Cost of Living Comparison Between Thane and Mumbai (Bombay) Cost of Living Comparison Between Thane and Mumbai (Bombay)

Monthly Cost of Living

Monthly costs for one person with rent: $551 in Thane versus $786 in Mumbai (Bombay).

Estimated couple costs with rent: $902 in Thane versus $1,295 in Mumbai (Bombay).

Monthly costs for a family of three with rent: $1,253 in Thane versus $1,805 in Mumbai (Bombay).

Living in Thane costs roughly 30% less than in Mumbai (Bombay), driven mainly by Clothing & Footwear.

Both cities sit below the global median: Thane 60% lower, Mumbai (Bombay) 43% lower.

Meal at Budget Restaurant

$4.81 ₹460

$5.16 ₹493

-6.78%

Three-Course Dinner for Two, Mid-Range

$15.55 ₹1,486

$20.80 ₹1,987

-25.24%

Fast Food Meal (McDonalds, etc)

$4.18 ₹399

$4.30 ₹410

-2.79%

Cappuccino

$1.71 ₹163

$2.65 ₹253

-35.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 ₹49.88

$0.37 ₹35.56

40.54%

Water (0.33 liter bottle)

$0.22 ₹20.90

$0.16 ₹15.27

37.50%

Local Beer (0.5 liter draught)

$2.61 ₹249

$2.70 ₹258

-3.33%

Imported Beer (0.33 liter bottle)

$4.83 ₹462

$4.24 ₹405

13.92%

Milk (1 liter)

$0.67 ₹63.7

$0.70 ₹66.4

-4.29%

White Bread (500g)

$0.48 ₹45.94

$0.48 ₹46.29

Rice (white) (1kg)

$0.79 ₹75.4

$0.76 ₹72.8

3.95%

Eggs

$1.14 ₹109

$1.02 ₹97.7

11.76%

Local Cheese (1kg)

$5.22 ₹498

$5.75 ₹549

-9.22%

Chicken Fillets (1kg)

$3.27 ₹312

$3.53 ₹337

-7.37%

Apples (1kg)

$2.87 ₹274

$2.23 ₹213

28.70%

Banana (1kg)

$0.84 ₹80.4

$0.72 ₹69.0

16.67%

Oranges (1kg)

$1.73 ₹165

$1.23 ₹117

40.65%

Tomato (1kg)

$0.48 ₹45.81

$0.49 ₹46.68

-2.04%

Potato (1kg)

$0.36 ₹34.82

$0.35 ₹33.36

2.86%

Onion (1kg)

$0.31 ₹29.31

$0.40 ₹38.30

-22.50%

Lettuce (1 head)

$0.46 ₹43.91

$0.49 ₹47.27

-6.12%

Water (1.5 liter bottle)

$0.38 ₹35.84

$0.31 ₹30.09

22.58%

Cigarettes 20 Pack (Marlboro, Camel)

$5.18 ₹495

$5.10 ₹487

1.57%

Wine (Bottle)

$8.25 ₹788

Local Beer (0.5 liter bottle)

$1.51 ₹144

$2.04 ₹195

-25.98%

Imported Beer (0.33 liter bottle)

$2.70 ₹258

$3.02 ₹288

-10.60%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.02 ₹384

$6.22 ₹594

-35.37%

One-way Ticket (Public Transport)

$0.25 ₹24.01

$0.20 ₹19.09

25.00%

Public Transport Monthly Pass (Regular Price)

$5.22 ₹499

$5.93 ₹567

-11.97%

Taxi Start (Normal Tariff)

$0.50 ₹47.82

$0.33 ₹31.57

51.52%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.95

$0.33 ₹31.67

-9.09%

Taxi 1hour Waiting (Normal Tariff)

$1.62 ₹155

$1.63 ₹156

-0.61%

Gasoline (1 liter)

$1.15 ₹110

$1.14 ₹109

0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K ₹1.0M

$16.4K ₹1.6M

-34.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K ₹2.3M

$22.4K ₹2.1M

7.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$49.56 ₹4,735

$60.1 ₹5,739

-17.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.29 ₹410

$4.37 ₹417

-1.83%

Internet (50+ Mbps, Unlimited Data)

$6.30 ₹602

$9.32 ₹890

-32.40%

Gym Membership (Monthly)

$11.61 ₹1,109

$27.53 ₹2,631

-57.83%

Tennis Court (1 Hour on Weekend)

$12.17 ₹1,163

$13.67 ₹1,306

-10.97%

Cinema Ticket

$4.31 ₹412

$4.62 ₹442

-6.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.5 ₹7,026

$118 ₹11.3K

-37.74%

International Primary School, 1 Child (Yearly)

$1,495 ₹142.8K

$4,970 ₹474.8K

-69.92%

Jeans (Levis 501 Or Similar)

$20.16 ₹1,926

$34.94 ₹3,338

-42.30%

Summer Dress (H&M, Zara, etc)

$17.47 ₹1,669

$37.94 ₹3,625

-53.95%

Sport Shoes (Adidas, Nike)

$40.22 ₹3,843

$60.3 ₹5,758

-33.26%

Men's Leather Business Shoes

$33.01 ₹3,153

$49.94 ₹4,771

-33.90%

1-bedroom Apartment, City Center (Monthly)

$281 ₹26.9K

$641 ₹61.2K

-56.06%

1-bedroom Apartment, Outside City Center (Monthly)

$197 ₹18.9K

$371 ₹35.4K

-46.71%

3-bedroom Apartment, City Center (Monthly)

$623 ₹59.5K

$1,937 ₹185.0K

-67.83%

3-bedroom Apartment, Outside City Center (Monthly)

$457 ₹43.7K

$869 ₹83.0K

-47.39%

Buy Apartment in City Center (m2)

$1,925 ₹183.9K

$6,174 ₹589.9K

-68.83%

Buy Apartment Outside City Center (m2)

$1,461 ₹139.6K

$2,428 ₹232.0K

-39.83%

Average Monthly Net Salary (After Tax)

$342 ₹32.7K

$810 ₹77.4K

-57.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.8

8.36

5.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Thane: September 5, 2026

Last update for Mumbai (Bombay): September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $281 in Thane and $641 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 137% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Thane vs $21.00 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $117 vs $117 per month, with Thane cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Thane vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Thane and Mumbai (Bombay) differ by about 43% in total monthly costs ($551 vs $786 including rent). Thane is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 137% lower in Mumbai (Bombay). That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $281 in Thane versus $641 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Thane – a meal for two runs $16.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $551 in Thane versus $786 in Mumbai (Bombay), a $1,000 budget is realistic in Thane but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Thane the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Thane and Mumbai (Bombay) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Thane gentler on the wallet – expenses run 43% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.