Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Thane

For one person, living is cheaper in Thane: $563 a month against $813 in Mumbai (Bombay), rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
27

Cost of Living Index in Thane
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Thane Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Thane

🇮🇳 India

$563

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Thane

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Thane actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $563 in Thane.

Mumbai (Bombay) $813
Thane $563

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $894 in Thane.

Mumbai (Bombay) $1,352
Thane $894

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $1,225 in Thane.

Mumbai (Bombay) $1,891
Thane $1,225

Living in Mumbai (Bombay) is roughly 44% more expensive than in Thane, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Thane 59% lower.

Meal at Budget Restaurant

$5.35 ₹508

$4.82 ₹458

11.00%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,985

$15.65 ₹1,489

33.35%

Fast Food Meal (McDonalds, etc)

$4.08 ₹388

$4.15 ₹394

-1.69%

Cappuccino

$2.78 ₹264

$1.69 ₹161

64.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.30

$0.48 ₹45.33

-16.67%

Water (0.33 liter bottle)

$0.15 ₹14.44

$0.21 ₹20.39

-28.57%

Local Beer (0.5 liter draught)

$2.64 ₹251

$2.40 ₹228

10.00%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$4.84 ₹460

-12.19%

Milk (1 liter)

$0.74 ₹70.7

$0.63 ₹60.2

17.46%

White Bread (500g)

$0.54 ₹51.4

$0.44 ₹41.59

22.73%

Rice (white) (1kg)

$0.78 ₹74.2

$0.73 ₹69.2

6.85%

Eggs

$1.00 ₹95.2

$1.15 ₹109

-13.04%

Local Cheese (1kg)

$5.61 ₹534

$5.29 ₹503

6.05%

Chicken Fillets (1kg)

$3.58 ₹340

$3.27 ₹311

9.48%

Apples (1kg)

$2.17 ₹206

$2.71 ₹258

-19.93%

Banana (1kg)

$0.69 ₹65.9

$0.91 ₹86.5

-24.18%

Oranges (1kg)

$1.21 ₹115

$1.81 ₹172

-33.15%

Tomato (1kg)

$0.49 ₹46.41

$0.49 ₹47.05

Potato (1kg)

$0.33 ₹31.76

$0.36 ₹34.60

-8.33%

Onion (1kg)

$0.37 ₹35.59

$0.30 ₹28.94

23.33%

Lettuce (1 head)

$0.44 ₹41.85

$0.41 ₹39.13

7.32%

Water (1.5 liter bottle)

$0.31 ₹29.69

$0.37 ₹35.43

-16.22%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹476

$5.19 ₹494

-3.66%

Wine (Bottle)

$8.34 ₹793

$8.32 ₹792

0.24%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.47 ₹140

35.37%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$2.73 ₹260

14.29%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹571

$4.05 ₹385

48.40%

One-way Ticket (Public Transport)

$0.20 ₹18.98

$0.25 ₹23.93

-20.00%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹656

$5.76 ₹548

19.79%

Taxi Start (Normal Tariff)

$0.31 ₹29.89

$0.54 ₹51.5

-42.59%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.46

$0.30 ₹28.77

3.33%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

Gasoline (1 liter)

$1.10 ₹105

$1.15 ₹109

-4.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.4K ₹1.1M

36.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$23.7K ₹2.3M

-5.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,882

$50.3 ₹4,787

22.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹430

$4.37 ₹415

3.43%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹853

$6.52 ₹620

37.58%

Gym Membership (Monthly)

$37.11 ₹3,530

$11.51 ₹1,095

222.42%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,342

$11.93 ₹1,134

18.27%

Cinema Ticket

$5.01 ₹476

$4.10 ₹390

22.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$71.6 ₹6,806

66.31%

International Primary School, 1 Child (Yearly)

$4,948 ₹470.6K

$1,451 ₹138.0K

241.05%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,459

$19.66 ₹1,870

84.99%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,681

$17.21 ₹1,637

124.93%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,205

$38.96 ₹3,705

40.48%

Men's Leather Business Shoes

$48.03 ₹4,568

$32.68 ₹3,108

46.97%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.8K

$329 ₹31.3K

94.42%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$212 ₹20.2K

75.07%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹199.0K

$670 ₹63.7K

212.54%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.9K

$457 ₹43.5K

102.19%

Buy Apartment in City Center (m2)

$5,706 ₹542.6K

$2,154 ₹204.8K

164.95%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.5K

$1,343 ₹127.8K

90.56%

Average Monthly Net Salary (After Tax)

$757 ₹72.0K

$341 ₹32.4K

122.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.8

-5.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Thane: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Thane

$212 37.7% 42.9% $159

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Thane

$116 20.7% 0.6% $0.7

Eating Out

Mumbai (Bombay)

$112 13.8%

Thane

$96 17% 14.8% $17

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Thane

$49 8.7% 39% $31

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Thane

$61 10.9% 18.7% $14

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Thane

$20 3.5% 58.2% $27

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Thane

$8.8 1.6% 7.7% $0.7

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $329 in Thane. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $21 in Mumbai (Bombay) vs $16 in Thane for a mid-range dinner for two. Groceries echo the gap at $117 vs $116 per month, with Thane cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Thane

🕒 Local time

16:33 4:33 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

1,841,488

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Thane 19 km

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Mumbai (Bombay)
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Thane: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Thane differ by about 44% in total monthly costs ($813 vs $563 including rent). Thane is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay in Mumbai (Bombay) is about 2.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $329 in Thane. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $119 in Mumbai (Bombay) versus $72 in Thane. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Thane – a meal for two runs $16 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $563 in Thane versus $813 in Mumbai (Bombay), a $800 budget is realistic in Thane but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Thane the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Thane wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.