Cost of Living Comparison Between Ubud, Bali and Tema Cost of Living Comparison Between Ubud, Bali and Tema

😐 Solo nomad: Ubud, Bali is 47.6% more expensive than Tema without rent, and 127.5% more expensive with rent.
😐 Family of 3: Ubud, Bali is 10.1% more expensive than Tema without rent, and 169.2% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Tema
Difference
Meal at Budget Restaurant
$3.48 Rp 59.7K
$7.49 GHS 83.3
-53.54%
Three-Course Dinner for Two, Mid-Range
$32.88 Rp 563.6K
$27.74 GHS 309
18.53%
Fast Food Meal (McDonalds, etc)
$5.09 Rp 87.3K
$8.06 GHS 89.8
-36.85%
Cappuccino
$2.75 Rp 47.1K
$1.49 GHS 16.61
84.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 23.7K
$1.00 GHS 11.14
38.00%
Water (0.33 liter bottle)
$0.71 Rp 12.2K
$0.33 GHS 3.68
115.15%
Local Beer (0.5 liter draught)
$2.88 Rp 49.3K
$1.71 GHS 19.01
68.42%
Imported Beer (0.33 liter bottle)
$3.87 Rp 66.3K
$2.73 GHS 30.35
41.76%
🛒 Groceries & Markets
Ubud, Bali
Tema
Difference
Milk (1 liter)
$1.79 Rp 30.7K
$3.05 GHS 33.89
-41.31%
White Bread (500g)
$2.45 Rp 41.9K
$1.62 GHS 18.02
51.23%
Rice (white) (1kg)
$1.21 Rp 20.7K
$1.49 GHS 16.64
-18.79%
Eggs
$2.39 Rp 40.9K
$2.26 GHS 25.14
5.75%
Local Cheese (1kg)
$14.70 Rp 252.0K
$3.67 GHS 40.86
300.54%
Chicken Fillets (1kg)
$4.24 Rp 72.7K
$2.70 GHS 30.01
57.04%
Beef Round Steak (1kg)
$12.08 Rp 207.0K
$2.44 GHS 27.13
395.08%
Apples (1kg)
$3.66 Rp 62.8K
$2.76 GHS 30.72
32.61%
Banana (1kg)
$1.61 Rp 27.5K
$2.08 GHS 23.17
-22.60%
Oranges (1kg)
$2.72 Rp 46.6K
$2.01 GHS 22.39
35.32%
Tomato (1kg)
$2.27 Rp 38.9K
$2.93 GHS 32.62
-22.53%
Potato (1kg)
$1.90 Rp 32.6K
$1.86 GHS 20.72
2.15%
Onion (1kg)
$2.30 Rp 39.4K
$1.90 GHS 21.19
21.05%
Lettuce (1 head)
$1.02 Rp 17.4K
$0.59 GHS 6.60
72.88%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$0.80 GHS 8.90
-2.50%
Cigarettes 20 Pack (Marlboro, Camel)
$3.24 Rp 55.6K
-
-
Wine (Bottle)
$24.06 Rp 412.4K
$8.53 GHS 95.0
182.06%
Local Beer (0.5 liter bottle)
$2.84 Rp 48.7K
$0.90 GHS 10.03
215.56%
Imported Beer (0.33 liter bottle)
$2.79 Rp 47.8K
-
-
🚌 Getting Around
Ubud, Bali
Tema
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,607
$2.03 GHS 22.55
-86.70%
Public Transport Monthly Pass (Regular Price)
$8.24 Rp 141.3K
$39.36 GHS 438
-79.07%
Taxi Start (Normal Tariff)
$0.45 Rp 7,702
$1.42 GHS 15.82
-68.31%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,300
$0.76 GHS 8.43
-43.42%
Taxi 1hour Waiting (Normal Tariff)
$6.02 Rp 103.2K
-
-
Gasoline (1 liter)
$0.86 Rp 14.7K
$1.18 GHS 13.09
-27.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 446.8M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 543.3M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Tema
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.3M
$31.33 GHS 349
150.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.00 Rp 68.5K
$12.34 GHS 137
-67.59%
Internet (50+ Mbps, Unlimited Data)
$24.35 Rp 417.5K
$63.7 GHS 709
-61.79%
🎉 Sport & Entertainment
Ubud, Bali
Tema
Difference
Gym Membership (Monthly)
$95.8 Rp 1.6M
$19.10 GHS 213
401.41%
Tennis Court (1 Hour on Weekend)
$6.46 Rp 110.7K
-
-
Cinema Ticket
$4.01 Rp 68.7K
-
-
🧸 Childcare & Education
Ubud, Bali
Tema
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$302 Rp 5.2M
$84.7 GHS 942
256.19%
International Primary School, 1 Child (Yearly)
$6,545 Rp 112.2M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Tema
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 915.7K
$24.23 GHS 270
120.47%
Summer Dress (H&M, Zara, etc)
$38.55 Rp 660.8K
$25.10 GHS 279
53.59%
Sport Shoes (Adidas, Nike)
$89.1 Rp 1.5M
$44.84 GHS 499
98.64%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$61.0 GHS 679
29.34%
🏠 Accommodation & Living
Ubud, Bali
Tema
Difference
1-bedroom Apartment, City Center (Monthly)
$1,016 Rp 17.4M
$116 GHS 1,288
777.99%
1-bedroom Apartment, Outside City Center (Monthly)
$672 Rp 11.5M
$65.5 GHS 729
926.87%
3-bedroom Apartment, City Center (Monthly)
$3,368 Rp 57.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,108 Rp 36.1M
$138 GHS 1,541
1422.71%
Buy Apartment in City Center (m2)
$3,001 Rp 51.4M
$9,889 GHS 110.1K
-69.65%
Buy Apartment Outside City Center (m2)
$2,337 Rp 40.1M
$5,995 GHS 66.7K
-61.03%
💵 Salaries & Financials
Ubud, Bali
Tema
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$460 GHS 5,123
-61.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
32.5
-59.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Tema: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Ubud, Bali vs other spots: cost of living compared

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