Cost of Living Comparison Between Ubud, Bali and Hay River, NT Cost of Living Comparison Between Ubud, Bali and Hay River, NT

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $2,335 in Hay River, NT, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $3,416 in Hay River, NT, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $4,497 in Hay River, NT, rent included.

Ubud, Bali is about 40% cheaper than Hay River, NT, driven mainly by Eating Out.

Both Ubud, Bali and Hay River, NT sit above the global median – Ubud, Bali by 4%, Hay River, NT by 74%.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$16.82 CA$23.49

-78.78%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$69.4 CA$96.9

-53.14%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$10.82 CA$15.12

-55.08%

Cappuccino

$2.75 Rp 49.2K

$3.74 CA$5.23

-26.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.99 CA$2.78

-33.67%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.65 CA$2.30

-57.58%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$5.59 CA$7.81

-47.94%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$5.82 CA$8.13

-34.88%

Milk (1 liter)

$1.71 Rp 30.6K

$2.11 CA$2.95

-18.96%

White Bread (500g)

$2.47 Rp 44.3K

$2.69 CA$3.76

-8.18%

Rice (white) (1kg)

$1.20 Rp 21.5K

$3.68 CA$5.14

-67.39%

Eggs

$2.44 Rp 43.8K

$3.38 CA$4.72

-27.81%

Local Cheese (1kg)

$14.38 Rp 257.7K

$11.09 CA$15.49

29.67%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$11.52 CA$16.09

-62.59%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$14.82 CA$20.70

-17.61%

Apples (1kg)

$3.68 Rp 66.0K

$4.15 CA$5.80

-11.33%

Banana (1kg)

$1.55 Rp 27.8K

$1.42 CA$1.98

9.15%

Oranges (1kg)

$2.79 Rp 49.9K

$3.69 CA$5.16

-24.39%

Tomato (1kg)

$2.33 Rp 41.8K

$3.74 CA$5.22

-37.70%

Potato (1kg)

$1.97 Rp 35.3K

$2.38 CA$3.32

-17.23%

Onion (1kg)

$2.31 Rp 41.4K

$2.47 CA$3.44

-6.48%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.61 CA$3.64

-59.39%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.80 CA$2.51

-59.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$13.97 CA$19.51

-76.52%

Wine (Bottle)

$22.79 Rp 408.4K

$12.45 CA$17.38

83.05%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.93 CA$4.09

-4.10%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.11 CA$4.34

-10.61%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$2.31 CA$3.22

-87.45%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$62.3 CA$87.0

-87.06%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$3.24 CA$4.52

-86.11%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.50 CA$2.10

-70.00%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$25.42 CA$35.49

-75.45%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.12 CA$1.56

-24.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$24.9K CA$34.8K

4.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$20.7K CA$28.9K

53.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$141 CA$196

-42.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$43.94 CA$61.4

-90.76%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$63.0 CA$88.0

-61.26%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$41.96 CA$58.6

132.77%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$11.59 CA$16.19

-65.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$747 CA$1,043

-59.31%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$11.7K CA$16.3K

-43.26%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$53.4 CA$74.5

1.61%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$39.21 CA$54.8

-1.10%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$87.3 CA$122

-1.29%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$105 CA$147

-27.19%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$1,311 CA$1,831

-24.82%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$1,193 CA$1,666

-44.84%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$2,006 CA$2,802

67.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$1,781 CA$2,487

15.99%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$4,961 CA$6,927

-44.73%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$4,294 CA$5,997

-48.13%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$4,308 CA$6,016

-96.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.46

105.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Hay River, NT: June 6, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $1,311 in Hay River, NT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2536% higher in Hay River, NT, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $69.0 in Hay River, NT. Monthly groceries follow the same trend: $297 vs $364 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hay River, NT: Cost of Living - Frequently Asked Questions

Hay River, NT costs about 66% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $3,503 in Hay River, NT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $2,335 in Hay River, NT. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 673% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Hay River, NT at $2,335. In Ubud, Bali it covers expenses comfortably, while in Hay River, NT it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,404 versus $2,335 in Hay River, NT. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hay River, NT makes more sense. Both are solid long-term options with distinct trade-offs.