Last update: Oct 2026

Cost of Living Comparison Between Terracina and Naples

For one person, living is cheaper in Terracina: $1,697 a month against $1,820 in Naples, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

82

Cost of Living Index in Terracina
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Terracina Living Index
88

Cost of Living Index in Naples
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Naples Living Index

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Terracina

🇮🇹 Italy

$1,697

/mo nomad

Naples

🇮🇹 Italy

$1,820

/mo nomad

Monthly Cost of Living

How much you'll spend in Terracina and in Naples

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terracina and in Naples actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,697 in Terracina versus $1,820 in Naples.

Terracina $1,697
Naples $1,820

Estimated couple costs with rent: $2,654 in Terracina versus $2,772 in Naples.

Terracina $2,654
Naples $2,772

Monthly costs for a family of three with rent: $3,611 in Terracina versus $3,724 in Naples.

Terracina $3,611
Naples $3,724

Living in Terracina costs roughly 7% less than in Naples, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Terracina 26% above, Naples 35% above.

Meal at Budget Restaurant

$16.90 €15.03

$16.55 €14.72

2.11%

Three-Course Dinner for Two, Mid-Range

$90.1 €80.1

$73.0 €64.9

23.42%

Fast Food Meal (McDonalds, etc)

$11.24 €10.00

$11.37 €10.12

-1.14%

Cappuccino

$1.54 €1.37

$2.19 €1.95

-29.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.93

$2.38 €2.12

-8.82%

Water (0.33 liter bottle)

$0.80 €0.72

$1.25 €1.11

-36.00%

Local Beer (0.5 liter draught)

$5.62 €5.00

$5.53 €4.92

1.63%

Imported Beer (0.33 liter bottle)

$4.95 €4.40

$4.64 €4.12

6.68%

Milk (1 liter)

$1.55 €1.38

$1.94 €1.72

-20.10%

White Bread (500g)

$2.54 €2.26

$1.92 €1.71

32.29%

Rice (white) (1kg)

$3.08 €2.74

$3.26 €2.90

-5.52%

Eggs

$3.47 €3.08

$4.52 €4.02

-23.23%

Local Cheese (1kg)

$15.86 €14.11

$16.28 €14.48

-2.58%

Chicken Fillets (1kg)

$12.13 €10.79

$12.29 €10.93

-1.30%

Beef Round Steak (1kg)

$19.68 €17.50

$20.73 €18.44

-5.07%

Apples (1kg)

$2.46 €2.18

$2.50 €2.23

-1.60%

Banana (1kg)

$2.27 €2.02

$2.12 €1.89

7.08%

Oranges (1kg)

$2.90 €2.58

$2.22 €1.98

30.63%

Tomato (1kg)

$3.18 €2.83

$3.72 €3.31

-14.52%

Potato (1kg)

$2.07 €1.84

$1.70 €1.51

21.76%

Onion (1kg)

$1.93 €1.72

$1.76 €1.56

9.66%

Lettuce (1 head)

$1.28 €1.14

$1.44 €1.28

-11.11%

Water (1.5 liter bottle)

$0.47 €0.42

$0.58 €0.52

-18.97%

Cigarettes 20 Pack (Marlboro, Camel)

$6.64 €5.91

$6.75 €6.00

-1.63%

Wine (Bottle)

$6.58 €5.86

$6.12 €5.44

7.52%

Local Beer (0.5 liter bottle)

$1.75 €1.55

$1.85 €1.64

-5.41%

Imported Beer (0.33 liter bottle)

$2.00 €1.78

$3.18 €2.83

-37.11%

One-way Ticket (Public Transport)

$1.71 €1.52

$1.69 €1.51

1.18%

Public Transport Monthly Pass (Regular Price)

$42.49 €37.79

$44.96 €39.99

-5.49%

Taxi Start (Normal Tariff)

$6.08 €5.41

$4.59 €4.08

32.46%

Taxi (Normal Tariff) (1km)

$1.56 €1.39

$1.20 €1.07

30.00%

Taxi 1hour Waiting (Normal Tariff)

$26.54 €23.61

$23.56 €20.95

12.65%

Gasoline (1 liter)

$2.00 €1.78

$2.16 €1.92

-7.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €30.4K

$36.2K €32.2K

-5.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.3K €30.5K

$35.8K €31.8K

-4.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 €195

$201 €179

9.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.45 €8.41

$9.18 €8.16

2.94%

Internet (50+ Mbps, Unlimited Data)

$28.36 €25.23

$30.83 €27.42

-8.01%

Gym Membership (Monthly)

$54.4 €48.42

$56.8 €50.5

-4.17%

Tennis Court (1 Hour on Weekend)

$23.92 €21.28

$21.22 €18.87

12.72%

Cinema Ticket

$10.63 €9.45

$11.13 €9.90

-4.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$578 €514

$447 €397

29.24%

International Primary School, 1 Child (Yearly)

$10.2K €9,116

$8,010 €7,125

27.94%

Jeans (Levis 501 Or Similar)

$102 €90.5

$94.7 €84.3

7.35%

Summer Dress (H&M, Zara, etc)

$36.27 €32.26

$43.03 €38.28

-15.71%

Sport Shoes (Adidas, Nike)

$96.1 €85.5

$103 €91.4

-6.54%

Men's Leather Business Shoes

$129 €115

$136 €121

-5.20%

1-bedroom Apartment, City Center (Monthly)

$738 €656

$991 €881

-25.55%

1-bedroom Apartment, Outside City Center (Monthly)

$566 €503

$680 €605

-16.80%

3-bedroom Apartment, City Center (Monthly)

$1,162 €1,034

$1,826 €1,624

-36.36%

3-bedroom Apartment, Outside City Center (Monthly)

$953 €848

$1,116 €992

-14.57%

Buy Apartment in City Center (m2)

$2,708 €2,408

$4,971 €4,422

-45.54%

Buy Apartment Outside City Center (m2)

$2,157 €1,918

$2,175 €1,934

-0.82%

Average Monthly Net Salary (After Tax)

$1,823 €1,621

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

3.08

8.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terracina: October 11, 2026

Last update for Naples: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terracina

$566 33.3%

Naples

$680 37.4% 20.2% $114

Groceries & Markets

Terracina

$334 19.7%

Naples

$344 18.9% 2.9% $9.6

Monthly Utilities & Internet

Terracina

$257 15.2%

Naples

$241 13.2% 6.3% $16

Eating Out

Terracina

$237 14%

Naples

$244 13.4% 2.9% $6.9

Clothing & Footwear

Terracina

$163 9.6%

Naples

$170 9.3% 3.7% $6.1

Sport & Entertainment

Terracina

$76 4.5%

Naples

$79 4.3% 4.5% $3.4

Getting Around

Terracina

$63 3.7%

Naples

$62 3.4% 1.4% $0.9

Cost Breakdown

A one-bedroom apartment in the center runs $738 in Terracina and $991 in Naples. Housing cost is often the main lever when comparing two cities.

Dining out: $90.0 in Terracina vs $73.0 in Naples. Groceries flip the comparison at $334 vs $344, with Terracina cheaper for home cooking.

Good to know

🇮🇹 Terracina

🇮🇹 Naples

🕒 Local time

04:03 4:03 AM

Same time as Terracina

🌤 Weather

👥 Population

46,033

972,212

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Terracina vs Naples: Cost of Living - Frequently Asked Questions

Terracina wins on cost – living expenses run 7% lower than in Naples. Housing and daily spending are where you'll feel the difference most, making Terracina the obvious pick if budget is a priority.

You'd need roughly $2,546 in Terracina and $2,731 in Naples to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $738 in Terracina versus $991 in Naples. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Terracina – a meal for two runs $90.0 versus $73.0 in Naples. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,697 per month in Terracina versus $1,820 in Naples – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,697 in Terracina versus $1,820 in Naples, a $3,000 budget is realistic in Terracina but tight or insufficient in Naples. The gap between the two cities makes Terracina the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Terracina and Naples are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terracina gentler on the wallet – expenses run 7% less than in Naples. Beyond cost, consider language, visa policies, and how big the international community is in each city.