Last update: Nov 2026

Cost of Living Comparison Between Mumbai (Bombay) and Udhampur

For one person, living is cheaper in Udhampur: $364 a month against $811 in Mumbai (Bombay), rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
18

Cost of Living Index in Udhampur
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Udhampur Living Index

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Mumbai (Bombay)

🇮🇳 India

$811

/mo nomad

Udhampur

🇮🇳 India

$364

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Udhampur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Udhampur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $811 in Mumbai (Bombay) versus $364 in Udhampur.

Mumbai (Bombay) $811
Udhampur $364

Estimated couple costs with rent: $1,402 in Mumbai (Bombay) versus $584 in Udhampur.

Mumbai (Bombay) $1,402
Udhampur $584

Monthly costs for a family of three with rent: $1,992 in Mumbai (Bombay) versus $804 in Udhampur.

Mumbai (Bombay) $1,992
Udhampur $804

Living in Mumbai (Bombay) is roughly 123% more expensive than in Udhampur, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Udhampur 73% lower.

Meal at Budget Restaurant

$5.12 ₹481

$2.14 ₹201

139.25%

Three-Course Dinner for Two, Mid-Range

$26.54 ₹2,493

$10.36 ₹973

156.18%

Fast Food Meal (McDonalds, etc)

$3.92 ₹368

$3.78 ₹355

3.70%

Cappuccino

$2.86 ₹269

$1.58 ₹148

81.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹37.91

$0.41 ₹38.19

-2.44%

Water (0.33 liter bottle)

$0.14 ₹13.60

$0.13 ₹12.28

7.69%

Local Beer (0.5 liter draught)

$2.71 ₹255

$1.80 ₹169

50.56%

Imported Beer (0.33 liter bottle)

$4.32 ₹406

$2.92 ₹275

47.95%

Milk (1 liter)

$0.74 ₹69.6

$0.62 ₹58.1

19.35%

White Bread (500g)

$0.52 ₹48.64

$0.44 ₹41.72

18.18%

Rice (white) (1kg)

$0.75 ₹70.9

$0.65 ₹60.8

15.38%

Eggs

$1.02 ₹95.5

$0.86 ₹81.0

18.60%

Local Cheese (1kg)

$5.73 ₹538

$4.49 ₹422

27.62%

Chicken Fillets (1kg)

$3.64 ₹342

$2.86 ₹269

27.27%

Apples (1kg)

$2.37 ₹223

$1.87 ₹175

26.74%

Banana (1kg)

$0.69 ₹65.0

$0.63 ₹59.4

9.52%

Oranges (1kg)

$1.25 ₹117

$0.95 ₹89.3

31.58%

Tomato (1kg)

$0.47 ₹44.55

$0.46 ₹42.90

2.17%

Potato (1kg)

$0.34 ₹32.16

$0.33 ₹30.82

3.03%

Onion (1kg)

$0.37 ₹35.18

$0.40 ₹37.64

-7.50%

Lettuce (1 head)

$0.43 ₹40.21

$0.43 ₹40.66

Water (1.5 liter bottle)

$0.31 ₹29.54

$0.31 ₹29.24

Cigarettes 20 Pack (Marlboro, Camel)

$4.95 ₹465

$5.01 ₹471

-1.20%

Wine (Bottle)

$8.43 ₹791

$7.18 ₹674

17.41%

Local Beer (0.5 liter bottle)

$1.99 ₹187

$1.64 ₹154

21.34%

Imported Beer (0.33 liter bottle)

$3.18 ₹299

$2.59 ₹243

22.78%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.04 ₹567

$4.84 ₹454

24.79%

One-way Ticket (Public Transport)

$0.22 ₹20.67

$0.21 ₹19.69

4.76%

Public Transport Monthly Pass (Regular Price)

$5.63 ₹529

$7.16 ₹672

-21.37%

Taxi Start (Normal Tariff)

$0.37 ₹34.46

$0.87 ₹81.9

-57.47%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.22

$0.25 ₹23.32

32.00%

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹128

$1.56 ₹146

-12.18%

Gasoline (1 liter)

$1.12 ₹105

$1.08 ₹102

3.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.7K ₹1.5M

$11.2K ₹1.1M

40.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₹2.1M

$19.9K ₹1.9M

14.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.6 ₹6,533

$34.57 ₹3,246

101.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.35 ₹408

$3.42 ₹321

27.19%

Internet (50+ Mbps, Unlimited Data)

$9.11 ₹855

$6.45 ₹605

41.24%

Gym Membership (Monthly)

$37.44 ₹3,515

$14.40 ₹1,352

160.00%

Tennis Court (1 Hour on Weekend)

$14.26 ₹1,339

$6.49 ₹609

119.72%

Cinema Ticket

$4.40 ₹413

$3.00 ₹281

46.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.1K

$45.85 ₹4,306

158.41%

International Primary School, 1 Child (Yearly)

$6,043 ₹567.5K

$1,399 ₹131.4K

331.96%

Jeans (Levis 501 Or Similar)

$34.60 ₹3,249

$21.92 ₹2,059

57.85%

Summer Dress (H&M, Zara, etc)

$40.28 ₹3,783

$23.51 ₹2,207

71.33%

Sport Shoes (Adidas, Nike)

$52.2 ₹4,905

$38.19 ₹3,586

36.76%

Men's Leather Business Shoes

$46.71 ₹4,387

$28.40 ₹2,667

64.47%

1-bedroom Apartment, City Center (Monthly)

$609 ₹57.2K

$121 ₹11.4K

402.43%

1-bedroom Apartment, Outside City Center (Monthly)

$364 ₹34.2K

$75.6 ₹7,103

381.72%

3-bedroom Apartment, City Center (Monthly)

$2,169 ₹203.7K

$265 ₹24.9K

718.81%

3-bedroom Apartment, Outside City Center (Monthly)

$995 ₹93.4K

$187 ₹17.6K

430.88%

Buy Apartment in City Center (m2)

$5,687 ₹534.0K

$935 ₹87.8K

508.10%

Buy Apartment Outside City Center (m2)

$2,662 ₹249.9K

$534 ₹50.2K

398.28%

Average Monthly Net Salary (After Tax)

$717 ₹67.4K

$365 ₹34.3K

96.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.26

8.86

-6.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): November 2, 2026

Last update for Udhampur: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$364 45%

Udhampur

$76 20.8% 79.2% $289

Groceries & Markets

Mumbai (Bombay)

$119 14.7%

Udhampur

$99 27.1% 17% $20

Eating Out

Mumbai (Bombay)

$111 13.8%

Udhampur

$64 17.7% 42.2% $47

Monthly Utilities & Internet

Mumbai (Bombay)

$83 10.2%

Udhampur

$44 12.2% 46.5% $39

Clothing & Footwear

Mumbai (Bombay)

$78 9.7%

Udhampur

$50 13.9% 35.6% $28

Sport & Entertainment

Mumbai (Bombay)

$46 5.7%

Udhampur

$20 5.6% 55.9% $26

Getting Around

Mumbai (Bombay)

$8.5 1.1%

Udhampur

$10 2.8% 18.4% $1.6

Cost Breakdown

A one-bedroom apartment in the center runs $609 in Mumbai (Bombay) and $121 in Udhampur. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 96% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27 in Mumbai (Bombay) vs $10 in Udhampur for a mid-range dinner for two. Groceries echo the gap at $119 vs $99 per month, with Udhampur cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Udhampur

🕒 Local time

21:48 9:48 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

50,106

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.65 USD

1,000 INR = 9.48 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.48 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Udhampur 1,560 km ≈ 2 h 30 min nonstop flight

From you

Mumbai (Bombay)
Udhampur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Udhampur: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $811 in Mumbai (Bombay) and $364 in Udhampur, so Udhampur is about 55% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 96% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $609 in Mumbai (Bombay) versus $121 in Udhampur. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Udhampur – a meal for two runs $10 versus $27 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $364 in Udhampur versus $811 in Mumbai (Bombay), a $800 budget is realistic in Udhampur but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Udhampur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Udhampur wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.