😐Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $378 in Varkala.
😐Estimated couple costs with rent: $2,549 in Ubud, Bali versus $606 in Varkala.
😐Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $834 in Varkala.
😐Living in Ubud, Bali is roughly 272% more expensive than Varkala, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 4% above, Varkala is 72% below.
Currency
🍽 Eating Out
Ubud, Bali
Varkala
Difference
Meal at Budget Restaurant
$3.57Rp 64.7K
$2.31₹220
54.55%
Three-Course Dinner for Two, Mid-Range
$32.50Rp 589.5K
$10.58₹1,009
207.18%
Fast Food Meal(McDonalds, etc)
$4.86Rp 88.2K
$3.46₹330
40.46%
Cappuccino
$2.75Rp 49.8K
$1.57₹150
75.16%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32Rp 24.0K
$0.41₹38.81
221.95%
Water(0.33 liter bottle)
$0.70Rp 12.7K
$0.16₹15.07
337.50%
Local Beer(0.5 liter draught)
$2.91Rp 52.8K
$1.69₹161
72.19%
Imported Beer(0.33 liter bottle)
$3.79Rp 68.8K
$3.02₹288
25.50%
🛒 Groceries & Markets
Ubud, Bali
Varkala
Difference
Milk(1 liter)
$1.71Rp 31.0K
$0.66₹62.7
159.09%
White Bread(500g)
$2.47Rp 44.9K
$0.45₹42.80
448.89%
Rice(white)(1kg)
$1.20Rp 21.8K
$0.66₹62.9
81.82%
Eggs
$2.44Rp 44.3K
$0.90₹85.7
171.11%
Local Cheese(1kg)
$14.38Rp 260.9K
$4.86₹463
195.88%
Chicken Fillets(1kg)
$4.31Rp 78.1K
$3.03₹289
42.24%
Beef Round Steak(1kg)
$12.21Rp 221.4K
-
-
Apples(1kg)
$3.68Rp 66.8K
$1.97₹188
86.80%
Banana(1kg)
$1.55Rp 28.1K
$0.69₹65.9
124.64%
Oranges(1kg)
$2.79Rp 50.5K
$0.95₹90.2
193.68%
Tomato(1kg)
$2.33Rp 42.3K
$0.53₹50.9
339.62%
Potato(1kg)
$1.97Rp 35.7K
$0.38₹36.69
418.42%
Onion(1kg)
$2.31Rp 41.9K
$0.46₹43.99
402.17%
Lettuce(1 head)
$1.06Rp 19.3K
$0.49₹47.03
116.33%
Water(1.5 liter bottle)
$0.73Rp 13.2K
$0.35₹32.99
108.57%
Cigarettes 20 Pack(Marlboro, Camel)
$3.28Rp 59.5K
$3.94₹375
-16.75%
Wine(Bottle)
$22.79Rp 413.4K
$7.38₹704
208.81%
Local Beer(0.5 liter bottle)
$2.81Rp 50.9K
$1.79₹170
56.98%
Imported Beer(0.33 liter bottle)
$2.78Rp 50.5K
$2.78₹265
-
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
-
$5.58₹532
-
🚌 Getting Around
Ubud, Bali
Varkala
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,281
$0.30₹28.94
-3.33%
Public Transport Monthly Pass(Regular Price)
$8.06Rp 146.2K
$8.83₹842
-8.72%
Taxi Start(Normal Tariff)
$0.45Rp 8,146
$0.84₹80.1
-46.43%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,193
$0.25₹23.79
80.00%
Taxi 1hour Waiting(Normal Tariff)
$6.24Rp 113.1K
$1.43₹136
336.36%
Gasoline(1 liter)
$0.85Rp 15.4K
$1.22₹116
-30.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0KRp 471.2M
$13.9K₹1.3M
86.61%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 574.1M
$21.9K₹2.1M
44.80%
🧾 Monthly Utilities & Internet
Ubud, Bali
Varkala
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.8Rp 1.5M
$38.78₹3,697
108.23%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 73.6K
$3.55₹338
14.37%
Internet(50+ Mbps, Unlimited Data)
$24.42Rp 442.9K
$7.46₹711
227.35%
🎉 Sport & Entertainment
Ubud, Bali
Varkala
Difference
Gym Membership(Monthly)
$97.7Rp 1.8M
$16.09₹1,534
507.02%
Tennis Court(1 Hour on Weekend)
$6.45Rp 116.9K
$6.98₹666
-7.59%
Cinema Ticket
$4.04Rp 73.3K
$2.97₹283
36.03%
🧸 Childcare & Education
Ubud, Bali
Varkala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.5M
$52.3₹4,989
480.99%
International Primary School, 1 Child(Yearly)
$6,621Rp 120.1M
$1,561₹148.8K
324.12%
👕👟 Clothing & Footwear
Ubud, Bali
Varkala
Difference
Jeans(Levis 501 Or Similar)
$54.2Rp 983.6K
$24.20₹2,307
124.09%
Summer Dress(H&M, Zara, etc)
$38.78Rp 703.2K
$25.54₹2,435
51.84%
Sport Shoes(Adidas, Nike)
$86.1Rp 1.6M
$42.00₹4,004
105.10%
Men's Leather Business Shoes
$76.7Rp 1.4M
$29.96₹2,856
155.91%
🏠 Accommodation & Living
Ubud, Bali
Varkala
Difference
1-bedroom Apartment, City Center(Monthly)
$986Rp 17.9M
$122₹11.7K
706.41%
1-bedroom Apartment, Outside City Center(Monthly)
$658Rp 11.9M
$77.7₹7,408
746.78%
3-bedroom Apartment, City Center(Monthly)
$3,369Rp 61.1M
$274₹26.1K
1128.71%
3-bedroom Apartment, Outside City Center(Monthly)
$2,066Rp 37.5M
$181₹17.3K
1039.15%
Buy Apartment in City Center(m2)
$2,741Rp 49.7M
$1,043₹99.4K
162.94%
Buy Apartment Outside City Center(m2)
$2,228Rp 40.4M
$604₹57.6K
268.75%
💵 Salaries & Financials
Ubud, Bali
Varkala
Difference
Average Monthly Net Salary(After Tax)
$163Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
8.67
53.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 9, 2026
Last update for Varkala: June 8, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $986 in Ubud, Bali and $122 in Varkala. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $33.00 in Ubud, Bali vs $11.00 in Varkala for a mid-range dinner for two. Groceries echo the gap at $297 vs $105 per month, with Varkala cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Varkala: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Varkala?
Varkala wins on cost – living expenses run 272% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Varkala the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Varkala?
You'd need roughly $2,106 in Ubud, Bali and $566 in Varkala to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Varkala?
Rent for a central apartment: $986 in Ubud, Bali versus $122 in Varkala. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Varkala?
Childcare runs $304 in Ubud, Bali versus $52.3 in Varkala. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Varkala?
Supermarket bills run roughly 183% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $2,000/month in Ubud, Bali or Varkala?
At $378 in Varkala versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Varkala but tight or insufficient in Ubud, Bali. The gap between the two cities makes Varkala the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Varkala?
Both work as nomad bases, but Varkala delivers better value – similar infrastructure at $378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Varkala hard to pass up.
How safe is Ubud, Bali compared to Varkala?
Safety-wise, Ubud, Bali and Varkala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Varkala gentler on the wallet – expenses run 272% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared