Last update: Oct 2026

Cost of Living Comparison Between Toledo City and Sydney

For one person, living is cheaper in Toledo City: $647 a month against $3,152 in Sydney, rent and utilities included – about $30,100 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Toledo City
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Toledo City Living Index
155

Cost of Living Index in Sydney
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Sydney Living Index

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Toledo City

🇵🇭 Philippines

$647

/mo nomad

Sydney

🇦🇺 Australia

$3,152

/mo nomad

Monthly Cost of Living

How much you'll spend in Toledo City and in Sydney

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toledo City and in Sydney actually costs, broken down by who's living it.

A single person spends $647 per month in Toledo City vs $3,152 in Sydney, rent included.

Toledo City $647
Sydney $3,152

A couple spends around $1,023 per month in Toledo City vs $4,710 in Sydney, rent included.

Toledo City $1,023
Sydney $4,710

A family of three spends $1,398 per month in Toledo City vs $6,268 in Sydney, rent included.

Toledo City $1,398
Sydney $6,268

Toledo City is about 79% cheaper than Sydney, and outside of rent the biggest gap is in eating out.

Toledo City sits 52% below the global median, while Sydney is 133% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.87 ₱181

$17.57 A$25.29

-83.67%

Three-Course Dinner for Two, Mid-Range

$19.01 ₱1,197

$91.5 A$132

-79.22%

Fast Food Meal (McDonalds, etc)

$3.11 ₱196

$11.96 A$17.21

-74.00%

Cappuccino

$1.87 ₱117

$4.07 A$5.85

-54.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ₱40.86

$2.85 A$4.10

-77.19%

Water (0.33 liter bottle)

$0.31 ₱19.32

$2.25 A$3.24

-86.22%

Local Beer (0.5 liter draught)

$1.06 ₱67.0

$7.60 A$10.94

-86.05%

Imported Beer (0.33 liter bottle)

$1.71 ₱108

$7.43 A$10.69

-76.99%

Milk (1 liter)

$1.66 ₱104

$1.66 A$2.38

White Bread (500g)

$1.21 ₱76.3

$2.78 A$4.00

-56.47%

Rice (white) (1kg)

$0.90 ₱56.4

$2.42 A$3.49

-62.81%

Eggs

$1.88 ₱118

$5.64 A$8.12

-66.67%

Local Cheese (1kg)

$5.95 ₱375

$11.71 A$16.85

-49.19%

Chicken Fillets (1kg)

$4.10 ₱258

$9.66 A$13.89

-57.56%

Beef Round Steak (1kg)

$6.15 ₱387

$16.75 A$24.10

-63.28%

Apples (1kg)

$3.27 ₱206

$4.07 A$5.85

-19.66%

Banana (1kg)

$1.04 ₱65.2

$3.25 A$4.68

-68.00%

Oranges (1kg)

$2.80 ₱176

$3.44 A$4.96

-18.60%

Tomato (1kg)

$1.38 ₱87.0

$4.28 A$6.16

-67.76%

Potato (1kg)

$2.33 ₱147

$3.28 A$4.72

-28.96%

Onion (1kg)

$2.84 ₱179

$2.30 A$3.30

23.48%

Lettuce (1 head)

$1.45 ₱91.3

$2.30 A$3.31

-36.96%

Water (1.5 liter bottle)

$0.76 ₱48.04

$1.21 A$1.74

-37.19%

Cigarettes 20 Pack (Marlboro, Camel)

$0.82 ₱51.6

$43.71 A$62.9

-98.12%

Wine (Bottle)

$6.18 ₱389

$13.88 A$19.97

-55.48%

Local Beer (0.5 liter bottle)

$1.08 ₱67.9

$3.90 A$5.62

-72.31%

Imported Beer (0.33 liter bottle)

$1.29 ₱81.1

$3.91 A$5.63

-67.01%

One-way Ticket (Public Transport)

$0.29 ₱18.09

$3.04 A$4.38

-90.46%

Public Transport Monthly Pass (Regular Price)

$9.95 ₱626

$150 A$216

-93.38%

Taxi Start (Normal Tariff)

$0.82 ₱51.8

$3.38 A$4.86

-75.74%

Taxi (Normal Tariff) (1km)

$0.33 ₱21.08

$1.56 A$2.24

-78.85%

Taxi 1hour Waiting (Normal Tariff)

$2.46 ₱155

$40.01 A$57.6

-93.85%

Gasoline (1 liter)

$1.16 ₱73.3

$1.40 A$2.01

-17.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.1K A$41.9K

-27.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₱1.2M

$30.1K A$43.4K

-35.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.4 ₱3,992

$223 A$320

-71.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.51 ₱599

$27.16 A$39.08

-64.99%

Internet (50+ Mbps, Unlimited Data)

$26.91 ₱1,694

$55.8 A$80.3

-51.79%

Gym Membership (Monthly)

$31.76 ₱2,000

$74.6 A$107

-57.43%

Tennis Court (1 Hour on Weekend)

$4.72 ₱297

$23.99 A$34.52

-80.33%

Cinema Ticket

$1.57 ₱99.1

$17.56 A$25.27

-91.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$79.6 ₱5,013

$2,196 A$3,160

-96.37%

International Primary School, 1 Child (Yearly)

$7,190 ₱452.7K

$28.2K A$40.6K

-74.49%

Jeans (Levis 501 Or Similar)

$32.71 ₱2,059

$78.4 A$113

-58.29%

Summer Dress (H&M, Zara, etc)

$19.70 ₱1,240

$68.4 A$98.5

-71.22%

Sport Shoes (Adidas, Nike)

$55.4 ₱3,491

$111 A$160

-50.15%

Men's Leather Business Shoes

$55.9 ₱3,519

$134 A$193

-58.42%

1-bedroom Apartment, City Center (Monthly)

$268 ₱16.9K

$2,500 A$3,598

-89.26%

1-bedroom Apartment, Outside City Center (Monthly)

$173 ₱10.9K

$1,709 A$2,460

-89.88%

3-bedroom Apartment, City Center (Monthly)

$508 ₱32.0K

$4,946 A$7,117

-89.72%

3-bedroom Apartment, Outside City Center (Monthly)

$361 ₱22.7K

$3,022 A$4,349

-88.07%

Buy Apartment in City Center (m2)

$2,390 ₱150.5K

$13.2K A$18.9K

-81.85%

Buy Apartment Outside City Center (m2)

$992 ₱62.5K

$8,370 A$12.0K

-88.14%

Average Monthly Net Salary (After Tax)

$320 ₱20.1K

$4,113 A$5,919

-92.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

2.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toledo City: October 11, 2026

Last update for Sydney: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Toledo City

$185 28.6%

Sydney

$379 12% 104% $193

Accommodation & Living

Toledo City

$173 26.7%

Sydney

$1.7K 54.2% 888% $1.5K

Monthly Utilities & Internet

Toledo City

$100 15.4%

Sydney

$306 9.7% 206% $206

Clothing & Footwear

Toledo City

$74 11.4%

Sydney

$177 5.6% 140% $103

Eating Out

Toledo City

$67 10.4%

Sydney

$299 9.5% 344% $231

Sport & Entertainment

Toledo City

$35 5.4%

Sydney

$110 3.5% 214% $75

Getting Around

Toledo City

$14 2.1%

Sydney

$174 5.5% 1177% $160

Cost Breakdown

A central one-bedroom costs $268 in Toledo City versus $2,500 in Sydney. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1186% higher in Sydney, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Toledo City versus $91.0 in Sydney. Monthly groceries follow the same trend: $185 vs $379 – making Toledo City the more affordable choice for daily food spending.

Good to know

🇵🇭 Toledo City

🇦🇺 Sydney

🕒 Local time

10:39 10:39 AM

13:39 1:39 PM

3 h ahead of Toledo City

🌤 Weather

👥 Population

206,692

4,840,600

💱 Currency

Philippine Peso PHP ₱

Australian Dollar AUD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to PHP in detail →

On the map

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Between locations

Toledo City Sydney 5,720 km ≈ 8 h nonstop flight

From you

Toledo City
Sydney

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toledo City vs Sydney: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $647 in Toledo City, $3,152 in Sydney – roughly 387% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $971 per month in Toledo City and $4,728 in Sydney. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toledo City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $19.00 in Toledo City and $91.0 in Sydney. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $647 in Toledo City and $3,152 in Sydney. That's a gap of about 387%.

A $2,000 monthly budget goes further in Toledo City, where all-in costs run around $647, than in Sydney at $3,152. In Toledo City it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Toledo City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toledo City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.