Cost of Living Comparison Between Tema and Begoro Cost of Living Comparison Between Tema and Begoro

Monthly Cost of Living

A single person spends $773 per month in Tema vs $702 in Begoro, rent included.

A couple spends around $1,223 per month in Tema vs $1,189 in Begoro, rent included.

A family of three spends $1,673 per month in Tema vs $1,677 in Begoro, rent included.

Tema costs about 10% more than Begoro, driven mainly by Groceries & Markets.

Both Tema and Begoro are more affordable than the global median – Tema 44% lower, Begoro 49% lower.

Meal at Budget Restaurant

$7.17 GHS 81.0

$8.22 GHS 92.9

-12.77%

Three-Course Dinner for Two, Mid-Range

$28.28 GHS 320

$52.6 GHS 595

-46.26%

Fast Food Meal (McDonalds, etc)

$10.89 GHS 123

Cappuccino

$5.21 GHS 58.9

$4.52 GHS 51.0

15.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 GHS 10.34

$1.65 GHS 18.69

-44.24%

Water (0.33 liter bottle)

$0.31 GHS 3.52

$0.45 GHS 5.09

-31.11%

Local Beer (0.5 liter draught)

$3.42 GHS 38.62

$1.87 GHS 21.13

82.89%

Imported Beer (0.33 liter bottle)

$2.72 GHS 30.68

$2.29 GHS 25.92

18.78%

Milk (1 liter)

$3.40 GHS 38.44

$3.70 GHS 41.78

-8.11%

White Bread (500g)

$1.65 GHS 18.69

$1.73 GHS 19.58

-4.62%

Rice (white) (1kg)

$2.12 GHS 23.99

$3.28 GHS 37.08

-35.37%

Eggs

$2.44 GHS 27.57

$2.67 GHS 30.18

-8.61%

Local Cheese (1kg)

$4.52 GHS 51.1

$12.17 GHS 138

-62.86%

Chicken Fillets (1kg)

$3.31 GHS 37.35

$7.25 GHS 81.9

-54.34%

Beef Round Steak (1kg)

$3.49 GHS 39.39

$9.97 GHS 113

-64.99%

Apples (1kg)

$2.60 GHS 29.38

$3.80 GHS 42.93

-31.58%

Banana (1kg)

$2.25 GHS 25.42

$1.50 GHS 16.94

50.00%

Oranges (1kg)

$2.24 GHS 25.26

$1.88 GHS 21.28

19.15%

Tomato (1kg)

$3.59 GHS 40.57

$3.62 GHS 40.93

-0.83%

Potato (1kg)

$3.62 GHS 40.93

$2.71 GHS 30.64

33.58%

Onion (1kg)

$2.93 GHS 33.05

$2.73 GHS 30.82

7.33%

Lettuce (1 head)

$0.42 GHS 4.79

$0.78 GHS 8.81

-46.15%

Water (1.5 liter bottle)

$0.74 GHS 8.37

$0.59 GHS 6.61

25.42%

Cigarettes 20 Pack (Marlboro, Camel)

$1.31 GHS 14.76

$2.73 GHS 30.89

-52.01%

Wine (Bottle)

$8.77 GHS 99.1

$7.24 GHS 81.8

21.13%

Local Beer (0.5 liter bottle)

$2.28 GHS 25.78

$1.32 GHS 14.92

72.73%

Imported Beer (0.33 liter bottle)

$3.19 GHS 36.01

$2.43 GHS 27.41

31.28%

One-way Ticket (Public Transport)

$1.75 GHS 19.79

Public Transport Monthly Pass (Regular Price)

$43.36 GHS 490

Taxi Start (Normal Tariff)

$2.26 GHS 25.57

$1.76 GHS 19.86

28.41%

Taxi (Normal Tariff) (1km)

$0.42 GHS 4.78

$1.32 GHS 14.88

-68.18%

Taxi 1hour Waiting (Normal Tariff)

$4.56 GHS 51.5

Gasoline (1 liter)

$1.17 GHS 13.16

$1.35 GHS 15.20

-13.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,069 GHS 91.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.2K GHS 115.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 GHS 913

$73.5 GHS 831

9.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.84 GHS 179

$19.72 GHS 223

-19.68%

Internet (50+ Mbps, Unlimited Data)

$85.2 GHS 963

$43.57 GHS 492

95.64%

Gym Membership (Monthly)

$24.86 GHS 281

Cinema Ticket

$8.86 GHS 100

$13.58 GHS 154

-34.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$177 GHS 2,005

$470 GHS 5,311

-62.25%

International Primary School, 1 Child (Yearly)

$2,686 GHS 30.4K

$18.8K GHS 212.0K

-85.68%

Jeans (Levis 501 Or Similar)

$13.47 GHS 152

$14.43 GHS 163

-6.65%

Summer Dress (H&M, Zara, etc)

$16.06 GHS 181

$18.89 GHS 213

-14.98%

Sport Shoes (Adidas, Nike)

$44.07 GHS 498

$37.90 GHS 428

16.28%

Men's Leather Business Shoes

$32.93 GHS 372

$53.5 GHS 605

-38.45%

1-bedroom Apartment, City Center (Monthly)

$135 GHS 1,531

1-bedroom Apartment, Outside City Center (Monthly)

$73.4 GHS 829

3-bedroom Apartment, City Center (Monthly)

$441 GHS 4,988

3-bedroom Apartment, Outside City Center (Monthly)

$219 GHS 2,471

Buy Apartment in City Center (m2)

$9,991 GHS 112.9K

Buy Apartment Outside City Center (m2)

$6,102 GHS 69.0K

Average Monthly Net Salary (After Tax)

$429 GHS 4,847

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

30.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: August 30, 2026

Last update for Begoro: August 30, 2026

Cost Breakdown

A mid-range dinner for two costs $28.00 in Tema versus $53.0 in Begoro. Monthly groceries follow the same trend: $225 vs $284 – making Tema the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Begoro: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $773 in Tema, $702 in Begoro – roughly 10% apart. Tema costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,160 per month in Tema and $1,052 in Begoro. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $773 in Tema and $702 in Begoro. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $177 per month in Tema and $470 in Begoro. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $773 in Tema and $702 in Begoro, leaving budget for savings and extras in both cases.

Families tend to lean toward Begoro – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Begoro. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.