Cost of Living Comparison Between Mumbai (Bombay) and Thane Cost of Living Comparison Between Mumbai (Bombay) and Thane

Monthly Cost of Living

Monthly costs for one person with rent: $759 in Mumbai (Bombay) versus $571 in Thane.

Estimated couple costs with rent: $1,262 in Mumbai (Bombay) versus $946 in Thane.

Monthly costs for a family of three with rent: $1,766 in Mumbai (Bombay) versus $1,320 in Thane.

Living in Mumbai (Bombay) is roughly 33% more expensive than Thane, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Thane 57% lower.

Meal at Budget Restaurant

$5.31 ₹503

$5.32 ₹503

-0.19%

Three-Course Dinner for Two, Mid-Range

$22.21 ₹2,101

$22.94 ₹2,171

-3.18%

Fast Food Meal (McDonalds, etc)

$4.67 ₹442

$3.95 ₹374

18.23%

Cappuccino

$2.62 ₹248

$2.00 ₹190

31.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹47.87

$0.44 ₹41.77

15.91%

Water (0.33 liter bottle)

$0.15 ₹14.03

$0.14 ₹13.42

7.14%

Local Beer (0.5 liter draught)

$2.27 ₹215

$2.42 ₹229

-6.20%

Imported Beer (0.33 liter bottle)

$4.09 ₹387

$3.34 ₹316

22.46%

Milk (1 liter)

$0.80 ₹75.4

$0.71 ₹67.5

12.68%

White Bread (500g)

$0.52 ₹49.47

$0.48 ₹45.42

8.33%

Rice (white) (1kg)

$0.82 ₹77.3

$0.73 ₹69.0

12.33%

Eggs

$1.09 ₹103

$1.00 ₹94.7

9.00%

Local Cheese (1kg)

$7.02 ₹664

$5.88 ₹556

19.39%

Chicken Fillets (1kg)

$3.89 ₹368

$3.65 ₹346

6.58%

Apples (1kg)

$2.38 ₹225

Banana (1kg)

$0.80 ₹76.0

$0.67 ₹63.0

19.40%

Oranges (1kg)

$1.30 ₹123

$1.07 ₹101

21.50%

Tomato (1kg)

$0.65 ₹61.5

$0.35 ₹33.58

85.71%

Potato (1kg)

$0.57 ₹53.5

$0.31 ₹29.79

83.87%

Onion (1kg)

$0.63 ₹60.0

$0.31 ₹28.96

103.23%

Lettuce (1 head)

$0.63 ₹59.9

$0.54 ₹51.0

16.67%

Water (1.5 liter bottle)

$0.33 ₹30.89

$0.35 ₹33.58

-5.71%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 ₹379

$3.62 ₹342

10.50%

Wine (Bottle)

$8.07 ₹764

$7.72 ₹731

4.53%

Local Beer (0.5 liter bottle)

$2.16 ₹204

$1.84 ₹174

17.39%

Imported Beer (0.33 liter bottle)

$3.39 ₹321

$2.67 ₹253

26.97%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.13 ₹675

$4.27 ₹404

66.98%

One-way Ticket (Public Transport)

$0.24 ₹22.74

$0.33 ₹31.37

-27.27%

Public Transport Monthly Pass (Regular Price)

$4.63 ₹439

$6.48 ₹613

-28.55%

Taxi Start (Normal Tariff)

$0.34 ₹32.06

$0.31 ₹29.67

9.68%

Taxi 1hour Waiting (Normal Tariff)

$1.40 ₹133

$1.74 ₹165

-19.54%

Gasoline (1 liter)

$1.22 ₹116

$1.26 ₹119

-3.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.6M

$11.4K ₹1.1M

50.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K ₹2.4M

$26.6K ₹2.5M

-4.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,748

$57.4 ₹5,430

-12.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.00 ₹473

$4.52 ₹428

10.62%

Internet (50+ Mbps, Unlimited Data)

$8.79 ₹832

$7.07 ₹669

24.33%

Gym Membership (Monthly)

$23.18 ₹2,193

$12.04 ₹1,139

92.52%

Tennis Court (1 Hour on Weekend)

$11.81 ₹1,117

$10.97 ₹1,038

7.66%

Cinema Ticket

$4.70 ₹445

$3.96 ₹375

18.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.4K

$87.5 ₹8,277

38.07%

International Primary School, 1 Child (Yearly)

$3,385 ₹320.3K

$1,528 ₹144.6K

121.54%

Jeans (Levis 501 Or Similar)

$29.30 ₹2,772

$22.90 ₹2,167

27.95%

Summer Dress (H&M, Zara, etc)

$30.72 ₹2,907

$18.17 ₹1,719

69.07%

Sport Shoes (Adidas, Nike)

$55.0 ₹5,207

$43.42 ₹4,109

26.74%

Men's Leather Business Shoes

$39.51 ₹3,738

$33.75 ₹3,194

17.07%

1-bedroom Apartment, City Center (Monthly)

$694 ₹65.7K

$310 ₹29.4K

123.69%

1-bedroom Apartment, Outside City Center (Monthly)

$359 ₹33.9K

$203 ₹19.2K

76.74%

3-bedroom Apartment, City Center (Monthly)

$1,797 ₹170.0K

$661 ₹62.5K

171.87%

3-bedroom Apartment, Outside City Center (Monthly)

$821 ₹77.7K

$476 ₹45.0K

72.44%

Buy Apartment in City Center (m2)

$6,515 ₹616.5K

$1,925 ₹182.1K

238.50%

Buy Apartment Outside City Center (m2)

$2,661 ₹251.8K

$1,436 ₹135.9K

85.31%

Average Monthly Net Salary (After Tax)

$719 ₹68.0K

$351 ₹33.2K

104.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.02

2.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): April 26, 2026

Last update for Thane: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $694 in Mumbai (Bombay) and $310 in Thane. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 105% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $23.00 in Thane. Groceries flip the comparison at $130 vs $115, with Thane cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Thane: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Thane differ by about 33% in total monthly costs ($759 vs $571 including rent). Thane is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Mumbai (Bombay) pays 105% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $694 in Mumbai (Bombay) versus $310 in Thane. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Thane – a meal for two runs $23.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $571 in Thane versus $759 in Mumbai (Bombay), a $1,000 budget is realistic in Thane but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Thane the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Thane are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Thane gentler on the wallet – expenses run 33% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.