Cost of Living Comparison Between Ubud, Bali and Torun Cost of Living Comparison Between Ubud, Bali and Torun

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,369 in Torun, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $2,022 in Torun, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $2,676 in Torun, rent included.

Ubud, Bali costs about 1% more than Torun, driven mainly by Eating Out.

Ubud, Bali sits 0% above the global median, while Torun is 1% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$10.78 zł 40.19

-69.11%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$54.6 zł 204

-34.41%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$9.60 zł 35.80

-41.35%

Cappuccino

$2.82 Rp 49.7K

$3.51 zł 13.09

-19.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.91 zł 7.13

-8.38%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.68 zł 6.28

-52.38%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.74 zł 10.21

10.95%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$4.24 zł 15.80

1.42%

Milk (1 liter)

$1.61 Rp 28.3K

$1.03 zł 3.85

56.31%

White Bread (500g)

$2.27 Rp 39.9K

$1.28 zł 4.76

77.34%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.66 zł 6.19

-29.52%

Eggs

$2.17 Rp 38.2K

$3.13 zł 11.69

-30.67%

Local Cheese (1kg)

$17.63 Rp 310.5K

$8.31 zł 30.99

112.15%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$6.55 zł 24.42

-38.17%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$15.02 zł 56.0

-18.91%

Apples (1kg)

$3.62 Rp 63.7K

$1.15 zł 4.29

214.78%

Banana (1kg)

$1.64 Rp 28.8K

$1.69 zł 6.31

-2.96%

Oranges (1kg)

$2.31 Rp 40.6K

$1.67 zł 6.21

38.32%

Tomato (1kg)

$1.96 Rp 34.5K

$3.35 zł 12.50

-41.49%

Potato (1kg)

$1.84 Rp 32.5K

$0.92 zł 3.45

100.00%

Onion (1kg)

$2.37 Rp 41.7K

$1.47 zł 5.48

61.22%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.61 zł 6.01

-34.78%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.55 zł 2.04

-1.82%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.97 zł 18.52

-53.72%

Wine (Bottle)

$23.08 Rp 406.4K

$7.28 zł 27.14

217.03%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.67 zł 6.21

40.12%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.23 zł 8.31

37.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.24 zł 4.62

-79.84%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$26.58 zł 99.1

-64.56%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$2.10 zł 7.83

-76.67%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.05 zł 3.92

-55.24%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$6.88 zł 25.65

-18.60%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.65 zł 6.16

-50.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$32.1K zł 119.7K

-22.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$28.4K zł 105.8K

9.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$198 zł 740

-58.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$11.30 zł 42.13

-42.57%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$18.12 zł 67.6

3.70%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$39.96 zł 149

38.24%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$22.73 zł 84.8

-19.89%

Cinema Ticket

$4.30 Rp 75.7K

$8.15 zł 30.38

-47.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$257 zł 958

92.31%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$5,451 zł 20.3K

8.55%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$91.6 zł 341

-49.45%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$41.23 zł 154

-11.62%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$87.7 zł 327

-7.97%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$124 zł 461

-36.23%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$567 zł 2,113

96.62%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$494 zł 1,841

40.46%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$895 zł 3,336

306.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$637 zł 2,375

168.89%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$3,552 zł 13.2K

-22.28%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$2,329 zł 8,687

-1.58%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,849 zł 6,896

-90.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.21

121.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Torun: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $567 in Torun. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1007% higher in Torun, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $55.0 in Torun. Groceries tell a different story – $294 in Ubud, Bali vs $230 in Torun – so Torun wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Torun: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 1%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $2,053 in Torun. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Torun, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $55.0 in Torun. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $1,369 in Torun. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Torun, where all-in costs run around $1,369, than in Ubud, Bali at $1,378. In Torun it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Torun – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Torun. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.