Cost of Living Comparison Between Ternopil and Lisbon Cost of Living Comparison Between Ternopil and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $600 in Ternopil versus $2,316 in Lisbon.

Estimated couple costs with rent: $841 in Ternopil versus $3,361 in Lisbon.

Monthly costs for a family of three with rent: $1,083 in Ternopil versus $4,405 in Lisbon.

Living in Ternopil costs roughly 74% less than in Lisbon, driven mainly by Eating Out.

The two cities straddle the global median: Ternopil is 56% below, Lisbon is 69% above.

Meal at Budget Restaurant

$2.95 ₴132

$17.30 €14.89

-82.95%

Three-Course Dinner for Two, Mid-Range

$22.62 ₴1,012

$63.3 €54.5

-64.25%

Fast Food Meal (McDonalds, etc)

$5.59 ₴250

$11.39 €9.81

-50.92%

Cappuccino

$1.15 ₴51.6

$3.19 €2.75

-63.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₴30.85

$2.45 €2.11

-71.84%

Water (0.33 liter bottle)

$0.51 ₴22.65

$1.76 €1.52

-71.02%

Local Beer (0.5 liter draught)

$1.02 ₴45.54

$3.59 €3.09

-71.59%

Imported Beer (0.33 liter bottle)

$1.49 ₴66.5

$3.39 €2.92

-56.05%

Milk (1 liter)

$1.06 ₴47.63

$1.24 €1.06

-14.52%

White Bread (500g)

$0.71 ₴31.82

$1.98 €1.71

-64.14%

Rice (white) (1kg)

$1.99 ₴88.9

$1.52 €1.31

30.92%

Eggs

$1.92 ₴86.0

$4.04 €3.48

-52.48%

Local Cheese (1kg)

$8.01 ₴358

$13.54 €11.65

-40.84%

Chicken Fillets (1kg)

$3.95 ₴177

$8.39 €7.22

-52.92%

Beef Round Steak (1kg)

$6.16 ₴276

$18.25 €15.71

-66.25%

Apples (1kg)

$0.79 ₴35.16

$2.29 €1.97

-65.50%

Banana (1kg)

$1.53 ₴68.4

$1.74 €1.50

-12.07%

Oranges (1kg)

$1.47 ₴65.6

$1.86 €1.60

-20.97%

Tomato (1kg)

$2.62 ₴117

$2.63 €2.26

-0.38%

Potato (1kg)

$0.55 ₴24.54

$1.92 €1.65

-71.35%

Onion (1kg)

$0.39 ₴17.52

$2.09 €1.80

-81.34%

Lettuce (1 head)

$1.42 ₴63.5

$1.44 €1.24

-1.39%

Water (1.5 liter bottle)

$0.52 ₴23.38

$0.84 €0.72

-38.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.74 ₴123

$6.78 €5.84

-59.59%

Wine (Bottle)

$3.30 ₴147

$5.71 €4.92

-42.21%

Local Beer (0.5 liter bottle)

$0.83 ₴37.31

$1.38 €1.18

-39.86%

Imported Beer (0.33 liter bottle)

$2.47 ₴110

$2.22 €1.91

11.26%

One-way Ticket (Public Transport)

$0.39 ₴17.51

$2.40 €2.07

-83.75%

Public Transport Monthly Pass (Regular Price)

$46.78 €40.27

Taxi Start (Normal Tariff)

$1.36 ₴60.9

$4.17 €3.59

-67.39%

Taxi (Normal Tariff) (1km)

$0.37 ₴16.63

$1.14 €0.98

-67.54%

Taxi 1hour Waiting (Normal Tariff)

$4.01 ₴179

$17.68 €15.22

-77.32%

Gasoline (1 liter)

$1.46 ₴65.5

$2.32 €2.00

-37.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K ₴1.3M

$35.3K €30.4K

-17.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₴999.3K

$41.4K €35.7K

-46.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.8 ₴2,943

$170 €147

-61.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.99 ₴223

$19.34 €16.65

-74.20%

Internet (50+ Mbps, Unlimited Data)

$3.83 ₴171

$33.64 €28.96

-88.61%

Gym Membership (Monthly)

$22.78 ₴1,019

$48.10 €41.40

-52.64%

Tennis Court (1 Hour on Weekend)

$13.80 ₴617

$19.90 €17.13

-30.65%

Cinema Ticket

$3.58 ₴160

$9.92 €8.54

-63.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$252 ₴11.3K

$717 €617

-64.89%

International Primary School, 1 Child (Yearly)

$17.5K €15.0K

Jeans (Levis 501 Or Similar)

$50.9 ₴2,274

$105 €90.2

-51.46%

Summer Dress (H&M, Zara, etc)

$48.27 ₴2,159

$46.95 €40.41

2.81%

Sport Shoes (Adidas, Nike)

$101 ₴4,535

$103 €89.0

-1.95%

Men's Leather Business Shoes

$88.3 ₴3,947

$124 €107

-28.78%

1-bedroom Apartment, City Center (Monthly)

$272 ₴12.2K

$1,677 €1,443

-83.79%

1-bedroom Apartment, Outside City Center (Monthly)

$136 ₴6,064

$1,271 €1,094

-89.33%

3-bedroom Apartment, City Center (Monthly)

$2,985 €2,569

3-bedroom Apartment, Outside City Center (Monthly)

$1,992 €1,715

Buy Apartment in City Center (m2)

$1,001 ₴44.8K

$7,826 €6,737

-87.21%

Buy Apartment Outside City Center (m2)

$504 ₴22.5K

$4,658 €4,010

-89.19%

Average Monthly Net Salary (After Tax)

$521 ₴23.3K

$1,583 €1,362

-67.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

480.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: September 1, 2026

Last update for Lisbon: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $272 in Ternopil and $1,677 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays 204% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Ternopil vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $158 vs $283 per month, with Ternopil cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ternopil vs Lisbon: Cost of Living - Frequently Asked Questions

Ternopil and Lisbon differ by about 286% in total monthly costs ($600 vs $2,316 including rent). Ternopil is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 204% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $272 in Ternopil versus $1,677 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 79% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $600 per month in Ternopil versus $2,316 in Lisbon – a 286% gap that adds up to real savings over time for anyone picking the cheaper option.

At $600 in Ternopil versus $2,316 in Lisbon, a $2,000 budget is realistic in Ternopil but tight or insufficient in Lisbon. The gap between the two cities makes Ternopil the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ternopil and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ternopil gentler on the wallet – expenses run 286% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.