Cost of Living Comparison Between Tema and Begoro Cost of Living Comparison Between Tema and Begoro

Monthly Cost of Living

A single person spends $624 per month in Tema vs $532 in Begoro, rent included.

A couple spends around $995 per month in Tema vs $914 in Begoro, rent included.

A family of three spends $1,365 per month in Tema vs $1,296 in Begoro, rent included.

Tema costs about 17% more than Begoro, driven mainly by Groceries & Markets.

Both Tema and Begoro are more affordable than the global median – Tema 53% lower, Begoro 60% lower.

Meal at Budget Restaurant

$7.19 GHS 83.0

$4.38 GHS 50.6

64.16%

Three-Course Dinner for Two, Mid-Range

$27.76 GHS 321

$47.30 GHS 546

-41.31%

Fast Food Meal (McDonalds, etc)

$7.82 GHS 90.3

$7.83 GHS 90.4

-0.13%

Cappuccino

$1.46 GHS 16.84

$3.46 GHS 39.98

-57.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 GHS 12.05

$0.94 GHS 10.90

10.64%

Water (0.33 liter bottle)

$0.31 GHS 3.57

$0.37 GHS 4.29

-16.22%

Local Beer (0.5 liter draught)

$1.74 GHS 20.04

$1.56 GHS 17.97

11.54%

Imported Beer (0.33 liter bottle)

$2.67 GHS 30.81

$2.45 GHS 28.35

8.98%

Milk (1 liter)

$3.05 GHS 35.25

$3.45 GHS 39.90

-11.59%

White Bread (500g)

$1.62 GHS 18.66

$1.44 GHS 16.67

12.50%

Rice (white) (1kg)

$1.56 GHS 18.06

$2.36 GHS 27.21

-33.90%

Eggs

$2.19 GHS 25.24

$2.26 GHS 26.13

-3.10%

Local Cheese (1kg)

$3.66 GHS 42.30

$11.09 GHS 128

-67.00%

Chicken Fillets (1kg)

$2.64 GHS 30.46

$4.71 GHS 54.4

-43.95%

Beef Round Steak (1kg)

$2.41 GHS 27.83

$5.98 GHS 69.1

-59.70%

Apples (1kg)

$2.83 GHS 32.68

$3.04 GHS 35.16

-6.91%

Banana (1kg)

$2.02 GHS 23.38

$1.45 GHS 16.72

39.31%

Oranges (1kg)

$2.09 GHS 24.13

$1.71 GHS 19.80

22.22%

Tomato (1kg)

$2.86 GHS 32.98

$3.16 GHS 36.52

-9.49%

Potato (1kg)

$1.82 GHS 20.99

$3.00 GHS 34.64

-39.33%

Onion (1kg)

$1.99 GHS 22.93

$2.40 GHS 27.73

-17.08%

Lettuce (1 head)

$0.64 GHS 7.39

$0.81 GHS 9.41

-20.99%

Water (1.5 liter bottle)

$0.88 GHS 10.13

$0.52 GHS 6.04

69.23%

Cigarettes 20 Pack (Marlboro, Camel)

$1.57 GHS 18.17

Wine (Bottle)

$7.04 GHS 81.3

$7.13 GHS 82.4

-1.26%

Local Beer (0.5 liter bottle)

$0.88 GHS 10.11

$1.17 GHS 13.53

-24.79%

Imported Beer (0.33 liter bottle)

$1.88 GHS 21.76

One-way Ticket (Public Transport)

$2.10 GHS 24.28

Public Transport Monthly Pass (Regular Price)

$40.03 GHS 462

Taxi Start (Normal Tariff)

$1.36 GHS 15.76

$1.61 GHS 18.65

-15.53%

Taxi (Normal Tariff) (1km)

$0.76 GHS 8.76

$1.22 GHS 14.06

-37.70%

Taxi 1hour Waiting (Normal Tariff)

$5.36 GHS 61.9

Gasoline (1 liter)

$1.20 GHS 13.81

$1.11 GHS 12.85

8.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,974 GHS 92.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,683 GHS 111.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.32 GHS 362

$55.4 GHS 640

-43.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.42 GHS 143

$13.17 GHS 152

-5.69%

Internet (50+ Mbps, Unlimited Data)

$64.6 GHS 746

$37.46 GHS 433

72.45%

Gym Membership (Monthly)

$19.29 GHS 223

Cinema Ticket

$9.82 GHS 113

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.0 GHS 958

$72.6 GHS 839

14.27%

International Primary School, 1 Child (Yearly)

$8,073 GHS 93.2K

Jeans (Levis 501 Or Similar)

$24.46 GHS 282

$14.45 GHS 167

69.27%

Summer Dress (H&M, Zara, etc)

$24.21 GHS 280

$18.64 GHS 215

29.88%

Sport Shoes (Adidas, Nike)

$45.56 GHS 526

$29.47 GHS 340

54.60%

Men's Leather Business Shoes

$61.8 GHS 714

$40.83 GHS 472

51.36%

1-bedroom Apartment, City Center (Monthly)

$118 GHS 1,364

1-bedroom Apartment, Outside City Center (Monthly)

$65.8 GHS 760

3-bedroom Apartment, Outside City Center (Monthly)

$136 GHS 1,575

Buy Apartment in City Center (m2)

$9,960 GHS 115.0K

Buy Apartment Outside City Center (m2)

$6,047 GHS 69.8K

Average Monthly Net Salary (After Tax)

$414 GHS 4,777

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: July 13, 2026

Last update for Begoro: July 13, 2026

Cost Breakdown

A mid-range dinner for two costs $28.00 in Tema versus $47.00 in Begoro. Monthly groceries follow the same trend: $183 vs $236 – making Tema the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Begoro: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $624 in Tema, $532 in Begoro – roughly 17% apart. Tema costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $937 per month in Tema and $797 in Begoro. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $624 in Tema and $532 in Begoro. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $83.0 per month in Tema and $72.6 in Begoro. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $624 in Tema and $532 in Begoro, leaving budget for savings and extras in both cases.

Families tend to lean toward Begoro – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Begoro. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.