Cost of Living Comparison Between Tarnow and Phuket Cost of Living Comparison Between Tarnow and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,224 in Tarnow versus $1,253 in Phuket.

Estimated couple costs with rent: $1,704 in Tarnow versus $2,043 in Phuket.

Monthly costs for a family of three with rent: $2,185 in Tarnow versus $2,833 in Phuket.

Living in Tarnow costs roughly 2% less than in Phuket, driven mainly by Groceries & Markets.

Both cities sit below the global median: Tarnow 11% lower, Phuket 9% lower.

Meal at Budget Restaurant

$10.59 zł 39.34

$4.56 ฿150

132.24%

Three-Course Dinner for Two, Mid-Range

$26.48 zł 98.3

$32.62 ฿1,072

-18.82%

Fast Food Meal (McDonalds, etc)

$6.71 zł 24.92

$8.90 ฿293

-24.61%

Cappuccino

$2.64 zł 9.82

$2.80 ฿92.2

-5.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 zł 8.36

$0.88 ฿28.93

155.68%

Water (0.33 liter bottle)

$1.31 zł 4.86

$0.49 ฿16.08

167.35%

Local Beer (0.5 liter draught)

$4.15 zł 15.40

$2.39 ฿78.5

73.64%

Imported Beer (0.33 liter bottle)

$3.98 zł 14.79

$3.71 ฿122

7.28%

Milk (1 liter)

$0.98 zł 3.64

$1.79 ฿58.7

-45.25%

White Bread (500g)

$1.22 zł 4.54

$1.44 ฿47.38

-15.28%

Rice (white) (1kg)

$1.35 zł 5.02

$1.58 ฿52.1

-14.56%

Eggs

$2.65 zł 9.85

$2.13 ฿69.9

24.41%

Local Cheese (1kg)

$8.12 zł 30.17

$19.92 ฿655

-59.24%

Chicken Fillets (1kg)

$6.22 zł 23.09

$3.43 ฿113

81.34%

Beef Round Steak (1kg)

$10.19 zł 37.83

$11.33 ฿372

-10.06%

Apples (1kg)

$0.79 zł 2.95

$2.95 ฿96.9

-73.22%

Banana (1kg)

$1.57 zł 5.81

$1.72 ฿56.6

-8.72%

Oranges (1kg)

$1.36 zł 5.06

$2.32 ฿76.4

-41.38%

Tomato (1kg)

$2.00 zł 7.41

$2.08 ฿68.4

-3.85%

Potato (1kg)

$0.79 zł 2.94

$1.47 ฿48.33

-46.26%

Onion (1kg)

$1.10 zł 4.07

$1.36 ฿44.64

-19.12%

Lettuce (1 head)

$1.04 zł 3.87

$1.10 ฿36.12

-5.45%

Water (1.5 liter bottle)

$0.79 zł 2.95

$0.57 ฿18.89

38.60%

Cigarettes 20 Pack (Marlboro, Camel)

$4.44 zł 16.48

$4.27 ฿140

3.98%

Wine (Bottle)

$6.54 zł 24.28

$18.42 ฿605

-64.50%

Local Beer (0.5 liter bottle)

$0.95 zł 3.53

$1.87 ฿61.5

-49.20%

Imported Beer (0.33 liter bottle)

$1.46 zł 5.42

$2.92 ฿96.0

-50.00%

One-way Ticket (Public Transport)

$0.99 zł 3.69

$2.22 ฿72.9

-55.41%

Public Transport Monthly Pass (Regular Price)

$31.60 zł 117

$22.90 ฿753

37.99%

Taxi Start (Normal Tariff)

$1.35 zł 5.02

$3.03 ฿99.6

-55.45%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.85

$1.07 ฿35.31

-28.04%

Taxi 1hour Waiting (Normal Tariff)

$10.79 zł 40.06

$3.93 ฿129

174.55%

Gasoline (1 liter)

$1.58 zł 5.87

$1.49 ฿49.04

6.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K zł 119.0K

$27.1K ฿891.7K

18.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K zł 95.4K

$27.5K ฿902.3K

-6.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 zł 937

$103 ฿3,379

145.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.85 zł 36.58

$10.99 ฿361

-10.37%

Internet (50+ Mbps, Unlimited Data)

$17.19 zł 63.8

$17.51 ฿576

-1.83%

Gym Membership (Monthly)

$26.33 zł 97.8

$53.5 ฿1,760

-50.81%

Tennis Court (1 Hour on Weekend)

$11.99 zł 44.52

$11.20 ฿368

7.05%

Cinema Ticket

$4.89 zł 18.16

$7.48 ฿246

-34.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 zł 1,103

$557 ฿18.3K

-46.69%

International Primary School, 1 Child (Yearly)

$2,616 zł 9,716

$11.9K ฿389.6K

-77.93%

Jeans (Levis 501 Or Similar)

$83.2 zł 309

$64.1 ฿2,106

29.80%

Summer Dress (H&M, Zara, etc)

$26.53 zł 98.6

$29.07 ฿956

-8.74%

Sport Shoes (Adidas, Nike)

$79.7 zł 296

$96.0 ฿3,154

-16.92%

Men's Leather Business Shoes

$116 zł 431

$90.3 ฿2,970

28.37%

1-bedroom Apartment, City Center (Monthly)

$454 zł 1,688

$730 ฿24.0K

-37.78%

1-bedroom Apartment, Outside City Center (Monthly)

$363 zł 1,348

$500 ฿16.4K

-27.36%

3-bedroom Apartment, City Center (Monthly)

$640 zł 2,378

$2,090 ฿68.7K

-69.37%

3-bedroom Apartment, Outside City Center (Monthly)

$488 zł 1,813

$1,209 ฿39.7K

-59.64%

Buy Apartment in City Center (m2)

$2,785 zł 10.3K

$3,596 ฿118.2K

-22.55%

Buy Apartment Outside City Center (m2)

$1,832 zł 6,806

$2,512 ฿82.6K

-27.07%

Average Monthly Net Salary (After Tax)

$1,071 zł 3,980

$503 ฿16.5K

112.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

5.57

19.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: August 31, 2026

Last update for Phuket: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $454 in Tarnow and $730 in Phuket. Housing cost is often the main lever when comparing two cities.

Tarnow pays 113% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $26.00 in Tarnow vs $33.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $192 vs $273 per month, with Tarnow cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnow vs Phuket: Cost of Living - Frequently Asked Questions

Tarnow is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 113% higher in Tarnow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $454 in Tarnow versus $730 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Tarnow versus $557 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 42% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $1,224 in Tarnow versus $1,253 in Phuket, a $1,000 budget is realistic in Tarnow but tight or insufficient in Phuket. The gap between the two cities makes Tarnow the clear choice for anyone on this budget.

For families, Tarnow is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tarnow and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnow gentler on the wallet – expenses run 2% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.