Cost of Living Comparison Between Ubud, Bali and Torun Cost of Living Comparison Between Ubud, Bali and Torun

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,332 in Torun, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,901 in Torun, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,469 in Torun, rent included.

Ubud, Bali costs about 7% more than Torun, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Torun is 1% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$9.36 zł 34.14

-61.97%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$41.26 zł 150

-20.67%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$8.10 zł 29.55

-38.89%

Cappuccino

$2.71 Rp 48.9K

$3.34 zł 12.17

-18.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$1.93 zł 7.04

-30.57%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.25 zł 4.57

-44.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$2.55 zł 9.29

14.51%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$3.16 zł 11.53

25.32%

Milk (1 liter)

$1.81 Rp 32.6K

$1.09 zł 3.97

66.06%

White Bread (500g)

$2.52 Rp 45.4K

$1.18 zł 4.30

113.56%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.18 zł 4.32

-1.69%

Eggs

$2.46 Rp 44.4K

$3.00 zł 10.94

-18.00%

Local Cheese (1kg)

$14.71 Rp 265.3K

$8.42 zł 30.69

74.70%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$6.72 zł 24.50

-35.71%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$10.65 zł 38.85

13.99%

Apples (1kg)

$3.84 Rp 69.3K

$1.21 zł 4.40

217.36%

Banana (1kg)

$1.56 Rp 28.1K

$1.81 zł 6.59

-13.81%

Oranges (1kg)

$2.83 Rp 51.1K

$1.73 zł 6.31

63.58%

Tomato (1kg)

$2.33 Rp 41.9K

$2.91 zł 10.61

-19.93%

Potato (1kg)

$1.91 Rp 34.5K

$0.90 zł 3.30

112.22%

Onion (1kg)

$2.20 Rp 39.7K

$1.26 zł 4.58

74.60%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.19 zł 4.35

-15.13%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.55 zł 1.99

41.82%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$5.00 zł 18.24

-33.60%

Wine (Bottle)

$23.74 Rp 428.0K

$7.54 zł 27.49

214.85%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.20 zł 4.38

132.50%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.90 zł 6.92

50.53%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$1.05 zł 3.84

-74.29%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$24.08 zł 87.8

-66.65%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$2.23 zł 8.12

-79.37%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.48 zł 1.74

-6.25%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$6.95 zł 25.36

-12.23%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.74 zł 6.35

-54.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$33.5K zł 122.1K

-21.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$29.2K zł 106.3K

10.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$218 zł 794

-63.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$8.74 zł 31.86

-53.55%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$16.99 zł 62.0

38.43%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$49.01 zł 179

101.39%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$23.10 zł 84.3

-71.30%

Cinema Ticket

$4.15 Rp 74.8K

$8.12 zł 29.62

-48.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$228 zł 832

33.27%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$9,592 zł 35.0K

-31.05%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$91.3 zł 333

-39.18%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$31.15 zł 114

22.99%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$74.8 zł 273

18.47%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$95.6 zł 348

-18.52%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$536 zł 1,953

87.93%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$459 zł 1,675

47.05%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$783 zł 2,854

339.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$646 zł 2,354

215.92%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$3,466 zł 12.6K

-18.02%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$2,318 zł 8,453

-2.34%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,803 zł 6,576

-90.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.78

95.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Torun: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $536 in Torun. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 991% higher in Torun, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $41.00 in Torun. Groceries tell a different story – $302 in Ubud, Bali vs $210 in Torun – so Torun wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Torun: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 7%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,999 in Torun. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Torun, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $41.00 in Torun. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $1,332 in Torun. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Torun, where all-in costs run around $1,332, than in Ubud, Bali at $1,419. In Torun it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Torun – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Torun. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.