Last update: Oct 2026 Trinidad And Tobago 55.4K

Cost of Living in San Fernando

For one person, living costs in San Fernando are estimated at $1,263 a month, including rent and utilities, which take about a third of the total. Other living expenses average about $27 a day.

Monthly Cost of Living

How much you'll spend in San Fernando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando actually costs, broken down by who's living it.

Living costs for one person come to about $1,263 monthly including rent, or $821 excluding housing.

$1,263 /mo

Estimated monthly costs for a couple: $2,045 with rent, or $1,430 without housing.

$2,045 /mo

Monthly costs for a family of three come to about $2,827 including rent, or $2,039 for daily expenses alone.

$2,827 /mo
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$10.22 TTD 68.8
$6.57 TTD 44.18
$21.91 TTD 147
Three-Course Dinner for Two, Mid-Range
$59.6 TTD 401
$44.66 TTD 300
$134 TTD 901
Fast Food Meal (McDonalds, etc)
$8.00 TTD 53.9
$6.55 TTD 44.05
$8.74 TTD 58.8
Cappuccino
$3.66 TTD 24.65
$2.90 TTD 19.54
$5.81 TTD 39.07
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.02 TTD 6.88
$0.74 TTD 4.97
$1.49 TTD 10.01
Water (0.33 liter bottle)
$0.76 TTD 5.09
$0.76 TTD 5.09
$1.07 TTD 7.18
Local Beer (0.5 liter draught)
$1.89 TTD 12.69
$1.80 TTD 12.14
$4.52 TTD 30.41
Imported Beer (0.33 liter bottle)
$2.63 TTD 17.71
$2.25 TTD 15.16
$4.52 TTD 30.39
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.98 TTD 13.33
$1.45 TTD 9.75
$2.61 TTD 17.57
White Bread (500g)
$2.29 TTD 15.41
$1.33 TTD 8.92
$5.91 TTD 39.75
Rice (white) (1kg)
$2.92 TTD 19.61
$1.35 TTD 9.11
$4.53 TTD 30.45
Eggs
$3.90 TTD 26.27
$2.71 TTD 18.22
$6.31 TTD 42.42
Local Cheese (1kg)
$6.58 TTD 44.24
$3.65 TTD 24.52
$14.60 TTD 98.2
Chicken Fillets (1kg)
$10.17 TTD 68.4
$6.56 TTD 44.13
$14.13 TTD 95.1
Beef Round Steak (1kg)
$9.04 TTD 60.8
$3.29 TTD 22.12
$74.6 TTD 502
Apples (1kg)
$5.59 TTD 37.61
$1.65 TTD 11.08
$6.59 TTD 44.32
Banana (1kg)
$2.57 TTD 17.31
$1.81 TTD 12.19
$5.00 TTD 33.65
Oranges (1kg)
$3.60 TTD 24.21
$1.72 TTD 11.58
$6.34 TTD 42.63
Tomato (1kg)
$4.38 TTD 29.43
$2.32 TTD 15.61
$7.29 TTD 49.03
Potato (1kg)
$0.75 TTD 5.05
$0.75 TTD 5.05
$6.66 TTD 44.79
Onion (1kg)
$0.74 TTD 5.00
$0.66 TTD 4.45
$3.30 TTD 22.19
Lettuce (1 head)
$1.50 TTD 10.11
$1.21 TTD 8.11
$2.25 TTD 15.13
Water (1.5 liter bottle)
$1.15 TTD 7.73
$0.71 TTD 4.78
$1.71 TTD 11.53
Cigarettes 20 Pack (Marlboro, Camel)
$5.71 TTD 38.38
$5.71 TTD 38.38
$6.45 TTD 43.40
Wine (Bottle)
$17.92 TTD 121
$5.97 TTD 40.17
$29.86 TTD 201
Local Beer (0.5 liter bottle)
$1.55 TTD 10.43
$1.50 TTD 10.09
$3.00 TTD 20.18
Imported Beer (0.33 liter bottle)
$2.93 TTD 19.74
$2.14 TTD 14.42
$4.30 TTD 28.92
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.46 TTD 3.10
$0.46 TTD 3.10
$0.77 TTD 5.15
Public Transport Monthly Pass (Regular Price)
$44.31 TTD 298
-
Taxi Start (Normal Tariff)
$0.86 TTD 5.79
$0.86 TTD 5.79
$1.44 TTD 9.67
Taxi (Normal Tariff) (1km)
$0.92 TTD 6.20
$0.67 TTD 4.51
$1.92 TTD 12.90
Taxi 1hour Waiting (Normal Tariff)
$14.57 TTD 98.0
$14.57 TTD 98.0
$29.14 TTD 196
Gasoline (1 liter)
$1.16 TTD 7.81
$1.16 TTD 7.81
$1.16 TTD 7.81
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K TTD 243.1K
$28.9K TTD 194.5K
$50.6K TTD 340.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.3K TTD 270.8K
$36.1K TTD 242.7K
$57.7K TTD 388.3K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$44.87 TTD 302
$37.39 TTD 252
$150 TTD 1,006
SIM Card Monthly Plan (Calls and 10GB+ Data)
$42.63 TTD 287
$37.27 TTD 251
$59.6 TTD 401
Internet (50+ Mbps, Unlimited Data)
$45.78 TTD 308
$37.13 TTD 250
$74.3 TTD 500
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$50.5 TTD 340
$36.09 TTD 243
$65.0 TTD 437
Tennis Court (1 Hour on Weekend)
$22.37 TTD 151
-
Cinema Ticket
$8.70 TTD 58.5
$7.25 TTD 48.76
$12.61 TTD 84.9
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$402 TTD 2,702
$297 TTD 1,996
$742 TTD 4,990
International Primary School, 1 Child (Yearly)
$10.9K TTD 73.0K
$7,222 TTD 48.6K
$14.0K TTD 94.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$53.6 TTD 360
$36.10 TTD 243
$86.6 TTD 583
Summer Dress (H&M, Zara, etc)
$37.29 TTD 251
$29.83 TTD 201
$89.5 TTD 602
Sport Shoes (Adidas, Nike)
$88.1 TTD 593
$58.8 TTD 395
$220 TTD 1,482
Men's Leather Business Shoes
$89.7 TTD 603
$59.1 TTD 397
$224 TTD 1,509
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$517 TTD 3,480
$370 TTD 2,486
$739 TTD 4,971
1-bedroom Apartment, Outside City Center (Monthly)
$398 TTD 2,675
$298 TTD 2,007
$522 TTD 3,511
3-bedroom Apartment, City Center (Monthly)
$914 TTD 6,149
$667 TTD 4,487
$1,334 TTD 8,975
3-bedroom Apartment, Outside City Center (Monthly)
$743 TTD 5,000
$520 TTD 3,500
$1,115 TTD 7,499
Buy Apartment in City Center (m2)
$1,991 TTD 13.4K
$796 TTD 5,357
$3,186 TTD 21.4K
Buy Apartment Outside City Center (m2)
$1,492 TTD 10.0K
$785 TTD 5,281
$2,198 TTD 14.8K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,043 TTD 7,019
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.75
3
11

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
San Fernando $1,263
Accommodation & Living
$398
Groceries & Markets
$320
Eating Out
$172
Monthly Utilities & Internet
$133
Clothing & Footwear
$121
Sport & Entertainment
$68
Getting Around
$52

Cost Breakdown

Expect to pay about $517 for a central one-bedroom, or $398 outside the center. At 50% of the average salary ($1,043), housing is the biggest financial pressure.

Average take-home pay sits at $1,043, while typical expenses reach $1,263. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $320 monthly on groceries. Dining out at a mid-range restaurant costs roughly $60.0 for two.

Public transport is priced at around $44.31 per month.

Cost Highlights

Local beer is cheaper than 97% of cities in North America

3-bedroom apartment, city center is cheaper than 96% of cities in North America

1-bedroom apartment, city center is cheaper than 96% of cities in North America

Good to know
🕒 Local time
02:29 2:29 AM
🌤 Weather
👥 Population
55,419
💱 Currency
Exchange rates and currency converter

USD, EUR to TTD – Trinidad and Tobago Dollar Converter

Trinidad and Tobago Dollar exchange rates as of October 18, 2026: 1 USD = 6.73 TTD (1 TTD = 0.149 USD). 1 EUR = 7.56 TTD (1 TTD = 0.132 EUR).

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San Fernando Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in San Fernando - Frequently Asked Questions
How affordable is San Fernando for travelers, expats, and digital nomads?
San Fernando offers a pragmatic balance for travelers, expats, and digital nomads who want steady value without the price spikes of bigger cities. The Cost of Living in San Fernando, Trinidad And Tobago tends to be friendlier than many metropolitan hubs in the region, especially if you favor local eateries, markets, and residential neighborhoods over tourist strips. Housing often leans toward reasonable rents in older parts of town, while groceries, public transport, and services stay affordable when you shop locally and plan ahead. The city suits those who value a manageable pace, dependable transit options, and access to nearby beaches and nature. Tip: plan a simple monthly budget and stick to it.
What does daily life look like in San Fernando in terms of housing, food, transport, and errands?
Daily life is practical and relatively straightforward. For housing, you'll find a range of options from compact apartments near main streets to quieter homes a short ride away; flexible leases help if you're unsure of stay length. Food options span busy markets with fresh produce to casual eateries and bakeries at modest prices. Transport is workable: reliable bus routes, shared taxis, and ride-hailing services offer flexibility for errands and day trips. Co-working spaces exist in several pockets or you can work from cafes with dependable Wi-Fi. San Fernando, Trinidad And Tobago living cost varies by neighborhood, so compare areas before committing. Tip: map a two-week search plan and visit at different times.
What strategies help you maintain quality of life and budget in San Fernando, considering seasonality and neighborhood fit?
Quality of life in San Fernando hinges on a simple budgeting framework: separate essentials, discretionary spending, and a small buffer for irregular costs. Choose a neighborhood that matches your rhythm – walkable cores with markets, pharmacies, and cafes reduce travel time and impulse spending. Embrace local routines: cooking at home using fresh produce, shopping at markets, and using buses or shared taxis for commuting keeps costs predictable. Seasonality affects outdoor plans and heat, so schedule activities for cooler mornings and plan indoor options for peak afternoons. Build in a habit of monthly reviews to reallocate funds if you shift neighborhoods or work needs. Tip: establish a baseline, then adjust as you learn your preferred pace.
How much of a salary does housing take in San Fernando?
With 50% of the average paycheck going to rent, San Fernando is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
How much does it cost to live in San Fernando per month?
Plan for roughly $1,263 a month in San Fernando if you're renting, or around $821 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
Can you get by on an average income in San Fernando?
An average salary of $1,043 technically covers the $1,263 monthly cost of living in San Fernando, but just barely. There's little room for surprises – a rent hike, medical bill, or unexpected repair can throw things off quickly at this income level.
How much should I budget for housing in San Fernando?
Where you live in San Fernando makes all the difference. Central one-bedrooms cost about $517; commute-friendly outer districts come in around $398. Overall, the market runs from $398 to $517 depending on size, location, and apartment condition.
What does commuting cost in San Fernando?
A monthly transit pass in San Fernando goes for roughly $44.31, which is one of the lighter items on a monthly budget. Coverage across residential and business areas is solid, and most residents without a car rely on it daily.
What are kindergarten prices in San Fernando?
Childcare averages $402 monthly at a private kindergarten in San Fernando. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Is $1,500 a month enough for San Fernando?
Living on $1,500 in San Fernando means careful planning, since monthly costs average $1,263. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is San Fernando expat-friendly?
Expats in San Fernando enjoy fast internet, vibrant nightlife, coastal lifestyle, and monthly costs average around $1,263. The international crowd is active and welcoming, and practical stuff – bank accounts, apartment hunting, healthcare – is all manageable with some basic prep.
Is it possible to save on a local salary in San Fernando?
Monthly expenses in San Fernando run around $1,263, so putting money aside takes more than $1,895 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
How budget-friendly is San Fernando for travelers?
Budget travel in San Fernando works but takes effort. Hostels, street food, and local restaurants keep daily costs reasonable. All-in monthly expenses run about $1,263 for residents – backpackers can do less with some planning.

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