Cost of Living Comparison Between Tarnow and Phuket Cost of Living Comparison Between Tarnow and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,240 in Tarnow versus $1,250 in Phuket.

Estimated couple costs with rent: $1,691 in Tarnow versus $2,284 in Phuket.

Monthly costs for a family of three with rent: $2,142 in Tarnow versus $3,317 in Phuket.

Living in Tarnow costs roughly 1% less than in Phuket, driven mainly by Groceries & Markets.

Both cities sit below the global median: Tarnow 7% lower, Phuket 6% lower.

Meal at Budget Restaurant

$9.65 zł 36.60

$4.55 ฿153

112.09%

Three-Course Dinner for Two, Mid-Range

$26.76 zł 102

$46.18 ฿1,553

-42.05%

Fast Food Meal (McDonalds, etc)

$6.78 zł 25.74

$8.84 ฿297

-23.30%

Cappuccino

$2.76 zł 10.47

$3.06 ฿103

-9.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 zł 8.15

$0.73 ฿24.40

194.52%

Water (0.33 liter bottle)

$1.35 zł 5.12

$0.40 ฿13.39

237.50%

Local Beer (0.5 liter draught)

$2.96 zł 11.25

$2.43 ฿81.8

21.81%

Imported Beer (0.33 liter bottle)

$3.76 zł 14.28

$3.78 ฿127

-0.53%

Milk (1 liter)

$1.00 zł 3.80

$2.26 ฿76.0

-55.75%

White Bread (500g)

$1.19 zł 4.50

$1.81 ฿60.9

-34.25%

Rice (white) (1kg)

$1.33 zł 5.04

$2.25 ฿75.8

-40.89%

Eggs

$2.62 zł 9.94

$2.25 ฿75.5

16.44%

Local Cheese (1kg)

$7.73 zł 29.33

$19.51 ฿656

-60.38%

Chicken Fillets (1kg)

$6.56 zł 24.90

$3.65 ฿123

79.73%

Beef Round Steak (1kg)

$9.60 zł 36.41

$13.05 ฿439

-26.44%

Apples (1kg)

$0.85 zł 3.22

$3.23 ฿109

-73.68%

Banana (1kg)

$1.56 zł 5.93

$1.62 ฿54.4

-3.70%

Oranges (1kg)

$1.38 zł 5.23

$2.38 ฿80.1

-42.02%

Tomato (1kg)

$2.14 zł 8.10

$2.03 ฿68.1

5.42%

Potato (1kg)

$0.78 zł 2.94

$1.53 ฿51.6

-49.02%

Onion (1kg)

$1.08 zł 4.09

$1.50 ฿50.5

-28.00%

Lettuce (1 head)

$1.10 zł 4.18

$0.98 ฿32.91

12.24%

Water (1.5 liter bottle)

$0.60 zł 2.29

$0.52 ฿17.39

15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$4.48 zł 16.99

$4.44 ฿149

0.90%

Wine (Bottle)

$7.27 zł 27.59

$18.32 ฿616

-60.32%

Local Beer (0.5 liter bottle)

$0.96 zł 3.66

$1.86 ฿62.7

-48.39%

Imported Beer (0.33 liter bottle)

$1.47 zł 5.59

$2.68 ฿90.1

-45.15%

One-way Ticket (Public Transport)

$1.07 zł 4.06

$1.41 ฿47.46

-24.11%

Public Transport Monthly Pass (Regular Price)

$32.96 zł 125

$11.70 ฿393

181.71%

Taxi Start (Normal Tariff)

$1.35 zł 5.11

$3.11 ฿105

-56.59%

Taxi (Normal Tariff) (1km)

$0.49 zł 1.85

$1.04 ฿35.06

-52.88%

Taxi 1hour Waiting (Normal Tariff)

$13.72 zł 52.1

$14.11 ฿474

-2.76%

Gasoline (1 liter)

$1.69 zł 6.41

$1.31 ฿44.10

29.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 126.3K

$27.8K ฿935.4K

19.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K zł 92.8K

$33.2K ฿1.1M

-26.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$259 zł 983

$122 ฿4,118

111.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.50 zł 28.46

$13.59 ฿457

-44.81%

Internet (50+ Mbps, Unlimited Data)

$15.95 zł 60.5

$18.70 ฿629

-14.71%

Gym Membership (Monthly)

$27.24 zł 103

$60.5 ฿2,034

-54.97%

Tennis Court (1 Hour on Weekend)

$12.11 zł 45.94

$16.98 ฿571

-28.68%

Cinema Ticket

$4.90 zł 18.59

$9.07 ฿305

-45.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$327 zł 1,240

$706 ฿23.8K

-53.73%

International Primary School, 1 Child (Yearly)

$4,707 zł 17.9K

$15.8K ฿531.5K

-70.22%

Jeans (Levis 501 Or Similar)

$84.7 zł 321

$58.6 ฿1,969

44.68%

Summer Dress (H&M, Zara, etc)

$27.01 zł 102

$35.36 ฿1,189

-23.61%

Sport Shoes (Adidas, Nike)

$81.6 zł 310

$115 ฿3,883

-29.31%

Men's Leather Business Shoes

$119 zł 453

$83.7 ฿2,816

42.68%

1-bedroom Apartment, City Center (Monthly)

$456 zł 1,732

$626 ฿21.0K

-27.04%

1-bedroom Apartment, Outside City Center (Monthly)

$367 zł 1,394

$445 ฿15.0K

-17.46%

3-bedroom Apartment, City Center (Monthly)

$659 zł 2,499

$2,040 ฿68.6K

-67.72%

3-bedroom Apartment, Outside City Center (Monthly)

$486 zł 1,845

$1,492 ฿50.2K

-67.41%

Buy Apartment in City Center (m2)

$2,727 zł 10.3K

$3,483 ฿117.1K

-21.71%

Buy Apartment Outside City Center (m2)

$1,810 zł 6,867

$2,577 ฿86.7K

-29.76%

Average Monthly Net Salary (After Tax)

$1,027 zł 3,896

$500 ฿16.8K

105.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

5.33

17.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: July 12, 2026

Last update for Phuket: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $456 in Tarnow and $626 in Phuket. Housing cost is often the main lever when comparing two cities.

Tarnow pays 105% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $27.00 in Tarnow vs $46.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $191 vs $289 per month, with Tarnow cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnow vs Phuket: Cost of Living - Frequently Asked Questions

Tarnow is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 1% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 105% higher in Tarnow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $456 in Tarnow versus $626 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $327 in Tarnow versus $706 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 52% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $1,240 in Tarnow versus $1,250 in Phuket, a $1,000 budget is realistic in Tarnow but tight or insufficient in Phuket. The gap between the two cities makes Tarnow the clear choice for anyone on this budget.

For families, Tarnow is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tarnow and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnow gentler on the wallet – expenses run 1% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.