For one person, living costs in Terracina are estimated at $1,697 a month, including rent and utilities, which take just under half of the total. Other living expenses average about $30 a day.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terracina actually costs, broken down by who's living it.
Living costs for one person come to about $1,697 monthly including rent, or $912 excluding housing.
$1,697 /mo
Estimated monthly costs for a couple: $2,654 with rent, or $1,675 without housing.
$2,654 /mo
Monthly costs for a family of three come to about $3,611 including rent, or $2,439 for daily expenses alone.
$3,611 /mo
📊
Terracina sits about 28% above the global median. Within Europe, costs are close to average – just 3% lower.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1K€30.4K
$33.2K€29.5K
$34.1K€30.4K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.3K€30.5K
$34.3K€30.5K
$34.3K€30.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$219€195
$166€148
$356€317
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.45€8.41
$6.18€5.50
$15.47€13.76
Internet(50+ Mbps, Unlimited Data)
$28.36€25.23
$25.44€22.63
$36.58€32.54
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$54.4€48.42
$32.66€29.05
$65.3€58.1
Tennis Court(1 Hour on Weekend)
$23.92€21.28
$15.76€14.02
$23.92€21.28
Cinema Ticket
$10.63€9.45
$9.19€8.18
$13.79€12.26
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$578€514
$462€411
$762€678
International Primary School, 1 Child(Yearly)
$10.2K€9,116
$6,832€6,077
$13.3K€11.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$102€90.5
$63.6€56.5
$153€136
Summer Dress(H&M, Zara, etc)
$36.27€32.26
$21.99€19.56
$55.0€48.88
Sport Shoes(Adidas, Nike)
$96.1€85.5
$65.7€58.4
$142€127
Men's Leather Business Shoes
$129€115
$78.5€69.9
$224€200
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$738€656
$624€555
$851€757
1-bedroom Apartment, Outside City Center(Monthly)
$566€503
$504€449
$673€598
3-bedroom Apartment, City Center(Monthly)
$1,162€1,034
$957€851
$1,576€1,402
3-bedroom Apartment, Outside City Center(Monthly)
$953€848
$774€689
$1,113€990
Buy Apartment in City Center(m2)
$2,708€2,408
$2,069€1,841
$3,104€2,761
Buy Apartment Outside City Center(m2)
$2,157€1,918
$1,643€1,462
$2,373€2,111
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate(Annual %)
3.33
3
4.9
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 11, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Terracina$1,697
Terracina$3,611
🏠Accommodation & Living
$566 33.3%
🛒Groceries & Markets
$334 19.7%
🧾Monthly Utilities & Internet
$257 15.2%
🍽Eating Out
$237 14%
👕👟Clothing & Footwear
$163 9.6%
🎉Sport & Entertainment
$76 4.5%
🚌Getting Around
$63 3.7%
🏠Accommodation & Living
$953 26.4%
🛒Groceries & Markets
$793 22%
🧾Monthly Utilities & Internet
$267 7.4%
🍽Eating Out
$930 25.8%
👕👟Clothing & Footwear
$363 10.1%
🎉Sport & Entertainment
$175 4.9%
🚌Getting Around
$130 3.6%
Cost Breakdown
🛒Expect to spend about $334 monthly on groceries. Dining out at a mid-range restaurant costs roughly $90.0 for two – above the European average of $73.0.
🚌Public transport is priced at around $42.49 per month – roughly in line with the European average of $49.00.
Cost Highlights
⭐Cappuccino is cheaper than 95% of cities in Europe
⭐Terracina is more expensive than 56% globally but cheaper than 51% within Europe.
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Cost of Living in Terracina - Frequently Asked Questions
Is Terracina, Italy a good value for travelers, expats, and digital nomads compared to other Italian destinations?
Cost of Living in Terracina, Italy sits as a relative bargain among coastal and historic towns. Terracina offers a mix of historic apartments, seaside rentals, and modest homes that suit short visits or longer stints without the premium of Rome or Florence. Cost of Living in Terracina, Italy is relatively reasonable, with markets and local eateries giving you a spectrum from affordable staples to occasional treats. Seasonal demand can shift rents and availability, but long-term stays tend to stabilize. Utilities and internet are dependable, and you can keep daily costs in check by cooking at home and choosing walking-friendly neighborhoods. Tip: plan a multi-week stay to sense price swings and daily rhythms.
What does daily life look like here: housing search, food options, transport, co-working, errands?
Daily life centers on the sea, a compact historic core, and easy access to nearby hills. Housing search tends to yield a range from small apartments in the old town to quieter hillside rentals with garden space; long leases often bring steadier rates than short-term stays. Food options emphasize seasonal produce from markets and seafood from the harbor, with a handful of friendly restaurants downtown. Transport relies on regional trains, local buses, and walking or biking along shore paths; for work, there are cafes with reliable Wi‑Fi and occasional coworking spaces. Terracina, Italy living cost varies by season and neighborhood, so plan ahead. Tip: start with a neighborhood walk to test vibe and transit.
How can you optimize quality of life, budgeting, and neighborhood fit, considering seasonality?
Quality of life here blends coastal ease with historical charm. A simple budgeting framework works well: split essentials (housing, food, transport) and discretionary aims (eat out, weekend trips). Embrace off-season time for better deals and quieter streets, or lean into summer energy with flexible plans. Neighborhood fit matters: the old town offers charm and proximity to services, while the seafront or hillside zones give more space and quieter mornings. Practical tips: shop at morning markets, use public transit, and set a monthly cap on dining out. Tip: map out a one-page monthly budget that accounts for seasonal shifts.
Is the cost of living in Terracina reasonable?
At around $1,697 monthly all-in, Terracina offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
What are the monthly living expenses in Terracina as of 2026?
As of 2026, monthly living costs in Terracina come to around $1,697 including rent, or roughly $912 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
What income level supports a comfortable lifestyle in Terracina?
Earning $2,546 monthly in Terracina means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What does a one-bedroom apartment cost in Terracina per month?
Where you live in Terracina makes all the difference. Central one-bedrooms cost about $738; commute-friendly outer districts come in around $566. Overall, the market runs from $566 to $738 depending on size, location, and apartment condition.
Is public transport affordable in Terracina?
A monthly transit pass in Terracina runs about $42.49, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What should I budget for groceries in Terracina?
At about $334 monthly, food costs in Terracina sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Does $3,000 cover living expenses in Terracina?
Living on $3,000 in Terracina means careful planning, since monthly costs average $1,697. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What are the pros and cons of living in Terracina?
Terracina offers genuinely appealing day-to-day living. Residents value low crime rates, vibrant nightlife, clean air, and at around $1,697 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
How much can you save per month in Terracina?
Monthly expenses in Terracina run around $1,697, so putting money aside takes more than $2,546 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.