Last update: Oct 2026

Cost of Living Comparison Between Naples and Terracina

For one person, living is cheaper in Terracina: $1,697 a month against $1,820 in Naples, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

88

Cost of Living Index in Naples
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Naples Living Index
82

Cost of Living Index in Terracina
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Terracina Living Index

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Naples

🇮🇹 Italy

$1,820

/mo nomad

Terracina

🇮🇹 Italy

$1,697

/mo nomad

Monthly Cost of Living

How much you'll spend in Naples and in Terracina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naples and in Terracina actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,820 in Naples versus $1,697 in Terracina.

Naples $1,820
Terracina $1,697

Estimated couple costs with rent: $2,772 in Naples versus $2,654 in Terracina.

Naples $2,772
Terracina $2,654

Monthly costs for a family of three with rent: $3,724 in Naples versus $3,611 in Terracina.

Naples $3,724
Terracina $3,611

Living in Naples is roughly 7% more expensive than in Terracina, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Naples 35% above, Terracina 26% above.

Meal at Budget Restaurant

$16.55 €14.72

$16.90 €15.03

-2.07%

Three-Course Dinner for Two, Mid-Range

$73.0 €64.9

$90.1 €80.1

-18.97%

Fast Food Meal (McDonalds, etc)

$11.37 €10.12

$11.24 €10.00

1.16%

Cappuccino

$2.19 €1.95

$1.54 €1.37

42.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.38 €2.12

$2.17 €1.93

9.68%

Water (0.33 liter bottle)

$1.25 €1.11

$0.80 €0.72

56.25%

Local Beer (0.5 liter draught)

$5.53 €4.92

$5.62 €5.00

-1.60%

Imported Beer (0.33 liter bottle)

$4.64 €4.12

$4.95 €4.40

-6.26%

Milk (1 liter)

$1.94 €1.72

$1.55 €1.38

25.16%

White Bread (500g)

$1.92 €1.71

$2.54 €2.26

-24.41%

Rice (white) (1kg)

$3.26 €2.90

$3.08 €2.74

5.84%

Eggs

$4.52 €4.02

$3.47 €3.08

30.26%

Local Cheese (1kg)

$16.28 €14.48

$15.86 €14.11

2.65%

Chicken Fillets (1kg)

$12.29 €10.93

$12.13 €10.79

1.32%

Beef Round Steak (1kg)

$20.73 €18.44

$19.68 €17.50

5.34%

Apples (1kg)

$2.50 €2.23

$2.46 €2.18

1.63%

Banana (1kg)

$2.12 €1.89

$2.27 €2.02

-6.61%

Oranges (1kg)

$2.22 €1.98

$2.90 €2.58

-23.45%

Tomato (1kg)

$3.72 €3.31

$3.18 €2.83

16.98%

Potato (1kg)

$1.70 €1.51

$2.07 €1.84

-17.87%

Onion (1kg)

$1.76 €1.56

$1.93 €1.72

-8.81%

Lettuce (1 head)

$1.44 €1.28

$1.28 €1.14

12.50%

Water (1.5 liter bottle)

$0.58 €0.52

$0.47 €0.42

23.40%

Cigarettes 20 Pack (Marlboro, Camel)

$6.75 €6.00

$6.64 €5.91

1.66%

Wine (Bottle)

$6.12 €5.44

$6.58 €5.86

-6.99%

Local Beer (0.5 liter bottle)

$1.85 €1.64

$1.75 €1.55

5.71%

Imported Beer (0.33 liter bottle)

$3.18 €2.83

$2.00 €1.78

59.00%

One-way Ticket (Public Transport)

$1.69 €1.51

$1.71 €1.52

-1.17%

Public Transport Monthly Pass (Regular Price)

$44.96 €39.99

$42.49 €37.79

5.81%

Taxi Start (Normal Tariff)

$4.59 €4.08

$6.08 €5.41

-24.51%

Taxi (Normal Tariff) (1km)

$1.20 €1.07

$1.56 €1.39

-23.08%

Taxi 1hour Waiting (Normal Tariff)

$23.56 €20.95

$26.54 €23.61

-11.23%

Gasoline (1 liter)

$2.16 €1.92

$2.00 €1.78

8.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K €32.2K

$34.1K €30.4K

5.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.8K €31.8K

$34.3K €30.5K

4.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 €179

$219 €195

-8.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.18 €8.16

$9.45 €8.41

-2.86%

Internet (50+ Mbps, Unlimited Data)

$30.83 €27.42

$28.36 €25.23

8.71%

Gym Membership (Monthly)

$56.8 €50.5

$54.4 €48.42

4.35%

Tennis Court (1 Hour on Weekend)

$21.22 €18.87

$23.92 €21.28

-11.29%

Cinema Ticket

$11.13 €9.90

$10.63 €9.45

4.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$447 €397

$578 €514

-22.63%

International Primary School, 1 Child (Yearly)

$8,010 €7,125

$10.2K €9,116

-21.84%

Jeans (Levis 501 Or Similar)

$94.7 €84.3

$102 €90.5

-6.84%

Summer Dress (H&M, Zara, etc)

$43.03 €38.28

$36.27 €32.26

18.64%

Sport Shoes (Adidas, Nike)

$103 €91.4

$96.1 €85.5

6.99%

Men's Leather Business Shoes

$136 €121

$129 €115

5.49%

1-bedroom Apartment, City Center (Monthly)

$991 €881

$738 €656

34.32%

1-bedroom Apartment, Outside City Center (Monthly)

$680 €605

$566 €503

20.19%

3-bedroom Apartment, City Center (Monthly)

$1,826 €1,624

$1,162 €1,034

57.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,116 €992

$953 €848

17.06%

Buy Apartment in City Center (m2)

$4,971 €4,422

$2,708 €2,408

83.61%

Buy Apartment Outside City Center (m2)

$2,175 €1,934

$2,157 €1,918

0.83%

Average Monthly Net Salary (After Tax)

$1,823 €1,621

20-Year Fixed Mortgage Interest Rate (Annual %)

3.08

3.33

-7.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples: October 12, 2026

Last update for Terracina: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naples

$680 37.4%

Terracina

$566 33.3% 16.8% $114

Groceries & Markets

Naples

$344 18.9%

Terracina

$334 19.7% 2.8% $9.6

Eating Out

Naples

$244 13.4%

Terracina

$237 14% 2.8% $6.9

Monthly Utilities & Internet

Naples

$241 13.2%

Terracina

$257 15.2% 6.7% $16

Clothing & Footwear

Naples

$170 9.3%

Terracina

$163 9.6% 3.6% $6.1

Sport & Entertainment

Naples

$79 4.3%

Terracina

$76 4.5% 4.3% $3.4

Getting Around

Naples

$62 3.4%

Terracina

$63 3.7% 1.4% $0.9

Cost Breakdown

A one-bedroom apartment in the center runs $991 in Naples and $738 in Terracina. Housing cost is often the main lever when comparing two cities.

Dining out: $73.0 in Naples vs $90.0 in Terracina. Groceries flip the comparison at $344 vs $334, with Terracina cheaper for home cooking.

Good to know

🇮🇹 Naples

🇮🇹 Terracina

🕒 Local time

04:50 4:50 AM

Same time as Naples

🌤 Weather

👥 Population

972,212

46,033

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Naples vs Terracina: Cost of Living - Frequently Asked Questions

Terracina wins on cost – living expenses run 7% lower than in Naples. Housing and daily spending are where you'll feel the difference most, making Terracina the obvious pick if budget is a priority.

You'd need roughly $2,731 in Naples and $2,546 in Terracina to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $991 in Naples versus $738 in Terracina. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Terracina – a meal for two runs $90.0 versus $73.0 in Naples. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,820 per month in Naples versus $1,697 in Terracina – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,697 in Terracina versus $1,820 in Naples, a $3,000 budget is realistic in Terracina but tight or insufficient in Naples. The gap between the two cities makes Terracina the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naples and Terracina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terracina gentler on the wallet – expenses run 7% less than in Naples. Beyond cost, consider language, visa policies, and how big the international community is in each city.