Last update: Oct 2026

Cost of Living Comparison Between Thane and Mumbai (Bombay)

For one person, living is cheaper in Thane: $563 a month against $813 in Mumbai (Bombay), rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Thane
Learn more

Thane Living Index
39

Cost of Living Index in Mumbai (Bombay)
Learn more

Mumbai (Bombay) Living Index

Jump to prices

Thane

🇮🇳 India

$563

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Thane and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Thane and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $563 in Thane versus $813 in Mumbai (Bombay).

Thane $563
Mumbai (Bombay) $813

Estimated couple costs with rent: $894 in Thane versus $1,352 in Mumbai (Bombay).

Thane $894
Mumbai (Bombay) $1,352

Monthly costs for a family of three with rent: $1,225 in Thane versus $1,891 in Mumbai (Bombay).

Thane $1,225
Mumbai (Bombay) $1,891

Living in Thane costs roughly 31% less than in Mumbai (Bombay), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Thane 59% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$4.82 ₹458

$5.35 ₹508

-9.91%

Three-Course Dinner for Two, Mid-Range

$15.65 ₹1,489

$20.87 ₹1,985

-25.01%

Fast Food Meal (McDonalds, etc)

$4.15 ₹394

$4.08 ₹388

1.72%

Cappuccino

$1.69 ₹161

$2.78 ₹264

-39.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ₹45.33

$0.40 ₹38.30

20.00%

Water (0.33 liter bottle)

$0.21 ₹20.39

$0.15 ₹14.44

40.00%

Local Beer (0.5 liter draught)

$2.40 ₹228

$2.64 ₹251

-9.09%

Imported Beer (0.33 liter bottle)

$4.84 ₹460

$4.25 ₹404

13.88%

Milk (1 liter)

$0.63 ₹60.2

$0.74 ₹70.7

-14.86%

White Bread (500g)

$0.44 ₹41.59

$0.54 ₹51.4

-18.52%

Rice (white) (1kg)

$0.73 ₹69.2

$0.78 ₹74.2

-6.41%

Eggs

$1.15 ₹109

$1.00 ₹95.2

15.00%

Local Cheese (1kg)

$5.29 ₹503

$5.61 ₹534

-5.70%

Chicken Fillets (1kg)

$3.27 ₹311

$3.58 ₹340

-8.66%

Apples (1kg)

$2.71 ₹258

$2.17 ₹206

24.88%

Banana (1kg)

$0.91 ₹86.5

$0.69 ₹65.9

31.88%

Oranges (1kg)

$1.81 ₹172

$1.21 ₹115

49.59%

Tomato (1kg)

$0.49 ₹47.05

$0.49 ₹46.41

Potato (1kg)

$0.36 ₹34.60

$0.33 ₹31.76

9.09%

Onion (1kg)

$0.30 ₹28.94

$0.37 ₹35.59

-18.92%

Lettuce (1 head)

$0.41 ₹39.13

$0.44 ₹41.85

-6.82%

Water (1.5 liter bottle)

$0.37 ₹35.43

$0.31 ₹29.69

19.35%

Cigarettes 20 Pack (Marlboro, Camel)

$5.19 ₹494

$5.00 ₹476

3.80%

Wine (Bottle)

$8.32 ₹792

$8.34 ₹793

-0.24%

Local Beer (0.5 liter bottle)

$1.47 ₹140

$1.99 ₹190

-26.13%

Imported Beer (0.33 liter bottle)

$2.73 ₹260

$3.12 ₹297

-12.50%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.05 ₹385

$6.01 ₹571

-32.61%

One-way Ticket (Public Transport)

$0.25 ₹23.93

$0.20 ₹18.98

25.00%

Public Transport Monthly Pass (Regular Price)

$5.76 ₹548

$6.90 ₹656

-16.52%

Taxi Start (Normal Tariff)

$0.54 ₹51.5

$0.31 ₹29.89

74.19%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.77

$0.31 ₹29.46

-3.23%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

Gasoline (1 liter)

$1.15 ₹109

$1.10 ₹105

4.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$15.6K ₹1.5M

-26.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K ₹2.3M

$22.4K ₹2.1M

5.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.3 ₹4,787

$61.9 ₹5,882

-18.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.37 ₹415

$4.52 ₹430

-3.32%

Internet (50+ Mbps, Unlimited Data)

$6.52 ₹620

$8.97 ₹853

-27.31%

Gym Membership (Monthly)

$11.51 ₹1,095

$37.11 ₹3,530

-68.98%

Tennis Court (1 Hour on Weekend)

$11.93 ₹1,134

$14.11 ₹1,342

-15.45%

Cinema Ticket

$4.10 ₹390

$5.01 ₹476

-18.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.6 ₹6,806

$119 ₹11.3K

-39.87%

International Primary School, 1 Child (Yearly)

$1,451 ₹138.0K

$4,948 ₹470.6K

-70.68%

Jeans (Levis 501 Or Similar)

$19.66 ₹1,870

$36.37 ₹3,459

-45.94%

Summer Dress (H&M, Zara, etc)

$17.21 ₹1,637

$38.71 ₹3,681

-55.54%

Sport Shoes (Adidas, Nike)

$38.96 ₹3,705

$54.7 ₹5,205

-28.81%

Men's Leather Business Shoes

$32.68 ₹3,108

$48.03 ₹4,568

-31.96%

1-bedroom Apartment, City Center (Monthly)

$329 ₹31.3K

$640 ₹60.8K

-48.56%

1-bedroom Apartment, Outside City Center (Monthly)

$212 ₹20.2K

$372 ₹35.3K

-42.88%

3-bedroom Apartment, City Center (Monthly)

$670 ₹63.7K

$2,093 ₹199.0K

-68.00%

3-bedroom Apartment, Outside City Center (Monthly)

$457 ₹43.5K

$925 ₹87.9K

-50.54%

Buy Apartment in City Center (m2)

$2,154 ₹204.8K

$5,706 ₹542.6K

-62.26%

Buy Apartment Outside City Center (m2)

$1,343 ₹127.8K

$2,560 ₹243.5K

-47.52%

Average Monthly Net Salary (After Tax)

$341 ₹32.4K

$757 ₹72.0K

-54.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.8

8.29

6.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Thane: October 25, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Thane

$212 37.7%

Mumbai (Bombay)

$372 45.7% 75.1% $159

Groceries & Markets

Thane

$116 20.7%

Mumbai (Bombay)

$117 14.4% 0.6% $0.7

Eating Out

Thane

$96 17%

Mumbai (Bombay)

$112 13.8% 17.3% $17

Monthly Utilities & Internet

Thane

$61 10.9%

Mumbai (Bombay)

$75 9.3% 23.1% $14

Clothing & Footwear

Thane

$49 8.7%

Mumbai (Bombay)

$80 9.8% 63.9% $31

Sport & Entertainment

Thane

$20 3.5%

Mumbai (Bombay)

$47 5.8% 139% $27

Getting Around

Thane

$8.8 1.6%

Mumbai (Bombay)

$9.6 1.2% 8.4% $0.7

Cost Breakdown

A one-bedroom apartment in the center runs $329 in Thane and $640 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $16 in Thane vs $21 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $116 vs $117 per month, with Thane cheaper across the board.

Good to know

🇮🇳 Thane

🇮🇳 Mumbai (Bombay)

🕒 Local time

15:49 3:49 PM

Same time as Thane

🌤 Weather

👥 Population

1,841,488

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Thane Mumbai (Bombay) 19 km

From you

Thane
Mumbai (Bombay)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Thane vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Thane and Mumbai (Bombay) differ by about 44% in total monthly costs ($563 vs $813 including rent). Thane is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 55% lower in Thane. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $329 in Thane versus $640 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $72 in Thane versus $119 in Mumbai (Bombay). Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Thane – a meal for two runs $16 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $563 in Thane versus $813 in Mumbai (Bombay), a $800 budget is realistic in Thane but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Thane the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Thane wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.