Cost of Living Comparison Between Torun and Ubud, Bali Cost of Living Comparison Between Torun and Ubud, Bali

Monthly Cost of Living

A single person spends $1,302 per month in Torun vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,858 per month in Torun vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,414 per month in Torun vs $3,763 in Ubud, Bali, rent included.

Torun is about 8% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Torun sits 3% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.46 zł 35.90

$3.45 Rp 62.1K

174.20%

Three-Course Dinner for Two, Mid-Range

$40.14 zł 152

$32.34 Rp 581.1K

24.12%

Fast Food Meal (McDonalds, etc)

$8.16 zł 30.97

$4.84 Rp 87.1K

68.60%

Cappuccino

$3.30 zł 12.51

$2.75 Rp 49.4K

20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 zł 6.94

$1.38 Rp 24.9K

32.61%

Water (0.33 liter bottle)

$1.25 zł 4.75

$0.75 Rp 13.5K

66.67%

Local Beer (0.5 liter draught)

$2.63 zł 10.00

$2.99 Rp 53.8K

-12.04%

Imported Beer (0.33 liter bottle)

$3.33 zł 12.65

$3.85 Rp 69.2K

-13.51%

Milk (1 liter)

$1.08 zł 4.10

$1.74 Rp 31.2K

-37.93%

White Bread (500g)

$1.20 zł 4.53

$2.46 Rp 44.2K

-51.22%

Rice (white) (1kg)

$1.22 zł 4.63

$1.17 Rp 21.0K

4.27%

Eggs

$3.17 zł 12.02

$2.43 Rp 43.7K

30.45%

Local Cheese (1kg)

$8.82 zł 33.47

$14.50 Rp 260.6K

-39.17%

Chicken Fillets (1kg)

$6.89 zł 26.13

$4.35 Rp 78.2K

58.39%

Beef Round Steak (1kg)

$10.73 zł 40.70

$11.98 Rp 215.3K

-10.43%

Apples (1kg)

$1.16 zł 4.39

$3.72 Rp 66.8K

-68.82%

Banana (1kg)

$1.81 zł 6.86

$1.63 Rp 29.2K

11.04%

Oranges (1kg)

$1.72 zł 6.52

$2.74 Rp 49.3K

-37.23%

Tomato (1kg)

$2.92 zł 11.08

$2.24 Rp 40.3K

30.36%

Potato (1kg)

$0.90 zł 3.41

$1.92 Rp 34.5K

-53.13%

Onion (1kg)

$1.21 zł 4.58

$2.28 Rp 40.9K

-46.93%

Lettuce (1 head)

$1.19 zł 4.51

$1.06 Rp 19.1K

12.26%

Water (1.5 liter bottle)

$0.58 zł 2.21

$0.72 Rp 12.9K

-19.44%

Cigarettes 20 Pack (Marlboro, Camel)

$4.98 zł 18.90

$3.29 Rp 59.0K

51.37%

Wine (Bottle)

$7.32 zł 27.79

$23.19 Rp 416.8K

-68.43%

Local Beer (0.5 liter bottle)

$1.22 zł 4.63

$2.78 Rp 49.9K

-56.12%

Imported Beer (0.33 liter bottle)

$1.88 zł 7.15

$2.73 Rp 49.1K

-31.14%

One-way Ticket (Public Transport)

$1.05 zł 3.98

$0.27 Rp 4,786

288.89%

Public Transport Monthly Pass (Regular Price)

$24.14 zł 91.6

$8.11 Rp 145.7K

197.66%

Taxi Start (Normal Tariff)

$2.15 zł 8.17

$0.48 Rp 8,675

347.92%

Taxi (Normal Tariff) (1km)

$0.52 zł 1.98

$0.42 Rp 7,545

23.81%

Taxi 1hour Waiting (Normal Tariff)

$6.81 zł 25.86

$6.22 Rp 111.8K

9.49%

Gasoline (1 liter)

$1.73 zł 6.58

$0.81 Rp 14.6K

113.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 126.3K

$26.6K Rp 478.2M

25.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K zł 109.9K

$32.2K Rp 578.5M

-10.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 zł 833

$78.4 Rp 1.4M

180.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.69 zł 32.98

$4.07 Rp 73.1K

113.51%

Internet (50+ Mbps, Unlimited Data)

$16.67 zł 63.3

$24.33 Rp 437.1K

-31.48%

Gym Membership (Monthly)

$48.23 zł 183

$98.6 Rp 1.8M

-51.09%

Tennis Court (1 Hour on Weekend)

$23.37 zł 88.7

$6.34 Rp 113.9K

268.61%

Cinema Ticket

$8.33 zł 31.62

$3.99 Rp 71.6K

108.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$220 zł 835

$305 Rp 5.5M

-27.86%

International Primary School, 1 Child (Yearly)

$9,563 zł 36.3K

$6,642 Rp 119.4M

43.97%

Jeans (Levis 501 Or Similar)

$93.6 zł 355

$54.1 Rp 972.9K

72.90%

Summer Dress (H&M, Zara, etc)

$30.82 zł 117

$37.81 Rp 679.4K

-18.49%

Sport Shoes (Adidas, Nike)

$76.9 zł 292

$86.8 Rp 1.6M

-11.50%

Men's Leather Business Shoes

$95.2 zł 361

$76.4 Rp 1.4M

24.62%

1-bedroom Apartment, City Center (Monthly)

$536 zł 2,034

$992 Rp 17.8M

-45.96%

1-bedroom Apartment, Outside City Center (Monthly)

$469 zł 1,780

$673 Rp 12.1M

-30.26%

3-bedroom Apartment, City Center (Monthly)

$774 zł 2,938

$3,375 Rp 60.7M

-77.06%

3-bedroom Apartment, Outside City Center (Monthly)

$650 zł 2,468

$2,050 Rp 36.8M

-68.28%

Buy Apartment in City Center (m2)

$3,215 zł 12.2K

$2,805 Rp 50.4M

14.64%

Buy Apartment Outside City Center (m2)

$2,220 zł 8,424

$2,227 Rp 40.0M

-0.31%

Average Monthly Net Salary (After Tax)

$1,825 zł 6,925

$167 Rp 3.0M

993.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

13.28

-48.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Torun: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $536 in Torun versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 993% higher in Torun, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $40.00 in Torun versus $32.00 in Ubud, Bali. Groceries tell a different story – $213 in Torun vs $297 in Ubud, Bali – so Torun wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Torun vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 8%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,953 per month in Torun and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Torun, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $40.00 in Torun and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,302 in Torun and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Torun, where all-in costs run around $1,302, than in Ubud, Bali at $1,408. In Torun it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Torun – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Torun. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.