Last update: Oct 2026

Cost of Living Comparison Between Tobago and San Fernando, Trinidad And Tobago

For one person, living is cheaper in Tobago: $1,216 a month against $1,261 in San Fernando, rent and utilities included – about $540 less a year. Higher rent and utilities in San Fernando outweigh lower spending on other living expenses.

58

Cost of Living Index in Tobago
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Tobago Living Index
60

Cost of Living Index in San Fernando
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San Fernando Living Index

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Tobago

🇹🇹 Trinidad And Tobago

$1,216

/mo nomad

San Fernando

🇹🇹 Trinidad And Tobago

$1,261

/mo nomad

Monthly Cost of Living

How much you'll spend in Tobago and in San Fernando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tobago and in San Fernando actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,216 in Tobago versus $1,261 in San Fernando.

Tobago $1,216
San Fernando $1,261

Estimated couple costs with rent: $1,831 in Tobago versus $2,030 in San Fernando.

Tobago $1,831
San Fernando $2,030

Monthly costs for a family of three with rent: $2,445 in Tobago versus $2,799 in San Fernando.

Tobago $2,445
San Fernando $2,799

Living in Tobago costs roughly 4% less than in San Fernando, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Tobago 11% lower, San Fernando 7% lower.

Meal at Budget Restaurant

$9.94 TTD 66.7

$10.49 TTD 70.4

-5.24%

Three-Course Dinner for Two, Mid-Range

$41.52 TTD 279

$58.5 TTD 393

-29.06%

Fast Food Meal (McDonalds, etc)

$9.65 TTD 64.8

$8.18 TTD 54.9

17.97%

Cappuccino

$3.74 TTD 25.09

$3.72 TTD 24.99

0.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 TTD 11.00

$1.01 TTD 6.76

62.38%

Water (0.33 liter bottle)

$1.67 TTD 11.23

$0.73 TTD 4.90

128.77%

Local Beer (0.5 liter draught)

$3.68 TTD 24.68

$1.80 TTD 12.07

104.44%

Imported Beer (0.33 liter bottle)

$4.55 TTD 30.52

$2.59 TTD 17.36

75.68%

Milk (1 liter)

$2.59 TTD 17.40

$2.07 TTD 13.89

25.12%

White Bread (500g)

$2.39 TTD 16.04

$2.33 TTD 15.67

2.58%

Rice (white) (1kg)

$2.38 TTD 15.95

$2.76 TTD 18.49

-13.77%

Eggs

$4.85 TTD 32.56

$3.81 TTD 25.57

27.30%

Local Cheese (1kg)

$6.09 TTD 40.89

$6.47 TTD 43.40

-5.87%

Chicken Fillets (1kg)

$7.49 TTD 50.3

$10.09 TTD 67.7

-25.77%

Beef Round Steak (1kg)

$5.91 TTD 39.66

$8.81 TTD 59.1

-32.92%

Apples (1kg)

$4.05 TTD 27.19

$5.37 TTD 36.04

-24.58%

Banana (1kg)

$2.50 TTD 16.75

$2.52 TTD 16.92

-0.79%

Oranges (1kg)

$2.34 TTD 15.72

$3.72 TTD 24.97

-37.10%

Tomato (1kg)

$2.23 TTD 14.99

$4.27 TTD 28.63

-47.78%

Potato (1kg)

$1.01 TTD 6.79

$0.77 TTD 5.19

31.17%

Onion (1kg)

$1.59 TTD 10.69

$0.77 TTD 5.18

106.49%

Lettuce (1 head)

$1.86 TTD 12.49

$1.48 TTD 9.96

25.68%

Water (1.5 liter bottle)

$1.44 TTD 9.64

$1.15 TTD 7.68

25.22%

Cigarettes 20 Pack (Marlboro, Camel)

$4.48 TTD 30.04

$5.56 TTD 37.33

-19.42%

Wine (Bottle)

$22.21 TTD 149

$17.76 TTD 119

25.06%

Local Beer (0.5 liter bottle)

$3.78 TTD 25.39

$1.48 TTD 9.92

155.41%

Imported Beer (0.33 liter bottle)

$4.41 TTD 29.59

$2.97 TTD 19.96

48.48%

One-way Ticket (Public Transport)

$0.72 TTD 4.82

$0.46 TTD 3.09

56.52%

Public Transport Monthly Pass (Regular Price)

$44.91 TTD 301

Taxi Start (Normal Tariff)

$0.73 TTD 4.90

$0.91 TTD 6.08

-19.78%

Taxi (Normal Tariff) (1km)

$0.84 TTD 5.62

Taxi 1hour Waiting (Normal Tariff)

$8.68 TTD 58.2

$14.58 TTD 97.9

-40.47%

Gasoline (1 liter)

$1.02 TTD 6.85

$1.16 TTD 7.80

-12.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K TTD 243.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K TTD 273.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.4 TTD 398

$44.29 TTD 297

34.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.93 TTD 181

$42.32 TTD 284

-36.37%

Internet (50+ Mbps, Unlimited Data)

$73.1 TTD 490

$45.25 TTD 304

61.46%

Gym Membership (Monthly)

$51.7 TTD 347

$52.1 TTD 350

-0.77%

Tennis Court (1 Hour on Weekend)

$22.39 TTD 150

Cinema Ticket

$7.96 TTD 53.4

$8.59 TTD 57.6

-7.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$74.0 TTD 497

$403 TTD 2,706

-81.64%

International Primary School, 1 Child (Yearly)

$10.6K TTD 71.4K

Jeans (Levis 501 Or Similar)

$44.79 TTD 301

$53.7 TTD 360

-16.62%

Summer Dress (H&M, Zara, etc)

$48.29 TTD 324

$36.48 TTD 245

32.37%

Sport Shoes (Adidas, Nike)

$138 TTD 927

$86.6 TTD 581

59.62%

Men's Leather Business Shoes

$87.7 TTD 588

$87.6 TTD 588

0.02%

1-bedroom Apartment, City Center (Monthly)

$409 TTD 2,744

$518 TTD 3,475

-21.04%

1-bedroom Apartment, Outside City Center (Monthly)

$336 TTD 2,257

$398 TTD 2,670

-15.46%

3-bedroom Apartment, City Center (Monthly)

$545 TTD 3,654

$915 TTD 6,143

-40.51%

3-bedroom Apartment, Outside City Center (Monthly)

$520 TTD 3,486

$724 TTD 4,858

-28.24%

Buy Apartment in City Center (m2)

$1,940 TTD 13.0K

Buy Apartment Outside City Center (m2)

$1,527 TTD 10.2K

Average Monthly Net Salary (After Tax)

$751 TTD 5,038

$1,023 TTD 6,866

-26.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tobago: October 25, 2026

Last update for San Fernando: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tobago

$336 27.7%

San Fernando

$398 31.6% 18.3% $62

Groceries & Markets

Tobago

$311 25.6%

San Fernando

$317 25.2% 2% $6.1

Eating Out

Tobago

$194 16%

San Fernando

$174 13.8% 10.2% $20

Monthly Utilities & Internet

Tobago

$159 13.1%

San Fernando

$132 10.5% 17.2% $27

Clothing & Footwear

Tobago

$144 11.8%

San Fernando

$119 9.4% 17.1% $25

Sport & Entertainment

Tobago

$68 5.6%

San Fernando

$69 5.5% 2.5% $1.7

Getting Around

Tobago

$3.6 * 0.3%

San Fernando

$52 4.1% 1340% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $409 in Tobago and $518 in San Fernando. Housing cost is often the main lever when comparing two cities.

San Fernando pays 36% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $42 in Tobago vs $59 in San Fernando for a mid-range dinner for two. Groceries echo the gap at $311 vs $317 per month, with Tobago cheaper across the board.

Good to know

🇹🇹 Tobago

🇹🇹 San Fernando

🕒 Local time

22:41 10:41 PM

Same time as Tobago

🌤 Weather

👥 Population

54,000

55,419

💱 Currency

Trinidad and Tobago Dollar TTD $

📈 Exchange rate

1 TTD = 0.149 USD

1 TTD = 0.133 EUR

1 TTD = 0.149 USD

1 TTD = 0.133 EUR

Exchange rates and currency converter

On the map

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Tobago San Fernando 140 km

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tobago vs San Fernando: Cost of Living - Frequently Asked Questions

Tobago is about 4% cheaper overall, especially in transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 27% lower in Tobago. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $409 in Tobago versus $518 in San Fernando. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tobago – a meal for two runs $42 versus $59 in San Fernando. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $74 in Tobago versus $403 in San Fernando. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,500 a month, though Tobago gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Tobago wins on affordability, San Fernando on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.