Cost of Living Comparison Between Tema and Tongo Cost of Living Comparison Between Tema and Tongo

Meal at Budget Restaurant

$6.71 GHS 78.7

Three-Course Dinner for Two, Mid-Range

$28.25 GHS 331

Cappuccino

$5.10 GHS 59.8

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 GHS 10.33

Water (0.33 liter bottle)

$0.28 GHS 3.27

Local Beer (0.5 liter draught)

$3.20 GHS 37.48

Imported Beer (0.33 liter bottle)

$2.55 GHS 29.94

Milk (1 liter)

$3.29 GHS 38.60

White Bread (500g)

$1.55 GHS 18.11

Rice (white) (1kg)

$2.07 GHS 24.26

Eggs

$2.34 GHS 27.46

Local Cheese (1kg)

$4.32 GHS 50.6

Chicken Fillets (1kg)

$3.26 GHS 38.26

Beef Round Steak (1kg)

$3.53 GHS 41.36

Apples (1kg)

$2.61 GHS 30.59

Banana (1kg)

$2.21 GHS 25.86

Oranges (1kg)

$2.12 GHS 24.90

Tomato (1kg)

$3.40 GHS 39.80

Potato (1kg)

$3.36 GHS 39.34

Onion (1kg)

$2.84 GHS 33.32

Lettuce (1 head)

$0.41 GHS 4.80

Water (1.5 liter bottle)

$0.67 GHS 7.89

Cigarettes 20 Pack (Marlboro, Camel)

$1.32 GHS 15.50

Wine (Bottle)

$8.39 GHS 98.3

Local Beer (0.5 liter bottle)

$2.20 GHS 25.81

Imported Beer (0.33 liter bottle)

$2.99 GHS 35.04

One-way Ticket (Public Transport)

$1.74 GHS 20.43

Public Transport Monthly Pass (Regular Price)

$41.35 GHS 485

Taxi Start (Normal Tariff)

$2.18 GHS 25.59

Taxi (Normal Tariff) (1km)

$0.41 GHS 4.84

Gasoline (1 liter)

$1.19 GHS 13.94

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.8 GHS 923

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.74 GHS 173

Internet (50+ Mbps, Unlimited Data)

$81.4 GHS 954

Gym Membership (Monthly)

$23.80 GHS 279

Cinema Ticket

$8.80 GHS 103

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$172 GHS 2,015

International Primary School, 1 Child (Yearly)

$2,589 GHS 30.3K

Jeans (Levis 501 Or Similar)

$13.13 GHS 154

Summer Dress (H&M, Zara, etc)

$15.23 GHS 178

Sport Shoes (Adidas, Nike)

$42.38 GHS 497

Men's Leather Business Shoes

$32.40 GHS 380

1-bedroom Apartment, City Center (Monthly)

$129 GHS 1,508

1-bedroom Apartment, Outside City Center (Monthly)

$69.5 GHS 815

3-bedroom Apartment, City Center (Monthly)

$423 GHS 4,963

3-bedroom Apartment, Outside City Center (Monthly)

$211 GHS 2,470

Buy Apartment in City Center (m2)

$10.2K GHS 119.3K

Buy Apartment Outside City Center (m2)

$5,893 GHS 69.1K

Average Monthly Net Salary (After Tax)

$414 GHS 4,847

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: September 28, 2026

Last update for Tongo: September 29, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Tongo: Cost of Living - Frequently Asked Questions

For families, Tongo is more practical. Housing and childcare are both notably cheaper than in Tema, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Tongo wins on affordability, Tema on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.