Cost of Living Comparison Between Tema and Begoro Cost of Living Comparison Between Tema and Begoro

Monthly Cost of Living

A single person spends $611 per month in Tema vs $543 in Begoro, rent included.

A couple spends around $989 per month in Tema vs $921 in Begoro, rent included.

A family of three spends $1,367 per month in Tema vs $1,299 in Begoro, rent included.

Tema costs about 12% more than Begoro, driven mainly by Groceries & Markets.

Both Tema and Begoro are more affordable than the global median – Tema 54% lower, Begoro 59% lower.

Meal at Budget Restaurant

$7.50 GHS 88.0

$4.27 GHS 50.2

75.64%

Three-Course Dinner for Two, Mid-Range

$27.73 GHS 326

$46.93 GHS 551

-40.91%

Fast Food Meal (McDonalds, etc)

$8.18 GHS 96.0

$7.81 GHS 91.7

4.74%

Cappuccino

$1.46 GHS 17.14

$3.49 GHS 40.92

-58.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 11.78

$1.00 GHS 11.76

Water (0.33 liter bottle)

$0.33 GHS 3.93

$0.37 GHS 4.37

-10.81%

Local Beer (0.5 liter draught)

$1.74 GHS 20.38

$1.51 GHS 17.73

15.23%

Imported Beer (0.33 liter bottle)

$2.69 GHS 31.63

$2.54 GHS 29.82

5.91%

Milk (1 liter)

$2.98 GHS 34.94

$3.48 GHS 40.83

-14.37%

White Bread (500g)

$1.68 GHS 19.69

$1.48 GHS 17.38

13.51%

Rice (white) (1kg)

$1.55 GHS 18.22

$2.36 GHS 27.69

-34.32%

Eggs

$2.18 GHS 25.64

$2.37 GHS 27.87

-8.02%

Local Cheese (1kg)

$3.72 GHS 43.73

$11.23 GHS 132

-66.87%

Chicken Fillets (1kg)

$2.73 GHS 32.08

$4.76 GHS 55.9

-42.65%

Beef Round Steak (1kg)

$2.44 GHS 28.63

$5.94 GHS 69.8

-58.92%

Apples (1kg)

$2.71 GHS 31.76

$3.04 GHS 35.73

-10.86%

Banana (1kg)

$2.08 GHS 24.38

$1.40 GHS 16.47

48.57%

Oranges (1kg)

$2.07 GHS 24.27

$1.64 GHS 19.20

26.22%

Tomato (1kg)

$2.89 GHS 33.97

$3.10 GHS 36.43

-6.77%

Potato (1kg)

$1.84 GHS 21.60

$2.97 GHS 34.91

-38.05%

Onion (1kg)

$1.97 GHS 23.15

$2.33 GHS 27.30

-15.45%

Lettuce (1 head)

$0.61 GHS 7.16

$0.75 GHS 8.84

-18.67%

Water (1.5 liter bottle)

$0.82 GHS 9.63

$0.49 GHS 5.73

67.35%

Cigarettes 20 Pack (Marlboro, Camel)

$1.59 GHS 18.71

Wine (Bottle)

$7.21 GHS 84.7

$7.07 GHS 83.0

1.98%

Local Beer (0.5 liter bottle)

$0.82 GHS 9.66

$1.15 GHS 13.51

-28.70%

Imported Beer (0.33 liter bottle)

$1.89 GHS 22.22

One-way Ticket (Public Transport)

$2.03 GHS 23.87

Public Transport Monthly Pass (Regular Price)

$39.80 GHS 467

Taxi Start (Normal Tariff)

$1.42 GHS 16.64

$1.54 GHS 18.03

-7.79%

Taxi (Normal Tariff) (1km)

$0.77 GHS 9.00

$1.17 GHS 13.70

-34.19%

Taxi 1hour Waiting (Normal Tariff)

$5.58 GHS 65.5

Gasoline (1 liter)

$1.19 GHS 13.98

$1.08 GHS 12.64

10.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,001 GHS 93.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,548 GHS 112.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.84 GHS 362

$56.1 GHS 659

-45.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.26 GHS 144

$13.18 GHS 155

-6.98%

Internet (50+ Mbps, Unlimited Data)

$64.6 GHS 759

$37.95 GHS 446

70.25%

Gym Membership (Monthly)

$19.37 GHS 227

Cinema Ticket

$9.83 GHS 115

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$82.4 GHS 967

$72.0 GHS 846

14.34%

International Primary School, 1 Child (Yearly)

$8,040 GHS 94.4K

Jeans (Levis 501 Or Similar)

$25.07 GHS 294

$14.84 GHS 174

68.94%

Summer Dress (H&M, Zara, etc)

$24.67 GHS 290

$18.95 GHS 222

30.18%

Sport Shoes (Adidas, Nike)

$45.82 GHS 538

$29.32 GHS 344

56.28%

Men's Leather Business Shoes

$60.6 GHS 712

$40.58 GHS 476

49.38%

1-bedroom Apartment, City Center (Monthly)

$117 GHS 1,371

1-bedroom Apartment, Outside City Center (Monthly)

$66.6 GHS 782

3-bedroom Apartment, Outside City Center (Monthly)

$139 GHS 1,629

Buy Apartment in City Center (m2)

$10.0K GHS 117.6K

Buy Apartment Outside City Center (m2)

$6,030 GHS 70.8K

Average Monthly Net Salary (After Tax)

$390 GHS 4,576

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: May 31, 2026

Last update for Begoro: June 1, 2026

Cost Breakdown

A mid-range dinner for two costs $28.00 in Tema versus $47.00 in Begoro. Monthly groceries follow the same trend: $183 vs $236 – making Tema the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Begoro: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $611 in Tema, $543 in Begoro – roughly 12% apart. Tema costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $916 per month in Tema and $815 in Begoro. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $611 in Tema and $543 in Begoro. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $82.4 per month in Tema and $72.0 in Begoro. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $611 in Tema and $543 in Begoro, leaving budget for savings and extras in both cases.

Families tend to lean toward Begoro – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Begoro. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.