Last update: Oct 2026

Cost of Living Comparison Between Torun and Ubud, Bali

For one person, living is cheaper in Torun: $1,295 a month against $1,349 in Ubud, Bali, rent and utilities included – about $650 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

63

Cost of Living Index in Torun
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Torun Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Torun

🇵🇱 Poland

$1,295

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Torun and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Torun and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,295 per month in Torun vs $1,349 in Ubud, Bali, rent included.

Torun $1,295
Ubud, Bali $1,349

A couple spends around $1,886 per month in Torun vs $2,305 in Ubud, Bali, rent included.

Torun $1,886
Ubud, Bali $2,305

A family of three spends $2,477 per month in Torun vs $3,261 in Ubud, Bali, rent included.

Torun $2,477
Ubud, Bali $3,261

Torun is about 4% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$9.97 zł 39.32

$3.32 Rp 60.2K

200.30%

Three-Course Dinner for Two, Mid-Range

$51.7 zł 204

$35.64 Rp 646.0K

44.98%

Fast Food Meal (McDonalds, etc)

$9.01 zł 35.53

$5.53 Rp 100.3K

62.93%

Cappuccino

$3.55 zł 14.01

$2.72 Rp 49.3K

30.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 zł 8.22

$1.70 Rp 30.8K

22.35%

Water (0.33 liter bottle)

$1.62 zł 6.41

$0.76 Rp 13.8K

113.16%

Local Beer (0.5 liter draught)

$2.57 zł 10.14

$2.65 Rp 48.1K

-3.02%

Imported Beer (0.33 liter bottle)

$4.14 zł 16.33

$4.38 Rp 79.4K

-5.48%

Milk (1 liter)

$0.93 zł 3.65

$1.49 Rp 27.0K

-37.58%

White Bread (500g)

$1.20 zł 4.73

$2.28 Rp 41.3K

-47.37%

Rice (white) (1kg)

$1.62 zł 6.39

$1.19 Rp 21.6K

36.13%

Eggs

$2.90 zł 11.43

$2.04 Rp 36.9K

42.16%

Local Cheese (1kg)

$7.69 zł 30.34

$17.70 Rp 320.8K

-56.55%

Chicken Fillets (1kg)

$5.92 zł 23.35

$3.96 Rp 71.8K

49.49%

Beef Round Steak (1kg)

$13.87 zł 54.7

$12.19 Rp 221.0K

13.78%

Apples (1kg)

$1.07 zł 4.23

$3.66 Rp 66.3K

-70.77%

Banana (1kg)

$1.65 zł 6.51

$1.52 Rp 27.5K

8.55%

Oranges (1kg)

$1.56 zł 6.14

$2.23 Rp 40.4K

-30.04%

Tomato (1kg)

$3.29 zł 13.00

$1.97 Rp 35.8K

67.01%

Potato (1kg)

$0.91 zł 3.60

$1.85 Rp 33.5K

-50.81%

Onion (1kg)

$1.38 zł 5.43

$2.42 Rp 43.9K

-42.98%

Lettuce (1 head)

$1.44 zł 5.68

$0.99 Rp 17.9K

45.45%

Water (1.5 liter bottle)

$0.55 zł 2.18

$0.51 Rp 9,306

7.84%

Cigarettes 20 Pack (Marlboro, Camel)

$4.55 zł 17.97

$2.22 Rp 40.3K

104.95%

Wine (Bottle)

$6.96 zł 27.45

$22.24 Rp 403.1K

-68.71%

Local Beer (0.5 liter bottle)

$1.50 zł 5.92

$2.26 Rp 41.0K

-33.63%

Imported Beer (0.33 liter bottle)

$2.15 zł 8.48

$2.97 Rp 53.8K

-27.61%

One-way Ticket (Public Transport)

$1.11 zł 4.38

$0.25 Rp 4,550

344.00%

Public Transport Monthly Pass (Regular Price)

$25.33 zł 99.9

$7.82 Rp 141.8K

223.91%

Taxi Start (Normal Tariff)

$1.99 zł 7.87

$0.44 Rp 7,967

352.27%

Taxi (Normal Tariff) (1km)

$1.01 zł 3.97

$0.43 Rp 7,796

134.88%

Taxi 1hour Waiting (Normal Tariff)

$6.37 zł 25.11

$5.41 Rp 98.0K

17.74%

Gasoline (1 liter)

$1.60 zł 6.30

$0.82 Rp 15.0K

95.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K zł 119.5K

$23.8K Rp 432.1M

27.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K zł 106.7K

$31.7K Rp 575.5M

-14.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 zł 723

$79.1 Rp 1.4M

131.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.31 zł 40.68

$6.45 Rp 116.8K

59.84%

Internet (50+ Mbps, Unlimited Data)

$16.69 zł 65.8

$18.58 Rp 336.7K

-10.17%

Gym Membership (Monthly)

$38.37 zł 151

$49.48 Rp 896.9K

-22.45%

Tennis Court (1 Hour on Weekend)

$21.88 zł 86.3

$17.65 Rp 319.9K

23.97%

Cinema Ticket

$7.70 zł 30.37

$4.27 Rp 77.5K

80.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$241 zł 949

$491 Rp 8.9M

-50.95%

International Primary School, 1 Child (Yearly)

$4,979 zł 19.6K

$5,674 Rp 102.8M

-12.25%

Jeans (Levis 501 Or Similar)

$86.1 zł 340

$44.64 Rp 809.1K

92.92%

Summer Dress (H&M, Zara, etc)

$38.92 zł 154

$34.95 Rp 633.5K

11.36%

Sport Shoes (Adidas, Nike)

$84.4 zł 333

$79.9 Rp 1.4M

5.62%

Men's Leather Business Shoes

$116 zł 456

$79.4 Rp 1.4M

45.48%

1-bedroom Apartment, City Center (Monthly)

$528 zł 2,084

$1,125 Rp 20.4M

-53.03%

1-bedroom Apartment, Outside City Center (Monthly)

$448 zł 1,767

$671 Rp 12.2M

-33.30%

3-bedroom Apartment, City Center (Monthly)

$848 zł 3,345

$3,565 Rp 64.6M

-76.21%

3-bedroom Apartment, Outside City Center (Monthly)

$595 zł 2,348

$1,723 Rp 31.2M

-65.46%

Buy Apartment in City Center (m2)

$3,299 zł 13.0K

$2,732 Rp 49.5M

20.78%

Buy Apartment Outside City Center (m2)

$2,193 zł 8,651

$2,284 Rp 41.4M

-3.99%

Average Monthly Net Salary (After Tax)

$1,748 zł 6,896

$164 Rp 3.0M

966.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

13.78

-54.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Torun: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Torun

$448 34.6%

Ubud, Bali

$672 49.8% 49.9% $224

Groceries & Markets

Torun

$215 16.6%

Ubud, Bali

$288 21.4% 34.1% $73

Monthly Utilities & Internet

Torun

$210 16.2%

Ubud, Bali

$104 7.7% 50.5% $106

Eating Out

Torun

$185 14.3%

Ubud, Bali

$108 8% 41.9% $78

Clothing & Footwear

Torun

$146 11.3%

Ubud, Bali

$108 8% 26.5% $39

Sport & Entertainment

Torun

$54 4.2%

Ubud, Bali

$58 4.3% 7.9% $4.3

Getting Around

Torun

$37 2.8%

Ubud, Bali

$11 0.9% 69% $25

Cost Breakdown

A central one-bedroom costs $528 in Torun versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Torun are about 11 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $52 in Torun versus $36 in Ubud, Bali. Groceries tell a different story – $215 in Torun vs $288 in Ubud, Bali – so Torun wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Torun

🇮🇩 Ubud, Bali

🕒 Local time

13:18 1:18 PM

20:18 8:18 PM

7 h ahead of Torun

🌤 Weather

👥 Population

196,935

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 29, 2026: 1 USD = 3.94 PLN (1 PLN = 0.253 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,227 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Torun Ubud, Bali 11,210 km ≈ 15 h nonstop flight

From you

Torun
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Torun vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 4%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,943 per month in Torun and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Torun, especially for central apartments: a one-bedroom in the center costs $528 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $52 in Torun and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,295 in Torun and $1,349 in Ubud, Bali. That makes Torun about 4% cheaper.

$1,500 covers both cities comfortably – all-in costs are $1,295 in Torun and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

Families tend to lean toward Torun – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.