Cost of Living Comparison Between Tarnow and Phuket Cost of Living Comparison Between Tarnow and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,216 in Tarnow versus $1,265 in Phuket.

Estimated couple costs with rent: $1,691 in Tarnow versus $2,297 in Phuket.

Monthly costs for a family of three with rent: $2,167 in Tarnow versus $3,329 in Phuket.

Living in Tarnow costs roughly 4% less than in Phuket, driven mainly by Groceries & Markets.

Both cities sit below the global median: Tarnow 9% lower, Phuket 6% lower.

Meal at Budget Restaurant

$9.39 zł 34.23

$4.70 ฿153

99.79%

Three-Course Dinner for Two, Mid-Range

$27.08 zł 98.8

$45.37 ฿1,482

-40.31%

Fast Food Meal (McDonalds, etc)

$6.84 zł 24.96

$8.43 ฿275

-18.86%

Cappuccino

$2.77 zł 10.10

$2.93 ฿95.6

-5.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 zł 7.59

$0.69 ฿22.40

201.45%

Water (0.33 liter bottle)

$1.35 zł 4.91

$0.37 ฿11.99

264.86%

Local Beer (0.5 liter draught)

$3.06 zł 11.14

$2.41 ฿78.6

26.97%

Imported Beer (0.33 liter bottle)

$3.56 zł 12.99

$3.72 ฿122

-4.30%

Milk (1 liter)

$1.00 zł 3.63

$2.23 ฿72.9

-55.16%

White Bread (500g)

$1.25 zł 4.55

$1.83 ฿59.8

-31.69%

Rice (white) (1kg)

$1.38 zł 5.04

$2.17 ฿70.8

-36.41%

Eggs

$2.58 zł 9.40

$2.21 ฿72.3

16.74%

Local Cheese (1kg)

$7.53 zł 27.46

$19.74 ฿645

-61.85%

Chicken Fillets (1kg)

$6.50 zł 23.69

$3.63 ฿119

79.06%

Beef Round Steak (1kg)

$9.88 zł 36.02

$13.53 ฿442

-26.98%

Apples (1kg)

$0.77 zł 2.82

$3.28 ฿107

-76.52%

Banana (1kg)

$1.61 zł 5.87

$1.61 ฿52.6

Oranges (1kg)

$1.33 zł 4.84

$2.41 ฿78.6

-44.81%

Tomato (1kg)

$2.16 zł 7.86

$2.08 ฿68.1

3.85%

Potato (1kg)

$0.84 zł 3.08

$1.53 ฿49.93

-45.10%

Onion (1kg)

$1.08 zł 3.94

$1.48 ฿48.36

-27.03%

Lettuce (1 head)

$1.10 zł 4.03

$0.99 ฿32.29

11.11%

Water (1.5 liter bottle)

$0.60 zł 2.18

$0.51 ฿16.67

17.65%

Cigarettes 20 Pack (Marlboro, Camel)

$4.52 zł 16.49

$4.41 ฿144

2.49%

Wine (Bottle)

$7.64 zł 27.87

$19.38 ฿633

-60.58%

Local Beer (0.5 liter bottle)

$0.89 zł 3.23

$1.78 ฿58.1

-50.00%

Imported Beer (0.33 liter bottle)

$1.43 zł 5.20

$2.71 ฿88.6

-47.23%

One-way Ticket (Public Transport)

$1.06 zł 3.87

$1.37 ฿44.79

-22.63%

Public Transport Monthly Pass (Regular Price)

$33.18 zł 121

$11.39 ฿372

191.31%

Taxi Start (Normal Tariff)

$1.38 zł 5.03

$3.02 ฿98.6

-54.30%

Taxi (Normal Tariff) (1km)

$0.52 zł 1.89

$0.99 ฿32.48

-47.47%

Taxi 1hour Waiting (Normal Tariff)

$13.76 zł 50.2

$14.10 ฿461

-2.41%

Gasoline (1 liter)

$1.75 zł 6.39

$1.36 ฿44.51

28.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 121.5K

$28.2K ฿921.1K

18.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K zł 88.0K

$32.9K ฿1.1M

-26.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$258 zł 941

$122 ฿3,975

112.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.51 zł 27.38

$13.57 ฿443

-44.66%

Internet (50+ Mbps, Unlimited Data)

$16.30 zł 59.4

$18.31 ฿598

-10.98%

Gym Membership (Monthly)

$26.92 zł 98.2

$60.2 ฿1,967

-55.30%

Tennis Court (1 Hour on Weekend)

$12.43 zł 45.31

$17.14 ฿560

-27.48%

Cinema Ticket

$4.78 zł 17.44

$8.69 ฿284

-44.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$330 zł 1,202

$693 ฿22.6K

-52.47%

International Primary School, 1 Child (Yearly)

$4,798 zł 17.5K

$15.7K ฿512.3K

-69.42%

Jeans (Levis 501 Or Similar)

$83.0 zł 303

$59.5 ฿1,944

39.46%

Summer Dress (H&M, Zara, etc)

$27.08 zł 98.7

$34.77 ฿1,136

-22.12%

Sport Shoes (Adidas, Nike)

$81.5 zł 297

$115 ฿3,743

-28.88%

Men's Leather Business Shoes

$122 zł 444

$83.3 ฿2,720

46.15%

1-bedroom Apartment, City Center (Monthly)

$461 zł 1,682

$613 ฿20.0K

-24.77%

1-bedroom Apartment, Outside City Center (Monthly)

$367 zł 1,340

$437 ฿14.3K

-15.94%

3-bedroom Apartment, City Center (Monthly)

$660 zł 2,405

$2,094 ฿68.4K

-68.51%

3-bedroom Apartment, Outside City Center (Monthly)

$485 zł 1,769

$1,509 ฿49.3K

-67.87%

Buy Apartment in City Center (m2)

$2,835 zł 10.3K

$3,749 ฿122.5K

-24.39%

Buy Apartment Outside City Center (m2)

$1,907 zł 6,952

$2,616 ฿85.4K

-27.11%

Average Monthly Net Salary (After Tax)

$1,068 zł 3,893

$508 ฿16.6K

110.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

5.33

17.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: June 1, 2026

Last update for Phuket: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $461 in Tarnow and $613 in Phuket. Housing cost is often the main lever when comparing two cities.

Tarnow pays 110% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $27.00 in Tarnow vs $45.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $191 vs $293 per month, with Tarnow cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnow vs Phuket: Cost of Living - Frequently Asked Questions

Tarnow is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 4% gap adds up to real monthly savings that compound significantly over time.

Tarnow pays 110% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $461 in Tarnow versus $613 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $330 in Tarnow versus $693 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 53% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $1,216 in Tarnow versus $1,265 in Phuket, a $1,000 budget is realistic in Tarnow but tight or insufficient in Phuket. The gap between the two cities makes Tarnow the clear choice for anyone on this budget.

For families, Tarnow is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tarnow and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnow gentler on the wallet – expenses run 4% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.