Last update: Oct 2026

Cost of Living Comparison Between Terracina and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,697 in Terracina, rent and utilities included – about $3,900 less a year. Other living expenses account for most of the difference.

82

Cost of Living Index in Terracina
Learn more

Terracina Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Terracina

🇮🇹 Italy

$1,697

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Terracina and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terracina and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,697 in Terracina versus $1,368 in Ubud, Bali.

Terracina $1,697
Ubud, Bali $1,368

Estimated couple costs with rent: $2,654 in Terracina versus $2,314 in Ubud, Bali.

Terracina $2,654
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $3,611 in Terracina versus $3,260 in Ubud, Bali.

Terracina $3,611
Ubud, Bali $3,260

Living in Terracina is roughly 24% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Terracina 26% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$16.90 €15.03

$3.33 Rp 59.9K

407.51%

Three-Course Dinner for Two, Mid-Range

$90.1 €80.1

$35.18 Rp 633.2K

156.03%

Fast Food Meal (McDonalds, etc)

$11.24 €10.00

$5.80 Rp 104.5K

93.79%

Cappuccino

$1.54 €1.37

$2.73 Rp 49.1K

-43.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.93

$1.64 Rp 29.5K

32.32%

Water (0.33 liter bottle)

$0.80 €0.72

$0.83 Rp 15.0K

-3.61%

Local Beer (0.5 liter draught)

$5.62 €5.00

$2.70 Rp 48.6K

108.15%

Imported Beer (0.33 liter bottle)

$4.95 €4.40

$4.30 Rp 77.4K

15.12%

Milk (1 liter)

$1.55 €1.38

$1.50 Rp 27.1K

3.33%

White Bread (500g)

$2.54 €2.26

$2.30 Rp 41.4K

10.43%

Rice (white) (1kg)

$3.08 €2.74

$1.18 Rp 21.2K

161.02%

Eggs

$3.47 €3.08

$2.14 Rp 38.6K

62.15%

Local Cheese (1kg)

$15.86 €14.11

$17.48 Rp 314.6K

-9.27%

Chicken Fillets (1kg)

$12.13 €10.79

$4.03 Rp 72.5K

200.99%

Beef Round Steak (1kg)

$19.68 €17.50

$12.23 Rp 220.1K

60.92%

Apples (1kg)

$2.46 €2.18

$3.55 Rp 63.9K

-30.70%

Banana (1kg)

$2.27 €2.02

$1.57 Rp 28.3K

44.59%

Oranges (1kg)

$2.90 €2.58

$2.24 Rp 40.2K

29.46%

Tomato (1kg)

$3.18 €2.83

$1.93 Rp 34.7K

64.77%

Potato (1kg)

$2.07 €1.84

$1.88 Rp 33.9K

10.11%

Onion (1kg)

$1.93 €1.72

$2.29 Rp 41.3K

-15.72%

Lettuce (1 head)

$1.28 €1.14

$0.99 Rp 17.9K

29.29%

Water (1.5 liter bottle)

$0.47 €0.42

$0.53 Rp 9,475

-11.32%

Cigarettes 20 Pack (Marlboro, Camel)

$6.64 €5.91

$2.28 Rp 41.1K

191.23%

Wine (Bottle)

$6.58 €5.86

$23.01 Rp 414.2K

-71.40%

Local Beer (0.5 liter bottle)

$1.75 €1.55

$2.34 Rp 42.2K

-25.21%

Imported Beer (0.33 liter bottle)

$2.00 €1.78

$2.91 Rp 52.4K

-31.27%

One-way Ticket (Public Transport)

$1.71 €1.52

$0.24 Rp 4,315

612.50%

Public Transport Monthly Pass (Regular Price)

$42.49 €37.79

$8.82 Rp 158.7K

381.75%

Taxi Start (Normal Tariff)

$6.08 €5.41

$0.48 Rp 8,684

1166.67%

Taxi (Normal Tariff) (1km)

$1.56 €1.39

$0.46 Rp 8,233

239.13%

Taxi 1hour Waiting (Normal Tariff)

$26.54 €23.61

$5.45 Rp 98.2K

386.97%

Gasoline (1 liter)

$2.00 €1.78

$0.88 Rp 15.9K

127.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €30.4K

$24.6K Rp 442.2M

38.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.3K €30.5K

$31.2K Rp 561.4M

9.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 €195

$83.0 Rp 1.5M

164.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.45 €8.41

$6.45 Rp 116.0K

46.51%

Internet (50+ Mbps, Unlimited Data)

$28.36 €25.23

$18.57 Rp 334.2K

52.72%

Gym Membership (Monthly)

$54.4 €48.42

$55.8 Rp 1.0M

-2.47%

Tennis Court (1 Hour on Weekend)

$23.92 €21.28

$18.11 Rp 326.0K

32.08%

Cinema Ticket

$10.63 €9.45

$4.38 Rp 78.9K

142.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$578 €514

$493 Rp 8.9M

17.15%

International Primary School, 1 Child (Yearly)

$10.2K €9,116

$5,754 Rp 103.6M

78.12%

Jeans (Levis 501 Or Similar)

$102 €90.5

$46.19 Rp 831.4K

120.18%

Summer Dress (H&M, Zara, etc)

$36.27 €32.26

$35.33 Rp 636.0K

2.66%

Sport Shoes (Adidas, Nike)

$96.1 €85.5

$79.1 Rp 1.4M

21.47%

Men's Leather Business Shoes

$129 €115

$78.4 Rp 1.4M

64.60%

1-bedroom Apartment, City Center (Monthly)

$738 €656

$1,142 Rp 20.6M

-35.42%

1-bedroom Apartment, Outside City Center (Monthly)

$566 €503

$676 Rp 12.2M

-16.24%

3-bedroom Apartment, City Center (Monthly)

$1,162 €1,034

$3,503 Rp 63.1M

-66.82%

3-bedroom Apartment, Outside City Center (Monthly)

$953 €848

$1,700 Rp 30.6M

-43.93%

Buy Apartment in City Center (m2)

$2,708 €2,408

$2,784 Rp 50.1M

-2.74%

Buy Apartment Outside City Center (m2)

$2,157 €1,918

$2,241 Rp 40.3M

-3.74%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

13.78

-75.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terracina: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terracina

$566 33.3%

Ubud, Bali

$676 49.4% 19.4% $110

Groceries & Markets

Terracina

$334 19.7%

Ubud, Bali

$290 21.2% 13.2% $44

Monthly Utilities & Internet

Terracina

$257 15.2%

Ubud, Bali

$108 7.9% 58% $149

Eating Out

Terracina

$237 14%

Ubud, Bali

$109 8% 54.2% $129

Clothing & Footwear

Terracina

$163 9.6%

Ubud, Bali

$108 7.9% 34.2% $56

Sport & Entertainment

Terracina

$76 4.5%

Ubud, Bali

$65 4.7% 14.7% $11

Getting Around

Terracina

$63 3.7%

Ubud, Bali

$13 0.9% 80.1% $51

Cost Breakdown

A one-bedroom apartment in the center runs $738 in Terracina and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $90.0 in Terracina vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $334 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇹 Terracina

🇮🇩 Ubud, Bali

🕒 Local time

04:51 4:51 AM

10:51 10:51 AM

6 h ahead of Terracina

🌤 Weather

👥 Population

46,033

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Terracina Ubud, Bali 11,630 km ≈ 15 h nonstop flight

From you

Terracina
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terracina vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Terracina and Ubud, Bali differ by about 24% in total monthly costs ($1,697 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,546 in Terracina and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $738 in Terracina versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $578 in Terracina versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 15% higher in Terracina. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $1,697 in Terracina, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Terracina. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Terracina and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 24% less than in Terracina. Beyond cost, consider language, visa policies, and how big the international community is in each city.