Last update: Oct 2026

Cost of Living Comparison Between Begoro and Tema

For one person, living is cheaper in Begoro: $668 a month against $734 in Tema, rent and utilities included – about $790 less a year. Higher rent and utilities in Tema outweigh lower spending on other living expenses.

33

Cost of Living Index in Begoro
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Begoro Living Index
36

Cost of Living Index in Tema
Learn more

Tema Living Index

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Begoro

🇬🇭 Ghana

$668

/mo nomad

Tema

🇬🇭 Ghana

$734

/mo nomad

Monthly Cost of Living

How much you'll spend in Begoro and in Tema

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Begoro and in Tema actually costs, broken down by who's living it.

A single person spends $668 per month in Begoro vs $734 in Tema, rent included.

Begoro $668
Tema $734

A couple spends around $1,127 per month in Begoro vs $1,166 in Tema, rent included.

Begoro $1,127
Tema $1,166

A family of three spends $1,586 per month in Begoro vs $1,598 in Tema, rent included.

Begoro $1,586
Tema $1,598

Begoro is about 9% cheaper than Tema, and outside of rent the biggest gap is in groceries.

Both Begoro and Tema are more affordable than the global median – Begoro 51% lower, Tema 46% lower.

Meal at Budget Restaurant

$7.81 GHS 90.8

$6.64 GHS 77.2

17.62%

Three-Course Dinner for Two, Mid-Range

$51.1 GHS 594

$28.26 GHS 329

80.79%

Fast Food Meal (McDonalds, etc)

$10.31 GHS 120

Cappuccino

$4.33 GHS 50.3

$4.97 GHS 57.9

-12.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.52 GHS 17.65

$0.88 GHS 10.23

72.73%

Water (0.33 liter bottle)

$0.44 GHS 5.12

$0.28 GHS 3.25

57.14%

Local Beer (0.5 liter draught)

$1.90 GHS 22.15

$3.22 GHS 37.45

-40.99%

Imported Beer (0.33 liter bottle)

$2.23 GHS 25.94

$2.57 GHS 29.85

-13.23%

Milk (1 liter)

$3.71 GHS 43.10

$3.11 GHS 36.13

19.29%

White Bread (500g)

$1.61 GHS 18.78

$1.52 GHS 17.72

5.92%

Rice (white) (1kg)

$3.15 GHS 36.62

$2.02 GHS 23.45

55.94%

Eggs

$2.66 GHS 30.89

$2.33 GHS 27.08

14.16%

Local Cheese (1kg)

$11.80 GHS 137

$4.27 GHS 49.67

176.35%

Chicken Fillets (1kg)

$7.12 GHS 82.8

$3.12 GHS 36.31

128.21%

Beef Round Steak (1kg)

$10.14 GHS 118

$3.48 GHS 40.50

191.38%

Apples (1kg)

$3.73 GHS 43.35

$2.52 GHS 29.29

48.02%

Banana (1kg)

$1.40 GHS 16.33

$2.18 GHS 25.37

-35.78%

Oranges (1kg)

$1.76 GHS 20.45

$2.08 GHS 24.19

-15.38%

Tomato (1kg)

$3.52 GHS 40.95

$3.32 GHS 38.65

6.02%

Potato (1kg)

$2.68 GHS 31.14

$3.43 GHS 39.94

-21.87%

Onion (1kg)

$2.62 GHS 30.52

$2.78 GHS 32.37

-5.76%

Lettuce (1 head)

$0.75 GHS 8.78

$0.40 GHS 4.64

87.50%

Water (1.5 liter bottle)

$0.60 GHS 6.93

$0.71 GHS 8.30

-15.49%

Cigarettes 20 Pack (Marlboro, Camel)

$2.57 GHS 29.86

$1.24 GHS 14.37

107.26%

Wine (Bottle)

$7.32 GHS 85.1

$8.72 GHS 101

-16.06%

Local Beer (0.5 liter bottle)

$1.24 GHS 14.42

$2.15 GHS 24.97

-42.33%

Imported Beer (0.33 liter bottle)

$2.39 GHS 27.83

$2.95 GHS 34.30

-18.98%

One-way Ticket (Public Transport)

$1.72 GHS 20.06

Public Transport Monthly Pass (Regular Price)

$40.78 GHS 474

Taxi Start (Normal Tariff)

$1.72 GHS 20.04

$2.18 GHS 25.35

-21.10%

Taxi (Normal Tariff) (1km)

$1.30 GHS 15.13

$0.44 GHS 5.11

195.45%

Taxi 1hour Waiting (Normal Tariff)

$4.13 GHS 48.04

Gasoline (1 liter)

$1.29 GHS 15.00

$1.19 GHS 13.84

8.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,044 GHS 93.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,674 GHS 112.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$72.0 GHS 837

$77.4 GHS 900

-7.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.29 GHS 224

$14.74 GHS 171

30.87%

Internet (50+ Mbps, Unlimited Data)

$41.72 GHS 485

$80.4 GHS 935

-48.12%

Gym Membership (Monthly)

$23.40 GHS 272

Cinema Ticket

$12.84 GHS 149

$8.70 GHS 101

47.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$467 GHS 5,430

$167 GHS 1,946

178.99%

International Primary School, 1 Child (Yearly)

$18.9K GHS 219.8K

$2,522 GHS 29.3K

649.43%

Jeans (Levis 501 Or Similar)

$14.07 GHS 164

$13.00 GHS 151

8.23%

Summer Dress (H&M, Zara, etc)

$18.17 GHS 211

$15.35 GHS 179

18.37%

Sport Shoes (Adidas, Nike)

$36.76 GHS 428

$42.57 GHS 495

-13.65%

Men's Leather Business Shoes

$53.0 GHS 616

$31.35 GHS 365

69.03%

1-bedroom Apartment, City Center (Monthly)

$129 GHS 1,503

1-bedroom Apartment, Outside City Center (Monthly)

$70.7 GHS 823

3-bedroom Apartment, City Center (Monthly)

$433 GHS 5,037

3-bedroom Apartment, Outside City Center (Monthly)

$206 GHS 2,401

Buy Apartment in City Center (m2)

$10.2K GHS 118.1K

Buy Apartment Outside City Center (m2)

$6,098 GHS 70.9K

Average Monthly Net Salary (After Tax)

$423 GHS 4,924

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

-23.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Begoro: October 12, 2026

Last update for Tema: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Begoro

$279 41.7%

Tema

$213 29.1% 23.5% $65

Eating Out

Begoro

$167 25%

Tema

$139 * 18.9% 17.1% $29

Monthly Utilities & Internet

Begoro

$133 19.9%

Tema

$173 23.5% 29.7% $40

Clothing & Footwear

Begoro

$55 8.2%

Tema

$46 6.3% 16.2% $8.9

Sport & Entertainment

Begoro

$26 * 3.9%

Tema

$41 5.6% 58.9% $15

Getting Around

Begoro

$8.2 * 1.2%

Tema

$52 7.1% 533% $44

Accommodation & Living

Begoro

- * 0%

Tema

$71 9.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $51.0 in Begoro versus $28.00 in Tema. Monthly groceries follow the same trend: $279 vs $213 – making Tema the more affordable choice for daily food spending.

Good to know

🇬🇭 Begoro

🇬🇭 Tema

🕒 Local time

10:03 10:03 AM

Same time as Begoro

🌤 Weather

👥 Population

29,516

160,000

💱 Currency

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Begoro Tema 90 km

From you

Begoro
Tema

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Begoro vs Tema: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $668 in Begoro, $734 in Tema – roughly 10% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,001 per month in Begoro and $1,101 in Tema. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $668 in Begoro and $734 in Tema. That's a gap of about 10%.

Kindergarten costs $467 per month in Begoro and $167 in Tema. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $668 in Begoro and $734 in Tema, leaving budget for savings and extras in both cases.

Families tend to lean toward Begoro – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Begoro. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.