Cost of Living Comparison Between Hay River, NT and Ubud, Bali Cost of Living Comparison Between Hay River, NT and Ubud, Bali

Monthly Cost of Living

A single person spends $2,307 per month in Hay River, NT vs $1,396 in Ubud, Bali, rent included.

A couple spends around $3,315 per month in Hay River, NT vs $2,334 in Ubud, Bali, rent included.

A family of three spends $4,323 per month in Hay River, NT vs $3,273 in Ubud, Bali, rent included.

Hay River, NT costs about 65% more than Ubud, Bali, driven mainly by Eating Out.

Both Hay River, NT and Ubud, Bali sit above the global median – Hay River, NT by 68%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$18.25 CA$25.25

$3.37 Rp 59.5K

441.54%

Three-Course Dinner for Two, Mid-Range

$66.7 CA$92.3

$38.59 Rp 680.4K

72.82%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.17

$5.52 Rp 97.3K

98.73%

Cappuccino

$3.69 CA$5.11

$2.64 Rp 46.6K

39.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 CA$2.55

$1.67 Rp 29.5K

10.18%

Water (0.33 liter bottle)

$1.74 CA$2.40

$0.77 Rp 13.6K

125.97%

Local Beer (0.5 liter draught)

$5.92 CA$8.19

$2.63 Rp 46.4K

125.10%

Imported Beer (0.33 liter bottle)

$5.00 CA$6.92

$4.28 Rp 75.5K

16.82%

Milk (1 liter)

$2.06 CA$2.85

$1.55 Rp 27.3K

32.90%

White Bread (500g)

$2.62 CA$3.62

$2.22 Rp 39.2K

18.02%

Rice (white) (1kg)

$3.00 CA$4.15

$1.13 Rp 19.8K

165.49%

Eggs

$3.92 CA$5.43

$2.09 Rp 36.8K

87.56%

Local Cheese (1kg)

$11.54 CA$15.96

$17.39 Rp 306.7K

-33.64%

Chicken Fillets (1kg)

$11.48 CA$15.88

$3.87 Rp 68.2K

196.64%

Beef Round Steak (1kg)

$14.73 CA$20.38

$12.55 Rp 221.3K

17.37%

Apples (1kg)

$4.24 CA$5.86

$3.62 Rp 63.8K

17.13%

Banana (1kg)

$1.25 CA$1.73

$1.56 Rp 27.5K

-19.87%

Oranges (1kg)

$3.22 CA$4.45

$2.35 Rp 41.5K

37.02%

Tomato (1kg)

$3.84 CA$5.32

$2.06 Rp 36.2K

86.41%

Potato (1kg)

$2.34 CA$3.24

$1.90 Rp 33.5K

23.16%

Onion (1kg)

$2.50 CA$3.46

$2.34 Rp 41.2K

6.84%

Lettuce (1 head)

$2.37 CA$3.28

$1.03 Rp 18.2K

130.10%

Water (1.5 liter bottle)

$1.42 CA$1.97

$0.55 Rp 9,781

158.18%

Cigarettes 20 Pack (Marlboro, Camel)

$12.91 CA$17.87

$2.25 Rp 39.7K

473.78%

Wine (Bottle)

$12.51 CA$17.31

$23.81 Rp 419.8K

-47.46%

Local Beer (0.5 liter bottle)

$2.65 CA$3.67

$2.31 Rp 40.8K

14.72%

Imported Beer (0.33 liter bottle)

$3.16 CA$4.38

$2.80 Rp 49.4K

12.86%

One-way Ticket (Public Transport)

$2.23 CA$3.09

$0.27 Rp 4,803

725.93%

Public Transport Monthly Pass (Regular Price)

$60.0 CA$83.1

$8.66 Rp 152.7K

593.19%

Taxi Start (Normal Tariff)

$3.36 CA$4.64

$0.48 Rp 8,490

600.00%

Taxi (Normal Tariff) (1km)

$1.56 CA$2.15

$0.45 Rp 7,865

246.67%

Taxi 1hour Waiting (Normal Tariff)

$23.40 CA$32.37

$5.72 Rp 100.8K

309.09%

Gasoline (1 liter)

$1.14 CA$1.58

$0.76 Rp 13.4K

50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K CA$38.4K

$24.5K Rp 431.7M

13.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K CA$28.2K

$32.1K Rp 566.4M

-36.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$193

$83.6 Rp 1.5M

66.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.54 CA$53.3

$6.46 Rp 113.8K

496.59%

Internet (50+ Mbps, Unlimited Data)

$56.8 CA$78.6

$18.99 Rp 334.9K

199.00%

Gym Membership (Monthly)

$40.92 CA$56.6

$56.0 Rp 987.0K

-26.89%

Tennis Court (1 Hour on Weekend)

$16.63 CA$23.01

$18.62 Rp 328.3K

-10.69%

Cinema Ticket

$12.92 CA$17.88

$4.28 Rp 75.5K

201.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$818 CA$1,132

$487 Rp 8.6M

68.19%

International Primary School, 1 Child (Yearly)

$12.2K CA$16.9K

$5,856 Rp 103.3M

108.21%

Jeans (Levis 501 Or Similar)

$55.3 CA$76.5

$45.56 Rp 803.3K

21.27%

Summer Dress (H&M, Zara, etc)

$36.25 CA$50.2

$36.38 Rp 641.5K

-0.36%

Sport Shoes (Adidas, Nike)

$86.3 CA$119

$82.0 Rp 1.4M

5.32%

Men's Leather Business Shoes

$98.8 CA$137

$80.4 Rp 1.4M

22.90%

1-bedroom Apartment, City Center (Monthly)

$1,132 CA$1,566

$1,117 Rp 19.7M

1.36%

1-bedroom Apartment, Outside City Center (Monthly)

$982 CA$1,359

$701 Rp 12.4M

40.11%

3-bedroom Apartment, City Center (Monthly)

$2,025 CA$2,801

$3,537 Rp 62.4M

-42.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,738 CA$2,405

$1,762 Rp 31.1M

-1.36%

Buy Apartment in City Center (m2)

$4,703 CA$6,508

$2,826 Rp 49.8M

66.43%

Buy Apartment Outside City Center (m2)

$3,866 CA$5,349

$2,292 Rp 40.4M

68.67%

Average Monthly Net Salary (After Tax)

$4,268 CA$5,906

$170 Rp 3.0M

2413.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.68

13.78

-66.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hay River, NT: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,132 in Hay River, NT versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2414% higher in Hay River, NT, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67.0 in Hay River, NT versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $355 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hay River, NT vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hay River, NT costs about 65% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,460 per month in Hay River, NT and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,307 in Hay River, NT and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 593% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Hay River, NT at $2,307. In Ubud, Bali it covers expenses comfortably, while in Hay River, NT it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,396 versus $2,307 in Hay River, NT. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hay River, NT makes more sense. Both are solid long-term options with distinct trade-offs.