Cost of Living Comparison Between Mumbai (Bombay) and Udhampur Cost of Living Comparison Between Mumbai (Bombay) and Udhampur

Monthly Cost of Living

Monthly costs for one person with rent: $781 in Mumbai (Bombay) versus $391 in Udhampur.

Estimated couple costs with rent: $1,281 in Mumbai (Bombay) versus $614 in Udhampur.

Monthly costs for a family of three with rent: $1,781 in Mumbai (Bombay) versus $838 in Udhampur.

Living in Mumbai (Bombay) is roughly 100% more expensive than Udhampur, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Udhampur 71% lower.

Meal at Budget Restaurant

$5.13 ₹488

$2.34 ₹223

119.23%

Three-Course Dinner for Two, Mid-Range

$22.35 ₹2,126

$10.38 ₹987

115.32%

Fast Food Meal (McDonalds, etc)

$4.69 ₹446

$3.76 ₹358

24.73%

Cappuccino

$2.65 ₹252

$1.59 ₹152

66.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹44.56

$0.37 ₹35.63

27.03%

Water (0.33 liter bottle)

$0.19 ₹18.19

$0.14 ₹13.67

35.71%

Local Beer (0.5 liter draught)

$2.28 ₹217

$1.70 ₹161

34.12%

Imported Beer (0.33 liter bottle)

$4.12 ₹392

$2.98 ₹283

38.26%

Milk (1 liter)

$0.74 ₹70.2

$0.67 ₹63.6

10.45%

White Bread (500g)

$0.52 ₹49.55

$0.45 ₹42.55

15.56%

Rice (white) (1kg)

$0.84 ₹79.5

$0.72 ₹68.6

16.67%

Eggs

$1.07 ₹102

$0.94 ₹89.1

13.83%

Local Cheese (1kg)

$7.05 ₹671

$5.06 ₹482

39.33%

Chicken Fillets (1kg)

$3.93 ₹374

$2.93 ₹279

34.13%

Apples (1kg)

$2.34 ₹223

$1.98 ₹188

18.18%

Banana (1kg)

$0.77 ₹73.1

$0.72 ₹68.0

6.94%

Oranges (1kg)

$1.31 ₹125

$0.98 ₹93.3

33.67%

Tomato (1kg)

$0.64 ₹60.6

$0.50 ₹47.42

28.00%

Potato (1kg)

$0.53 ₹50.0

$0.36 ₹34.15

47.22%

Onion (1kg)

$0.63 ₹59.7

$0.42 ₹39.84

50.00%

Lettuce (1 head)

$0.69 ₹65.7

$0.46 ₹43.70

50.00%

Water (1.5 liter bottle)

$0.35 ₹33.47

$0.32 ₹30.28

9.37%

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 ₹396

$4.02 ₹382

3.48%

Wine (Bottle)

$8.59 ₹817

$7.04 ₹669

22.02%

Local Beer (0.5 liter bottle)

$2.14 ₹203

$1.77 ₹168

20.90%

Imported Beer (0.33 liter bottle)

$3.24 ₹309

$2.77 ₹263

16.97%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.22 ₹686

$5.03 ₹478

43.54%

One-way Ticket (Public Transport)

$0.24 ₹22.96

$0.30 ₹28.66

-20.00%

Public Transport Monthly Pass (Regular Price)

$4.73 ₹450

$8.48 ₹807

-44.22%

Taxi Start (Normal Tariff)

$0.37 ₹34.92

$0.80 ₹75.8

-53.75%

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹136

$1.48 ₹141

-3.38%

Gasoline (1 liter)

$1.22 ₹116

$1.21 ₹115

0.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$13.8K ₹1.3M

25.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K ₹2.4M

$22.1K ₹2.1M

15.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.2 ₹4,865

$38.46 ₹3,658

33.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.03 ₹478

$3.55 ₹338

41.69%

Internet (50+ Mbps, Unlimited Data)

$8.65 ₹823

$7.24 ₹688

19.48%

Gym Membership (Monthly)

$22.99 ₹2,186

$15.97 ₹1,518

43.96%

Tennis Court (1 Hour on Weekend)

$11.83 ₹1,125

$7.09 ₹675

66.85%

Cinema Ticket

$4.53 ₹431

$2.87 ₹273

57.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.5K

$51.9 ₹4,930

134.04%

International Primary School, 1 Child (Yearly)

$3,356 ₹319.1K

$1,567 ₹149.0K

114.17%

Jeans (Levis 501 Or Similar)

$29.19 ₹2,776

$24.81 ₹2,360

17.65%

Summer Dress (H&M, Zara, etc)

$30.76 ₹2,925

$24.86 ₹2,364

23.73%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,385

$43.68 ₹4,154

29.65%

Men's Leather Business Shoes

$41.02 ₹3,901

$31.72 ₹3,017

29.32%

1-bedroom Apartment, City Center (Monthly)

$695 ₹66.1K

$123 ₹11.7K

465.14%

1-bedroom Apartment, Outside City Center (Monthly)

$350 ₹33.3K

$76.7 ₹7,296

355.94%

3-bedroom Apartment, City Center (Monthly)

$1,778 ₹169.1K

$279 ₹26.5K

537.53%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹79.4K

$183 ₹17.4K

355.17%

Buy Apartment in City Center (m2)

$6,331 ₹602.1K

$989 ₹94.1K

539.98%

Buy Apartment Outside City Center (m2)

$2,639 ₹251.0K

$523 ₹49.7K

405.07%

Average Monthly Net Salary (After Tax)

$737 ₹70.1K

$365 ₹34.7K

101.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.67

6.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): June 7, 2026

Last update for Udhampur: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $695 in Mumbai (Bombay) and $123 in Udhampur. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 102% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $10.00 in Udhampur for a mid-range dinner for two. Groceries echo the gap at $130 vs $104 per month, with Udhampur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Udhampur: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Udhampur differ by about 100% in total monthly costs ($781 vs $391 including rent). Udhampur is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Mumbai (Bombay) pays 102% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $695 in Mumbai (Bombay) versus $123 in Udhampur. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 25% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Udhampur – a meal for two runs $10.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $391 in Udhampur versus $781 in Mumbai (Bombay), a $1,000 budget is realistic in Udhampur but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Udhampur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Udhampur gentler on the wallet – expenses run 100% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.