Cost of Living Comparison Between Tobago and Ubud, Bali Cost of Living Comparison Between Tobago and Ubud, Bali

Monthly Cost of Living

A single person spends $1,115 per month in Tobago vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,875 per month in Tobago vs $2,540 in Ubud, Bali, rent included.

A family of three spends $2,634 per month in Tobago vs $3,660 in Ubud, Bali, rent included.

Tobago is about 21% cheaper than Ubud, Bali, driven mainly by Eating Out.

Tobago sits 17% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.99 TTD 60.2

$3.56 Rp 63.7K

152.53%

Three-Course Dinner for Two, Mid-Range

$65.6 TTD 439

$32.73 Rp 584.5K

100.31%

Fast Food Meal (McDonalds, etc)

$7.23 TTD 48.47

$4.95 Rp 88.4K

46.06%

Cappuccino

$3.63 TTD 24.32

$2.71 Rp 48.4K

33.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 TTD 6.13

$1.34 Rp 24.0K

-31.34%

Water (0.33 liter bottle)

$0.81 TTD 5.42

$0.70 Rp 12.5K

15.71%

Local Beer (0.5 liter draught)

$3.67 TTD 24.58

$2.92 Rp 52.1K

25.68%

Imported Beer (0.33 liter bottle)

$2.88 TTD 19.30

$3.96 Rp 70.7K

-27.27%

Milk (1 liter)

$2.26 TTD 15.15

$1.81 Rp 32.3K

24.86%

White Bread (500g)

$2.30 TTD 15.42

$2.52 Rp 45.0K

-8.73%

Rice (white) (1kg)

$2.90 TTD 19.46

$1.16 Rp 20.7K

150.00%

Eggs

$4.48 TTD 30.01

$2.46 Rp 43.9K

82.11%

Local Cheese (1kg)

$7.28 TTD 48.75

$14.71 Rp 262.7K

-50.51%

Chicken Fillets (1kg)

$7.35 TTD 49.25

$4.32 Rp 77.1K

70.14%

Beef Round Steak (1kg)

$7.46 TTD 49.98

$12.14 Rp 216.7K

-38.55%

Apples (1kg)

$6.97 TTD 46.69

$3.84 Rp 68.6K

81.51%

Banana (1kg)

$2.36 TTD 15.83

$1.56 Rp 27.8K

51.28%

Oranges (1kg)

$2.92 TTD 19.58

$2.83 Rp 50.6K

3.18%

Tomato (1kg)

$2.90 TTD 19.41

$2.33 Rp 41.5K

24.46%

Potato (1kg)

$1.21 TTD 8.11

$1.91 Rp 34.2K

-36.65%

Onion (1kg)

$1.20 TTD 8.04

$2.20 Rp 39.3K

-45.45%

Lettuce (1 head)

$1.59 TTD 10.67

$1.01 Rp 18.1K

57.43%

Water (1.5 liter bottle)

$1.31 TTD 8.76

$0.78 Rp 13.8K

67.95%

Cigarettes 20 Pack (Marlboro, Camel)

$4.83 TTD 32.35

$3.32 Rp 59.2K

45.48%

Wine (Bottle)

$21.73 TTD 146

$23.74 Rp 423.9K

-8.47%

Local Beer (0.5 liter bottle)

$3.42 TTD 22.91

$2.79 Rp 49.8K

22.58%

Imported Beer (0.33 liter bottle)

$3.37 TTD 22.59

$2.86 Rp 51.1K

17.83%

One-way Ticket (Public Transport)

$0.77 TTD 5.15

$0.27 Rp 4,800

185.19%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.76 TTD 5.06

$0.46 Rp 8,150

65.22%

Taxi (Normal Tariff) (1km)

$0.77 TTD 5.18

$0.45 Rp 8,037

71.11%

Taxi 1hour Waiting (Normal Tariff)

$15.24 TTD 102

$6.10 Rp 108.9K

149.84%

Gasoline (1 liter)

$1.04 TTD 6.94

$0.79 Rp 14.2K

31.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K TTD 178.8K

$26.1K Rp 467.0M

2.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K TTD 271.0K

$32.1K Rp 573.6M

25.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

Internet (50+ Mbps, Unlimited Data)

$60.2 TTD 404

$23.52 Rp 420.0K

156.12%

Gym Membership (Monthly)

$54.6 TTD 366

$98.7 Rp 1.8M

-44.65%

Tennis Court (1 Hour on Weekend)

$15.05 TTD 101

$6.63 Rp 118.4K

127.00%

Cinema Ticket

$7.43 TTD 49.79

$4.15 Rp 74.1K

79.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$96.9 TTD 649

$304 Rp 5.4M

-68.12%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$51.7 TTD 346

$55.5 Rp 991.8K

-6.91%

Summer Dress (H&M, Zara, etc)

$46.21 TTD 310

$38.31 Rp 684.1K

20.62%

Sport Shoes (Adidas, Nike)

$154 TTD 1,029

$88.6 Rp 1.6M

73.28%

Men's Leather Business Shoes

$69.9 TTD 469

$77.9 Rp 1.4M

-10.18%

1-bedroom Apartment, City Center (Monthly)

$413 TTD 2,767

$1,006 Rp 18.0M

-58.97%

1-bedroom Apartment, Outside City Center (Monthly)

$341 TTD 2,283

$675 Rp 12.1M

-49.53%

3-bedroom Apartment, City Center (Monthly)

$805 TTD 5,394

$3,442 Rp 61.5M

-76.61%

3-bedroom Apartment, Outside City Center (Monthly)

$660 TTD 4,420

$2,039 Rp 36.4M

-67.65%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$733 TTD 4,908

$165 Rp 3.0M

343.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-47.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tobago: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $413 in Tobago versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 343% higher in Tobago, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $66.0 in Tobago versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $327 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tobago vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 27%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,673 per month in Tobago and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tobago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $66.0 in Tobago and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 8% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Tobago, where all-in costs run around $1,115, than in Ubud, Bali at $1,419. In Tobago it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Tobago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tobago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.