Cost of Living Comparison Between Tema and Accra Cost of Living Comparison Between Tema and Accra

🙂 Solo nomad: Tema is 5.8% cheaper than Accra without rent, and 18.2% cheaper with rent.

🙂 Family of 3: Tema is 4.2% cheaper than Accra without rent, and 24.1% cheaper with rent.

Meal at Budget Restaurant

$7.49 GHS 83.3

$4.47 GHS 49.78

67.56%

Three-Course Dinner for Two, Mid-Range

$27.74 GHS 309

$47.90 GHS 533

-42.09%

Fast Food Meal (McDonalds, etc)

$8.06 GHS 89.8

$7.76 GHS 86.4

3.87%

Cappuccino

$1.49 GHS 16.61

$3.47 GHS 38.63

-57.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 11.14

$0.92 GHS 10.22

8.70%

Water (0.33 liter bottle)

$0.33 GHS 3.68

$0.37 GHS 4.15

-10.81%

Local Beer (0.5 liter draught)

$1.71 GHS 19.01

$1.55 GHS 17.25

10.32%

Imported Beer (0.33 liter bottle)

$2.73 GHS 30.35

$2.55 GHS 28.40

7.06%

Milk (1 liter)

$3.05 GHS 33.89

$3.31 GHS 36.85

-7.85%

White Bread (500g)

$1.62 GHS 18.02

$1.51 GHS 16.84

7.28%

Rice (white) (1kg)

$1.49 GHS 16.64

$2.37 GHS 26.34

-37.13%

Eggs

$2.26 GHS 25.14

$2.38 GHS 26.51

-5.04%

Local Cheese (1kg)

$3.67 GHS 40.86

$11.34 GHS 126

-67.64%

Chicken Fillets (1kg)

$2.70 GHS 30.01

$4.57 GHS 50.9

-40.92%

Beef Round Steak (1kg)

$2.44 GHS 27.13

$5.94 GHS 66.2

-58.92%

Apples (1kg)

$2.76 GHS 30.72

$3.00 GHS 33.42

-8.00%

Banana (1kg)

$2.08 GHS 23.17

$1.46 GHS 16.27

42.47%

Oranges (1kg)

$2.01 GHS 22.39

$1.63 GHS 18.16

23.31%

Tomato (1kg)

$2.93 GHS 32.62

$3.10 GHS 34.50

-5.48%

Potato (1kg)

$1.86 GHS 20.72

$3.03 GHS 33.75

-38.61%

Onion (1kg)

$1.90 GHS 21.19

$2.37 GHS 26.43

-19.83%

Lettuce (1 head)

$0.59 GHS 6.60

$0.81 GHS 8.98

-27.16%

Water (1.5 liter bottle)

$0.80 GHS 8.90

$0.51 GHS 5.68

56.86%

Cigarettes 20 Pack (Marlboro, Camel)

$1.63 GHS 18.16

Wine (Bottle)

$8.53 GHS 95.0

$6.52 GHS 72.6

30.83%

Local Beer (0.5 liter bottle)

$0.90 GHS 10.03

$1.17 GHS 12.97

-23.08%

Imported Beer (0.33 liter bottle)

$1.96 GHS 21.85

One-way Ticket (Public Transport)

$2.03 GHS 22.55

$1.09 GHS 12.13

86.24%

Public Transport Monthly Pass (Regular Price)

$39.36 GHS 438

$34.90 GHS 388

12.78%

Taxi Start (Normal Tariff)

$1.42 GHS 15.82

$1.55 GHS 17.24

-8.39%

Taxi (Normal Tariff) (1km)

$0.76 GHS 8.43

$1.16 GHS 12.92

-34.48%

Taxi 1hour Waiting (Normal Tariff)

$5.45 GHS 60.7

Gasoline (1 liter)

$1.18 GHS 13.09

$1.13 GHS 12.58

4.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,991 GHS 88.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,777 GHS 108.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.33 GHS 349

$54.9 GHS 611

-42.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.34 GHS 137

$13.19 GHS 147

-6.44%

Internet (50+ Mbps, Unlimited Data)

$63.7 GHS 709

$38.14 GHS 424

67.09%

Gym Membership (Monthly)

$19.10 GHS 213

$35.53 GHS 395

-46.24%

Tennis Court (1 Hour on Weekend)

$15.77 GHS 176

Cinema Ticket

$9.78 GHS 109

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.7 GHS 942

$71.9 GHS 800

17.76%

International Primary School, 1 Child (Yearly)

$8,165 GHS 90.9K

Jeans (Levis 501 Or Similar)

$24.23 GHS 270

$14.83 GHS 165

63.39%

Summer Dress (H&M, Zara, etc)

$25.10 GHS 279

$18.53 GHS 206

35.46%

Sport Shoes (Adidas, Nike)

$44.84 GHS 499

$28.97 GHS 322

54.78%

Men's Leather Business Shoes

$61.0 GHS 679

$41.79 GHS 465

45.97%

1-bedroom Apartment, City Center (Monthly)

$116 GHS 1,288

$541 GHS 6,017

-78.59%

1-bedroom Apartment, Outside City Center (Monthly)

$65.5 GHS 729

$148 GHS 1,651

-55.88%

3-bedroom Apartment, City Center (Monthly)

$1,039 GHS 11.6K

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,541

$369 GHS 4,110

-62.51%

Buy Apartment in City Center (m2)

$9,889 GHS 110.1K

$2,901 GHS 32.3K

240.85%

Buy Apartment Outside City Center (m2)

$5,995 GHS 66.7K

$1,475 GHS 16.4K

306.59%

Average Monthly Net Salary (After Tax)

$460 GHS 5,123

$159 GHS 1,770

189.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: April 12, 2026

Last update for Accra: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs other spots: cost of living compared

Similar cities

Gurgaon

🇮🇳 India

Chongqing

🇨🇳 China

Bandung

🇮🇩 Indonesia

Sfax

🇹🇳 Tunisia

Goa

🇮🇳 India

Tabriz

🇮🇷 Iran

Semarang

🇮🇩 Indonesia

Oran

🇩🇿 Algeria