Cost of Living Comparison Between Accra and Tema Cost of Living Comparison Between Accra and Tema

😐 Solo nomad: Accra is 6.2% more expensive than Tema without rent, and 22.3% more expensive with rent.
😐 Family of 3: Accra is 4.4% more expensive than Tema without rent, and 31.7% more expensive with rent.
Currency
🍽 Eating Out
Accra
Tema
Difference
Meal at Budget Restaurant
$4.47 GHS 49.78
$7.49 GHS 83.3
-40.32%
Three-Course Dinner for Two, Mid-Range
$47.90 GHS 533
$27.74 GHS 309
72.67%
Fast Food Meal (McDonalds, etc)
$7.76 GHS 86.4
$8.06 GHS 89.8
-3.72%
Cappuccino
$3.47 GHS 38.63
$1.49 GHS 16.61
132.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.92 GHS 10.22
$1.00 GHS 11.14
-8.00%
Water (0.33 liter bottle)
$0.37 GHS 4.15
$0.33 GHS 3.68
12.12%
Local Beer (0.5 liter draught)
$1.55 GHS 17.25
$1.71 GHS 19.01
-9.36%
Imported Beer (0.33 liter bottle)
$2.55 GHS 28.40
$2.73 GHS 30.35
-6.59%
🛒 Groceries & Markets
Accra
Tema
Difference
Milk (1 liter)
$3.31 GHS 36.85
$3.05 GHS 33.89
8.52%
White Bread (500g)
$1.51 GHS 16.84
$1.62 GHS 18.02
-6.79%
Rice (white) (1kg)
$2.37 GHS 26.34
$1.49 GHS 16.64
59.06%
Eggs
$2.38 GHS 26.51
$2.26 GHS 25.14
5.31%
Local Cheese (1kg)
$11.34 GHS 126
$3.67 GHS 40.86
208.99%
Chicken Fillets (1kg)
$4.57 GHS 50.9
$2.70 GHS 30.01
69.26%
Beef Round Steak (1kg)
$5.94 GHS 66.2
$2.44 GHS 27.13
143.44%
Apples (1kg)
$3.00 GHS 33.42
$2.76 GHS 30.72
8.70%
Banana (1kg)
$1.46 GHS 16.27
$2.08 GHS 23.17
-29.81%
Oranges (1kg)
$1.63 GHS 18.16
$2.01 GHS 22.39
-18.91%
Tomato (1kg)
$3.10 GHS 34.50
$2.93 GHS 32.62
5.80%
Potato (1kg)
$3.03 GHS 33.75
$1.86 GHS 20.72
62.90%
Onion (1kg)
$2.37 GHS 26.43
$1.90 GHS 21.19
24.74%
Lettuce (1 head)
$0.81 GHS 8.98
$0.59 GHS 6.60
37.29%
Water (1.5 liter bottle)
$0.51 GHS 5.68
$0.80 GHS 8.90
-36.25%
Cigarettes 20 Pack (Marlboro, Camel)
$1.63 GHS 18.16
-
-
Wine (Bottle)
$6.52 GHS 72.6
$8.53 GHS 95.0
-23.56%
Local Beer (0.5 liter bottle)
$1.17 GHS 12.97
$0.90 GHS 10.03
30.00%
Imported Beer (0.33 liter bottle)
$1.96 GHS 21.85
-
-
🚌 Getting Around
Accra
Tema
Difference
One-way Ticket (Public Transport)
$1.09 GHS 12.13
$2.03 GHS 22.55
-46.31%
Public Transport Monthly Pass (Regular Price)
$34.90 GHS 388
$39.36 GHS 438
-11.33%
Taxi Start (Normal Tariff)
$1.55 GHS 17.24
$1.42 GHS 15.82
9.15%
Taxi (Normal Tariff) (1km)
$1.16 GHS 12.92
$0.76 GHS 8.43
52.63%
Taxi 1hour Waiting (Normal Tariff)
$5.45 GHS 60.7
-
-
Gasoline (1 liter)
$1.13 GHS 12.58
$1.18 GHS 13.09
-4.24%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,991 GHS 88.9K
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,777 GHS 108.8K
-
-
🧾 Monthly Utilities & Internet
Accra
Tema
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$54.9 GHS 611
$31.33 GHS 349
75.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.19 GHS 147
$12.34 GHS 137
6.89%
Internet (50+ Mbps, Unlimited Data)
$38.14 GHS 424
$63.7 GHS 709
-40.15%
🎉 Sport & Entertainment
Accra
Tema
Difference
Gym Membership (Monthly)
$35.53 GHS 395
$19.10 GHS 213
86.02%
Tennis Court (1 Hour on Weekend)
$15.77 GHS 176
-
-
Cinema Ticket
$9.78 GHS 109
-
-
🧸 Childcare & Education
Accra
Tema
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$71.9 GHS 800
$84.7 GHS 942
-15.08%
International Primary School, 1 Child (Yearly)
$8,165 GHS 90.9K
-
-
👕👟 Clothing & Footwear
Accra
Tema
Difference
Jeans (Levis 501 Or Similar)
$14.83 GHS 165
$24.23 GHS 270
-38.79%
Summer Dress (H&M, Zara, etc)
$18.53 GHS 206
$25.10 GHS 279
-26.18%
Sport Shoes (Adidas, Nike)
$28.97 GHS 322
$44.84 GHS 499
-35.39%
Men's Leather Business Shoes
$41.79 GHS 465
$61.0 GHS 679
-31.49%
🏠 Accommodation & Living
Accra
Tema
Difference
1-bedroom Apartment, City Center (Monthly)
$541 GHS 6,017
$116 GHS 1,288
367.17%
1-bedroom Apartment, Outside City Center (Monthly)
$148 GHS 1,651
$65.5 GHS 729
126.66%
3-bedroom Apartment, City Center (Monthly)
$1,039 GHS 11.6K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$369 GHS 4,110
$138 GHS 1,541
166.76%
Buy Apartment in City Center (m2)
$2,901 GHS 32.3K
$9,889 GHS 110.1K
-70.66%
Buy Apartment Outside City Center (m2)
$1,475 GHS 16.4K
$5,995 GHS 66.7K
-75.41%
💵 Salaries & Financials
Accra
Tema
Difference
Average Monthly Net Salary (After Tax)
$159 GHS 1,770
$460 GHS 5,123
-65.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
32.5
-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: April 12, 2026

Last update for Tema: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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