Cost of Living Comparison Between Mumbai (Bombay) and Thane Cost of Living Comparison Between Mumbai (Bombay) and Thane

Monthly Cost of Living

Monthly costs for one person with rent: $786 in Mumbai (Bombay) versus $551 in Thane.

Estimated couple costs with rent: $1,295 in Mumbai (Bombay) versus $902 in Thane.

Monthly costs for a family of three with rent: $1,805 in Mumbai (Bombay) versus $1,253 in Thane.

Living in Mumbai (Bombay) is roughly 43% more expensive than in Thane, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Thane 60% lower.

Meal at Budget Restaurant

$5.16 ₹493

$4.81 ₹460

7.28%

Three-Course Dinner for Two, Mid-Range

$20.80 ₹1,987

$15.55 ₹1,486

33.76%

Fast Food Meal (McDonalds, etc)

$4.30 ₹410

$4.18 ₹399

2.87%

Cappuccino

$2.65 ₹253

$1.71 ₹163

54.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.56

$0.52 ₹49.88

-28.85%

Water (0.33 liter bottle)

$0.16 ₹15.27

$0.22 ₹20.90

-27.27%

Local Beer (0.5 liter draught)

$2.70 ₹258

$2.61 ₹249

3.45%

Imported Beer (0.33 liter bottle)

$4.24 ₹405

$4.83 ₹462

-12.22%

Milk (1 liter)

$0.70 ₹66.4

$0.67 ₹63.7

4.48%

White Bread (500g)

$0.48 ₹46.29

$0.48 ₹45.94

Rice (white) (1kg)

$0.76 ₹72.8

$0.79 ₹75.4

-3.80%

Eggs

$1.02 ₹97.7

$1.14 ₹109

-10.53%

Local Cheese (1kg)

$5.75 ₹549

$5.22 ₹498

10.15%

Chicken Fillets (1kg)

$3.53 ₹337

$3.27 ₹312

7.95%

Apples (1kg)

$2.23 ₹213

$2.87 ₹274

-22.30%

Banana (1kg)

$0.72 ₹69.0

$0.84 ₹80.4

-14.29%

Oranges (1kg)

$1.23 ₹117

$1.73 ₹165

-28.90%

Tomato (1kg)

$0.49 ₹46.68

$0.48 ₹45.81

2.08%

Potato (1kg)

$0.35 ₹33.36

$0.36 ₹34.82

-2.78%

Onion (1kg)

$0.40 ₹38.30

$0.31 ₹29.31

29.03%

Lettuce (1 head)

$0.49 ₹47.27

$0.46 ₹43.91

6.52%

Water (1.5 liter bottle)

$0.31 ₹30.09

$0.38 ₹35.84

-18.42%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹487

$5.18 ₹495

-1.54%

Wine (Bottle)

$8.25 ₹788

Local Beer (0.5 liter bottle)

$2.04 ₹195

$1.51 ₹144

35.10%

Imported Beer (0.33 liter bottle)

$3.02 ₹288

$2.70 ₹258

11.85%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.22 ₹594

$4.02 ₹384

54.73%

One-way Ticket (Public Transport)

$0.20 ₹19.09

$0.25 ₹24.01

-20.00%

Public Transport Monthly Pass (Regular Price)

$5.93 ₹567

$5.22 ₹499

13.60%

Taxi Start (Normal Tariff)

$0.33 ₹31.57

$0.50 ₹47.82

-34.00%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.67

$0.30 ₹28.95

10.00%

Taxi 1hour Waiting (Normal Tariff)

$1.63 ₹156

$1.62 ₹155

0.62%

Gasoline (1 liter)

$1.14 ₹109

$1.15 ₹110

-0.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K ₹1.6M

$10.7K ₹1.0M

52.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$24.1K ₹2.3M

-7.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.1 ₹5,739

$49.56 ₹4,735

21.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.37 ₹417

$4.29 ₹410

1.86%

Internet (50+ Mbps, Unlimited Data)

$9.32 ₹890

$6.30 ₹602

47.94%

Gym Membership (Monthly)

$27.53 ₹2,631

$11.61 ₹1,109

137.12%

Tennis Court (1 Hour on Weekend)

$13.67 ₹1,306

$12.17 ₹1,163

12.33%

Cinema Ticket

$4.62 ₹442

$4.31 ₹412

7.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.3K

$73.5 ₹7,026

60.62%

International Primary School, 1 Child (Yearly)

$4,970 ₹474.8K

$1,495 ₹142.8K

232.46%

Jeans (Levis 501 Or Similar)

$34.94 ₹3,338

$20.16 ₹1,926

73.31%

Summer Dress (H&M, Zara, etc)

$37.94 ₹3,625

$17.47 ₹1,669

117.17%

Sport Shoes (Adidas, Nike)

$60.3 ₹5,758

$40.22 ₹3,843

49.83%

Men's Leather Business Shoes

$49.94 ₹4,771

$33.01 ₹3,153

51.29%

1-bedroom Apartment, City Center (Monthly)

$641 ₹61.2K

$281 ₹26.9K

127.57%

1-bedroom Apartment, Outside City Center (Monthly)

$371 ₹35.4K

$197 ₹18.9K

87.67%

3-bedroom Apartment, City Center (Monthly)

$1,937 ₹185.0K

$623 ₹59.5K

210.87%

3-bedroom Apartment, Outside City Center (Monthly)

$869 ₹83.0K

$457 ₹43.7K

90.08%

Buy Apartment in City Center (m2)

$6,174 ₹589.9K

$1,925 ₹183.9K

220.78%

Buy Apartment Outside City Center (m2)

$2,428 ₹232.0K

$1,461 ₹139.6K

66.20%

Average Monthly Net Salary (After Tax)

$810 ₹77.4K

$342 ₹32.7K

136.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.36

8.8

-5.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 7, 2026

Last update for Thane: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $641 in Mumbai (Bombay) and $281 in Thane. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 137% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $16.00 in Thane. Groceries flip the comparison at $117 vs $117, with Mumbai (Bombay) cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Thane: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Thane differ by about 43% in total monthly costs ($786 vs $551 including rent). Thane is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 137% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $641 in Mumbai (Bombay) versus $281 in Thane. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Thane – a meal for two runs $16.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $551 in Thane versus $786 in Mumbai (Bombay), a $1,000 budget is realistic in Thane but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Thane the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Thane are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Thane gentler on the wallet – expenses run 43% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.