Cost of Living Comparison Between Thane and Mumbai (Bombay) Cost of Living Comparison Between Thane and Mumbai (Bombay)

Monthly Cost of Living

Monthly costs for one person with rent: $571 in Thane versus $759 in Mumbai (Bombay).

Estimated couple costs with rent: $946 in Thane versus $1,262 in Mumbai (Bombay).

Monthly costs for a family of three with rent: $1,320 in Thane versus $1,766 in Mumbai (Bombay).

Living in Thane costs roughly 25% less than in Mumbai (Bombay), driven mainly by Clothing & Footwear.

Both cities sit below the global median: Thane 57% lower, Mumbai (Bombay) 43% lower.

Meal at Budget Restaurant

$5.32 ₹503

$5.31 ₹503

0.19%

Three-Course Dinner for Two, Mid-Range

$22.94 ₹2,171

$22.21 ₹2,101

3.29%

Fast Food Meal (McDonalds, etc)

$3.95 ₹374

$4.67 ₹442

-15.42%

Cappuccino

$2.00 ₹190

$2.62 ₹248

-23.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₹41.77

$0.51 ₹47.87

-13.73%

Water (0.33 liter bottle)

$0.14 ₹13.42

$0.15 ₹14.03

-6.67%

Local Beer (0.5 liter draught)

$2.42 ₹229

$2.27 ₹215

6.61%

Imported Beer (0.33 liter bottle)

$3.34 ₹316

$4.09 ₹387

-18.34%

Milk (1 liter)

$0.71 ₹67.5

$0.80 ₹75.4

-11.25%

White Bread (500g)

$0.48 ₹45.42

$0.52 ₹49.47

-7.69%

Rice (white) (1kg)

$0.73 ₹69.0

$0.82 ₹77.3

-10.98%

Eggs

$1.00 ₹94.7

$1.09 ₹103

-8.26%

Local Cheese (1kg)

$5.88 ₹556

$7.02 ₹664

-16.24%

Chicken Fillets (1kg)

$3.65 ₹346

$3.89 ₹368

-6.17%

Apples (1kg)

$2.38 ₹225

Banana (1kg)

$0.67 ₹63.0

$0.80 ₹76.0

-16.25%

Oranges (1kg)

$1.07 ₹101

$1.30 ₹123

-17.69%

Tomato (1kg)

$0.35 ₹33.58

$0.65 ₹61.5

-46.15%

Potato (1kg)

$0.31 ₹29.79

$0.57 ₹53.5

-45.61%

Onion (1kg)

$0.31 ₹28.96

$0.63 ₹60.0

-50.79%

Lettuce (1 head)

$0.54 ₹51.0

$0.63 ₹59.9

-14.29%

Water (1.5 liter bottle)

$0.35 ₹33.58

$0.33 ₹30.89

6.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.62 ₹342

$4.00 ₹379

-9.50%

Wine (Bottle)

$7.72 ₹731

$8.07 ₹764

-4.34%

Local Beer (0.5 liter bottle)

$1.84 ₹174

$2.16 ₹204

-14.81%

Imported Beer (0.33 liter bottle)

$2.67 ₹253

$3.39 ₹321

-21.24%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.27 ₹404

$7.13 ₹675

-40.11%

One-way Ticket (Public Transport)

$0.33 ₹31.37

$0.24 ₹22.74

37.50%

Public Transport Monthly Pass (Regular Price)

$6.48 ₹613

$4.63 ₹439

39.96%

Taxi Start (Normal Tariff)

$0.31 ₹29.67

$0.34 ₹32.06

-8.82%

Taxi 1hour Waiting (Normal Tariff)

$1.74 ₹165

$1.40 ₹133

24.29%

Gasoline (1 liter)

$1.26 ₹119

$1.22 ₹116

3.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$17.3K ₹1.6M

-33.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K ₹2.5M

$25.3K ₹2.4M

5.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.4 ₹5,430

$50.2 ₹4,748

14.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹428

$5.00 ₹473

-9.60%

Internet (50+ Mbps, Unlimited Data)

$7.07 ₹669

$8.79 ₹832

-19.57%

Gym Membership (Monthly)

$12.04 ₹1,139

$23.18 ₹2,193

-48.06%

Tennis Court (1 Hour on Weekend)

$10.97 ₹1,038

$11.81 ₹1,117

-7.11%

Cinema Ticket

$3.96 ₹375

$4.70 ₹445

-15.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$87.5 ₹8,277

$121 ₹11.4K

-27.57%

International Primary School, 1 Child (Yearly)

$1,528 ₹144.6K

$3,385 ₹320.3K

-54.86%

Jeans (Levis 501 Or Similar)

$22.90 ₹2,167

$29.30 ₹2,772

-21.84%

Summer Dress (H&M, Zara, etc)

$18.17 ₹1,719

$30.72 ₹2,907

-40.85%

Sport Shoes (Adidas, Nike)

$43.42 ₹4,109

$55.0 ₹5,207

-21.10%

Men's Leather Business Shoes

$33.75 ₹3,194

$39.51 ₹3,738

-14.58%

1-bedroom Apartment, City Center (Monthly)

$310 ₹29.4K

$694 ₹65.7K

-55.30%

1-bedroom Apartment, Outside City Center (Monthly)

$203 ₹19.2K

$359 ₹33.9K

-43.42%

3-bedroom Apartment, City Center (Monthly)

$661 ₹62.5K

$1,797 ₹170.0K

-63.22%

3-bedroom Apartment, Outside City Center (Monthly)

$476 ₹45.0K

$821 ₹77.7K

-42.01%

Buy Apartment in City Center (m2)

$1,925 ₹182.1K

$6,515 ₹616.5K

-70.46%

Buy Apartment Outside City Center (m2)

$1,436 ₹135.9K

$2,661 ₹251.8K

-46.04%

Average Monthly Net Salary (After Tax)

$351 ₹33.2K

$719 ₹68.0K

-51.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.02

9.22

-2.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Thane: April 28, 2026

Last update for Mumbai (Bombay): April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $310 in Thane and $694 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 105% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Thane vs $22.00 in Mumbai (Bombay). Groceries flip the comparison at $115 vs $130, with Thane cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Thane vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Thane and Mumbai (Bombay) differ by about 33% in total monthly costs ($571 vs $759 including rent). Thane is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Mumbai (Bombay) earns 105% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $310 in Thane versus $694 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Thane – a meal for two runs $23.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $571 in Thane versus $759 in Mumbai (Bombay), a $1,000 budget is realistic in Thane but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Thane the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Thane and Mumbai (Bombay) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Thane gentler on the wallet – expenses run 33% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.