Cost of Living Comparison Between Mumbai (Bombay) and Udhampur Cost of Living Comparison Between Mumbai (Bombay) and Udhampur

Monthly Cost of Living

Monthly costs for one person with rent: $786 in Mumbai (Bombay) versus $356 in Udhampur.

Estimated couple costs with rent: $1,295 in Mumbai (Bombay) versus $574 in Udhampur.

Monthly costs for a family of three with rent: $1,805 in Mumbai (Bombay) versus $791 in Udhampur.

Living in Mumbai (Bombay) is roughly 121% more expensive than in Udhampur, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Udhampur 74% lower.

Meal at Budget Restaurant

$5.16 ₹493

$2.15 ₹205

140.00%

Three-Course Dinner for Two, Mid-Range

$20.80 ₹1,987

$10.36 ₹990

100.77%

Fast Food Meal (McDonalds, etc)

$4.30 ₹410

$3.61 ₹345

19.11%

Cappuccino

$2.65 ₹253

$1.57 ₹150

68.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.56

$0.40 ₹38.59

-7.50%

Water (0.33 liter bottle)

$0.16 ₹15.27

$0.15 ₹14.60

6.67%

Local Beer (0.5 liter draught)

$2.70 ₹258

$1.68 ₹160

60.71%

Imported Beer (0.33 liter bottle)

$4.24 ₹405

$3.11 ₹297

36.33%

Milk (1 liter)

$0.70 ₹66.4

$0.63 ₹59.9

11.11%

White Bread (500g)

$0.48 ₹46.29

$0.44 ₹42.19

9.09%

Rice (white) (1kg)

$0.76 ₹72.8

$0.62 ₹58.9

22.58%

Eggs

$1.02 ₹97.7

$0.85 ₹80.8

20.00%

Local Cheese (1kg)

$5.75 ₹549

$4.40 ₹420

30.68%

Chicken Fillets (1kg)

$3.53 ₹337

$2.83 ₹270

24.73%

Apples (1kg)

$2.23 ₹213

$1.86 ₹178

19.89%

Banana (1kg)

$0.72 ₹69.0

$0.65 ₹62.4

10.77%

Oranges (1kg)

$1.23 ₹117

$0.98 ₹93.2

25.51%

Tomato (1kg)

$0.49 ₹46.68

$0.47 ₹44.97

4.26%

Potato (1kg)

$0.35 ₹33.36

$0.32 ₹30.99

9.37%

Onion (1kg)

$0.40 ₹38.30

$0.37 ₹35.73

8.11%

Lettuce (1 head)

$0.49 ₹47.27

$0.46 ₹43.50

6.52%

Water (1.5 liter bottle)

$0.31 ₹30.09

$0.31 ₹30.01

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹487

$4.91 ₹469

3.87%

Wine (Bottle)

$8.25 ₹788

$7.49 ₹715

10.15%

Local Beer (0.5 liter bottle)

$2.04 ₹195

$1.66 ₹159

22.89%

Imported Beer (0.33 liter bottle)

$3.02 ₹288

$2.79 ₹266

8.24%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.22 ₹594

$4.95 ₹473

25.66%

One-way Ticket (Public Transport)

$0.20 ₹19.09

$0.25 ₹23.62

-20.00%

Public Transport Monthly Pass (Regular Price)

$5.93 ₹567

$7.39 ₹706

-19.76%

Taxi Start (Normal Tariff)

$0.33 ₹31.57

$0.78 ₹74.3

-57.69%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.67

$0.27 ₹26.05

22.22%

Taxi 1hour Waiting (Normal Tariff)

$1.63 ₹156

$1.62 ₹155

0.62%

Gasoline (1 liter)

$1.14 ₹109

$1.06 ₹101

7.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K ₹1.6M

$12.7K ₹1.2M

29.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$19.3K ₹1.8M

16.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.1 ₹5,739

$35.64 ₹3,405

68.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.37 ₹417

$3.32 ₹317

31.63%

Internet (50+ Mbps, Unlimited Data)

$9.32 ₹890

$6.52 ₹623

42.94%

Gym Membership (Monthly)

$27.53 ₹2,631

$13.81 ₹1,319

99.35%

Tennis Court (1 Hour on Weekend)

$13.67 ₹1,306

$6.38 ₹610

114.26%

Cinema Ticket

$4.62 ₹442

$2.95 ₹282

56.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.3K

$48.77 ₹4,660

142.20%

International Primary School, 1 Child (Yearly)

$4,970 ₹474.8K

$1,398 ₹133.6K

255.39%

Jeans (Levis 501 Or Similar)

$34.94 ₹3,338

$21.81 ₹2,083

60.20%

Summer Dress (H&M, Zara, etc)

$37.94 ₹3,625

$23.26 ₹2,222

63.11%

Sport Shoes (Adidas, Nike)

$60.3 ₹5,758

$37.96 ₹3,626

58.75%

Men's Leather Business Shoes

$49.94 ₹4,771

$27.20 ₹2,598

83.60%

1-bedroom Apartment, City Center (Monthly)

$641 ₹61.2K

$124 ₹11.8K

417.57%

1-bedroom Apartment, Outside City Center (Monthly)

$371 ₹35.4K

$72.1 ₹6,890

413.95%

3-bedroom Apartment, City Center (Monthly)

$1,937 ₹185.0K

$262 ₹25.1K

638.62%

3-bedroom Apartment, Outside City Center (Monthly)

$869 ₹83.0K

$173 ₹16.5K

402.15%

Buy Apartment in City Center (m2)

$6,174 ₹589.9K

$978 ₹93.4K

531.25%

Buy Apartment Outside City Center (m2)

$2,428 ₹232.0K

$522 ₹49.9K

365.31%

Average Monthly Net Salary (After Tax)

$810 ₹77.4K

$369 ₹35.3K

119.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.36

8.86

-5.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 7, 2026

Last update for Udhampur: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $641 in Mumbai (Bombay) and $124 in Udhampur. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 119% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $10.00 in Udhampur for a mid-range dinner for two. Groceries echo the gap at $117 vs $100 per month, with Udhampur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Udhampur: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Udhampur differ by about 121% in total monthly costs ($786 vs $356 including rent). Udhampur is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 119% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $641 in Mumbai (Bombay) versus $124 in Udhampur. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Udhampur – a meal for two runs $10.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $356 in Udhampur versus $786 in Mumbai (Bombay), a $1,000 budget is realistic in Udhampur but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Udhampur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Udhampur gentler on the wallet – expenses run 121% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.