Last update: Oct 2026

Cost of Living Comparison Between Ternopil and Lisbon

For one person, living is cheaper in Ternopil: $690 a month against $2,202 in Lisbon, rent and utilities included – about $18,100 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Ternopil
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Ternopil Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Ternopil

🇺🇦 Ukraine

$690

/mo nomad

Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Ternopil and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ternopil and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $690 in Ternopil versus $2,202 in Lisbon.

Ternopil $690
Lisbon $2,202

Estimated couple costs with rent: $1,143 in Ternopil versus $3,274 in Lisbon.

Ternopil $1,143
Lisbon $3,274

Monthly costs for a family of three with rent: $1,595 in Ternopil versus $4,346 in Lisbon.

Ternopil $1,595
Lisbon $4,346

Living in Ternopil costs roughly 69% less than in Lisbon, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ternopil is 49% below, Lisbon is 62% above.

Meal at Budget Restaurant

$3.36 ₴151

$17.04 €15.15

-80.28%

Three-Course Dinner for Two, Mid-Range

$20.07 ₴901

$62.3 €55.4

-67.78%

Fast Food Meal (McDonalds, etc)

$5.45 ₴245

$11.02 €9.80

-50.54%

Cappuccino

$1.22 ₴54.6

$3.12 €2.78

-60.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₴30.83

$2.27 €2.02

-69.60%

Water (0.33 liter bottle)

$0.51 ₴22.79

$1.74 €1.55

-70.69%

Local Beer (0.5 liter draught)

$0.90 ₴40.56

$3.42 €3.04

-73.68%

Imported Beer (0.33 liter bottle)

$1.54 ₴69.1

$3.74 €3.33

-58.82%

Milk (1 liter)

$1.34 ₴60.2

$1.17 €1.04

14.53%

White Bread (500g)

$0.72 ₴32.38

$1.86 €1.66

-61.29%

Rice (white) (1kg)

$2.00 ₴89.8

$1.54 €1.37

29.87%

Eggs

$1.96 ₴87.8

$4.06 €3.61

-51.72%

Local Cheese (1kg)

$7.95 ₴357

$12.91 €11.49

-38.42%

Chicken Fillets (1kg)

$3.99 ₴179

$7.90 €7.03

-49.49%

Beef Round Steak (1kg)

$5.93 ₴266

$17.64 €15.69

-66.38%

Apples (1kg)

$0.72 ₴32.20

$2.26 €2.01

-68.14%

Banana (1kg)

$1.58 ₴70.8

$1.75 €1.55

-9.71%

Oranges (1kg)

$1.43 ₴64.2

$1.89 €1.68

-24.34%

Tomato (1kg)

$2.73 ₴123

$2.56 €2.27

6.64%

Potato (1kg)

$0.54 ₴24.26

$1.85 €1.64

-70.81%

Onion (1kg)

$0.39 ₴17.59

$1.97 €1.75

-80.20%

Lettuce (1 head)

$1.36 ₴61.3

$1.45 €1.29

-6.21%

Water (1.5 liter bottle)

$0.52 ₴23.17

$0.77 €0.69

-32.47%

Cigarettes 20 Pack (Marlboro, Camel)

$2.69 ₴121

$6.71 €5.97

-59.91%

Wine (Bottle)

$3.25 ₴146

$5.67 €5.04

-42.68%

Local Beer (0.5 liter bottle)

$0.88 ₴39.52

$1.37 €1.22

-35.77%

Imported Beer (0.33 liter bottle)

$2.35 ₴106

$2.11 €1.88

11.37%

One-way Ticket (Public Transport)

$0.39 ₴17.61

$2.32 €2.07

-83.19%

Public Transport Monthly Pass (Regular Price)

$44.43 €39.52

Taxi Start (Normal Tariff)

$1.42 ₴63.7

$3.95 €3.51

-64.05%

Taxi (Normal Tariff) (1km)

$0.37 ₴16.82

$1.05 €0.93

-64.76%

Taxi 1hour Waiting (Normal Tariff)

$4.08 ₴183

$17.15 €15.26

-76.21%

Gasoline (1 liter)

$1.57 ₴70.7

$2.19 €1.95

-28.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K ₴1.4M

$33.8K €30.0K

-6.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K ₴1.1M

$38.3K €34.0K

-34.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.4 ₴2,488

$164 €146

-66.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.74 ₴213

$18.48 €16.43

-74.35%

Internet (50+ Mbps, Unlimited Data)

$4.92 ₴221

$32.96 €29.32

-85.07%

Gym Membership (Monthly)

$20.69 ₴929

$45.87 €40.80

-54.89%

Tennis Court (1 Hour on Weekend)

$13.84 ₴621

$18.68 €16.61

-25.91%

Cinema Ticket

$3.59 ₴161

$9.75 €8.67

-63.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$245 ₴11.0K

$684 €608

-64.22%

International Primary School, 1 Child (Yearly)

$17.6K €15.7K

Jeans (Levis 501 Or Similar)

$49.54 ₴2,224

$104 €92.3

-52.25%

Summer Dress (H&M, Zara, etc)

$46.86 ₴2,103

$46.20 €41.09

1.43%

Sport Shoes (Adidas, Nike)

$98.6 ₴4,425

$99.7 €88.7

-1.14%

Men's Leather Business Shoes

$90.1 ₴4,043

$125 €111

-27.77%

1-bedroom Apartment, City Center (Monthly)

$297 ₴13.3K

$1,589 €1,414

-81.33%

1-bedroom Apartment, Outside City Center (Monthly)

$234 ₴10.5K

$1,169 €1,040

-79.98%

3-bedroom Apartment, City Center (Monthly)

$564 ₴25.3K

$2,851 €2,536

-80.21%

3-bedroom Apartment, Outside City Center (Monthly)

$551 ₴24.7K

$1,993 €1,773

-72.34%

Buy Apartment in City Center (m2)

$994 ₴44.6K

$7,793 €6,932

-87.24%

Buy Apartment Outside City Center (m2)

$504 ₴22.6K

$4,418 €3,930

-88.58%

Average Monthly Net Salary (After Tax)

$487 ₴21.9K

$1,600 €1,423

-69.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

471.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: October 19, 2026

Last update for Lisbon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ternopil

$234 33.9%

Lisbon

$1.2K 53.1% 400% $935

Groceries & Markets

Ternopil

$160 23.2%

Lisbon

$273 12.4% 70.5% $113

Clothing & Footwear

Ternopil

$128 18.6%

Lisbon

$168 7.7% 31.3% $40

Eating Out

Ternopil

$70 10.2%

Lisbon

$247 11.2% 253% $177

Monthly Utilities & Internet

Ternopil

$65 9.4%

Lisbon

$215 9.8% 231% $150

Sport & Entertainment

Ternopil

$28 4%

Lisbon

$65 3% 135% $37

Getting Around

Ternopil

$4.9 * 0.7%

Lisbon

$63 2.9% 1195% $58

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $297 in Ternopil and $1,589 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays 228% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $20.00 in Ternopil vs $62.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $160 vs $273 per month, with Ternopil cheaper across the board.

Good to know

🇺🇦 Ternopil

🇵🇹 Lisbon

🕒 Local time

11:08 11:08 AM

09:08 9:08 AM

2 h behind Ternopil

🌤 Weather

👥 Population

218,134

545,923 Capital

💱 Currency

Ukrainian Hryvnia UAH ₴

Euro EUR €

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 22, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to UAH in detail →

On the map

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Between locations

Ternopil Lisbon 2,990 km ≈ 4 h 15 min nonstop flight

From you

Ternopil
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ternopil vs Lisbon: Cost of Living - Frequently Asked Questions

Ternopil and Lisbon differ by about 219% in total monthly costs ($690 vs $2,202 including rent). Ternopil is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 228% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $297 in Ternopil versus $1,589 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 71% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $690 per month in Ternopil versus $2,202 in Lisbon – a 219% gap that adds up to real savings over time for anyone picking the cheaper option.

At $690 in Ternopil versus $2,202 in Lisbon, a $2,000 budget is realistic in Ternopil but tight or insufficient in Lisbon. The gap between the two cities makes Ternopil the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ternopil and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ternopil gentler on the wallet – expenses run 219% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.