Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Hay River, NT

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,243 in Hay River, NT, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
108

Cost of Living Index in Hay River, NT
Learn more

Hay River, NT Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Hay River, NT

🇨🇦 Canada

$2,243

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hay River, NT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hay River, NT actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,243 in Hay River, NT, rent included.

Ubud, Bali $1,331
Hay River, NT $2,243

A couple spends around $2,255 per month in Ubud, Bali vs $3,217 in Hay River, NT, rent included.

Ubud, Bali $2,255
Hay River, NT $3,217

A family of three spends $3,180 per month in Ubud, Bali vs $4,192 in Hay River, NT, rent included.

Ubud, Bali $3,180
Hay River, NT $4,192

Ubud, Bali is about 41% cheaper than Hay River, NT, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Hay River, NT is 66% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$17.96 CA$25.26

-81.18%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$65.3 CA$91.9

-46.95%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$10.55 CA$14.84

-47.20%

Cappuccino

$2.62 Rp 47.4K

$3.76 CA$5.28

-30.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.98 CA$2.79

-22.22%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.68 CA$2.37

-61.90%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$5.07 CA$7.13

-47.34%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$5.54 CA$7.79

-23.10%

Milk (1 liter)

$1.46 Rp 26.5K

$2.10 CA$2.95

-30.48%

White Bread (500g)

$2.29 Rp 41.5K

$2.47 CA$3.48

-7.29%

Rice (white) (1kg)

$1.11 Rp 20.0K

$3.50 CA$4.92

-68.29%

Eggs

$2.10 Rp 38.0K

$3.45 CA$4.86

-39.13%

Local Cheese (1kg)

$15.94 Rp 288.6K

$10.10 CA$14.20

57.82%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$11.64 CA$16.38

-66.67%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$14.78 CA$20.79

-22.87%

Apples (1kg)

$3.55 Rp 64.3K

$3.81 CA$5.35

-6.82%

Banana (1kg)

$1.54 Rp 27.8K

$1.36 CA$1.92

13.24%

Oranges (1kg)

$2.23 Rp 40.4K

$3.77 CA$5.30

-40.85%

Tomato (1kg)

$1.97 Rp 35.7K

$3.90 CA$5.48

-49.49%

Potato (1kg)

$1.86 Rp 33.6K

$2.45 CA$3.45

-24.08%

Onion (1kg)

$2.42 Rp 43.8K

$2.17 CA$3.05

11.52%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.47 CA$3.47

-58.70%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$1.58 CA$2.22

-67.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$14.41 CA$20.27

-84.73%

Wine (Bottle)

$21.79 Rp 394.4K

$12.85 CA$18.08

69.57%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$2.84 CA$3.99

-17.96%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$3.19 CA$4.48

-6.90%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$2.38 CA$3.34

-89.50%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$63.3 CA$89.0

-87.09%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$2.86 CA$4.02

-84.62%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$1.43 CA$2.01

-67.13%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$23.34 CA$32.83

-76.01%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.22 CA$1.71

-31.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$27.9K CA$39.2K

-12.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$21.6K CA$30.3K

46.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$136 CA$191

-42.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$38.85 CA$54.6

-84.20%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$54.2 CA$76.3

-65.11%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$37.47 CA$52.7

36.08%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$18.40 CA$25.88

-0.82%

Cinema Ticket

$4.38 Rp 79.3K

$10.83 CA$15.23

-59.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$641 CA$901

-23.14%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$13.5K CA$19.0K

-9.38%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$55.4 CA$77.8

-18.41%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$39.28 CA$55.2

-11.18%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$85.3 CA$120

-8.13%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$105 CA$147

-25.71%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,143 CA$1,608

-5.76%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$1,118 CA$1,572

-40.51%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$1,980 CA$2,784

77.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$1,645 CA$2,313

1.57%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$4,323 CA$6,079

-45.87%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$3,528 CA$4,962

-36.62%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$4,215 CA$5,928

-96.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.68

194.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Hay River, NT: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Hay River, NT

$1.1K 49.8% 68.1% $453

Groceries & Markets

Ubud, Bali

$279 21%

Hay River, NT

$355 15.8% 27% $75

Clothing & Footwear

Ubud, Bali

$106 8%

Hay River, NT

$128 5.7% 20.5% $22

Eating Out

Ubud, Bali

$106 8%

Hay River, NT

$272 12.1% 157% $166

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Hay River, NT

$229 10.2% 123% $126

Sport & Entertainment

Ubud, Bali

$60 4.5%

Hay River, NT

$59 2.6% 1% $0.6

Getting Around

Ubud, Bali

$12 0.9%

Hay River, NT

$83 3.7% 593% $71

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,143 in Hay River, NT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hay River, NT are about 25 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $65 in Hay River, NT. Monthly groceries follow the same trend: $279 vs $355 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Hay River, NT

🕒 Local time

03:12 3:12 AM

13:12 1:12 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

3,600

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

1 CAD = 0.711 USD

1 CAD = 0.633 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,331 IDR (100,000 IDR = 4.92 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.58 CAD (1 CAD = 0.633 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Hay River, NT 12,860 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Hay River, NT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hay River, NT: Cost of Living - Frequently Asked Questions

Hay River, NT costs about 69% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,364 in Hay River, NT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,078 in Ubud, Bali and $1,143 in Hay River, NT. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $2,243 in Hay River, NT. That makes Ubud, Bali about 41% cheaper.

Public transport costs about 87% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,243 in Hay River, NT. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Hay River, NT makes more sense. Both are solid long-term options with distinct trade-offs.