Cost of Living Comparison Between Tema and Elmina Cost of Living Comparison Between Tema and Elmina

😐 Solo nomad: Tema is 25.1% more expensive than Elmina without rent, and 16.8% more expensive with rent.

😐 Family of 3: Tema is 2.1% more expensive than Elmina without rent, and 5.3% more expensive with rent.

Meal at Budget Restaurant

$7.49 GHS 83.3

$4.42 GHS 49.22

69.46%

Three-Course Dinner for Two, Mid-Range

$27.74 GHS 309

$48.00 GHS 534

-42.21%

Fast Food Meal (McDonalds, etc)

$8.06 GHS 89.8

$7.59 GHS 84.5

6.19%

Cappuccino

$1.49 GHS 16.61

$3.43 GHS 38.22

-56.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 11.14

$1.00 GHS 11.08

Water (0.33 liter bottle)

$0.33 GHS 3.68

$0.35 GHS 3.88

-5.71%

Local Beer (0.5 liter draught)

$1.71 GHS 19.01

$1.58 GHS 17.63

8.23%

Imported Beer (0.33 liter bottle)

$2.73 GHS 30.35

$2.49 GHS 27.68

9.64%

Milk (1 liter)

$3.05 GHS 33.89

$3.43 GHS 38.21

-11.08%

White Bread (500g)

$1.62 GHS 18.02

$1.51 GHS 16.84

7.28%

Rice (white) (1kg)

$1.49 GHS 16.64

$2.41 GHS 26.88

-38.17%

Eggs

$2.26 GHS 25.14

$2.36 GHS 26.26

-4.24%

Local Cheese (1kg)

$3.67 GHS 40.86

$11.06 GHS 123

-66.82%

Chicken Fillets (1kg)

$2.70 GHS 30.01

$4.63 GHS 51.6

-41.68%

Beef Round Steak (1kg)

$2.44 GHS 27.13

$5.95 GHS 66.3

-58.99%

Apples (1kg)

$2.76 GHS 30.72

$2.89 GHS 32.22

-4.50%

Banana (1kg)

$2.08 GHS 23.17

$1.44 GHS 16.06

44.44%

Oranges (1kg)

$2.01 GHS 22.39

$1.69 GHS 18.85

18.93%

Tomato (1kg)

$2.93 GHS 32.62

$3.17 GHS 35.30

-7.57%

Potato (1kg)

$1.86 GHS 20.72

$3.09 GHS 34.44

-39.81%

Onion (1kg)

$1.90 GHS 21.19

$2.36 GHS 26.30

-19.49%

Lettuce (1 head)

$0.59 GHS 6.60

$0.82 GHS 9.08

-28.05%

Water (1.5 liter bottle)

$0.80 GHS 8.90

$0.52 GHS 5.82

53.85%

Cigarettes 20 Pack (Marlboro, Camel)

$1.57 GHS 17.46

Wine (Bottle)

$8.53 GHS 95.0

$6.34 GHS 70.5

34.54%

Local Beer (0.5 liter bottle)

$0.90 GHS 10.03

$1.11 GHS 12.31

-18.92%

Imported Beer (0.33 liter bottle)

$1.88 GHS 20.95

One-way Ticket (Public Transport)

$2.03 GHS 22.55

Public Transport Monthly Pass (Regular Price)

$39.36 GHS 438

Taxi Start (Normal Tariff)

$1.42 GHS 15.82

$1.56 GHS 17.39

-8.97%

Taxi (Normal Tariff) (1km)

$0.76 GHS 8.43

$1.16 GHS 12.90

-34.48%

Taxi 1hour Waiting (Normal Tariff)

$5.36 GHS 59.6

Gasoline (1 liter)

$1.18 GHS 13.09

$1.12 GHS 12.48

5.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,048 GHS 89.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,570 GHS 106.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.33 GHS 349

$54.6 GHS 608

-42.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.34 GHS 137

$13.00 GHS 145

-5.08%

Internet (50+ Mbps, Unlimited Data)

$63.7 GHS 709

$38.51 GHS 429

65.49%

Gym Membership (Monthly)

$19.10 GHS 213

Cinema Ticket

$9.94 GHS 111

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.7 GHS 942

$73.3 GHS 816

15.45%

International Primary School, 1 Child (Yearly)

$7,974 GHS 88.7K

Jeans (Levis 501 Or Similar)

$24.23 GHS 270

$14.75 GHS 164

64.27%

Summer Dress (H&M, Zara, etc)

$25.10 GHS 279

$18.89 GHS 210

32.87%

Sport Shoes (Adidas, Nike)

$44.84 GHS 499

$29.52 GHS 329

51.90%

Men's Leather Business Shoes

$61.0 GHS 679

$40.55 GHS 451

50.43%

1-bedroom Apartment, City Center (Monthly)

$116 GHS 1,288

1-bedroom Apartment, Outside City Center (Monthly)

$65.5 GHS 729

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,541

Buy Apartment in City Center (m2)

$9,889 GHS 110.1K

Buy Apartment Outside City Center (m2)

$5,995 GHS 66.7K

Average Monthly Net Salary (After Tax)

$460 GHS 5,123

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: April 12, 2026

Last update for Elmina: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs other spots: cost of living compared

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