Last update: Oct 2026

Cost of Living Comparison Between Tarnow and Phuket

For one person, living costs are similar in Tarnow and in Phuket: $1,182 and $1,208 a month, rent and utilities included.

57

Cost of Living Index in Tarnow
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Tarnow Living Index
59

Cost of Living Index in Phuket
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Phuket Living Index

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Tarnow

🇵🇱 Poland

$1,182

/mo nomad

Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Monthly Cost of Living

How much you'll spend in Tarnow and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tarnow and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,182 in Tarnow versus $1,208 in Phuket.

Tarnow $1,182
Phuket $1,208

Estimated couple costs with rent: $1,638 in Tarnow versus $2,027 in Phuket.

Tarnow $1,638
Phuket $2,027

Monthly costs for a family of three with rent: $2,093 in Tarnow versus $2,845 in Phuket.

Tarnow $2,093
Phuket $2,845

Living in Tarnow costs roughly 2% less than in Phuket, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Tarnow 13% lower, Phuket 11% lower.

Meal at Budget Restaurant

$10.34 zł 40.16

$4.40 ฿147

135.00%

Three-Course Dinner for Two, Mid-Range

$25.16 zł 97.8

$32.26 ฿1,078

-22.01%

Fast Food Meal (McDonalds, etc)

$6.43 zł 24.96

$8.76 ฿293

-26.60%

Cappuccino

$2.55 zł 9.91

$2.83 ฿94.5

-9.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 zł 8.57

$0.90 ฿30.14

145.56%

Water (0.33 liter bottle)

$1.29 zł 5.03

$0.47 ฿15.56

174.47%

Local Beer (0.5 liter draught)

$3.79 zł 14.73

$2.55 ฿85.2

48.63%

Imported Beer (0.33 liter bottle)

$3.74 zł 14.54

$3.83 ฿128

-2.35%

Milk (1 liter)

$0.93 zł 3.60

$1.73 ฿57.7

-46.24%

White Bread (500g)

$1.15 zł 4.45

$1.47 ฿49.11

-21.77%

Rice (white) (1kg)

$1.25 zł 4.87

$1.51 ฿50.6

-17.22%

Eggs

$2.44 zł 9.48

$2.17 ฿72.7

12.44%

Local Cheese (1kg)

$7.86 zł 30.55

$19.70 ฿658

-60.10%

Chicken Fillets (1kg)

$5.84 zł 22.70

$3.34 ฿112

74.85%

Beef Round Steak (1kg)

$9.78 zł 37.98

$11.16 ฿373

-12.37%

Apples (1kg)

$0.73 zł 2.84

$2.85 ฿95.1

-74.39%

Banana (1kg)

$1.55 zł 6.04

$1.70 ฿56.9

-8.82%

Oranges (1kg)

$1.29 zł 5.01

$2.19 ฿73.3

-41.10%

Tomato (1kg)

$1.91 zł 7.42

$2.05 ฿68.4

-6.83%

Potato (1kg)

$0.79 zł 3.06

$1.45 ฿48.57

-45.52%

Onion (1kg)

$1.02 zł 3.96

$1.38 ฿46.16

-26.09%

Lettuce (1 head)

$1.06 zł 4.12

$1.07 ฿35.69

-0.93%

Water (1.5 liter bottle)

$0.75 zł 2.91

$0.51 ฿16.91

47.06%

Cigarettes 20 Pack (Marlboro, Camel)

$4.31 zł 16.75

$4.26 ฿142

1.17%

Wine (Bottle)

$6.28 zł 24.41

$18.58 ฿621

-66.20%

Local Beer (0.5 liter bottle)

$0.90 zł 3.50

$1.78 ฿59.7

-49.44%

Imported Beer (0.33 liter bottle)

$1.35 zł 5.26

$2.85 ฿95.2

-52.63%

One-way Ticket (Public Transport)

$0.97 zł 3.76

$2.26 ฿75.6

-57.08%

Public Transport Monthly Pass (Regular Price)

$30.58 zł 119

$22.10 ฿738

38.37%

Taxi Start (Normal Tariff)

$1.30 zł 5.06

$3.01 ฿101

-56.81%

Taxi (Normal Tariff) (1km)

$0.75 zł 2.92

$1.06 ฿35.34

-29.25%

Taxi 1hour Waiting (Normal Tariff)

$10.45 zł 40.59

$3.86 ฿129

170.73%

Gasoline (1 liter)

$1.62 zł 6.31

$1.45 ฿48.45

11.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K zł 121.2K

$26.3K ฿879.9K

18.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K zł 95.8K

$26.9K ฿900.4K

-8.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 zł 940

$96.4 ฿3,221

151.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.49 zł 36.86

$11.04 ฿369

-14.04%

Internet (50+ Mbps, Unlimited Data)

$16.41 zł 63.8

$17.14 ฿573

-4.26%

Gym Membership (Monthly)

$25.48 zł 99.0

$52.2 ฿1,744

-51.17%

Tennis Court (1 Hour on Weekend)

$11.65 zł 45.27

$11.16 ฿373

4.39%

Cinema Ticket

$4.52 zł 17.55

$7.81 ฿261

-42.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$287 zł 1,117

$556 ฿18.6K

-48.29%

International Primary School, 1 Child (Yearly)

$2,538 zł 9,859

$11.6K ฿387.0K

-78.09%

Jeans (Levis 501 Or Similar)

$79.4 zł 309

$64.2 ฿2,146

23.72%

Summer Dress (H&M, Zara, etc)

$25.87 zł 101

$28.69 ฿959

-9.83%

Sport Shoes (Adidas, Nike)

$77.5 zł 301

$95.4 ฿3,187

-18.77%

Men's Leather Business Shoes

$111 zł 430

$88.0 ฿2,940

25.81%

1-bedroom Apartment, City Center (Monthly)

$437 zł 1,700

$737 ฿24.6K

-40.65%

1-bedroom Apartment, Outside City Center (Monthly)

$352 zł 1,369

$462 ฿15.5K

-23.80%

3-bedroom Apartment, City Center (Monthly)

$624 zł 2,423

$2,095 ฿70.0K

-70.23%

3-bedroom Apartment, Outside City Center (Monthly)

$463 zł 1,799

$1,201 ฿40.1K

-61.45%

Buy Apartment in City Center (m2)

$2,657 zł 10.3K

$3,488 ฿116.6K

-23.81%

Buy Apartment Outside City Center (m2)

$1,750 zł 6,799

$2,523 ฿84.3K

-30.64%

Average Monthly Net Salary (After Tax)

$1,000 zł 3,884

$501 ฿16.7K

99.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

5.57

19.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: October 18, 2026

Last update for Phuket: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tarnow

$352 29.8%

Phuket

$462 38.3% 31.2% $110

Monthly Utilities & Internet

Tarnow

$268 22.7%

Phuket

$125 10.3% 53.5% $143

Groceries & Markets

Tarnow

$183 15.5%

Phuket

$269 22.2% 47% $86

Eating Out

Tarnow

$173 14.6%

Phuket

$121 10% 29.9% $52

Clothing & Footwear

Tarnow

$132 11.2%

Phuket

$124 10.3% 5.9% $7.7

Getting Around

Tarnow

$40 3.3%

Phuket

$39 3.3% 0.2% $0.1

Sport & Entertainment

Tarnow

$35 2.9%

Phuket

$68 5.6% 96.4% $33

Cost Breakdown

A one-bedroom apartment in the center runs $437 in Tarnow and $737 in Phuket. Housing cost is often the main lever when comparing two cities.

Tarnow pays 100% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $25.00 in Tarnow vs $32.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $183 vs $269 per month, with Tarnow cheaper across the board.

Good to know

🇵🇱 Tarnow

🇹🇭 Phuket

🕒 Local time

22:03 10:03 PM

03:03 3:03 AM

5 h ahead of Tarnow

🌤 Weather

👥 Population

106,748

79,308

💱 Currency

Polish Złoty PLN zł

Thai Baht THB ฿

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Tarnow Phuket 8,440 km ≈ 11 h nonstop flight

From you

Tarnow
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnow vs Phuket: Cost of Living - Frequently Asked Questions

Tarnow is cheaper overall, especially in groceries, leisure, and utilities. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 100% higher in Tarnow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $437 in Tarnow versus $737 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $287 in Tarnow versus $556 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 47% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $1,182 in Tarnow versus $1,208 in Phuket, a $1,000 budget is realistic in Tarnow but tight or insufficient in Phuket. The gap between the two cities makes Tarnow the clear choice for anyone on this budget.

For families, Tarnow is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tarnow and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnow gentler on the wallet – expenses run 2% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.