Last update: Nov 2026

Cost of Living Comparison Between London and Ternopil

For one person, living is cheaper in Ternopil: $712 a month against $4,048 in London, rent and utilities included – about $40,000 less a year. Rent and utilities account for most of the difference.

196

Cost of Living Index in London
Learn more

London Living Index
34

Cost of Living Index in Ternopil
Learn more

Ternopil Living Index

Jump to prices

London

🇬🇧 United Kingdom

$4,048

/mo nomad

Ternopil

🇺🇦 Ukraine

$712

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Ternopil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Ternopil actually costs, broken down by who's living it.

A single person spends $4,048 per month in London vs $712 in Ternopil, rent included.

London $4,048
Ternopil $712

A couple spends around $5,903 per month in London vs $1,176 in Ternopil, rent included.

London $5,903
Ternopil $1,176

A family of three spends $7,758 per month in London vs $1,640 in Ternopil, rent included.

London $7,758
Ternopil $1,640

London costs about 468% more than Ternopil, and outside of rent the biggest gap is in eating out.

London sits 199% above the global median, while Ternopil is 47% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$26.36 £19.59

$3.72 ₴169

608.60%

Three-Course Dinner for Two, Mid-Range

$109 £80.7

$19.52 ₴889

456.20%

Fast Food Meal (McDonalds, etc)

$10.71 £7.96

$6.14 ₴280

74.43%

Cappuccino

$5.59 £4.15

$1.27 ₴57.7

340.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 £2.23

$0.62 ₴28.42

383.87%

Water (0.33 liter bottle)

$2.22 £1.65

$0.45 ₴20.60

393.33%

Local Beer (0.5 liter draught)

$9.65 £7.17

$0.91 ₴41.53

960.44%

Imported Beer (0.33 liter bottle)

$8.26 £6.14

$1.44 ₴65.6

473.61%

Milk (1 liter)

$1.97 £1.46

$1.11 ₴50.4

77.48%

White Bread (500g)

$2.09 £1.55

$0.70 ₴32.07

198.57%

Rice (white) (1kg)

$2.59 £1.93

$1.97 ₴89.9

31.47%

Eggs

$5.37 £3.99

$1.73 ₴79.0

210.40%

Local Cheese (1kg)

$13.12 £9.75

$8.03 ₴366

63.39%

Chicken Fillets (1kg)

$11.03 £8.20

$4.27 ₴195

158.31%

Beef Round Steak (1kg)

$17.73 £13.17

$5.83 ₴266

204.12%

Apples (1kg)

$3.17 £2.36

$1.24 ₴56.6

155.65%

Banana (1kg)

$1.38 £1.03

$1.47 ₴66.9

-6.12%

Oranges (1kg)

$2.82 £2.10

$1.36 ₴61.9

107.35%

Tomato (1kg)

$3.36 £2.50

$2.50 ₴114

34.40%

Potato (1kg)

$1.70 £1.26

$0.53 ₴23.93

220.75%

Onion (1kg)

$1.78 £1.32

$0.41 ₴18.83

334.15%

Lettuce (1 head)

$1.49 £1.11

$1.34 ₴61.1

11.19%

Water (1.5 liter bottle)

$1.82 £1.35

$0.55 ₴24.90

230.91%

Cigarettes 20 Pack (Marlboro, Camel)

$23.85 £17.72

$2.57 ₴117

828.02%

Wine (Bottle)

$13.44 £9.98

$3.23 ₴147

316.10%

Local Beer (0.5 liter bottle)

$3.11 £2.31

$0.82 ₴37.36

279.27%

Imported Beer (0.33 liter bottle)

$4.49 £3.34

$2.20 ₴100

104.09%

One-way Ticket (Public Transport)

$4.13 £3.07

$0.51 ₴23.44

709.80%

Public Transport Monthly Pass (Regular Price)

$266 £198

$30.44 ₴1,386

773.78%

Taxi Start (Normal Tariff)

$5.98 £4.44

$1.38 ₴62.9

333.33%

Taxi (Normal Tariff) (1km)

$3.39 £2.52

$0.36 ₴16.53

841.67%

Taxi 1hour Waiting (Normal Tariff)

$56.6 £42.03

$3.92 ₴178

1342.60%

Gasoline (1 liter)

$2.21 £1.64

$1.58 ₴72.1

39.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K £28.4K

$28.9K ₴1.3M

32.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K £30.5K

$24.4K ₴1.1M

67.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £277

$54.6 ₴2,484

582.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.66 £13.87

$5.08 ₴231

267.32%

Internet (50+ Mbps, Unlimited Data)

$40.53 £30.12

$4.69 ₴213

764.18%

Gym Membership (Monthly)

$56.0 £41.63

$20.41 ₴929

174.47%

Tennis Court (1 Hour on Weekend)

$17.10 £12.71

$13.47 ₴613

26.95%

Cinema Ticket

$17.95 £13.34

$3.59 ₴164

400.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,946 £2,189

$243 ₴11.1K

1112.96%

International Primary School, 1 Child (Yearly)

$47.6K £35.4K

$3,520 ₴160.3K

1252.90%

Jeans (Levis 501 Or Similar)

$116 £86.4

$49.39 ₴2,249

135.35%

Summer Dress (H&M, Zara, etc)

$56.9 £42.28

$46.91 ₴2,136

21.30%

Sport Shoes (Adidas, Nike)

$128 £95.1

$88.8 ₴4,043

44.10%

Men's Leather Business Shoes

$154 £114

$88.4 ₴4,026

74.05%

1-bedroom Apartment, City Center (Monthly)

$2,935 £2,182

$290 ₴13.2K

912.64%

1-bedroom Apartment, Outside City Center (Monthly)

$2,258 £1,678

$228 ₴10.4K

888.38%

3-bedroom Apartment, City Center (Monthly)

$5,250 £3,901

$555 ₴25.3K

846.62%

3-bedroom Apartment, Outside City Center (Monthly)

$3,859 £2,868

$544 ₴24.8K

608.91%

Buy Apartment in City Center (m2)

$17.2K £12.8K

$1,498 ₴68.2K

1047.12%

Buy Apartment Outside City Center (m2)

$8,278 £6,152

$1,031 ₴46.9K

702.94%

Average Monthly Net Salary (After Tax)

$5,621 £4,177

$477 ₴21.7K

1077.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.78

18.5

-74.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: November 1, 2026

Last update for Ternopil: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 55.8%

Ternopil

$228 32.1% 89.9% $2K

Monthly Utilities & Internet

London

$432 10.7%

Ternopil

$64 9% 85.1% $367

Eating Out

London

$396 9.8%

Ternopil

$75 10.5% 81% $321

Groceries & Markets

London

$360 8.9%

Ternopil

$158 22.2% 56.1% $202

Getting Around

London

$305 7.6%

Ternopil

$36 5% 88.3% $270

Clothing & Footwear

London

$205 5.1%

Ternopil

$123 17.3% 39.9% $82

Sport & Entertainment

London

$92 2.3%

Ternopil

$28 3.9% 70% $64

Cost Breakdown

A central one-bedroom costs $2,935 in London versus $290 in Ternopil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in London are about 12 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $109 in London versus $20 in Ternopil. Monthly groceries follow the same trend: $360 vs $158 – making Ternopil the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇺🇦 Ternopil

🕒 Local time

06:21 6:21 AM

08:21 8:21 AM

2 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

218,134

💱 Currency

British Pound GBP £

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1 GBP = 1.35 USD

1 GBP = 1.2 EUR

100 UAH = 2.2 USD

100 UAH = 1.96 EUR

Exchange rates and currency converter

UAH, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 6, 2026: 1 USD = 0.743 GBP (1 GBP = 1.35 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Ukrainian Hryvnia exchange rates as of November 6, 2026: 1 USD = 45.54 UAH (100 UAH = 2.2 USD). 1 EUR = 51.12 UAH (100 UAH = 1.96 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Ternopil 1,820 km ≈ 2 h 45 min nonstop flight

From you

London
Ternopil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Ternopil: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,048 in London, $712 in Ternopil – Ternopil comes out roughly 82% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $6,072 per month in London and $1,069 in Ternopil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ternopil, especially for central apartments: a one-bedroom in the center costs $290 there versus $2,935 in London.

Groceries cost about 128% more in London, though the gap depends on what you buy.

A mid-range dinner for two costs $109 in London and $20 in Ternopil. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,200 monthly budget goes further in Ternopil, where all-in costs run around $712, than in London at $4,048. In Ternopil it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

Families tend to lean toward Ternopil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ternopil. If higher salaries or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.