Last update: Oct 2026

Cost of Living Comparison Between Sydney and Toledo City

For one person, living is cheaper in Toledo City: $647 a month against $3,152 in Sydney, rent and utilities included – about $30,100 less a year. Rent and utilities account for most of the difference.

155

Cost of Living Index in Sydney
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Sydney Living Index
32

Cost of Living Index in Toledo City
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Toledo City Living Index

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Sydney

🇦🇺 Australia

$3,152

/mo nomad

Toledo City

🇵🇭 Philippines

$647

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Toledo City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Toledo City actually costs, broken down by who's living it.

A single person spends $3,152 per month in Sydney vs $647 in Toledo City, rent included.

Sydney $3,152
Toledo City $647

A couple spends around $4,710 per month in Sydney vs $1,023 in Toledo City, rent included.

Sydney $4,710
Toledo City $1,023

A family of three spends $6,268 per month in Sydney vs $1,398 in Toledo City, rent included.

Sydney $6,268
Toledo City $1,398

Sydney costs about 387% more than Toledo City, and outside of rent the biggest gap is in eating out.

Sydney sits 133% above the global median, while Toledo City is 52% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.57 A$25.29

$2.87 ₱181

512.20%

Three-Course Dinner for Two, Mid-Range

$91.5 A$132

$19.01 ₱1,197

381.22%

Fast Food Meal (McDonalds, etc)

$11.96 A$17.21

$3.11 ₱196

284.57%

Cappuccino

$4.07 A$5.85

$1.87 ₱117

117.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 A$4.10

$0.65 ₱40.86

338.46%

Water (0.33 liter bottle)

$2.25 A$3.24

$0.31 ₱19.32

625.81%

Local Beer (0.5 liter draught)

$7.60 A$10.94

$1.06 ₱67.0

616.98%

Imported Beer (0.33 liter bottle)

$7.43 A$10.69

$1.71 ₱108

334.50%

Milk (1 liter)

$1.66 A$2.38

$1.66 ₱104

White Bread (500g)

$2.78 A$4.00

$1.21 ₱76.3

129.75%

Rice (white) (1kg)

$2.42 A$3.49

$0.90 ₱56.4

168.89%

Eggs

$5.64 A$8.12

$1.88 ₱118

200.00%

Local Cheese (1kg)

$11.71 A$16.85

$5.95 ₱375

96.81%

Chicken Fillets (1kg)

$9.66 A$13.89

$4.10 ₱258

135.61%

Beef Round Steak (1kg)

$16.75 A$24.10

$6.15 ₱387

172.36%

Apples (1kg)

$4.07 A$5.85

$3.27 ₱206

24.46%

Banana (1kg)

$3.25 A$4.68

$1.04 ₱65.2

212.50%

Oranges (1kg)

$3.44 A$4.96

$2.80 ₱176

22.86%

Tomato (1kg)

$4.28 A$6.16

$1.38 ₱87.0

210.14%

Potato (1kg)

$3.28 A$4.72

$2.33 ₱147

40.77%

Onion (1kg)

$2.30 A$3.30

$2.84 ₱179

-19.01%

Lettuce (1 head)

$2.30 A$3.31

$1.45 ₱91.3

58.62%

Water (1.5 liter bottle)

$1.21 A$1.74

$0.76 ₱48.04

59.21%

Cigarettes 20 Pack (Marlboro, Camel)

$43.71 A$62.9

$0.82 ₱51.6

5230.49%

Wine (Bottle)

$13.88 A$19.97

$6.18 ₱389

124.60%

Local Beer (0.5 liter bottle)

$3.90 A$5.62

$1.08 ₱67.9

261.11%

Imported Beer (0.33 liter bottle)

$3.91 A$5.63

$1.29 ₱81.1

203.10%

One-way Ticket (Public Transport)

$3.04 A$4.38

$0.29 ₱18.09

948.28%

Public Transport Monthly Pass (Regular Price)

$150 A$216

$9.95 ₱626

1409.85%

Taxi Start (Normal Tariff)

$3.38 A$4.86

$0.82 ₱51.8

312.20%

Taxi (Normal Tariff) (1km)

$1.56 A$2.24

$0.33 ₱21.08

372.73%

Taxi 1hour Waiting (Normal Tariff)

$40.01 A$57.6

$2.46 ₱155

1526.42%

Gasoline (1 liter)

$1.40 A$2.01

$1.16 ₱73.3

20.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K A$41.9K

$21.2K ₱1.3M

37.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K A$43.4K

$19.6K ₱1.2M

53.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 A$320

$63.4 ₱3,992

251.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.16 A$39.08

$9.51 ₱599

185.59%

Internet (50+ Mbps, Unlimited Data)

$55.8 A$80.3

$26.91 ₱1,694

107.43%

Gym Membership (Monthly)

$74.6 A$107

$31.76 ₱2,000

134.92%

Tennis Court (1 Hour on Weekend)

$23.99 A$34.52

$4.72 ₱297

408.26%

Cinema Ticket

$17.56 A$25.27

$1.57 ₱99.1

1018.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,196 A$3,160

$79.6 ₱5,013

2658.13%

International Primary School, 1 Child (Yearly)

$28.2K A$40.6K

$7,190 ₱452.7K

292.02%

Jeans (Levis 501 Or Similar)

$78.4 A$113

$32.71 ₱2,059

139.77%

Summer Dress (H&M, Zara, etc)

$68.4 A$98.5

$19.70 ₱1,240

247.41%

Sport Shoes (Adidas, Nike)

$111 A$160

$55.4 ₱3,491

100.61%

Men's Leather Business Shoes

$134 A$193

$55.9 ₱3,519

140.51%

1-bedroom Apartment, City Center (Monthly)

$2,500 A$3,598

$268 ₱16.9K

831.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,709 A$2,460

$173 ₱10.9K

888.25%

3-bedroom Apartment, City Center (Monthly)

$4,946 A$7,117

$508 ₱32.0K

872.85%

3-bedroom Apartment, Outside City Center (Monthly)

$3,022 A$4,349

$361 ₱22.7K

738.04%

Buy Apartment in City Center (m2)

$13.2K A$18.9K

$2,390 ₱150.5K

450.92%

Buy Apartment Outside City Center (m2)

$8,370 A$12.0K

$992 ₱62.5K

743.43%

Average Monthly Net Salary (After Tax)

$4,113 A$5,919

$320 ₱20.1K

1185.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

-2.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 11, 2026

Last update for Toledo City: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.7K 54.2%

Toledo City

$173 26.7% 89.9% $1.5K

Groceries & Markets

Sydney

$379 12%

Toledo City

$185 28.6% 51.1% $193

Monthly Utilities & Internet

Sydney

$306 9.7%

Toledo City

$100 15.4% 67.3% $206

Eating Out

Sydney

$299 9.5%

Toledo City

$67 10.4% 77.5% $231

Clothing & Footwear

Sydney

$177 5.6%

Toledo City

$74 11.4% 58.3% $103

Getting Around

Sydney

$174 5.5%

Toledo City

$14 2.1% 92.2% $160

Sport & Entertainment

Sydney

$110 3.5%

Toledo City

$35 5.4% 68.2% $75

Cost Breakdown

A central one-bedroom costs $2,500 in Sydney versus $268 in Toledo City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1186% higher in Sydney, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $91.0 in Sydney versus $19.00 in Toledo City. Monthly groceries follow the same trend: $379 vs $185 – making Toledo City the more affordable choice for daily food spending.

Good to know

🇦🇺 Sydney

🇵🇭 Toledo City

🕒 Local time

15:13 3:13 PM

12:13 12:13 PM

3 h behind Sydney

🌤 Weather

👥 Population

4,840,600

206,692

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

On the map

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Between locations

Sydney Toledo City 5,720 km ≈ 8 h nonstop flight

From you

Sydney
Toledo City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Toledo City: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,152 in Sydney, $647 in Toledo City – roughly 387% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,728 per month in Sydney and $971 in Toledo City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toledo City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $91.0 in Sydney and $19.00 in Toledo City. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,152 in Sydney and $647 in Toledo City. That's a gap of about 387%.

A $2,000 monthly budget goes further in Toledo City, where all-in costs run around $647, than in Sydney at $3,152. In Toledo City it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Toledo City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toledo City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.