Last update: Oct 2026

Cost of Living Comparison Between Hay River, NT and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,228 in Hay River, NT, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Hay River, NT
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Hay River, NT Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hay River, NT

🇨🇦 Canada

$2,228

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Hay River, NT and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hay River, NT and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,228 per month in Hay River, NT vs $1,353 in Ubud, Bali, rent included.

Hay River, NT $2,228
Ubud, Bali $1,353

A couple spends around $3,228 per month in Hay River, NT vs $2,297 in Ubud, Bali, rent included.

Hay River, NT $3,228
Ubud, Bali $2,297

A family of three spends $4,227 per month in Hay River, NT vs $3,241 in Ubud, Bali, rent included.

Hay River, NT $4,227
Ubud, Bali $3,241

Hay River, NT costs about 65% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Hay River, NT and Ubud, Bali sit above the global median – Hay River, NT by 64%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$17.76 CA$25.11

$3.23 Rp 58.1K

449.85%

Three-Course Dinner for Two, Mid-Range

$64.5 CA$91.1

$34.88 Rp 627.8K

84.83%

Fast Food Meal (McDonalds, etc)

$10.38 CA$14.67

$5.70 Rp 102.5K

82.11%

Cappuccino

$3.54 CA$5.01

$2.62 Rp 47.1K

35.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 CA$2.87

$1.72 Rp 31.0K

18.02%

Water (0.33 liter bottle)

$1.60 CA$2.27

$0.81 Rp 14.6K

97.53%

Local Beer (0.5 liter draught)

$5.28 CA$7.46

$2.65 Rp 47.7K

99.25%

Imported Beer (0.33 liter bottle)

$5.67 CA$8.01

$4.37 Rp 78.6K

29.75%

Milk (1 liter)

$2.00 CA$2.82

$1.57 Rp 28.3K

27.39%

White Bread (500g)

$2.50 CA$3.53

$2.19 Rp 39.5K

14.16%

Rice (white) (1kg)

$3.28 CA$4.63

$1.18 Rp 21.2K

177.97%

Eggs

$3.44 CA$4.86

$2.16 Rp 38.8K

59.26%

Local Cheese (1kg)

$10.04 CA$14.19

$17.65 Rp 317.7K

-43.12%

Chicken Fillets (1kg)

$11.38 CA$16.09

$3.78 Rp 68.0K

201.06%

Beef Round Steak (1kg)

$14.79 CA$20.91

$11.95 Rp 215.1K

23.77%

Apples (1kg)

$3.71 CA$5.24

$3.60 Rp 64.8K

3.06%

Banana (1kg)

$1.32 CA$1.87

$1.59 Rp 28.6K

-16.98%

Oranges (1kg)

$3.74 CA$5.29

$2.31 Rp 41.6K

61.90%

Tomato (1kg)

$3.79 CA$5.35

$1.91 Rp 34.3K

98.43%

Potato (1kg)

$2.45 CA$3.46

$1.78 Rp 32.1K

37.64%

Onion (1kg)

$2.25 CA$3.17

$2.33 Rp 41.9K

-3.43%

Lettuce (1 head)

$2.42 CA$3.42

$1.00 Rp 18.0K

142.00%

Water (1.5 liter bottle)

$1.62 CA$2.29

$0.53 Rp 9,509

205.66%

Cigarettes 20 Pack (Marlboro, Camel)

$14.17 CA$20.03

$2.29 Rp 41.1K

518.78%

Wine (Bottle)

$12.77 CA$18.05

$22.07 Rp 397.3K

-42.14%

Local Beer (0.5 liter bottle)

$2.63 CA$3.72

$2.35 Rp 42.2K

11.91%

Imported Beer (0.33 liter bottle)

$3.10 CA$4.38

$2.98 Rp 53.6K

4.03%

One-way Ticket (Public Transport)

$2.26 CA$3.20

$0.23 Rp 4,112

882.61%

Public Transport Monthly Pass (Regular Price)

$62.1 CA$87.7

$8.90 Rp 160.2K

597.30%

Taxi Start (Normal Tariff)

$2.79 CA$3.95

$0.47 Rp 8,466

493.62%

Taxi (Normal Tariff) (1km)

$1.46 CA$2.07

$0.43 Rp 7,737

239.53%

Taxi 1hour Waiting (Normal Tariff)

$22.52 CA$31.83

$5.47 Rp 98.4K

311.70%

Gasoline (1 liter)

$1.15 CA$1.62

$0.83 Rp 14.9K

38.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.6K

$23.9K Rp 429.8M

17.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K CA$27.1K

$32.8K Rp 590.1M

-41.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 CA$186

$80.0 Rp 1.4M

64.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.62 CA$53.2

$6.56 Rp 118.1K

473.48%

Internet (50+ Mbps, Unlimited Data)

$52.7 CA$74.4

$18.60 Rp 334.8K

183.06%

Gym Membership (Monthly)

$40.43 CA$57.2

$54.1 Rp 974.1K

-25.30%

Tennis Court (1 Hour on Weekend)

$18.00 CA$25.45

$18.28 Rp 329.0K

-1.53%

Cinema Ticket

$10.86 CA$15.35

$4.25 Rp 76.5K

155.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$760 CA$1,074

$493 Rp 8.9M

54.24%

International Primary School, 1 Child (Yearly)

$13.1K CA$18.5K

$5,597 Rp 100.7M

133.56%

Jeans (Levis 501 Or Similar)

$52.6 CA$74.4

$45.58 Rp 820.4K

15.42%

Summer Dress (H&M, Zara, etc)

$38.34 CA$54.2

$34.96 Rp 629.4K

9.67%

Sport Shoes (Adidas, Nike)

$83.9 CA$119

$77.7 Rp 1.4M

7.90%

Men's Leather Business Shoes

$104 CA$147

$78.5 Rp 1.4M

32.23%

1-bedroom Apartment, City Center (Monthly)

$1,130 CA$1,597

$1,131 Rp 20.4M

-0.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,120 CA$1,584

$673 Rp 12.1M

66.47%

3-bedroom Apartment, City Center (Monthly)

$1,928 CA$2,725

$3,613 Rp 65.0M

-46.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,716 CA$2,426

$1,702 Rp 30.6M

0.84%

Buy Apartment in City Center (m2)

$4,164 CA$5,887

$2,717 Rp 48.9M

53.25%

Buy Apartment Outside City Center (m2)

$3,582 CA$5,065

$2,241 Rp 40.3M

59.85%

Average Monthly Net Salary (After Tax)

$4,273 CA$6,041

$166 Rp 3.0M

2468.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.66

13.78

-66.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hay River, NT: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hay River, NT

$1.1K 50.3%

Ubud, Bali

$673 49.7% 39.9% $447

Groceries & Markets

Hay River, NT

$349 15.7%

Ubud, Bali

$287 21.2% 17.8% $62

Eating Out

Hay River, NT

$268 12%

Ubud, Bali

$106 7.9% 60.3% $162

Monthly Utilities & Internet

Hay River, NT

$222 10%

Ubud, Bali

$105 7.8% 52.6% $117

Clothing & Footwear

Hay River, NT

$125 5.6%

Ubud, Bali

$107 7.9% 15% $19

Getting Around

Hay River, NT

$81 3.7%

Ubud, Bali

$12 0.9% 84.7% $69

Sport & Entertainment

Hay River, NT

$62 2.8%

Ubud, Bali

$63 4.6% 0.8% $0.5

Cost Breakdown

A central one-bedroom costs $1,130 in Hay River, NT versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2468% higher in Hay River, NT, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $64.0 in Hay River, NT versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $349 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇦 Hay River, NT

🇮🇩 Ubud, Bali

🕒 Local time

07:30 7:30 AM

21:30 9:30 PM

14 h ahead of Hay River, NT

🌤 Weather

👥 Population

3,600

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Hay River, NT Ubud, Bali 12,860 km ≈ 17 h nonstop flight

From you

Hay River, NT
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hay River, NT vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hay River, NT costs about 65% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,342 per month in Hay River, NT and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,228 in Hay River, NT and $1,353 in Ubud, Bali. That's a gap of about 65%.

Public transport costs about 597% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Hay River, NT at $2,228. In Ubud, Bali it covers expenses comfortably, while in Hay River, NT it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $2,228 in Hay River, NT. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hay River, NT makes more sense. Both are solid long-term options with distinct trade-offs.