Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Terracina

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,737 in Terracina, rent and utilities included – about $4,700 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
81

Cost of Living Index in Terracina
Learn more

Terracina Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Terracina

🇮🇹 Italy

$1,737

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Terracina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Terracina actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,737 in Terracina.

Ubud, Bali $1,349
Terracina $1,737

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,655 in Terracina.

Ubud, Bali $2,305
Terracina $2,655

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,573 in Terracina.

Ubud, Bali $3,261
Terracina $3,573

Living in Ubud, Bali costs roughly 22% less than in Terracina, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$16.97 €15.14

-80.44%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$90.3 €80.5

-60.52%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.26 €10.05

-50.89%

Cappuccino

$2.72 Rp 49.3K

$1.47 €1.31

85.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.26 €2.02

-24.78%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.86 €0.77

-11.63%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.58 €4.98

-52.51%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$5.17 €4.61

-15.28%

Milk (1 liter)

$1.49 Rp 27.1K

$1.58 €1.41

-5.70%

White Bread (500g)

$2.28 Rp 41.3K

$1.92 €1.71

18.75%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.51 €2.24

-52.59%

Eggs

$2.04 Rp 36.9K

$3.64 €3.25

-43.96%

Local Cheese (1kg)

$17.70 Rp 321.2K

$18.08 €16.13

-2.10%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$12.26 €10.94

-67.70%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$19.69 €17.57

-38.09%

Apples (1kg)

$3.66 Rp 66.3K

$2.84 €2.53

28.87%

Banana (1kg)

$1.52 Rp 27.5K

$1.96 €1.74

-22.45%

Oranges (1kg)

$2.23 Rp 40.4K

$2.90 €2.58

-23.10%

Tomato (1kg)

$1.97 Rp 35.8K

$3.52 €3.14

-44.03%

Potato (1kg)

$1.85 Rp 33.5K

$1.96 €1.75

-5.61%

Onion (1kg)

$2.42 Rp 44.0K

$1.93 €1.72

25.39%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.29 €1.15

-23.26%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.53 €0.47

-3.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.70 €5.97

-66.87%

Wine (Bottle)

$22.24 Rp 403.6K

$7.19 €6.41

209.32%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.43 €1.27

58.04%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.44 €2.18

21.72%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$1.66 €1.48

-84.94%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$36.81 €32.84

-78.76%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$4.97 €4.43

-91.15%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.92 €1.72

-77.60%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$30.67 €27.36

-82.36%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.04 €1.82

-59.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$35.1K €31.3K

-32.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$37.0K €33.0K

-14.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$189 €169

-58.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$9.19 €8.20

-29.82%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$32.76 €29.23

-43.28%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$53.7 €47.89

-7.81%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$26.48 €23.62

-33.35%

Cinema Ticket

$4.27 Rp 77.6K

$10.22 €9.12

-58.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$626 €559

-21.64%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$9,141 €8,156

-37.93%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$92.7 €82.7

-51.84%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$40.91 €36.50

-14.57%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$95.9 €85.6

-16.71%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$139 €124

-42.92%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$761 €679

47.84%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$633 €564

6.14%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,151 €1,027

209.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$936 €835

84.12%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,552 €2,277

7.02%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,838 €1,640

24.29%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.32

315.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Terracina: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Terracina

$633 36.4% 5.8% $39

Groceries & Markets

Ubud, Bali

$288 21.4%

Terracina

$337 19.4% 16.8% $49

Eating Out

Ubud, Bali

$108 8%

Terracina

$238 13.7% 121% $130

Clothing & Footwear

Ubud, Bali

$108 8%

Terracina

$166 9.6% 54.3% $58

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Terracina

$231 13.3% 122% $127

Sport & Entertainment

Ubud, Bali

$58 4.3%

Terracina

$74 4.3% 27.7% $16

Getting Around

Ubud, Bali

$11 0.9%

Terracina

$58 3.3% 408% $47

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $761 in Terracina. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $90 in Terracina for a mid-range dinner for two. Groceries echo the gap at $288 vs $337 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇹 Terracina

🕒 Local time

23:13 11:13 PM

16:13 4:13 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

46,033

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Terracina 11,630 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Terracina

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Terracina: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,737 in Terracina, so Ubud, Bali is about 22% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $2,605 in Terracina to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $761 in Terracina. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $626 in Terracina. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 17% higher in Terracina. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Terracina are both considered safe, so it’s unlikely to be the deciding factor between them.