Cost of Living Comparison Between Mumbai (Bombay) and Thane Cost of Living Comparison Between Mumbai (Bombay) and Thane

Monthly Cost of Living

Monthly costs for one person with rent: $781 in Mumbai (Bombay) versus $581 in Thane.

Estimated couple costs with rent: $1,281 in Mumbai (Bombay) versus $942 in Thane.

Monthly costs for a family of three with rent: $1,781 in Mumbai (Bombay) versus $1,304 in Thane.

Living in Mumbai (Bombay) is roughly 34% more expensive than Thane, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Thane 57% lower.

Meal at Budget Restaurant

$5.13 ₹488

$5.36 ₹510

-4.29%

Three-Course Dinner for Two, Mid-Range

$22.35 ₹2,126

$22.99 ₹2,186

-2.78%

Fast Food Meal (McDonalds, etc)

$4.69 ₹446

$4.10 ₹390

14.39%

Cappuccino

$2.65 ₹252

$2.07 ₹197

28.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹44.56

$0.44 ₹42.25

6.82%

Water (0.33 liter bottle)

$0.19 ₹18.19

$0.16 ₹15.37

18.75%

Local Beer (0.5 liter draught)

$2.28 ₹217

$2.37 ₹225

-3.80%

Imported Beer (0.33 liter bottle)

$4.12 ₹392

$3.38 ₹322

21.89%

Milk (1 liter)

$0.74 ₹70.2

$0.67 ₹63.3

10.45%

White Bread (500g)

$0.52 ₹49.55

$0.52 ₹49.87

Rice (white) (1kg)

$0.84 ₹79.5

$0.72 ₹68.7

16.67%

Eggs

$1.07 ₹102

$0.96 ₹91.5

11.46%

Local Cheese (1kg)

$7.05 ₹671

$5.96 ₹566

18.29%

Chicken Fillets (1kg)

$3.93 ₹374

$3.68 ₹350

6.79%

Apples (1kg)

$2.34 ₹223

$2.36 ₹225

-0.85%

Banana (1kg)

$0.77 ₹73.1

$0.70 ₹66.8

10.00%

Oranges (1kg)

$1.31 ₹125

$1.03 ₹97.6

27.18%

Tomato (1kg)

$0.64 ₹60.6

$0.38 ₹36.45

68.42%

Potato (1kg)

$0.53 ₹50.0

$0.29 ₹27.30

82.76%

Onion (1kg)

$0.63 ₹59.7

$0.33 ₹31.51

90.91%

Lettuce (1 head)

$0.69 ₹65.7

$0.57 ₹53.9

21.05%

Water (1.5 liter bottle)

$0.35 ₹33.47

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 ₹396

$3.69 ₹351

12.74%

Wine (Bottle)

$8.59 ₹817

$7.78 ₹740

10.41%

Local Beer (0.5 liter bottle)

$2.14 ₹203

$1.77 ₹168

20.90%

Imported Beer (0.33 liter bottle)

$3.24 ₹309

$2.73 ₹260

18.68%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.22 ₹686

$4.25 ₹404

69.88%

One-way Ticket (Public Transport)

$0.24 ₹22.96

$0.34 ₹31.90

-29.41%

Public Transport Monthly Pass (Regular Price)

$4.73 ₹450

$6.26 ₹595

-24.44%

Taxi Start (Normal Tariff)

$0.37 ₹34.92

$0.32 ₹30.08

15.62%

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹136

$1.71 ₹163

-16.37%

Gasoline (1 liter)

$1.22 ₹116

$1.21 ₹115

0.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$11.4K ₹1.1M

51.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K ₹2.4M

$26.6K ₹2.5M

-4.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.2 ₹4,865

$57.3 ₹5,446

-10.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.03 ₹478

$4.47 ₹425

12.53%

Internet (50+ Mbps, Unlimited Data)

$8.65 ₹823

$7.16 ₹681

20.81%

Gym Membership (Monthly)

$22.99 ₹2,186

$12.08 ₹1,149

90.31%

Tennis Court (1 Hour on Weekend)

$11.83 ₹1,125

$11.11 ₹1,056

6.48%

Cinema Ticket

$4.53 ₹431

$4.13 ₹393

9.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.5K

$86.4 ₹8,218

40.42%

International Primary School, 1 Child (Yearly)

$3,356 ₹319.1K

$1,495 ₹142.2K

124.42%

Jeans (Levis 501 Or Similar)

$29.19 ₹2,776

$22.80 ₹2,168

28.03%

Summer Dress (H&M, Zara, etc)

$30.76 ₹2,925

$17.87 ₹1,699

72.13%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,385

$42.12 ₹4,006

34.45%

Men's Leather Business Shoes

$41.02 ₹3,901

$34.16 ₹3,249

20.08%

1-bedroom Apartment, City Center (Monthly)

$695 ₹66.1K

$303 ₹28.8K

129.22%

1-bedroom Apartment, Outside City Center (Monthly)

$350 ₹33.3K

$203 ₹19.3K

72.40%

3-bedroom Apartment, City Center (Monthly)

$1,778 ₹169.1K

$668 ₹63.5K

166.29%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹79.4K

$475 ₹45.2K

75.68%

Buy Apartment in City Center (m2)

$6,331 ₹602.1K

$1,874 ₹178.3K

237.78%

Buy Apartment Outside City Center (m2)

$2,639 ₹251.0K

$1,417 ₹134.8K

86.27%

Average Monthly Net Salary (After Tax)

$737 ₹70.1K

$299 ₹28.4K

146.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.02

2.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): June 7, 2026

Last update for Thane: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $695 in Mumbai (Bombay) and $303 in Thane. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 146% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $23.00 in Thane. Groceries flip the comparison at $130 vs $115, with Thane cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Thane: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Thane differ by about 34% in total monthly costs ($781 vs $581 including rent). Thane is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Mumbai (Bombay) pays 146% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $695 in Mumbai (Bombay) versus $303 in Thane. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Thane – a meal for two runs $23.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $581 in Thane versus $781 in Mumbai (Bombay), a $1,000 budget is realistic in Thane but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Thane the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Thane are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Thane gentler on the wallet – expenses run 34% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.