Cost of Living Comparison Between Tongo and Tema Cost of Living Comparison Between Tongo and Tema

Meal at Budget Restaurant

$7.47 GHS 82.1

Three-Course Dinner for Two, Mid-Range

$29.74 GHS 327

Cappuccino

$5.59 GHS 61.4

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 GHS 9.52

Water (0.33 liter bottle)

$0.32 GHS 3.52

Local Beer (0.5 liter draught)

$3.35 GHS 36.89

Imported Beer (0.33 liter bottle)

$2.80 GHS 30.78

Milk (1 liter)

$3.36 GHS 36.96

White Bread (500g)

$1.63 GHS 17.96

Rice (white) (1kg)

$2.18 GHS 24.02

Eggs

$2.47 GHS 27.18

Local Cheese (1kg)

$4.44 GHS 48.79

Chicken Fillets (1kg)

$3.32 GHS 36.55

Beef Round Steak (1kg)

$3.55 GHS 39.03

Apples (1kg)

$2.68 GHS 29.44

Banana (1kg)

$2.26 GHS 24.84

Oranges (1kg)

$2.24 GHS 24.68

Tomato (1kg)

$3.74 GHS 41.12

Potato (1kg)

$3.68 GHS 40.49

Onion (1kg)

$2.88 GHS 31.68

Lettuce (1 head)

$0.46 GHS 5.07

Water (1.5 liter bottle)

$0.71 GHS 7.80

Cigarettes 20 Pack (Marlboro, Camel)

$1.32 GHS 14.54

Wine (Bottle)

$9.14 GHS 101

Local Beer (0.5 liter bottle)

$2.30 GHS 25.30

Imported Beer (0.33 liter bottle)

$3.25 GHS 35.73

One-way Ticket (Public Transport)

$1.79 GHS 19.73

Public Transport Monthly Pass (Regular Price)

$43.41 GHS 478

Taxi Start (Normal Tariff)

$2.20 GHS 24.25

Taxi (Normal Tariff) (1km)

$0.44 GHS 4.84

Gasoline (1 liter)

$1.21 GHS 13.36

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 GHS 910

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.78 GHS 174

Internet (50+ Mbps, Unlimited Data)

$85.4 GHS 940

Gym Membership (Monthly)

$25.14 GHS 277

Cinema Ticket

$9.02 GHS 99.2

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$180 GHS 1,984

International Primary School, 1 Child (Yearly)

$2,701 GHS 29.7K

Jeans (Levis 501 Or Similar)

$13.82 GHS 152

Summer Dress (H&M, Zara, etc)

$16.50 GHS 182

Sport Shoes (Adidas, Nike)

$45.92 GHS 505

Men's Leather Business Shoes

$33.50 GHS 369

1-bedroom Apartment, City Center (Monthly)

$135 GHS 1,489

1-bedroom Apartment, Outside City Center (Monthly)

$75.0 GHS 825

3-bedroom Apartment, City Center (Monthly)

$455 GHS 5,008

3-bedroom Apartment, Outside City Center (Monthly)

$229 GHS 2,517

Buy Apartment in City Center (m2)

$10.4K GHS 114.1K

Buy Apartment Outside City Center (m2)

$6,342 GHS 69.8K

Average Monthly Net Salary (After Tax)

$438 GHS 4,815

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tongo: August 18, 2026

Last update for Tema: August 17, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tongo vs Tema: Cost of Living - Frequently Asked Questions

For families, Tongo is more practical. Housing and childcare are both notably cheaper than in Tema, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Tongo wins on affordability, Tema on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.