Cost of Living Comparison Between Ternopil and Chiang Mai Cost of Living Comparison Between Ternopil and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

Monthly Cost of Living

A single person spends $574 per month in Ternopil vs $847 in Chiang Mai, rent included.

A couple spends around $911 per month in Ternopil vs $1,332 in Chiang Mai, rent included.

A family of three spends $1,248 per month in Ternopil vs $1,816 in Chiang Mai, rent included.

Ternopil is about 32% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Ternopil and Chiang Mai are more affordable than the global median – Ternopil 57% lower, Chiang Mai 37% lower.

Meal at Budget Restaurant

$4.96 ₴222

$2.03 ฿68.5

144.33%

Three-Course Dinner for Two, Mid-Range

$19.36 ₴866

$18.71 ฿631

3.47%

Fast Food Meal (McDonalds, etc)

$5.88 ₴263

$7.84 ฿265

-25.00%

Cappuccino

$0.87 ₴38.85

$1.93 ฿65.0

-54.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ₴27.43

$0.83 ฿28.05

-26.51%

Water (0.33 liter bottle)

$0.30 ₴13.22

$0.35 ฿11.82

-14.29%

Local Beer (0.5 liter draught)

$0.86 ₴38.33

$2.22 ฿74.9

-61.26%

Imported Beer (0.33 liter bottle)

$1.20 ₴53.6

$3.79 ฿128

-68.34%

Milk (1 liter)

$1.01 ₴45.04

$1.65 ฿55.5

-38.79%

White Bread (500g)

$0.48 ₴21.42

$1.55 ฿52.4

-69.03%

Rice (white) (1kg)

$1.28 ₴57.1

$1.18 ฿39.86

8.47%

Eggs

$1.49 ₴66.7

$2.01 ฿68.0

-25.87%

Local Cheese (1kg)

$4.76 ₴213

$16.16 ฿545

-70.54%

Chicken Fillets (1kg)

$3.78 ₴169

$3.03 ฿102

24.75%

Beef Round Steak (1kg)

$4.80 ₴215

$10.84 ฿366

-55.72%

Apples (1kg)

$0.88 ₴39.46

$2.68 ฿90.4

-67.16%

Banana (1kg)

$1.54 ₴68.9

$1.22 ฿41.21

26.23%

Oranges (1kg)

$2.15 ₴96.3

$1.63 ฿54.9

31.90%

Tomato (1kg)

$1.70 ₴76.1

$1.53 ฿51.6

11.11%

Potato (1kg)

$0.58 ₴25.94

$1.34 ฿45.18

-56.72%

Onion (1kg)

$0.62 ₴27.64

$1.21 ฿40.93

-48.76%

Lettuce (1 head)

$1.24 ₴55.7

$0.70 ฿23.67

77.14%

Water (1.5 liter bottle)

$0.41 ₴18.28

$0.53 ฿17.73

-22.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.15 ₴96.2

$4.69 ฿158

-54.16%

Wine (Bottle)

$3.31 ₴148

$17.71 ฿598

-81.31%

Local Beer (0.5 liter bottle)

$0.89 ₴39.72

$1.85 ฿62.3

-51.89%

Imported Beer (0.33 liter bottle)

$1.23 ₴55.1

$3.21 ฿108

-61.68%

One-way Ticket (Public Transport)

$0.37 ₴16.74

$0.89 ฿30.07

-58.43%

Public Transport Monthly Pass (Regular Price)

$18.76 ฿633

Taxi Start (Normal Tariff)

$0.81 ₴36.47

$1.41 ฿47.48

-42.55%

Taxi (Normal Tariff) (1km)

$0.23 ₴10.24

$1.29 ฿43.59

-82.17%

Taxi 1hour Waiting (Normal Tariff)

$2.86 ₴128

$7.79 ฿263

-63.29%

Gasoline (1 liter)

$1.35 ₴60.3

$1.29 ฿43.67

4.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K ₴1.4M

$21.8K ฿734.7K

39.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K ₴1.1M

$21.7K ฿732.1K

14.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.4 ₴2,704

$70.0 ฿2,362

-13.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.43 ₴243

$14.19 ฿479

-61.73%

Internet (50+ Mbps, Unlimited Data)

$6.28 ₴281

$17.42 ฿588

-63.95%

Gym Membership (Monthly)

$22.67 ₴1,015

$41.64 ฿1,405

-45.56%

Tennis Court (1 Hour on Weekend)

$12.38 ₴554

$6.89 ฿233

79.68%

Cinema Ticket

$4.33 ₴194

$5.78 ฿195

-25.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ₴12.0K

$300 ฿10.1K

-10.32%

International Primary School, 1 Child (Yearly)

$3,456 ₴154.7K

$14.5K ฿490.1K

-76.20%

Jeans (Levis 501 Or Similar)

$42.71 ₴1,911

$55.4 ฿1,869

-22.85%

Summer Dress (H&M, Zara, etc)

$24.58 ₴1,100

$26.31 ฿888

-6.58%

Sport Shoes (Adidas, Nike)

$73.5 ₴3,291

$84.8 ฿2,863

-13.32%

Men's Leather Business Shoes

$85.0 ₴3,802

$70.5 ฿2,379

20.54%

1-bedroom Apartment, City Center (Monthly)

$261 ₴11.7K

$425 ฿14.4K

-38.59%

1-bedroom Apartment, Outside City Center (Monthly)

$158 ₴7,088

$235 ฿7,933

-32.61%

3-bedroom Apartment, City Center (Monthly)

$358 ₴16.0K

$802 ฿27.1K

-55.35%

3-bedroom Apartment, Outside City Center (Monthly)

$286 ₴12.8K

$516 ฿17.4K

-44.59%

Buy Apartment in City Center (m2)

$1,009 ₴45.1K

$1,926 ฿65.0K

-47.63%

Buy Apartment Outside City Center (m2)

$499 ₴22.3K

$1,451 ฿49.0K

-65.62%

Average Monthly Net Salary (After Tax)

$481 ₴21.5K

$586 ฿19.8K

-17.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: July 20, 2026

Last update for Chiang Mai: July 20, 2026

Cost Breakdown

A central one-bedroom costs $261 in Ternopil versus $425 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Ternopil versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $131 vs $242 – making Ternopil the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ternopil vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 48% more than Ternopil, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $860 per month in Ternopil and $1,271 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ternopil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $19.00 in Ternopil and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 86% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $574 in Ternopil and $847 in Chiang Mai, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Ternopil costs $574 versus $847 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ternopil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.