Cost of Living Comparison Between Timaru and Ubud, Bali Cost of Living Comparison Between Timaru and Ubud, Bali

😐 Solo nomad: Timaru is 34.1% more expensive than Ubud, Bali without rent, and 48.3% more expensive with rent.
😐 Family of 3: Timaru is 107.5% more expensive than Ubud, Bali without rent, and 12.7% more expensive with rent.
Currency
🍽 Eating Out
Timaru
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.18 NZ$25.81
$3.48 Rp 59.7K
336.21%
Three-Course Dinner for Two, Mid-Range
$78.8 NZ$134
$32.88 Rp 563.6K
139.54%
Fast Food Meal (McDonalds, etc)
$9.52 NZ$16.18
$5.09 Rp 87.3K
87.03%
Cappuccino
$3.33 NZ$5.66
$2.75 Rp 47.1K
21.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.15 NZ$3.65
$1.38 Rp 23.7K
55.80%
Water (0.33 liter bottle)
$1.97 NZ$3.36
$0.71 Rp 12.2K
177.46%
Local Beer (0.5 liter draught)
$6.14 NZ$10.44
$2.88 Rp 49.3K
113.19%
Imported Beer (0.33 liter bottle)
$5.95 NZ$10.11
$3.87 Rp 66.3K
53.75%
🛒 Groceries & Markets
Timaru
Ubud, Bali
Difference
Milk (1 liter)
$1.64 NZ$2.79
$1.79 Rp 30.7K
-8.38%
White Bread (500g)
$1.96 NZ$3.33
$2.45 Rp 41.9K
-20.00%
Rice (white) (1kg)
$1.19 NZ$2.02
$1.21 Rp 20.7K
-1.65%
Eggs
$6.38 NZ$10.84
$2.39 Rp 40.9K
166.95%
Local Cheese (1kg)
$10.18 NZ$17.30
$14.70 Rp 252.0K
-30.75%
Chicken Fillets (1kg)
$10.58 NZ$17.99
$4.24 Rp 72.7K
149.53%
Beef Round Steak (1kg)
$17.04 NZ$28.97
$12.08 Rp 207.0K
41.06%
Apples (1kg)
$2.51 NZ$4.27
$3.66 Rp 62.8K
-31.42%
Banana (1kg)
$2.49 NZ$4.23
$1.61 Rp 27.5K
54.66%
Oranges (1kg)
$3.08 NZ$5.24
$2.72 Rp 46.6K
13.24%
Tomato (1kg)
$5.76 NZ$9.79
$2.27 Rp 38.9K
153.74%
Potato (1kg)
$2.62 NZ$4.45
$1.90 Rp 32.6K
37.89%
Onion (1kg)
$2.30 NZ$3.91
$2.30 Rp 39.4K
-
Lettuce (1 head)
$2.94 NZ$4.99
$1.02 Rp 17.4K
188.24%
Water (1.5 liter bottle)
$1.15 NZ$1.95
$0.78 Rp 13.3K
47.44%
Cigarettes 20 Pack (Marlboro, Camel)
$29.48 NZ$50.1
$3.24 Rp 55.6K
809.88%
Wine (Bottle)
$7.49 NZ$12.74
$24.06 Rp 412.4K
-68.87%
Local Beer (0.5 liter bottle)
$4.85 NZ$8.25
$2.84 Rp 48.7K
70.77%
Imported Beer (0.33 liter bottle)
$7.16 NZ$12.18
$2.79 Rp 47.8K
156.63%
🚌 Getting Around
Timaru
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.13 NZ$3.63
$0.27 Rp 4,607
688.89%
Public Transport Monthly Pass (Regular Price)
$65.1 NZ$111
$8.24 Rp 141.3K
690.05%
Taxi Start (Normal Tariff)
$2.77 NZ$4.71
$0.45 Rp 7,702
515.56%
Taxi (Normal Tariff) (1km)
$1.15 NZ$1.95
$0.43 Rp 7,300
167.44%
Taxi 1hour Waiting (Normal Tariff)
$31.45 NZ$53.5
$6.02 Rp 103.2K
422.43%
Gasoline (1 liter)
$1.67 NZ$2.83
$0.86 Rp 14.7K
94.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.5K NZ$50.2K
$26.1K Rp 446.8M
13.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.7K NZ$30.1K
$31.7K Rp 543.3M
-44.09%
🧾 Monthly Utilities & Internet
Timaru
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 NZ$319
$78.3 Rp 1.3M
139.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.26 NZ$41.24
$4.00 Rp 68.5K
506.50%
Internet (50+ Mbps, Unlimited Data)
$59.8 NZ$102
$24.35 Rp 417.5K
145.63%
🎉 Sport & Entertainment
Timaru
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.28 NZ$63.4
$95.8 Rp 1.6M
-61.07%
Tennis Court (1 Hour on Weekend)
$12.22 NZ$20.78
$6.46 Rp 110.7K
89.16%
Cinema Ticket
$13.03 NZ$22.15
$4.01 Rp 68.7K
224.94%
🧸 Childcare & Education
Timaru
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$497 NZ$844
$302 Rp 5.2M
64.71%
International Primary School, 1 Child (Yearly)
$6,932 NZ$11.8K
$6,545 Rp 112.2M
5.91%
👕👟 Clothing & Footwear
Timaru
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$86.7 NZ$147
$53.4 Rp 915.7K
62.37%
Summer Dress (H&M, Zara, etc)
$49.89 NZ$84.8
$38.55 Rp 660.8K
29.42%
Sport Shoes (Adidas, Nike)
$98.0 NZ$167
$89.1 Rp 1.5M
10.03%
Men's Leather Business Shoes
$282 NZ$480
$78.9 Rp 1.4M
258.00%
🏠 Accommodation & Living
Timaru
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$973 NZ$1,654
$1,016 Rp 17.4M
-4.22%
1-bedroom Apartment, Outside City Center (Monthly)
$776 NZ$1,319
$672 Rp 11.5M
15.45%
3-bedroom Apartment, City Center (Monthly)
$1,577 NZ$2,681
$3,368 Rp 57.7M
-53.19%
3-bedroom Apartment, Outside City Center (Monthly)
$1,442 NZ$2,451
$2,108 Rp 36.1M
-31.60%
Buy Apartment in City Center (m2)
$5,057 NZ$8,596
$3,001 Rp 51.4M
68.47%
Buy Apartment Outside City Center (m2)
$3,472 NZ$5,902
$2,337 Rp 40.1M
48.59%
💵 Salaries & Financials
Timaru
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.74
13.28
-49.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Timaru: April 13, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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