Last update: Oct 2026

Cost of Living Comparison Between San Fernando, Trinidad And Tobago and Tobago

For one person, living is cheaper in Tobago: $1,216 a month against $1,261 in San Fernando, rent and utilities included – about $540 less a year. Higher rent and utilities in San Fernando outweigh lower spending on other living expenses.

60

Cost of Living Index in San Fernando
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San Fernando Living Index
58

Cost of Living Index in Tobago
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Tobago Living Index

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San Fernando

🇹🇹 Trinidad And Tobago

$1,261

/mo nomad

Tobago

🇹🇹 Trinidad And Tobago

$1,216

/mo nomad

Monthly Cost of Living

How much you'll spend in San Fernando and in Tobago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando and in Tobago actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,261 in San Fernando versus $1,216 in Tobago.

San Fernando $1,261
Tobago $1,216

Estimated couple costs with rent: $2,030 in San Fernando versus $1,831 in Tobago.

San Fernando $2,030
Tobago $1,831

Monthly costs for a family of three with rent: $2,799 in San Fernando versus $2,445 in Tobago.

San Fernando $2,799
Tobago $2,445

Living in San Fernando is roughly 4% more expensive than in Tobago, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: San Fernando 7% lower, Tobago 11% lower.

Meal at Budget Restaurant

$10.49 TTD 70.4

$9.94 TTD 66.7

5.53%

Three-Course Dinner for Two, Mid-Range

$58.5 TTD 393

$41.52 TTD 279

40.97%

Fast Food Meal (McDonalds, etc)

$8.18 TTD 54.9

$9.65 TTD 64.8

-15.23%

Cappuccino

$3.72 TTD 24.99

$3.74 TTD 25.09

-0.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.01 TTD 6.76

$1.64 TTD 11.00

-38.41%

Water (0.33 liter bottle)

$0.73 TTD 4.90

$1.67 TTD 11.23

-56.29%

Local Beer (0.5 liter draught)

$1.80 TTD 12.07

$3.68 TTD 24.68

-51.09%

Imported Beer (0.33 liter bottle)

$2.59 TTD 17.36

$4.55 TTD 30.52

-43.08%

Milk (1 liter)

$2.07 TTD 13.89

$2.59 TTD 17.40

-20.08%

White Bread (500g)

$2.33 TTD 15.67

$2.39 TTD 16.04

-2.51%

Rice (white) (1kg)

$2.76 TTD 18.49

$2.38 TTD 15.95

15.97%

Eggs

$3.81 TTD 25.57

$4.85 TTD 32.56

-21.44%

Local Cheese (1kg)

$6.47 TTD 43.40

$6.09 TTD 40.89

6.24%

Chicken Fillets (1kg)

$10.09 TTD 67.7

$7.49 TTD 50.3

34.71%

Beef Round Steak (1kg)

$8.81 TTD 59.1

$5.91 TTD 39.66

49.07%

Apples (1kg)

$5.37 TTD 36.04

$4.05 TTD 27.19

32.59%

Banana (1kg)

$2.52 TTD 16.92

$2.50 TTD 16.75

0.80%

Oranges (1kg)

$3.72 TTD 24.97

$2.34 TTD 15.72

58.97%

Tomato (1kg)

$4.27 TTD 28.63

$2.23 TTD 14.99

91.48%

Potato (1kg)

$0.77 TTD 5.19

$1.01 TTD 6.79

-23.76%

Onion (1kg)

$0.77 TTD 5.18

$1.59 TTD 10.69

-51.57%

Lettuce (1 head)

$1.48 TTD 9.96

$1.86 TTD 12.49

-20.43%

Water (1.5 liter bottle)

$1.15 TTD 7.68

$1.44 TTD 9.64

-20.14%

Cigarettes 20 Pack (Marlboro, Camel)

$5.56 TTD 37.33

$4.48 TTD 30.04

24.11%

Wine (Bottle)

$17.76 TTD 119

$22.21 TTD 149

-20.04%

Local Beer (0.5 liter bottle)

$1.48 TTD 9.92

$3.78 TTD 25.39

-60.85%

Imported Beer (0.33 liter bottle)

$2.97 TTD 19.96

$4.41 TTD 29.59

-32.65%

One-way Ticket (Public Transport)

$0.46 TTD 3.09

$0.72 TTD 4.82

-36.11%

Public Transport Monthly Pass (Regular Price)

$44.91 TTD 301

Taxi Start (Normal Tariff)

$0.91 TTD 6.08

$0.73 TTD 4.90

24.66%

Taxi (Normal Tariff) (1km)

$0.84 TTD 5.62

Taxi 1hour Waiting (Normal Tariff)

$14.58 TTD 97.9

$8.68 TTD 58.2

67.97%

Gasoline (1 liter)

$1.16 TTD 7.80

$1.02 TTD 6.85

13.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K TTD 243.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K TTD 273.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.29 TTD 297

$59.4 TTD 398

-25.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.32 TTD 284

$26.93 TTD 181

57.15%

Internet (50+ Mbps, Unlimited Data)

$45.25 TTD 304

$73.1 TTD 490

-38.06%

Gym Membership (Monthly)

$52.1 TTD 350

$51.7 TTD 347

0.77%

Tennis Court (1 Hour on Weekend)

$22.39 TTD 150

Cinema Ticket

$8.59 TTD 57.6

$7.96 TTD 53.4

7.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$403 TTD 2,706

$74.0 TTD 497

444.64%

International Primary School, 1 Child (Yearly)

$10.6K TTD 71.4K

Jeans (Levis 501 Or Similar)

$53.7 TTD 360

$44.79 TTD 301

19.94%

Summer Dress (H&M, Zara, etc)

$36.48 TTD 245

$48.29 TTD 324

-24.46%

Sport Shoes (Adidas, Nike)

$86.6 TTD 581

$138 TTD 927

-37.35%

Men's Leather Business Shoes

$87.6 TTD 588

$87.7 TTD 588

-0.02%

1-bedroom Apartment, City Center (Monthly)

$518 TTD 3,475

$409 TTD 2,744

26.64%

1-bedroom Apartment, Outside City Center (Monthly)

$398 TTD 2,670

$336 TTD 2,257

18.29%

3-bedroom Apartment, City Center (Monthly)

$915 TTD 6,143

$545 TTD 3,654

68.09%

3-bedroom Apartment, Outside City Center (Monthly)

$724 TTD 4,858

$520 TTD 3,486

39.35%

Buy Apartment in City Center (m2)

$1,940 TTD 13.0K

Buy Apartment Outside City Center (m2)

$1,527 TTD 10.2K

Average Monthly Net Salary (After Tax)

$1,023 TTD 6,866

$751 TTD 5,038

36.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: October 27, 2026

Last update for Tobago: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Fernando

$398 31.6%

Tobago

$336 27.7% 15.5% $62

Groceries & Markets

San Fernando

$317 25.2%

Tobago

$311 25.6% 1.9% $6.1

Eating Out

San Fernando

$174 13.8%

Tobago

$194 16% 11.4% $20

Monthly Utilities & Internet

San Fernando

$132 10.5%

Tobago

$159 13.1% 20.8% $27

Clothing & Footwear

San Fernando

$119 9.4%

Tobago

$144 11.8% 20.6% $25

Sport & Entertainment

San Fernando

$69 5.5%

Tobago

$68 5.6% 2.4% $1.7

Getting Around

San Fernando

$52 4.1%

Tobago

$3.6 * 0.3% 93.1% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $518 in San Fernando and $409 in Tobago. Housing cost is often the main lever when comparing two cities.

San Fernando pays 36% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $59 in San Fernando vs $42 in Tobago for a mid-range dinner for two. Groceries echo the gap at $317 vs $311 per month, with Tobago cheaper across the board.

Good to know

🇹🇹 San Fernando

🇹🇹 Tobago

🕒 Local time

22:02 10:02 PM

Same time as San Fernando

🌤 Weather

👥 Population

55,419

54,000

💱 Currency

Trinidad and Tobago Dollar TTD $

📈 Exchange rate

1 TTD = 0.149 USD

1 TTD = 0.133 EUR

1 TTD = 0.149 USD

1 TTD = 0.133 EUR

Exchange rates and currency converter

On the map

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San Fernando Tobago 140 km

From you

San Fernando
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Fernando vs Tobago: Cost of Living - Frequently Asked Questions

Tobago is about 4% cheaper overall, especially in transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 36% higher in San Fernando, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $518 in San Fernando versus $409 in Tobago. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tobago – a meal for two runs $42 versus $59 in San Fernando. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $403 in San Fernando versus $74 in Tobago. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,500 a month, though Tobago gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Tobago wins on affordability, San Fernando on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.