Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Torun

For one person, living is cheaper in Torun: $1,295 a month against $1,349 in Ubud, Bali, rent and utilities included – about $650 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
63

Cost of Living Index in Torun
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Torun Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Torun

🇵🇱 Poland

$1,295

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Torun

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Torun actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,295 in Torun, rent included.

Ubud, Bali $1,349
Torun $1,295

A couple spends around $2,305 per month in Ubud, Bali vs $1,886 in Torun, rent included.

Ubud, Bali $2,305
Torun $1,886

A family of three spends $3,261 per month in Ubud, Bali vs $2,477 in Torun, rent included.

Ubud, Bali $3,261
Torun $2,477

Ubud, Bali costs about 4% more than Torun, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$9.97 zł 39.44

-66.70%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$51.7 zł 204

-31.02%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$9.01 zł 35.64

-38.62%

Cappuccino

$2.72 Rp 49.4K

$3.55 zł 14.05

-23.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.08 zł 8.25

-18.27%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.62 zł 6.43

-53.09%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.57 zł 10.17

3.11%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$4.14 zł 16.38

5.80%

Milk (1 liter)

$1.49 Rp 27.1K

$0.93 zł 3.66

60.22%

White Bread (500g)

$2.28 Rp 41.4K

$1.20 zł 4.74

90.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.62 zł 6.41

-26.54%

Eggs

$2.04 Rp 37.0K

$2.90 zł 11.47

-29.66%

Local Cheese (1kg)

$17.70 Rp 321.7K

$7.69 zł 30.43

130.17%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$5.92 zł 23.43

-33.11%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$13.87 zł 54.9

-12.11%

Apples (1kg)

$3.66 Rp 66.4K

$1.07 zł 4.24

242.06%

Banana (1kg)

$1.52 Rp 27.6K

$1.65 zł 6.53

-7.88%

Oranges (1kg)

$2.23 Rp 40.5K

$1.56 zł 6.16

42.95%

Tomato (1kg)

$1.97 Rp 35.9K

$3.29 zł 13.04

-40.12%

Potato (1kg)

$1.85 Rp 33.6K

$0.91 zł 3.61

103.30%

Onion (1kg)

$2.42 Rp 44.1K

$1.38 zł 5.45

75.36%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.44 zł 5.70

-31.25%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.55 zł 2.19

-7.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.55 zł 18.02

-51.21%

Wine (Bottle)

$22.24 Rp 404.2K

$6.96 zł 27.54

219.54%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.50 zł 5.93

50.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.15 zł 8.51

38.14%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.11 zł 4.40

-77.48%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$25.33 zł 100

-69.13%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.99 zł 7.89

-77.89%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.01 zł 3.99

-57.43%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$6.37 zł 25.19

-15.07%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.60 zł 6.32

-48.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$30.3K zł 119.8K

-21.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$27.0K zł 107.0K

17.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$183 zł 725

-56.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$10.31 zł 40.81

-37.44%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$16.69 zł 66.0

11.32%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$38.37 zł 152

28.95%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$21.88 zł 86.6

-19.33%

Cinema Ticket

$4.27 Rp 77.7K

$7.70 zł 30.47

-44.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$241 zł 952

103.87%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$4,979 zł 19.7K

13.96%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$86.1 zł 341

-48.17%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$38.92 zł 154

-10.20%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$84.4 zł 334

-5.32%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$116 zł 457

-31.26%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$528 zł 2,091

112.92%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$448 zł 1,772

49.93%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$848 zł 3,356

320.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$595 zł 2,356

189.48%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,299 zł 13.1K

-17.20%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,193 zł 8,678

4.15%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,748 zł 6,917

-90.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.21

121.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Torun: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Torun

$448 34.6% 33.3% $224

Groceries & Markets

Ubud, Bali

$288 21.4%

Torun

$215 16.6% 25.4% $73

Eating Out

Ubud, Bali

$108 8%

Torun

$185 14.3% 72.1% $78

Clothing & Footwear

Ubud, Bali

$108 8%

Torun

$146 11.3% 36% $39

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Torun

$210 16.2% 102% $106

Sport & Entertainment

Ubud, Bali

$58 4.3%

Torun

$54 4.2% 7.3% $4.3

Getting Around

Ubud, Bali

$11 0.9%

Torun

$37 2.8% 222% $25

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $528 in Torun. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Torun are about 11 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $52 in Torun. Groceries tell a different story – $288 in Ubud, Bali vs $215 in Torun – so Torun wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Torun

🕒 Local time

04:00 4:00 AM

21:00 9:00 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

196,935

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of October 28, 2026: 1 USD = 3.96 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Torun 11,210 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Torun

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Torun: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 4%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,943 in Torun. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Torun, especially for central apartments: a one-bedroom in the center costs $528 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $52 in Torun. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,295 in Torun. That makes Torun about 4% cheaper.

$1,500 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,295 in Torun, leaving budget for savings and extras in both cases.

Families tend to lean toward Torun – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.