Cost of Living Comparison Between Tema and Tongo Cost of Living Comparison Between Tema and Tongo

Meal at Budget Restaurant

$7.23 GHS 79.5

Three-Course Dinner for Two, Mid-Range

$27.52 GHS 303

Fast Food Meal (McDonalds, etc)

$7.79 GHS 85.7

Cappuccino

$1.52 GHS 16.70

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.03 GHS 11.37

Water (0.33 liter bottle)

$0.31 GHS 3.40

Local Beer (0.5 liter draught)

$1.71 GHS 18.85

Imported Beer (0.33 liter bottle)

$2.67 GHS 29.35

Milk (1 liter)

$3.05 GHS 33.53

White Bread (500g)

$1.65 GHS 18.14

Rice (white) (1kg)

$1.50 GHS 16.45

Eggs

$2.17 GHS 23.89

Local Cheese (1kg)

$3.60 GHS 39.57

Chicken Fillets (1kg)

$2.64 GHS 29.03

Beef Round Steak (1kg)

$2.44 GHS 26.89

Apples (1kg)

$2.79 GHS 30.65

Banana (1kg)

$1.99 GHS 21.89

Oranges (1kg)

$2.07 GHS 22.81

Tomato (1kg)

$2.94 GHS 32.39

Potato (1kg)

$1.80 GHS 19.83

Onion (1kg)

$1.98 GHS 21.81

Lettuce (1 head)

$0.60 GHS 6.63

Water (1.5 liter bottle)

$0.83 GHS 9.12

Wine (Bottle)

$6.88 GHS 75.7

Local Beer (0.5 liter bottle)

$0.87 GHS 9.58

One-way Ticket (Public Transport)

$2.00 GHS 22.05

Public Transport Monthly Pass (Regular Price)

$39.98 GHS 440

Taxi Start (Normal Tariff)

$1.42 GHS 15.57

Taxi (Normal Tariff) (1km)

$0.72 GHS 7.92

Gasoline (1 liter)

$1.22 GHS 13.46

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.56 GHS 336

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.40 GHS 136

Internet (50+ Mbps, Unlimited Data)

$63.9 GHS 703

Gym Membership (Monthly)

$19.29 GHS 212

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.0 GHS 913

Jeans (Levis 501 Or Similar)

$24.85 GHS 273

Summer Dress (H&M, Zara, etc)

$25.05 GHS 276

Sport Shoes (Adidas, Nike)

$45.65 GHS 502

Men's Leather Business Shoes

$62.2 GHS 684

1-bedroom Apartment, City Center (Monthly)

$117 GHS 1,282

1-bedroom Apartment, Outside City Center (Monthly)

$66.2 GHS 728

3-bedroom Apartment, Outside City Center (Monthly)

$137 GHS 1,506

Buy Apartment in City Center (m2)

$9,866 GHS 108.5K

Buy Apartment Outside City Center (m2)

$5,964 GHS 65.6K

Average Monthly Net Salary (After Tax)

$412 GHS 4,531

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: June 9, 2026

Last update for Tongo: June 6, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Tongo: Cost of Living - Frequently Asked Questions

For families, Tongo is more practical. Housing and childcare are both notably cheaper than in Tema, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Tongo wins on affordability, Tema on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.