Cost of Living Comparison Between Mumbai (Bombay) and Ternopil Cost of Living Comparison Between Mumbai (Bombay) and Ternopil

Monthly Cost of Living

Monthly costs for one person with rent: $765 in Mumbai (Bombay) versus $577 in Ternopil.

Estimated couple costs with rent: $1,268 in Mumbai (Bombay) versus $910 in Ternopil.

Monthly costs for a family of three with rent: $1,770 in Mumbai (Bombay) versus $1,242 in Ternopil.

Living in Mumbai (Bombay) is roughly 33% more expensive than Ternopil, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Ternopil 57% lower.

Meal at Budget Restaurant

$5.37 ₹508

$4.93 ₴221

8.92%

Three-Course Dinner for Two, Mid-Range

$21.77 ₹2,060

$19.32 ₴866

12.68%

Fast Food Meal (McDonalds, etc)

$4.59 ₹434

$5.71 ₴256

-19.61%

Cappuccino

$2.56 ₹242

$0.83 ₴37.10

208.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹44.20

$0.61 ₴27.49

-22.95%

Water (0.33 liter bottle)

$0.19 ₹18.26

$0.32 ₴14.43

-40.63%

Local Beer (0.5 liter draught)

$2.25 ₹213

$0.91 ₴40.63

147.25%

Imported Beer (0.33 liter bottle)

$4.13 ₹391

$1.18 ₴52.8

250.00%

Milk (1 liter)

$0.74 ₹69.9

$0.93 ₴41.81

-20.43%

White Bread (500g)

$0.48 ₹45.74

$0.52 ₴23.51

-7.69%

Rice (white) (1kg)

$0.79 ₹74.4

$1.28 ₴57.4

-38.28%

Eggs

$1.08 ₹102

$1.55 ₴69.3

-30.32%

Local Cheese (1kg)

$7.18 ₹679

$4.87 ₴218

47.43%

Chicken Fillets (1kg)

$3.94 ₹372

$3.71 ₴166

6.20%

Beef Round Steak (1kg)

$4.73 ₴212

Apples (1kg)

$2.31 ₹218

$0.82 ₴36.95

181.71%

Banana (1kg)

$0.82 ₹77.4

$1.52 ₴68.2

-46.05%

Oranges (1kg)

$1.30 ₹123

$2.13 ₴95.5

-38.97%

Tomato (1kg)

$0.64 ₹60.5

$1.70 ₴76.0

-62.35%

Potato (1kg)

$0.57 ₹54.1

$0.55 ₴24.58

3.64%

Onion (1kg)

$0.62 ₹58.9

$0.68 ₴30.52

-8.82%

Lettuce (1 head)

$0.64 ₹60.2

$1.27 ₴57.1

-49.61%

Water (1.5 liter bottle)

$0.35 ₹33.33

$0.43 ₴19.35

-18.60%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 ₹398

$2.24 ₴100

87.95%

Wine (Bottle)

$8.22 ₹778

$3.33 ₴149

146.85%

Local Beer (0.5 liter bottle)

$2.10 ₹199

$0.85 ₴38.09

147.06%

Imported Beer (0.33 liter bottle)

$3.30 ₹312

$1.20 ₴53.7

175.00%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.25 ₹686

One-way Ticket (Public Transport)

$0.22 ₹20.67

$0.35 ₴15.48

-37.14%

Public Transport Monthly Pass (Regular Price)

$4.59 ₹434

Taxi Start (Normal Tariff)

$0.33 ₹31.57

$0.86 ₴38.75

-61.63%

Taxi (Normal Tariff) (1km)

$0.25 ₴11.29

Taxi 1hour Waiting (Normal Tariff)

$1.41 ₹133

$2.93 ₴131

-51.88%

Gasoline (1 liter)

$1.18 ₹112

$1.29 ₴57.9

-8.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.6K ₹1.7M

$31.2K ₴1.4M

-43.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K ₹2.4M

$24.2K ₴1.1M

3.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.3 ₹4,855

$61.7 ₴2,764

-16.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.05 ₹478

$5.26 ₴236

-3.99%

Internet (50+ Mbps, Unlimited Data)

$9.01 ₹852

$6.59 ₴295

36.72%

Gym Membership (Monthly)

$22.71 ₹2,149

$22.42 ₴1,005

1.29%

Tennis Court (1 Hour on Weekend)

$12.11 ₹1,145

$12.60 ₴565

-3.89%

Cinema Ticket

$4.78 ₹452

$4.43 ₴199

7.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$270 ₴12.1K

-55.86%

International Primary School, 1 Child (Yearly)

$3,361 ₹318.0K

$3,510 ₴157.3K

-4.23%

Jeans (Levis 501 Or Similar)

$29.66 ₹2,806

$41.28 ₴1,850

-28.15%

Summer Dress (H&M, Zara, etc)

$31.13 ₹2,945

$24.35 ₴1,091

27.84%

Sport Shoes (Adidas, Nike)

$55.4 ₹5,242

$72.6 ₴3,254

-23.69%

Men's Leather Business Shoes

$40.58 ₹3,839

$83.5 ₴3,744

-51.42%

1-bedroom Apartment, City Center (Monthly)

$689 ₹65.2K

$261 ₴11.7K

163.82%

1-bedroom Apartment, Outside City Center (Monthly)

$354 ₹33.5K

$162 ₴7,254

118.63%

3-bedroom Apartment, City Center (Monthly)

$1,843 ₹174.3K

$358 ₴16.0K

415.03%

3-bedroom Apartment, Outside City Center (Monthly)

$851 ₹80.5K

$285 ₴12.8K

198.41%

Buy Apartment in City Center (m2)

$6,359 ₹601.6K

$999 ₴44.8K

536.47%

Buy Apartment Outside City Center (m2)

$2,719 ₹257.2K

$509 ₴22.8K

434.04%

Average Monthly Net Salary (After Tax)

$744 ₹70.4K

$478 ₴21.4K

55.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

15.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): June 15, 2026

Last update for Ternopil: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $689 in Mumbai (Bombay) and $261 in Ternopil. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 56% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $19.00 in Ternopil. Groceries flip the comparison at $129 vs $130, with Mumbai (Bombay) cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Ternopil: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Ternopil differ by about 33% in total monthly costs ($765 vs $577 including rent). Ternopil is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Mumbai (Bombay) pays 56% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $689 in Mumbai (Bombay) versus $261 in Ternopil. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $119 in Mumbai (Bombay) versus $270 in Ternopil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ternopil – a meal for two runs $19.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $577 in Ternopil versus $765 in Mumbai (Bombay), a $2,000 budget is realistic in Ternopil but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Ternopil the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Ternopil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ternopil gentler on the wallet – expenses run 33% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.