Cost of Living Comparison Between Split and Toowoomba Cost of Living Comparison Between Split and Toowoomba

Monthly Cost of Living

A single person spends $1,800 per month in Split vs $1,924 in Toowoomba, rent included.

A couple spends around $2,790 per month in Split vs $2,682 in Toowoomba, rent included.

A family of three spends $3,780 per month in Split vs $3,441 in Toowoomba, rent included.

Split is about 6% cheaper than Toowoomba, driven mainly by Getting Around.

Both Split and Toowoomba sit above the global median – Split by 34%, Toowoomba by 44%.

Meal at Budget Restaurant

$17.26 €14.84

$14.41 A$20.08

19.78%

Three-Course Dinner for Two, Mid-Range

$81.3 €69.9

$58.2 A$81.0

39.79%

Fast Food Meal (McDonalds, etc)

$9.23 €7.94

$8.77 A$12.22

5.25%

Cappuccino

$2.83 €2.44

$3.19 A$4.44

-11.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.54 €3.05

$2.55 A$3.56

38.82%

Water (0.33 liter bottle)

$2.89 €2.48

$1.99 A$2.78

45.23%

Local Beer (0.5 liter draught)

$5.47 €4.71

$6.22 A$8.66

-12.06%

Imported Beer (0.33 liter bottle)

$4.98 €4.28

$6.35 A$8.85

-21.57%

Milk (1 liter)

$1.42 €1.22

$1.48 A$2.06

-4.05%

White Bread (500g)

$1.96 €1.68

$1.98 A$2.77

-1.01%

Rice (white) (1kg)

$3.74 €3.22

$1.60 A$2.23

133.75%

Eggs

$3.90 €3.36

$3.94 A$5.49

-1.02%

Local Cheese (1kg)

$12.57 €10.82

$7.26 A$10.12

73.14%

Chicken Fillets (1kg)

$9.49 €8.16

$7.90 A$11.01

20.13%

Beef Round Steak (1kg)

$13.53 €11.64

$12.26 A$17.08

10.36%

Apples (1kg)

$1.95 €1.67

$3.08 A$4.29

-36.69%

Banana (1kg)

$1.96 €1.69

$2.11 A$2.94

-7.11%

Oranges (1kg)

$2.31 €1.99

$2.32 A$3.23

-0.43%

Tomato (1kg)

$2.27 €1.95

$2.55 A$3.55

-10.98%

Potato (1kg)

$1.50 €1.29

$2.18 A$3.04

-31.19%

Onion (1kg)

$1.37 €1.18

$2.33 A$3.25

-41.20%

Lettuce (1 head)

$1.42 €1.23

$1.97 A$2.75

-27.92%

Water (1.5 liter bottle)

$1.28 €1.10

$2.11 A$2.94

-39.34%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 €5.07

$25.57 A$35.63

-76.93%

Wine (Bottle)

$9.09 €7.82

$14.28 A$19.90

-36.34%

Local Beer (0.5 liter bottle)

$1.70 €1.46

$4.30 A$5.99

-60.47%

Imported Beer (0.33 liter bottle)

$2.43 €2.09

$6.79 A$9.46

-64.21%

One-way Ticket (Public Transport)

$1.70 €1.46

$2.61 A$3.64

-34.87%

Public Transport Monthly Pass (Regular Price)

$38.12 €32.79

$63.9 A$89.1

-40.35%

Taxi Start (Normal Tariff)

$3.37 €2.90

$1.98 A$2.75

70.20%

Taxi (Normal Tariff) (1km)

$2.11 €1.81

$1.44 A$2.00

46.53%

Taxi 1hour Waiting (Normal Tariff)

$9.48 €8.15

$32.04 A$44.64

-70.41%

Gasoline (1 liter)

$1.77 €1.53

$1.15 A$1.60

53.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K €32.3K

$24.4K A$34.0K

53.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K €22.7K

$20.8K A$29.0K

26.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €185

$75.7 A$105

184.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.99 €20.64

$32.76 A$45.66

-26.77%

Internet (50+ Mbps, Unlimited Data)

$35.09 €30.19

$47.27 A$65.9

-25.77%

Gym Membership (Monthly)

$60.9 €52.4

$31.57 A$43.99

92.81%

Tennis Court (1 Hour on Weekend)

$14.75 €12.69

$15.60 A$21.73

-5.45%

Cinema Ticket

$9.20 €7.92

$13.03 A$18.15

-29.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$192 €165

$484 A$675

-60.41%

International Primary School, 1 Child (Yearly)

$9,077 €7,808

$7,250 A$10.1K

25.20%

Jeans (Levis 501 Or Similar)

$82.2 €70.7

$60.2 A$83.8

36.64%

Summer Dress (H&M, Zara, etc)

$39.64 €34.10

$48.61 A$67.7

-18.45%

Sport Shoes (Adidas, Nike)

$108 €92.6

$78.1 A$109

37.81%

Men's Leather Business Shoes

$107 €92.0

$125 A$174

-14.08%

1-bedroom Apartment, City Center (Monthly)

$965 €830

$989 A$1,378

-2.47%

1-bedroom Apartment, Outside City Center (Monthly)

$712 €612

$903 A$1,258

-21.17%

3-bedroom Apartment, City Center (Monthly)

$1,909 €1,642

$1,439 A$2,006

32.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,252 €1,077

$1,181 A$1,646

5.96%

Buy Apartment in City Center (m2)

$7,437 €6,397

$3,437 A$4,790

116.37%

Buy Apartment Outside City Center (m2)

$5,150 €4,430

$2,816 A$3,925

82.88%

Average Monthly Net Salary (After Tax)

$1,687 €1,451

$4,034 A$5,622

-58.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

6.5

-34.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: June 1, 2026

Last update for Toowoomba: June 2, 2026

Cost Breakdown

A central one-bedroom costs $965 in Split versus $989 in Toowoomba. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 139% higher in Toowoomba, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in Split versus $58.0 in Toowoomba. Groceries tell a different story – $292 in Split vs $313 in Toowoomba – so Split wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Toowoomba: Cost of Living - Frequently Asked Questions

Yes – Toowoomba is pricier by about 7%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,699 per month in Split and $2,885 in Toowoomba. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Split, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 7% more in Toowoomba, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $81.0 in Split and $58.0 in Toowoomba. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Split, where all-in costs run around $1,800, than in Toowoomba at $1,924. In Split it covers expenses comfortably, while in Toowoomba it requires careful planning or may not stretch far enough.

Families tend to lean toward Split – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Split. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toowoomba makes more sense. Both are solid long-term options with distinct trade-offs.