Cost of Living Comparison Between Tarnow and Phuket Cost of Living Comparison Between Tarnow and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,210 in Tarnow versus $1,247 in Phuket.

Estimated couple costs with rent: $1,704 in Tarnow versus $2,276 in Phuket.

Monthly costs for a family of three with rent: $2,197 in Tarnow versus $3,306 in Phuket.

Living in Tarnow costs roughly 3% less than in Phuket, driven mainly by Groceries & Markets.

Both cities sit below the global median: Tarnow 10% lower, Phuket 7% lower.

Meal at Budget Restaurant

$9.68 zł 34.85

$4.59 ฿147

110.89%

Three-Course Dinner for Two, Mid-Range

$27.18 zł 97.9

$46.83 ฿1,501

-41.96%

Fast Food Meal (McDonalds, etc)

$6.88 zł 24.76

$8.70 ฿279

-20.92%

Cappuccino

$2.77 zł 9.98

$2.92 ฿93.7

-5.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 zł 7.78

$0.68 ฿21.92

217.65%

Water (0.33 liter bottle)

$1.37 zł 4.94

$0.40 ฿12.70

242.50%

Local Beer (0.5 liter draught)

$3.00 zł 10.82

$2.51 ฿80.4

19.52%

Imported Beer (0.33 liter bottle)

$3.60 zł 12.95

$3.80 ฿122

-5.26%

Milk (1 liter)

$1.03 zł 3.71

$2.16 ฿69.3

-52.31%

White Bread (500g)

$1.20 zł 4.32

$1.88 ฿60.3

-36.17%

Rice (white) (1kg)

$1.39 zł 5.00

$2.16 ฿69.2

-35.65%

Eggs

$2.54 zł 9.16

$2.22 ฿71.2

14.41%

Local Cheese (1kg)

$7.97 zł 28.70

$19.57 ฿627

-59.27%

Chicken Fillets (1kg)

$6.39 zł 22.99

$3.80 ฿122

68.16%

Beef Round Steak (1kg)

$9.91 zł 35.69

$13.41 ฿430

-26.10%

Apples (1kg)

$0.83 zł 2.99

$3.26 ฿104

-74.54%

Banana (1kg)

$1.62 zł 5.82

$1.61 ฿51.7

0.62%

Oranges (1kg)

$1.33 zł 4.78

$2.31 ฿74.0

-42.42%

Tomato (1kg)

$2.14 zł 7.69

$2.06 ฿66.0

3.88%

Potato (1kg)

$0.84 zł 3.01

$1.61 ฿51.5

-47.83%

Onion (1kg)

$1.12 zł 4.02

$1.44 ฿46.26

-22.22%

Lettuce (1 head)

$1.07 zł 3.85

$1.03 ฿33.01

3.88%

Water (1.5 liter bottle)

$0.62 zł 2.21

$0.48 ฿15.39

29.17%

Cigarettes 20 Pack (Marlboro, Camel)

$4.58 zł 16.47

$4.50 ฿144

1.78%

Wine (Bottle)

$7.68 zł 27.64

$19.18 ฿615

-59.96%

Local Beer (0.5 liter bottle)

$0.97 zł 3.49

$1.82 ฿58.4

-46.70%

Imported Beer (0.33 liter bottle)

$1.46 zł 5.26

$2.69 ฿86.2

-45.72%

One-way Ticket (Public Transport)

$1.10 zł 3.97

$1.38 ฿44.16

-20.29%

Public Transport Monthly Pass (Regular Price)

$33.06 zł 119

$11.76 ฿377

181.12%

Taxi Start (Normal Tariff)

$1.33 zł 4.78

$3.11 ฿99.6

-57.23%

Taxi (Normal Tariff) (1km)

$0.48 zł 1.73

$1.00 ฿32.18

-52.00%

Taxi 1hour Waiting (Normal Tariff)

$13.49 zł 48.57

$13.74 ฿441

-1.82%

Gasoline (1 liter)

$1.79 zł 6.43

$1.30 ฿41.61

37.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K zł 123.5K

$27.4K ฿877.0K

25.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K zł 89.2K

$33.0K ฿1.1M

-24.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 zł 900

$125 ฿4,004

100.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.65 zł 27.54

$13.74 ฿440

-44.32%

Internet (50+ Mbps, Unlimited Data)

$16.45 zł 59.2

$18.61 ฿597

-11.61%

Gym Membership (Monthly)

$27.20 zł 97.9

$60.6 ฿1,941

-55.08%

Tennis Court (1 Hour on Weekend)

$12.14 zł 43.71

$17.15 ฿550

-29.21%

Cinema Ticket

$5.00 zł 17.99

$9.01 ฿289

-44.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$325 zł 1,170

$698 ฿22.4K

-53.41%

International Primary School, 1 Child (Yearly)

$4,867 zł 17.5K

$16.1K ฿516.5K

-69.79%

Jeans (Levis 501 Or Similar)

$85.4 zł 307

$59.2 ฿1,898

44.25%

Summer Dress (H&M, Zara, etc)

$26.59 zł 95.7

$34.86 ฿1,118

-23.72%

Sport Shoes (Adidas, Nike)

$80.0 zł 288

$114 ฿3,662

-29.94%

Men's Leather Business Shoes

$117 zł 423

$85.8 ฿2,751

36.90%

1-bedroom Apartment, City Center (Monthly)

$467 zł 1,683

$619 ฿19.8K

-24.44%

1-bedroom Apartment, Outside City Center (Monthly)

$373 zł 1,344

$437 ฿14.0K

-14.53%

3-bedroom Apartment, City Center (Monthly)

$646 zł 2,326

$2,075 ฿66.5K

-68.86%

3-bedroom Apartment, Outside City Center (Monthly)

$488 zł 1,758

$1,509 ฿48.4K

-67.63%

Buy Apartment in City Center (m2)

$2,957 zł 10.6K

$3,764 ฿120.7K

-21.45%

Buy Apartment Outside City Center (m2)

$1,873 zł 6,743

$2,694 ฿86.4K

-30.47%

Average Monthly Net Salary (After Tax)

$1,069 zł 3,849

$528 ฿16.9K

102.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

5.33

17.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: April 12, 2026

Last update for Phuket: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $467 in Tarnow and $619 in Phuket. Housing cost is often the main lever when comparing two cities.

Tarnow pays 102% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $27 in Tarnow vs $47 in Phuket for a mid-range dinner for two. Groceries echo the gap at $193 vs $292 per month, with Tarnow cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnow vs Phuket: Cost of Living - Frequently Asked Questions

Tarnow is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 3% gap adds up to real monthly savings that compound significantly over time.

Tarnow pays 102% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $467 in Tarnow versus $619 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $325 in Tarnow versus $698 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 51% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $1,210 in Tarnow versus $1,247 in Phuket, a $1,000 budget is realistic in Tarnow but tight or insufficient in Phuket. The gap between the two cities makes Tarnow the clear choice for anyone on this budget.

For families, Tarnow is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tarnow and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnow gentler on the wallet – expenses run 3% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.