Cost of Living Comparison Between Elmina and Tema Cost of Living Comparison Between Elmina and Tema

🙂 Solo nomad: Elmina is 20.1% cheaper than Tema without rent, and 14.4% cheaper with rent.

🙂 Family of 3: Elmina is 2.1% cheaper than Tema without rent, and 5% cheaper with rent.

Meal at Budget Restaurant

$4.42 GHS 49.22

$7.49 GHS 83.3

-40.99%

Three-Course Dinner for Two, Mid-Range

$48.00 GHS 534

$27.74 GHS 309

73.04%

Fast Food Meal (McDonalds, etc)

$7.59 GHS 84.5

$8.06 GHS 89.8

-5.83%

Cappuccino

$3.43 GHS 38.22

$1.49 GHS 16.61

130.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 11.08

$1.00 GHS 11.14

Water (0.33 liter bottle)

$0.35 GHS 3.88

$0.33 GHS 3.68

6.06%

Local Beer (0.5 liter draught)

$1.58 GHS 17.63

$1.71 GHS 19.01

-7.60%

Imported Beer (0.33 liter bottle)

$2.49 GHS 27.68

$2.73 GHS 30.35

-8.79%

Milk (1 liter)

$3.43 GHS 38.21

$3.05 GHS 33.89

12.46%

White Bread (500g)

$1.51 GHS 16.84

$1.62 GHS 18.02

-6.79%

Rice (white) (1kg)

$2.41 GHS 26.88

$1.49 GHS 16.64

61.74%

Eggs

$2.36 GHS 26.26

$2.26 GHS 25.14

4.42%

Local Cheese (1kg)

$11.06 GHS 123

$3.67 GHS 40.86

201.36%

Chicken Fillets (1kg)

$4.63 GHS 51.6

$2.70 GHS 30.01

71.48%

Beef Round Steak (1kg)

$5.95 GHS 66.3

$2.44 GHS 27.13

143.85%

Apples (1kg)

$2.89 GHS 32.22

$2.76 GHS 30.72

4.71%

Banana (1kg)

$1.44 GHS 16.06

$2.08 GHS 23.17

-30.77%

Oranges (1kg)

$1.69 GHS 18.85

$2.01 GHS 22.39

-15.92%

Tomato (1kg)

$3.17 GHS 35.30

$2.93 GHS 32.62

8.19%

Potato (1kg)

$3.09 GHS 34.44

$1.86 GHS 20.72

66.13%

Onion (1kg)

$2.36 GHS 26.30

$1.90 GHS 21.19

24.21%

Lettuce (1 head)

$0.82 GHS 9.08

$0.59 GHS 6.60

38.98%

Water (1.5 liter bottle)

$0.52 GHS 5.82

$0.80 GHS 8.90

-35.00%

Cigarettes 20 Pack (Marlboro, Camel)

$1.57 GHS 17.46

Wine (Bottle)

$6.34 GHS 70.5

$8.53 GHS 95.0

-25.67%

Local Beer (0.5 liter bottle)

$1.11 GHS 12.31

$0.90 GHS 10.03

23.33%

Imported Beer (0.33 liter bottle)

$1.88 GHS 20.95

One-way Ticket (Public Transport)

$2.03 GHS 22.55

Public Transport Monthly Pass (Regular Price)

$39.36 GHS 438

Taxi Start (Normal Tariff)

$1.56 GHS 17.39

$1.42 GHS 15.82

9.86%

Taxi (Normal Tariff) (1km)

$1.16 GHS 12.90

$0.76 GHS 8.43

52.63%

Taxi 1hour Waiting (Normal Tariff)

$5.36 GHS 59.6

Gasoline (1 liter)

$1.12 GHS 12.48

$1.18 GHS 13.09

-5.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,048 GHS 89.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,570 GHS 106.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.6 GHS 608

$31.33 GHS 349

74.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.00 GHS 145

$12.34 GHS 137

5.35%

Internet (50+ Mbps, Unlimited Data)

$38.51 GHS 429

$63.7 GHS 709

-39.57%

Gym Membership (Monthly)

$19.10 GHS 213

Cinema Ticket

$9.94 GHS 111

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.3 GHS 816

$84.7 GHS 942

-13.38%

International Primary School, 1 Child (Yearly)

$7,974 GHS 88.7K

Jeans (Levis 501 Or Similar)

$14.75 GHS 164

$24.23 GHS 270

-39.13%

Summer Dress (H&M, Zara, etc)

$18.89 GHS 210

$25.10 GHS 279

-24.74%

Sport Shoes (Adidas, Nike)

$29.52 GHS 329

$44.84 GHS 499

-34.17%

Men's Leather Business Shoes

$40.55 GHS 451

$61.0 GHS 679

-33.52%

1-bedroom Apartment, City Center (Monthly)

$116 GHS 1,288

1-bedroom Apartment, Outside City Center (Monthly)

$65.5 GHS 729

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,541

Buy Apartment in City Center (m2)

$9,889 GHS 110.1K

Buy Apartment Outside City Center (m2)

$5,995 GHS 66.7K

Average Monthly Net Salary (After Tax)

$460 GHS 5,123

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

32.5

-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elmina: April 11, 2026

Last update for Tema: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elmina vs other spots: cost of living compared

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