Last update: Oct 2026

Cost of Living Comparison Between Phuket and Tarnow

For one person, living costs are similar in Phuket and in Tarnow: $1,208 and $1,182 a month, rent and utilities included.

59

Cost of Living Index in Phuket
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Phuket Living Index
57

Cost of Living Index in Tarnow
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Tarnow Living Index

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Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Tarnow

🇵🇱 Poland

$1,182

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Tarnow

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Tarnow actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,208 in Phuket versus $1,182 in Tarnow.

Phuket $1,208
Tarnow $1,182

Estimated couple costs with rent: $2,027 in Phuket versus $1,638 in Tarnow.

Phuket $2,027
Tarnow $1,638

Monthly costs for a family of three with rent: $2,845 in Phuket versus $2,093 in Tarnow.

Phuket $2,845
Tarnow $2,093

Living in Phuket is roughly 2% more expensive than in Tarnow, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phuket 11% lower, Tarnow 13% lower.

Meal at Budget Restaurant

$4.40 ฿147

$10.34 zł 40.16

-57.45%

Three-Course Dinner for Two, Mid-Range

$32.26 ฿1,078

$25.16 zł 97.8

28.22%

Fast Food Meal (McDonalds, etc)

$8.76 ฿293

$6.43 zł 24.96

36.24%

Cappuccino

$2.83 ฿94.5

$2.55 zł 9.91

10.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 ฿30.14

$2.21 zł 8.57

-59.28%

Water (0.33 liter bottle)

$0.47 ฿15.56

$1.29 zł 5.03

-63.57%

Local Beer (0.5 liter draught)

$2.55 ฿85.2

$3.79 zł 14.73

-32.72%

Imported Beer (0.33 liter bottle)

$3.83 ฿128

$3.74 zł 14.54

2.41%

Milk (1 liter)

$1.73 ฿57.7

$0.93 zł 3.60

86.02%

White Bread (500g)

$1.47 ฿49.11

$1.15 zł 4.45

27.83%

Rice (white) (1kg)

$1.51 ฿50.6

$1.25 zł 4.87

20.80%

Eggs

$2.17 ฿72.7

$2.44 zł 9.48

-11.07%

Local Cheese (1kg)

$19.70 ฿658

$7.86 zł 30.55

150.64%

Chicken Fillets (1kg)

$3.34 ฿112

$5.84 zł 22.70

-42.81%

Beef Round Steak (1kg)

$11.16 ฿373

$9.78 zł 37.98

14.11%

Apples (1kg)

$2.85 ฿95.1

$0.73 zł 2.84

290.41%

Banana (1kg)

$1.70 ฿56.9

$1.55 zł 6.04

9.68%

Oranges (1kg)

$2.19 ฿73.3

$1.29 zł 5.01

69.77%

Tomato (1kg)

$2.05 ฿68.4

$1.91 zł 7.42

7.33%

Potato (1kg)

$1.45 ฿48.57

$0.79 zł 3.06

83.54%

Onion (1kg)

$1.38 ฿46.16

$1.02 zł 3.96

35.29%

Lettuce (1 head)

$1.07 ฿35.69

$1.06 zł 4.12

0.94%

Water (1.5 liter bottle)

$0.51 ฿16.91

$0.75 zł 2.91

-32.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$4.31 zł 16.75

-1.16%

Wine (Bottle)

$18.58 ฿621

$6.28 zł 24.41

195.86%

Local Beer (0.5 liter bottle)

$1.78 ฿59.7

$0.90 zł 3.50

97.78%

Imported Beer (0.33 liter bottle)

$2.85 ฿95.2

$1.35 zł 5.26

111.11%

One-way Ticket (Public Transport)

$2.26 ฿75.6

$0.97 zł 3.76

132.99%

Public Transport Monthly Pass (Regular Price)

$22.10 ฿738

$30.58 zł 119

-27.73%

Taxi Start (Normal Tariff)

$3.01 ฿101

$1.30 zł 5.06

131.54%

Taxi (Normal Tariff) (1km)

$1.06 ฿35.34

$0.75 zł 2.92

41.33%

Taxi 1hour Waiting (Normal Tariff)

$3.86 ฿129

$10.45 zł 40.59

-63.06%

Gasoline (1 liter)

$1.45 ฿48.45

$1.62 zł 6.31

-10.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ฿879.9K

$31.2K zł 121.2K

-15.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿900.4K

$24.6K zł 95.8K

9.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,221

$242 zł 940

-60.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.04 ฿369

$9.49 zł 36.86

16.33%

Internet (50+ Mbps, Unlimited Data)

$17.14 ฿573

$16.41 zł 63.8

4.45%

Gym Membership (Monthly)

$52.2 ฿1,744

$25.48 zł 99.0

104.79%

Tennis Court (1 Hour on Weekend)

$11.16 ฿373

$11.65 zł 45.27

-4.21%

Cinema Ticket

$7.81 ฿261

$4.52 zł 17.55

72.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 ฿18.6K

$287 zł 1,117

93.38%

International Primary School, 1 Child (Yearly)

$11.6K ฿387.0K

$2,538 zł 9,859

356.36%

Jeans (Levis 501 Or Similar)

$64.2 ฿2,146

$79.4 zł 309

-19.17%

Summer Dress (H&M, Zara, etc)

$28.69 ฿959

$25.87 zł 101

10.90%

Sport Shoes (Adidas, Nike)

$95.4 ฿3,187

$77.5 zł 301

23.11%

Men's Leather Business Shoes

$88.0 ฿2,940

$111 zł 430

-20.52%

1-bedroom Apartment, City Center (Monthly)

$737 ฿24.6K

$437 zł 1,700

68.50%

1-bedroom Apartment, Outside City Center (Monthly)

$462 ฿15.5K

$352 zł 1,369

31.24%

3-bedroom Apartment, City Center (Monthly)

$2,095 ฿70.0K

$624 zł 2,423

235.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,201 ฿40.1K

$463 zł 1,799

159.39%

Buy Apartment in City Center (m2)

$3,488 ฿116.6K

$2,657 zł 10.3K

31.26%

Buy Apartment Outside City Center (m2)

$2,523 ฿84.3K

$1,750 zł 6,799

44.17%

Average Monthly Net Salary (After Tax)

$501 ฿16.7K

$1,000 zł 3,884

-49.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.68

-16.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 19, 2026

Last update for Tarnow: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$462 38.3%

Tarnow

$352 29.8% 23.8% $110

Groceries & Markets

Phuket

$269 22.2%

Tarnow

$183 15.5% 32% $86

Monthly Utilities & Internet

Phuket

$125 10.3%

Tarnow

$268 22.7% 115% $143

Clothing & Footwear

Phuket

$124 10.3%

Tarnow

$132 11.2% 6.2% $7.7

Eating Out

Phuket

$121 10%

Tarnow

$173 14.6% 42.7% $52

Sport & Entertainment

Phuket

$68 5.6%

Tarnow

$35 2.9% 49.1% $33

Getting Around

Phuket

$39 3.3%

Tarnow

$40 3.3% 0.2% $0.1

Cost Breakdown

A one-bedroom apartment in the center runs $737 in Phuket and $437 in Tarnow. Housing cost is often the main lever when comparing two cities.

Tarnow pays 100% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Phuket vs $25.00 in Tarnow for a mid-range dinner for two. Groceries echo the gap at $269 vs $183 per month, with Tarnow cheaper across the board.

Good to know

🇹🇭 Phuket

🇵🇱 Tarnow

🕒 Local time

05:04 5:04 AM

00:04 12:04 AM

5 h behind Phuket

🌤 Weather

👥 Population

79,308

106,748

💱 Currency

Thai Baht THB ฿

Polish Złoty PLN zł

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Tarnow 8,440 km ≈ 11 h nonstop flight

From you

Phuket
Tarnow

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Tarnow: Cost of Living - Frequently Asked Questions

Tarnow is cheaper overall, especially in groceries, leisure, and utilities. The 2% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 100% lower in Tarnow. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $737 in Phuket versus $437 in Tarnow. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $556 in Phuket versus $287 in Tarnow. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 47% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $1,182 in Tarnow versus $1,208 in Phuket, a $1,000 budget is realistic in Tarnow but tight or insufficient in Phuket. The gap between the two cities makes Tarnow the clear choice for anyone on this budget.

For families, Tarnow is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Tarnow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnow gentler on the wallet – expenses run 2% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.