Last update: Oct 2026

Cost of Living Comparison Between Split and Toowoomba

For one person, living is cheaper in Split: $1,822 a month against $2,110 in Toowoomba, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Toowoomba outweigh lower spending on other living expenses.

89

Cost of Living Index in Split
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Split Living Index
102

Cost of Living Index in Toowoomba
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Toowoomba Living Index

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Split

🇭🇷 Croatia

$1,822

/mo nomad

Toowoomba

🇦🇺 Australia

$2,110

/mo nomad

Monthly Cost of Living

How much you'll spend in Split and in Toowoomba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Split and in Toowoomba actually costs, broken down by who's living it.

A single person spends $1,822 per month in Split vs $2,110 in Toowoomba, rent included.

Split $1,822
Toowoomba $2,110

A couple spends around $2,797 per month in Split vs $2,921 in Toowoomba, rent included.

Split $2,797
Toowoomba $2,921

A family of three spends $3,771 per month in Split vs $3,732 in Toowoomba, rent included.

Split $3,771
Toowoomba $3,732

Split is about 14% cheaper than Toowoomba, and outside of rent the biggest gap is in transport.

Both Split and Toowoomba sit above the global median – Split by 35%, Toowoomba by 56%.

Meal at Budget Restaurant

$16.50 €14.68

$16.56 A$23.82

-0.36%

Three-Course Dinner for Two, Mid-Range

$73.4 €65.3

$72.1 A$104

1.85%

Fast Food Meal (McDonalds, etc)

$11.32 €10.07

$9.30 A$13.38

21.72%

Cappuccino

$2.74 €2.44

$3.81 A$5.48

-28.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.10 €3.65

$2.71 A$3.90

51.29%

Water (0.33 liter bottle)

$2.87 €2.55

$2.34 A$3.37

22.65%

Local Beer (0.5 liter draught)

$4.63 €4.12

$6.78 A$9.75

-31.71%

Imported Beer (0.33 liter bottle)

$5.15 €4.58

$7.10 A$10.22

-27.46%

Milk (1 liter)

$1.27 €1.13

$1.50 A$2.16

-15.33%

White Bread (500g)

$2.13 €1.89

$2.27 A$3.27

-6.17%

Rice (white) (1kg)

$3.59 €3.19

$1.94 A$2.80

85.05%

Eggs

$4.15 €3.70

$4.55 A$6.55

-8.79%

Local Cheese (1kg)

$13.87 €12.34

$8.62 A$12.40

60.90%

Chicken Fillets (1kg)

$9.59 €8.53

$8.89 A$12.79

7.87%

Beef Round Steak (1kg)

$13.18 €11.73

$11.73 A$16.87

12.36%

Apples (1kg)

$2.13 €1.90

$3.15 A$4.53

-32.38%

Banana (1kg)

$1.84 €1.64

$1.79 A$2.58

2.79%

Oranges (1kg)

$1.89 €1.68

$1.37 A$1.97

37.96%

Tomato (1kg)

$2.86 €2.54

$2.15 A$3.09

33.02%

Potato (1kg)

$1.59 €1.42

$2.49 A$3.59

-36.14%

Onion (1kg)

$1.15 €1.02

$2.23 A$3.20

-48.43%

Lettuce (1 head)

$1.30 €1.15

$2.39 A$3.45

-45.61%

Water (1.5 liter bottle)

$1.25 €1.11

$0.99 A$1.42

26.26%

Cigarettes 20 Pack (Marlboro, Camel)

$5.72 €5.09

$34.77 A$50.0

-83.55%

Wine (Bottle)

$9.09 €8.08

$13.72 A$19.75

-33.75%

Local Beer (0.5 liter bottle)

$1.74 €1.55

$4.59 A$6.60

-62.09%

Imported Beer (0.33 liter bottle)

$2.31 €2.05

$6.53 A$9.39

-64.62%

One-way Ticket (Public Transport)

$1.65 €1.47

$3.04 A$4.38

-45.72%

Public Transport Monthly Pass (Regular Price)

$39.56 €35.19

Taxi Start (Normal Tariff)

$3.59 €3.20

$2.22 A$3.20

61.71%

Taxi (Normal Tariff) (1km)

$2.10 €1.87

$1.61 A$2.31

30.43%

Taxi 1hour Waiting (Normal Tariff)

$29.27 €26.04

$34.11 A$49.08

-14.19%

Gasoline (1 liter)

$1.85 €1.64

$1.32 A$1.90

40.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K €25.1K

$26.7K A$38.4K

5.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K €22.1K

$23.3K A$33.5K

6.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €184

$74.5 A$107

177.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.93 €17.73

$30.11 A$43.33

-33.81%

Internet (50+ Mbps, Unlimited Data)

$41.20 €36.65

$54.1 A$77.8

-23.79%

Gym Membership (Monthly)

$62.2 €55.3

$41.16 A$59.2

51.02%

Tennis Court (1 Hour on Weekend)

$12.92 €11.50

$17.69 A$25.46

-26.96%

Cinema Ticket

$9.15 €8.14

$13.85 A$19.92

-33.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$604 €537

$2,039 A$2,934

-70.39%

International Primary School, 1 Child (Yearly)

$11.9K €10.5K

$6,996 A$10.1K

69.48%

Jeans (Levis 501 Or Similar)

$92.3 €82.1

$75.1 A$108

22.89%

Summer Dress (H&M, Zara, etc)

$40.17 €35.73

$53.8 A$77.4

-25.33%

Sport Shoes (Adidas, Nike)

$112 €99.7

$74.8 A$108

49.87%

Men's Leather Business Shoes

$96.1 €85.5

$122 A$176

-21.42%

1-bedroom Apartment, City Center (Monthly)

$1,024 €911

$1,215 A$1,748

-15.68%

1-bedroom Apartment, Outside City Center (Monthly)

$704 €626

$1,130 A$1,626

-37.70%

3-bedroom Apartment, City Center (Monthly)

$1,942 €1,728

$1,618 A$2,328

20.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,275 €1,134

$1,409 A$2,028

-9.57%

Buy Apartment in City Center (m2)

$7,185 €6,391

$3,392 A$4,881

111.83%

Buy Apartment Outside City Center (m2)

$5,032 €4,476

$2,674 A$3,847

88.22%

Average Monthly Net Salary (After Tax)

$1,576 €1,402

$3,869 A$5,567

-59.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.44

5.69

-39.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: October 11, 2026

Last update for Toowoomba: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Split

$704 38.6%

Toowoomba

$1.1K 53.6% 60.5% $426

Groceries & Markets

Split

$296 16.3%

Toowoomba

$309 14.6% 4.1% $12

Monthly Utilities & Internet

Split

$268 14.7%

Toowoomba

$159 7.5% 40.7% $109

Eating Out

Split

$260 14.3%

Toowoomba

$274 13% 5.4% $14

Clothing & Footwear

Split

$153 8.4%

Toowoomba

$147 7% 4.3% $6.6

Sport & Entertainment

Split

$80 4.4%

Toowoomba

$69 3.3% 14.4% $12

Getting Around

Split

$60 3.3%

Toowoomba

$22 * 1.1% 62.8% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,024 in Split versus $1,215 in Toowoomba. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 145% higher in Toowoomba, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73.0 in Split versus $72.0 in Toowoomba. Groceries tell a different story – $296 in Split vs $309 in Toowoomba – so Split wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Split

🇦🇺 Toowoomba

🕒 Local time

23:43 11:43 PM

07:43 7:43 AM

8 h ahead of Split

🌤 Weather

👥 Population

149,830

108,398

💱 Currency

Euro EUR €

Australian Dollar AUD $

📈 Exchange rate

1 EUR = 1.12 USD

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Split Toowoomba 15,680 km ≈ 20 h nonstop flight

From you

Split
Toowoomba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Toowoomba: Cost of Living - Frequently Asked Questions

Yes – Toowoomba is pricier by about 16%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $2,734 per month in Split and $3,165 in Toowoomba. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Split, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $73.0 in Split and $72.0 in Toowoomba. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 4% more in Toowoomba, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Split, where all-in costs run around $1,822, than in Toowoomba at $2,110. In Split it covers expenses comfortably, while in Toowoomba it requires careful planning or may not stretch far enough.

Families tend to lean toward Split – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Split. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toowoomba makes more sense. Both are solid long-term options with distinct trade-offs.