Last update: Oct 2026

Cost of Living Comparison Between Ternopil and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

For one person, living is cheaper in Ternopil: $690 a month against $925 in Chiang Mai, rent and utilities included – about $2,800 less a year. Other living expenses account for most of the difference.

33

Cost of Living Index in Ternopil
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Ternopil Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Ternopil

🇺🇦 Ukraine

$690

/mo nomad

Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Monthly Cost of Living

How much you'll spend in Ternopil and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ternopil and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $690 per month in Ternopil vs $925 in Chiang Mai, rent included.

Ternopil $690
Chiang Mai $925

A couple spends around $1,143 per month in Ternopil vs $1,414 in Chiang Mai, rent included.

Ternopil $1,143
Chiang Mai $1,414

A family of three spends $1,595 per month in Ternopil vs $1,903 in Chiang Mai, rent included.

Ternopil $1,595
Chiang Mai $1,903

Ternopil is about 25% cheaper than Chiang Mai, and outside of rent the biggest gap is in groceries.

Both Ternopil and Chiang Mai are more affordable than the global median – Ternopil 49% lower, Chiang Mai 32% lower.

Meal at Budget Restaurant

$3.36 ₴151

$2.29 ฿76.5

46.72%

Three-Course Dinner for Two, Mid-Range

$20.07 ₴901

$19.64 ฿656

2.19%

Fast Food Meal (McDonalds, etc)

$5.45 ₴245

$5.61 ฿188

-2.85%

Cappuccino

$1.22 ₴54.6

$1.66 ฿55.6

-26.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₴30.83

$0.70 ฿23.40

-1.43%

Water (0.33 liter bottle)

$0.51 ₴22.79

$0.31 ฿10.24

64.52%

Local Beer (0.5 liter draught)

$0.90 ₴40.56

$2.41 ฿80.4

-62.66%

Imported Beer (0.33 liter bottle)

$1.54 ₴69.1

$3.71 ฿124

-58.49%

Milk (1 liter)

$1.34 ₴60.2

$1.95 ฿65.3

-31.28%

White Bread (500g)

$0.72 ₴32.38

$1.41 ฿47.03

-48.94%

Rice (white) (1kg)

$2.00 ₴89.8

$1.31 ฿43.62

52.67%

Eggs

$1.96 ₴87.8

$2.18 ฿72.9

-10.09%

Local Cheese (1kg)

$7.95 ₴357

$16.65 ฿556

-52.25%

Chicken Fillets (1kg)

$3.99 ₴179

$2.76 ฿92.2

44.57%

Beef Round Steak (1kg)

$5.93 ₴266

$9.11 ฿304

-34.91%

Apples (1kg)

$0.72 ₴32.20

$2.39 ฿80.0

-69.87%

Banana (1kg)

$1.58 ₴70.8

$1.03 ฿34.26

53.40%

Oranges (1kg)

$1.43 ₴64.2

$1.63 ฿54.4

-12.27%

Tomato (1kg)

$2.73 ₴123

$1.50 ฿50.0

82.00%

Potato (1kg)

$0.54 ₴24.26

$1.29 ฿43.13

-58.14%

Onion (1kg)

$0.39 ₴17.59

$1.11 ฿37.03

-64.86%

Lettuce (1 head)

$1.36 ₴61.3

$0.72 ฿24.08

88.89%

Water (1.5 liter bottle)

$0.52 ₴23.17

$0.53 ฿17.59

-1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.69 ₴121

$4.31 ฿144

-37.59%

Wine (Bottle)

$3.25 ₴146

$17.95 ฿600

-81.89%

Local Beer (0.5 liter bottle)

$0.88 ₴39.52

$1.58 ฿52.9

-44.30%

Imported Beer (0.33 liter bottle)

$2.35 ₴106

$2.84 ฿95.0

-17.25%

One-way Ticket (Public Transport)

$0.39 ₴17.61

$0.86 ฿28.86

-54.65%

Public Transport Monthly Pass (Regular Price)

$53.3 ฿1,780

Taxi Start (Normal Tariff)

$1.42 ₴63.7

$1.21 ฿40.29

17.36%

Taxi (Normal Tariff) (1km)

$0.37 ₴16.82

$0.57 ฿18.99

-35.09%

Taxi 1hour Waiting (Normal Tariff)

$4.08 ₴183

$2.35 ฿78.6

73.62%

Gasoline (1 liter)

$1.57 ₴70.7

$1.44 ฿47.96

9.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K ₴1.4M

$20.7K ฿692.8K

52.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K ₴1.1M

$26.8K ฿895.7K

-6.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.4 ₴2,488

$62.3 ฿2,083

-11.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.74 ₴213

$12.11 ฿405

-60.86%

Internet (50+ Mbps, Unlimited Data)

$4.92 ₴221

$19.94 ฿666

-75.33%

Gym Membership (Monthly)

$20.69 ₴929

$37.07 ฿1,239

-44.19%

Tennis Court (1 Hour on Weekend)

$13.84 ₴621

$3.78 ฿126

266.14%

Cinema Ticket

$3.59 ₴161

$6.50 ฿217

-44.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$245 ₴11.0K

$793 ฿26.5K

-69.12%

International Primary School, 1 Child (Yearly)

$14.8K ฿494.9K

Jeans (Levis 501 Or Similar)

$49.54 ₴2,224

$53.7 ฿1,796

-7.82%

Summer Dress (H&M, Zara, etc)

$46.86 ₴2,103

$24.62 ฿823

90.33%

Sport Shoes (Adidas, Nike)

$98.6 ₴4,425

$90.9 ฿3,036

8.52%

Men's Leather Business Shoes

$90.1 ₴4,043

$71.1 ฿2,378

26.61%

1-bedroom Apartment, City Center (Monthly)

$297 ₴13.3K

$455 ฿15.2K

-34.84%

1-bedroom Apartment, Outside City Center (Monthly)

$234 ₴10.5K

$298 ฿9,954

-21.41%

3-bedroom Apartment, City Center (Monthly)

$564 ₴25.3K

$908 ฿30.4K

-37.89%

3-bedroom Apartment, Outside City Center (Monthly)

$551 ₴24.7K

$554 ฿18.5K

-0.45%

Buy Apartment in City Center (m2)

$994 ₴44.6K

$1,931 ฿64.5K

-48.50%

Buy Apartment Outside City Center (m2)

$504 ₴22.6K

$1,445 ฿48.3K

-65.08%

Average Monthly Net Salary (After Tax)

$487 ₴21.9K

$591 ฿19.7K

-17.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

294.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: October 19, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ternopil

$234 33.9%

Chiang Mai

$298 32.2% 27.3% $64

Groceries & Markets

Ternopil

$160 23.2%

Chiang Mai

$235 25.5% 47.1% $75

Clothing & Footwear

Ternopil

$128 18.6%

Chiang Mai

$108 11.7% 15.7% $20

Eating Out

Ternopil

$70 10.2%

Chiang Mai

$79 8.5% 12% $8.4

Monthly Utilities & Internet

Ternopil

$65 9.4%

Chiang Mai

$94 10.2% 45% $29

Sport & Entertainment

Ternopil

$28 4%

Chiang Mai

$50 5.4% 79.6% $22

Getting Around

Ternopil

$4.9 * 0.7%

Chiang Mai

$61 6.6% 1151% $56

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $297 in Ternopil versus $455 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Ternopil versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $160 vs $235 – making Ternopil the more affordable choice for daily food spending.

Good to know

🇺🇦 Ternopil

🇹🇭 Chiang Mai

🕒 Local time

10:37 10:37 AM

14:37 2:37 PM

4 h ahead of Ternopil

🌤 Weather

👥 Population

218,134

127,240

💱 Currency

Ukrainian Hryvnia UAH ₴

Thai Baht THB ฿

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 22, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Thai Baht exchange rates as of October 22, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to UAH in detail →

On the map

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Highest

Between locations

Ternopil Chiang Mai 7,240 km ≈ 10 h nonstop flight

From you

Ternopil
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ternopil vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 34% more than Ternopil, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,036 per month in Ternopil and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ternopil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $20.00 in Ternopil and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 47% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Ternopil, where all-in costs run around $690, than in Chiang Mai at $925. In Ternopil it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ternopil costs $690 versus $925 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ternopil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.