Last update: Nov 2026

Cost of Living Comparison Between Ternopil and London

For one person, living is cheaper in Ternopil: $712 a month against $4,048 in London, rent and utilities included – about $40,000 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in Ternopil
Learn more

Ternopil Living Index
196

Cost of Living Index in London
Learn more

London Living Index

Jump to prices

Ternopil

🇺🇦 Ukraine

$712

/mo nomad

London

🇬🇧 United Kingdom

$4,048

/mo nomad

Monthly Cost of Living

How much you'll spend in Ternopil and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ternopil and in London actually costs, broken down by who's living it.

A single person spends $712 per month in Ternopil vs $4,048 in London, rent included.

Ternopil $712
London $4,048

A couple spends around $1,176 per month in Ternopil vs $5,903 in London, rent included.

Ternopil $1,176
London $5,903

A family of three spends $1,640 per month in Ternopil vs $7,758 in London, rent included.

Ternopil $1,640
London $7,758

Ternopil is about 82% cheaper than London, and outside of rent the biggest gap is in eating out.

Ternopil sits 47% below the global median, while London is 199% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.72 ₴169

$26.36 £19.59

-85.89%

Three-Course Dinner for Two, Mid-Range

$19.52 ₴889

$109 £80.7

-82.02%

Fast Food Meal (McDonalds, etc)

$6.14 ₴280

$10.71 £7.96

-42.67%

Cappuccino

$1.27 ₴57.7

$5.59 £4.15

-77.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.62 ₴28.42

$3.00 £2.23

-79.33%

Water (0.33 liter bottle)

$0.45 ₴20.60

$2.22 £1.65

-79.73%

Local Beer (0.5 liter draught)

$0.91 ₴41.53

$9.65 £7.17

-90.57%

Imported Beer (0.33 liter bottle)

$1.44 ₴65.6

$8.26 £6.14

-82.57%

Milk (1 liter)

$1.11 ₴50.4

$1.97 £1.46

-43.65%

White Bread (500g)

$0.70 ₴32.07

$2.09 £1.55

-66.51%

Rice (white) (1kg)

$1.97 ₴89.9

$2.59 £1.93

-23.94%

Eggs

$1.73 ₴79.0

$5.37 £3.99

-67.78%

Local Cheese (1kg)

$8.03 ₴366

$13.12 £9.75

-38.80%

Chicken Fillets (1kg)

$4.27 ₴195

$11.03 £8.20

-61.29%

Beef Round Steak (1kg)

$5.83 ₴266

$17.73 £13.17

-67.12%

Apples (1kg)

$1.24 ₴56.6

$3.17 £2.36

-60.88%

Banana (1kg)

$1.47 ₴66.9

$1.38 £1.03

6.52%

Oranges (1kg)

$1.36 ₴61.9

$2.82 £2.10

-51.77%

Tomato (1kg)

$2.50 ₴114

$3.36 £2.50

-25.60%

Potato (1kg)

$0.53 ₴23.93

$1.70 £1.26

-68.82%

Onion (1kg)

$0.41 ₴18.83

$1.78 £1.32

-76.97%

Lettuce (1 head)

$1.34 ₴61.1

$1.49 £1.11

-10.07%

Water (1.5 liter bottle)

$0.55 ₴24.90

$1.82 £1.35

-69.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.57 ₴117

$23.85 £17.72

-89.22%

Wine (Bottle)

$3.23 ₴147

$13.44 £9.98

-75.97%

Local Beer (0.5 liter bottle)

$0.82 ₴37.36

$3.11 £2.31

-73.63%

Imported Beer (0.33 liter bottle)

$2.20 ₴100

$4.49 £3.34

-51.00%

One-way Ticket (Public Transport)

$0.51 ₴23.44

$4.13 £3.07

-87.65%

Public Transport Monthly Pass (Regular Price)

$30.44 ₴1,386

$266 £198

-88.56%

Taxi Start (Normal Tariff)

$1.38 ₴62.9

$5.98 £4.44

-76.92%

Taxi (Normal Tariff) (1km)

$0.36 ₴16.53

$3.39 £2.52

-89.38%

Taxi 1hour Waiting (Normal Tariff)

$3.92 ₴178

$56.6 £42.03

-93.07%

Gasoline (1 liter)

$1.58 ₴72.1

$2.21 £1.64

-28.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K ₴1.3M

$38.3K £28.4K

-24.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K ₴1.1M

$41.0K £30.5K

-40.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.6 ₴2,484

$372 £277

-85.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₴231

$18.66 £13.87

-72.78%

Internet (50+ Mbps, Unlimited Data)

$4.69 ₴213

$40.53 £30.12

-88.43%

Gym Membership (Monthly)

$20.41 ₴929

$56.0 £41.63

-63.57%

Tennis Court (1 Hour on Weekend)

$13.47 ₴613

$17.10 £12.71

-21.23%

Cinema Ticket

$3.59 ₴164

$17.95 £13.34

-80.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$243 ₴11.1K

$2,946 £2,189

-91.76%

International Primary School, 1 Child (Yearly)

$3,520 ₴160.3K

$47.6K £35.4K

-92.61%

Jeans (Levis 501 Or Similar)

$49.39 ₴2,249

$116 £86.4

-57.51%

Summer Dress (H&M, Zara, etc)

$46.91 ₴2,136

$56.9 £42.28

-17.56%

Sport Shoes (Adidas, Nike)

$88.8 ₴4,043

$128 £95.1

-30.61%

Men's Leather Business Shoes

$88.4 ₴4,026

$154 £114

-42.55%

1-bedroom Apartment, City Center (Monthly)

$290 ₴13.2K

$2,935 £2,182

-90.12%

1-bedroom Apartment, Outside City Center (Monthly)

$228 ₴10.4K

$2,258 £1,678

-89.88%

3-bedroom Apartment, City Center (Monthly)

$555 ₴25.3K

$5,250 £3,901

-89.44%

3-bedroom Apartment, Outside City Center (Monthly)

$544 ₴24.8K

$3,859 £2,868

-85.89%

Buy Apartment in City Center (m2)

$1,498 ₴68.2K

$17.2K £12.8K

-91.28%

Buy Apartment Outside City Center (m2)

$1,031 ₴46.9K

$8,278 £6,152

-87.55%

Average Monthly Net Salary (After Tax)

$477 ₴21.7K

$5,621 £4,177

-91.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

18.5

4.78

287.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: November 1, 2026

Last update for London: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ternopil

$228 32.1%

London

$2.3K 55.8% 888% $2K

Groceries & Markets

Ternopil

$158 22.2%

London

$360 8.9% 128% $202

Clothing & Footwear

Ternopil

$123 17.3%

London

$205 5.1% 66.3% $82

Eating Out

Ternopil

$75 10.5%

London

$396 9.8% 427% $321

Monthly Utilities & Internet

Ternopil

$64 9%

London

$432 10.7% 571% $367

Getting Around

Ternopil

$36 5%

London

$305 7.6% 756% $270

Sport & Entertainment

Ternopil

$28 3.9%

London

$92 2.3% 233% $64

Cost Breakdown

A central one-bedroom costs $290 in Ternopil versus $2,935 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in London are about 12 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20 in Ternopil versus $109 in London. Monthly groceries follow the same trend: $158 vs $360 – making Ternopil the more affordable choice for daily food spending.

Good to know

🇺🇦 Ternopil

🇬🇧 London

🕒 Local time

05:19 5:19 AM

03:19 3:19 AM

2 h behind Ternopil

🌤 Weather

👥 Population

218,134

8,908,083 Capital

💱 Currency

Ukrainian Hryvnia UAH ₴

British Pound GBP £

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.96 EUR

1 GBP = 1.35 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of November 6, 2026: 1 USD = 45.54 UAH (100 UAH = 2.2 USD). 1 EUR = 51.12 UAH (100 UAH = 1.96 EUR).

British Pound exchange rates as of November 6, 2026: 1 USD = 0.743 GBP (1 GBP = 1.35 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Ternopil London 1,820 km ≈ 2 h 45 min nonstop flight

From you

Ternopil
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ternopil vs London: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $712 in Ternopil, $4,048 in London – Ternopil comes out roughly 82% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,069 per month in Ternopil and $6,072 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ternopil, especially for central apartments: a one-bedroom in the center costs $290 there versus $2,935 in London.

Groceries cost about 128% more in London, though the gap depends on what you buy.

A mid-range dinner for two costs $20 in Ternopil and $109 in London. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,200 monthly budget goes further in Ternopil, where all-in costs run around $712, than in London at $4,048. In Ternopil it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

Families tend to lean toward Ternopil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ternopil. If higher salaries or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.