Last update: Oct 2026

Cost of Living Comparison Between Tarnow and Medellin

For one person, living is cheaper in Tarnow: $1,182 a month against $1,625 in Medellin, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

Tarnow
🇵🇱 Poland
$1,182
/mo nomad
Medellin
🇨🇴 Colombia
$1,625
/mo nomad
Monthly Cost of Living

How much you'll spend in Tarnow and in Medellin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tarnow and in Medellin actually costs, broken down by who's living it.

A single person spends $1,182 per month in Tarnow vs $1,625 in Medellin, rent included.

  • Tarnow $1,182
  • Medellin $1,625

A couple spends around $1,638 per month in Tarnow vs $2,412 in Medellin, rent included.

  • Tarnow $1,638
  • Medellin $2,412

A family of three spends $2,093 per month in Tarnow vs $3,199 in Medellin, rent included.

  • Tarnow $2,093
  • Medellin $3,199

Tarnow is about 27% cheaper than Medellin, and outside of rent the biggest gap is in groceries.

Tarnow sits 13% below the global median, while Medellin is 20% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Tarnow
Medellin
Difference
Meal at Budget Restaurant
$10.34 zł 40.16
$8.30 COP 26.3K
24.58%
Three-Course Dinner for Two, Mid-Range
$25.16 zł 97.8
$46.91 COP 148.7K
-46.37%
Fast Food Meal (McDonalds, etc)
$6.43 zł 24.96
$9.24 COP 29.3K
-30.41%
Cappuccino
$2.55 zł 9.91
$3.05 COP 9,676
-16.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.21 zł 8.57
$1.80 COP 5,707
22.78%
Water (0.33 liter bottle)
$1.29 zł 5.03
$1.38 COP 4,382
-6.52%
Local Beer (0.5 liter draught)
$3.79 zł 14.73
$3.24 COP 10.3K
16.98%
Imported Beer (0.33 liter bottle)
$3.74 zł 14.54
$5.56 COP 17.6K
-32.73%
🛒 Groceries & Markets
Tarnow
Medellin
Difference
Milk (1 liter)
$0.93 zł 3.60
$1.50 COP 4,760
-38.00%
White Bread (500g)
$1.15 zł 4.45
$2.37 COP 7,508
-51.48%
Rice (white) (1kg)
$1.25 zł 4.87
$1.70 COP 5,377
-26.47%
Eggs
$2.44 zł 9.48
$2.96 COP 9,379
-17.57%
Local Cheese (1kg)
$7.86 zł 30.55
$10.22 COP 32.4K
-23.09%
Chicken Fillets (1kg)
$5.84 zł 22.70
$9.74 COP 30.9K
-40.04%
Beef Round Steak (1kg)
$9.78 zł 37.98
$13.90 COP 44.1K
-29.64%
Apples (1kg)
$0.73 zł 2.84
$4.13 COP 13.1K
-82.32%
Banana (1kg)
$1.55 zł 6.04
$1.53 COP 4,839
1.31%
Oranges (1kg)
$1.29 zł 5.01
$2.22 COP 7,052
-41.89%
Tomato (1kg)
$1.91 zł 7.42
$2.27 COP 7,194
-15.86%
Potato (1kg)
$0.79 zł 3.06
$1.99 COP 6,311
-60.30%
Onion (1kg)
$1.02 zł 3.96
$1.67 COP 5,285
-38.92%
Lettuce (1 head)
$1.06 zł 4.12
$1.18 COP 3,742
-10.17%
Water (1.5 liter bottle)
$0.75 zł 2.91
$1.24 COP 3,919
-39.52%
Cigarettes 20 Pack (Marlboro, Camel)
$4.31 zł 16.75
$3.87 COP 12.3K
11.37%
Wine (Bottle)
$6.28 zł 24.41
$13.78 COP 43.7K
-54.43%
Local Beer (0.5 liter bottle)
$0.90 zł 3.50
$1.66 COP 5,256
-45.78%
Imported Beer (0.33 liter bottle)
$1.35 zł 5.26
$2.40 COP 7,615
-43.75%
🚌 Getting Around
Tarnow
Medellin
Difference
One-way Ticket (Public Transport)
$0.97 zł 3.76
$1.24 COP 3,944
-21.77%
Public Transport Monthly Pass (Regular Price)
$30.58 zł 119
$78.2 COP 248.0K
-60.90%
Taxi Start (Normal Tariff)
$1.30 zł 5.06
$1.28 COP 4,044
1.56%
Taxi (Normal Tariff) (1km)
$0.75 zł 2.92
$2.15 COP 6,803
-65.12%
Taxi 1hour Waiting (Normal Tariff)
$10.45 zł 40.59
$8.37 COP 26.5K
24.85%
Gasoline (1 liter)
$1.62 zł 6.31
$1.35 COP 4,288
20.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.2K zł 121.2K
$34.8K COP 110.2M
-10.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K zł 95.8K
$34.7K COP 110.0M
-28.93%
🧾 Monthly Utilities & Internet
Tarnow
Medellin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$242 zł 940
$167 COP 528.4K
45.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.49 zł 36.86
$13.62 COP 43.2K
-30.32%
Internet (50+ Mbps, Unlimited Data)
$16.41 zł 63.8
$29.12 COP 92.3K
-43.65%
🎉 Sport & Entertainment
Tarnow
Medellin
Difference
Gym Membership (Monthly)
$25.48 zł 99.0
$45.09 COP 143.0K
-43.49%
Tennis Court (1 Hour on Weekend)
$11.65 zł 45.27
$17.18 COP 54.5K
-32.19%
Cinema Ticket
$4.52 zł 17.55
$6.97 COP 22.1K
-35.15%
🧸 Childcare & Education
Tarnow
Medellin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$287 zł 1,117
$790 COP 2.5M
-63.61%
International Primary School, 1 Child (Yearly)
$2,538 zł 9,859
$9,041 COP 28.7M
-71.93%
👕👟 Clothing & Footwear
Tarnow
Medellin
Difference
Jeans (Levis 501 Or Similar)
$79.4 zł 309
$87.8 COP 278.4K
-9.53%
Summer Dress (H&M, Zara, etc)
$25.87 zł 101
$58.2 COP 184.4K
-55.51%
Sport Shoes (Adidas, Nike)
$77.5 zł 301
$139 COP 440.7K
-44.27%
Men's Leather Business Shoes
$111 zł 430
$98.9 COP 313.5K
11.96%
🏠 Accommodation & Living
Tarnow
Medellin
Difference
1-bedroom Apartment, City Center (Monthly)
$437 zł 1,700
$1,028 COP 3.3M
-57.45%
1-bedroom Apartment, Outside City Center (Monthly)
$352 zł 1,369
$620 COP 2.0M
-43.13%
3-bedroom Apartment, City Center (Monthly)
$624 zł 2,423
$1,881 COP 6.0M
-66.85%
3-bedroom Apartment, Outside City Center (Monthly)
$463 zł 1,799
$1,008 COP 3.2M
-54.06%
Buy Apartment in City Center (m2)
$2,657 zł 10.3K
$3,988 COP 12.6M
-33.38%
Buy Apartment Outside City Center (m2)
$1,750 zł 6,799
$1,702 COP 5.4M
2.82%
💵 Salaries & Financials
Tarnow
Medellin
Difference
Average Monthly Net Salary (After Tax)
$1,000 zł 3,884
$663 COP 2.1M
50.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.68
10.94
-38.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: October 18, 2026

Last update for Medellin: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Tarnow
$352
Medellin
$619 75.8% $267
Monthly Utilities & Internet
Tarnow
$268
Medellin
$209 21.8% $58
Groceries & Markets
Tarnow
$183
Medellin
$298 63% $115
Eating Out
Tarnow
$173
Medellin
$171 1.3% $2.2
Clothing & Footwear
Tarnow
$132
Medellin
$173 30.8% $41
Getting Around
Tarnow
$40
Medellin
$95 141% $56
Sport & Entertainment
Tarnow
$35
Medellin
$59 71% $25

Cost Breakdown

A central one-bedroom costs $437 in Tarnow versus $1,028 in Medellin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 51% higher in Tarnow, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $25.00 in Tarnow versus $47.00 in Medellin. Monthly groceries follow the same trend: $183 vs $298 – making Tarnow the more affordable choice for daily food spending.

Good to know
🇵🇱 Tarnow
🇨🇴 Medellin
🕒 Local time
22:30 10:30 PM
15:30 3:30 PM
7 h behind Tarnow
🌤 Weather
👥 Population
106,748
2,486,723
💱 Currency
Exchange rates and currency converter

COP, USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Colombian Peso exchange rates as of October 20, 2026: 1 USD = 3,171 COP (10,000 COP = 3.15 USD). 1 EUR = 3,565 COP (10,000 COP = 2.81 EUR).

On the map
Between locations
  • Tarnow Medellin 9,940 km ≈ 13 h nonstop flight
From you
  • Tarnow
  • Medellin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tarnow vs Medellin: Cost of Living - Frequently Asked Questions
Is Medellin cheaper than Tarnow?
Yes – Medellin is pricier by about 37%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,773 per month in Tarnow and $2,437 in Medellin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Tarnow, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Tarnow or in Medellin?
A mid-range dinner for two costs $25.00 in Tarnow and $47.00 in Medellin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Tarnow and in Medellin?
Monthly expenses with rent come to $1,182 in Tarnow and $1,625 in Medellin. That's a gap of about 37%.
Is $1,000 a realistic budget for living in Tarnow or in Medellin?
A $1,000 monthly budget goes further in Tarnow, where all-in costs run around $1,182, than in Medellin at $1,625. In Tarnow it covers expenses comfortably, while in Medellin it requires careful planning or may not stretch far enough.
Is Tarnow or Medellin more family-friendly?
Families tend to lean toward Tarnow – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Tarnow or Medellin?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Tarnow. If higher salaries, better infrastructure, or specific career opportunities are the priority, Medellin makes more sense. Both are solid long-term options with distinct trade-offs.

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