for Two, Mid-Range

$21.87 ₹2,092

$10.33 ₹988

111.71%

Fast Food Meal (McDonalds, etc)

$4.70 ₹449

$3.74 ₹357

25.67%

Cappuccino

$2.63 ₹251

$1.58 ₹151

66.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹45.40

$0.38 ₹36.16

23.68%

Water (0.33 liter bottle)

$0.19 ₹17.78

$0.15 ₹14.45

26.67%

Local Beer (0.5 liter draught)

$2.29 ₹219

$1.79 ₹171

27.93%

Imported Beer (0.33 liter bottle)

$4.17 ₹399

$3.07 ₹294

35.83%

Milk (1 liter)

$0.73 ₹69.8

$0.66 ₹63.5

10.61%

White Bread (500g)

$0.48 ₹45.93

$0.48 ₹46.38

Rice (white) (1kg)

$0.83 ₹79.8

$0.68 ₹64.7

22.06%

Eggs

$1.05 ₹100

$0.94 ₹89.6

11.70%

Local Cheese (1kg)

$7.06 ₹675

$4.91 ₹470

43.79%

Chicken Fillets (1kg)

$3.79 ₹362

$2.91 ₹278

30.24%

Apples (1kg)

$2.31 ₹221

$2.06 ₹197

12.14%

Banana (1kg)

$0.81 ₹77.3

$0.73 ₹69.9

10.96%

Oranges (1kg)

$1.26 ₹121

$0.91 ₹87.2

38.46%

Tomato (1kg)

$0.69 ₹66.0

$0.51 ₹48.49

35.29%

Potato (1kg)

$0.52 ₹50.1

$0.36 ₹34.16

44.44%

Onion (1kg)

$0.64 ₹61.1

$0.41 ₹39.36

56.10%

Lettuce (1 head)

$0.68 ₹65.5

$0.46 ₹43.76

47.83%

Water (1.5 liter bottle)

$0.35 ₹33.50

$0.34 ₹32.81

2.94%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ₹395

$3.85 ₹368

7.53%

Wine (Bottle)

$8.41 ₹804

$7.36 ₹704

14.27%

Local Beer (0.5 liter bottle)

$2.11 ₹201

$1.74 ₹167

21.26%

Imported Beer (0.33 liter bottle)

$3.43 ₹328

$2.82 ₹269

21.63%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.96 ₹666

$5.07 ₹485

37.28%

One-way Ticket (Public Transport)

$0.24 ₹23.03

$0.30 ₹28.97

-20.00%

Public Transport Monthly Pass (Regular Price)

$4.52 ₹432

$8.75 ₹836

-48.34%

Taxi Start (Normal Tariff)

$0.33 ₹31.88

$0.80 ₹76.3

-58.75%

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹136

$1.44 ₹138

-0.69%

Gasoline (1 liter)

$1.23 ₹118

$1.17 ₹112

5.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.2K ₹1.6M

$13.8K ₹1.3M

23.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₹2.4M

$21.7K ₹2.1M

13.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.0 ₹4,786

$39.70 ₹3,797

26.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.84 ₹463

$3.49 ₹334

38.68%

Internet (50+ Mbps, Unlimited Data)

$8.88 ₹849

$7.38 ₹706

20.33%

Gym Membership (Monthly)

$23.13 ₹2,212

$15.89 ₹1,520

45.56%

Tennis Court (1 Hour on Weekend)

$12.04 ₹1,151

$7.05 ₹674

70.78%

Cinema Ticket

$4.60 ₹440

$2.98 ₹285

54.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.4K

$52.2 ₹4,991

128.57%

International Primary School, 1 Child (Yearly)

$3,313 ₹316.9K

$1,526 ₹145.9K

117.14%

Jeans (Levis 501 Or Similar)

$29.89 ₹2,859

$24.70 ₹2,362

21.01%

Summer Dress (H&M, Zara, etc)

$30.14 ₹2,882

$25.70 ₹2,458

17.28%

Sport Shoes (Adidas, Nike)

$55.7 ₹5,327

$43.66 ₹4,176

27.58%

Men's Leather Business Shoes

$40.93 ₹3,915

$31.62 ₹3,024

29.44%

1-bedroom Apartment, City Center (Monthly)

$702 ₹67.1K

$124 ₹11.9K

464.94%

1-bedroom Apartment, Outside City Center (Monthly)

$362 ₹34.6K

$76.3 ₹7,298

374.38%

3-bedroom Apartment, City Center (Monthly)

$1,775 ₹169.8K

$278 ₹26.6K

538.24%

3-bedroom Apartment, Outside City Center (Monthly)

$845 ₹80.8K

$177 ₹16.9K

377.36%

Buy Apartment in City Center (m2)

$6,137 ₹586.9K

$1,011 ₹96.7K

507.17%

Buy Apartment Outside City Center (m2)

$2,570 ₹245.8K

$514 ₹49.1K

400.40%

Average Monthly Net Salary (After Tax)

$767 ₹73.4K

$361 ₹34.5K

112.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.67

6.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 27, 2026

Last update for Udhampur: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $702 in Mumbai (Bombay) and $124 in Udhampur. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 113% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $10.00 in Udhampur for a mid-range dinner for two. Groceries echo the gap at $129 vs $105 per month, with Udhampur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Udhampur: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Udhampur differ by about 101% in total monthly costs ($766 vs $381 including rent). Udhampur is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 113% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $702 in Mumbai (Bombay) versus $124 in Udhampur. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 23% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Udhampur – a meal for two runs $10.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $381 in Udhampur versus $766 in Mumbai (Bombay), a $1,000 budget is realistic in Udhampur but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Udhampur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Udhampur gentler on the wallet – expenses run 101% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.