Cost of Living Comparison Between Tema and Ubud, Bali Cost of Living Comparison Between Tema and Ubud, Bali

🙂 Solo nomad: Tema is 32.3% cheaper than Ubud, Bali without rent, and 56% cheaper with rent.

🙂 Family of 3: Tema is 9.2% cheaper than Ubud, Bali without rent, and 62.9% cheaper with rent.

Meal at Budget Restaurant

$7.49 GHS 83.3

$3.48 Rp 59.7K

115.23%

Three-Course Dinner for Two, Mid-Range

$27.74 GHS 309

$32.88 Rp 563.6K

-15.63%

Fast Food Meal (McDonalds, etc)

$8.06 GHS 89.8

$5.09 Rp 87.3K

58.35%

Cappuccino

$1.49 GHS 16.61

$2.75 Rp 47.1K

-45.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 11.14

$1.38 Rp 23.7K

-27.54%

Water (0.33 liter bottle)

$0.33 GHS 3.68

$0.71 Rp 12.2K

-53.52%

Local Beer (0.5 liter draught)

$1.71 GHS 19.01

$2.88 Rp 49.3K

-40.63%

Imported Beer (0.33 liter bottle)

$2.73 GHS 30.35

$3.87 Rp 66.3K

-29.46%

Milk (1 liter)

$3.05 GHS 33.89

$1.79 Rp 30.7K

70.39%

White Bread (500g)

$1.62 GHS 18.02

$2.45 Rp 41.9K

-33.88%

Rice (white) (1kg)

$1.49 GHS 16.64

$1.21 Rp 20.7K

23.14%

Eggs

$2.26 GHS 25.14

$2.39 Rp 40.9K

-5.44%

Local Cheese (1kg)

$3.67 GHS 40.86

$14.70 Rp 252.0K

-75.03%

Chicken Fillets (1kg)

$2.70 GHS 30.01

$4.24 Rp 72.7K

-36.32%

Beef Round Steak (1kg)

$2.44 GHS 27.13

$12.08 Rp 207.0K

-79.80%

Apples (1kg)

$2.76 GHS 30.72

$3.66 Rp 62.8K

-24.59%

Banana (1kg)

$2.08 GHS 23.17

$1.61 Rp 27.5K

29.19%

Oranges (1kg)

$2.01 GHS 22.39

$2.72 Rp 46.6K

-26.10%

Tomato (1kg)

$2.93 GHS 32.62

$2.27 Rp 38.9K

29.07%

Potato (1kg)

$1.86 GHS 20.72

$1.90 Rp 32.6K

-2.11%

Onion (1kg)

$1.90 GHS 21.19

$2.30 Rp 39.4K

-17.39%

Lettuce (1 head)

$0.59 GHS 6.60

$1.02 Rp 17.4K

-42.16%

Water (1.5 liter bottle)

$0.80 GHS 8.90

$0.78 Rp 13.3K

2.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.6K

Wine (Bottle)

$8.53 GHS 95.0

$24.06 Rp 412.4K

-64.55%

Local Beer (0.5 liter bottle)

$0.90 GHS 10.03

$2.84 Rp 48.7K

-68.31%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

One-way Ticket (Public Transport)

$2.03 GHS 22.55

$0.27 Rp 4,607

651.85%

Public Transport Monthly Pass (Regular Price)

$39.36 GHS 438

$8.24 Rp 141.3K

377.67%

Taxi Start (Normal Tariff)

$1.42 GHS 15.82

$0.45 Rp 7,702

215.56%

Taxi (Normal Tariff) (1km)

$0.76 GHS 8.43

$0.43 Rp 7,300

76.74%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.2K

Gasoline (1 liter)

$1.18 GHS 13.09

$0.86 Rp 14.7K

37.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 446.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.33 GHS 349

$78.3 Rp 1.3M

-60.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.34 GHS 137

$4.00 Rp 68.5K

208.50%

Internet (50+ Mbps, Unlimited Data)

$63.7 GHS 709

$24.35 Rp 417.5K

161.72%

Gym Membership (Monthly)

$19.10 GHS 213

$95.8 Rp 1.6M

-80.06%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

Cinema Ticket

$4.01 Rp 68.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.7 GHS 942

$302 Rp 5.2M

-71.93%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.2M

Jeans (Levis 501 Or Similar)

$24.23 GHS 270

$53.4 Rp 915.7K

-54.64%

Summer Dress (H&M, Zara, etc)

$25.10 GHS 279

$38.55 Rp 660.8K

-34.89%

Sport Shoes (Adidas, Nike)

$44.84 GHS 499

$89.1 Rp 1.5M

-49.66%

Men's Leather Business Shoes

$61.0 GHS 679

$78.9 Rp 1.4M

-22.69%

1-bedroom Apartment, City Center (Monthly)

$116 GHS 1,288

$1,016 Rp 17.4M

-88.61%

1-bedroom Apartment, Outside City Center (Monthly)

$65.5 GHS 729

$672 Rp 11.5M

-90.26%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.7M

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,541

$2,108 Rp 36.1M

-93.43%

Buy Apartment in City Center (m2)

$9,889 GHS 110.1K

$3,001 Rp 51.4M

229.46%

Buy Apartment Outside City Center (m2)

$5,995 GHS 66.7K

$2,337 Rp 40.1M

156.58%

Average Monthly Net Salary (After Tax)

$460 GHS 5,123

$178 Rp 3.0M

159.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

13.28

144.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: April 12, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs other spots: cost of living compared

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