Last update: Oct 2026

Cost of Living Comparison Between Tarnow and London

For one person, living is cheaper in Tarnow: $1,177 a month against $3,986 in London, rent and utilities included – about $33,700 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Tarnow
Learn more

Tarnow Living Index
194

Cost of Living Index in London
Learn more

London Living Index

Jump to prices

Tarnow

🇵🇱 Poland

$1,177

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Tarnow and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tarnow and in London actually costs, broken down by who's living it.

A single person spends $1,177 per month in Tarnow vs $3,986 in London, rent included.

Tarnow $1,177
London $3,986

A couple spends around $1,635 per month in Tarnow vs $5,791 in London, rent included.

Tarnow $1,635
London $5,791

A family of three spends $2,092 per month in Tarnow vs $7,595 in London, rent included.

Tarnow $2,092
London $7,595

Tarnow is about 70% cheaper than London, and outside of rent the biggest gap is in transport.

Tarnow sits 13% below the global median, while London is 195% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.26 zł 39.87

$25.93 £19.45

-60.43%

Three-Course Dinner for Two, Mid-Range

$25.56 zł 99.3

$107 £79.9

-76.00%

Fast Food Meal (McDonalds, etc)

$6.35 zł 24.66

$10.71 £8.03

-40.71%

Cappuccino

$2.47 zł 9.58

$5.47 £4.11

-54.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 zł 8.32

$2.97 £2.23

-27.95%

Water (0.33 liter bottle)

$1.30 zł 5.05

$2.20 £1.65

-40.91%

Local Beer (0.5 liter draught)

$3.75 zł 14.56

$9.13 £6.85

-58.93%

Imported Beer (0.33 liter bottle)

$3.87 zł 15.05

$7.94 £5.96

-51.26%

Milk (1 liter)

$1.01 zł 3.91

$1.86 £1.40

-45.70%

White Bread (500g)

$1.18 zł 4.60

$2.07 £1.55

-43.00%

Rice (white) (1kg)

$1.24 zł 4.83

$2.42 £1.81

-48.76%

Eggs

$2.37 zł 9.21

$5.09 £3.82

-53.44%

Local Cheese (1kg)

$7.56 zł 29.38

$12.87 £9.66

-41.26%

Chicken Fillets (1kg)

$5.61 zł 21.79

$10.43 £7.82

-46.21%

Beef Round Steak (1kg)

$9.74 zł 37.84

$16.87 £12.66

-42.26%

Apples (1kg)

$0.77 zł 3.00

$3.11 £2.33

-75.24%

Banana (1kg)

$1.52 zł 5.89

$1.40 £1.05

8.57%

Oranges (1kg)

$1.24 zł 4.84

$3.08 £2.31

-59.74%

Tomato (1kg)

$1.93 zł 7.49

$3.27 £2.45

-40.98%

Potato (1kg)

$0.72 zł 2.81

$1.58 £1.19

-54.43%

Onion (1kg)

$1.01 zł 3.91

$1.74 £1.31

-41.95%

Lettuce (1 head)

$1.00 zł 3.87

$1.40 £1.05

-28.57%

Water (1.5 liter bottle)

$0.79 zł 3.09

$1.80 £1.35

-56.11%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 zł 16.40

$23.28 £17.46

-81.87%

Wine (Bottle)

$6.50 zł 25.25

$13.03 £9.77

-50.12%

Local Beer (0.5 liter bottle)

$0.89 zł 3.46

$3.17 £2.38

-71.92%

Imported Beer (0.33 liter bottle)

$1.40 zł 5.43

$4.42 £3.32

-68.33%

One-way Ticket (Public Transport)

$0.92 zł 3.59

$4.07 £3.05

-77.40%

Public Transport Monthly Pass (Regular Price)

$30.92 zł 120

$247 £185

-87.47%

Taxi Start (Normal Tariff)

$1.28 zł 4.99

$5.58 £4.18

-77.06%

Taxi (Normal Tariff) (1km)

$0.75 zł 2.90

$3.36 £2.52

-77.68%

Taxi 1hour Waiting (Normal Tariff)

$10.13 zł 39.35

$56.8 £42.57

-82.15%

Gasoline (1 liter)

$1.60 zł 6.23

$2.13 £1.60

-24.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K zł 117.6K

$38.2K £28.6K

-20.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K zł 94.6K

$40.9K £30.7K

-40.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 zł 944

$372 £279

-34.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.09 zł 35.30

$17.82 £13.37

-48.99%

Internet (50+ Mbps, Unlimited Data)

$16.23 zł 63.1

$40.37 £30.29

-59.80%

Gym Membership (Monthly)

$25.28 zł 98.2

$60.0 £44.99

-57.85%

Tennis Court (1 Hour on Weekend)

$11.35 zł 44.10

$21.29 £15.97

-46.69%

Cinema Ticket

$4.68 zł 18.18

$17.74 £13.31

-73.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$285 zł 1,108

$2,864 £2,149

-90.04%

International Primary School, 1 Child (Yearly)

$2,499 zł 9,711

$35.3K £26.5K

-92.93%

Jeans (Levis 501 Or Similar)

$79.4 zł 308

$114 £85.5

-30.37%

Summer Dress (H&M, Zara, etc)

$25.23 zł 98.0

$54.3 £40.71

-53.51%

Sport Shoes (Adidas, Nike)

$75.9 zł 295

$124 £93.2

-38.95%

Men's Leather Business Shoes

$114 zł 443

$163 £122

-30.06%

1-bedroom Apartment, City Center (Monthly)

$430 zł 1,669

$2,869 £2,152

-85.03%

1-bedroom Apartment, Outside City Center (Monthly)

$349 zł 1,357

$2,233 £1,675

-84.36%

3-bedroom Apartment, City Center (Monthly)

$601 zł 2,337

$5,266 £3,950

-88.58%

3-bedroom Apartment, Outside City Center (Monthly)

$466 zł 1,810

$3,778 £2,834

-87.67%

Buy Apartment in City Center (m2)

$2,648 zł 10.3K

$18.3K £13.8K

-85.55%

Buy Apartment Outside City Center (m2)

$1,745 zł 6,781

$8,024 £6,019

-78.25%

Average Monthly Net Salary (After Tax)

$1,019 zł 3,960

$5,037 £3,778

-79.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

4.74

40.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: October 12, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tarnow

$349 29.7%

London

$2.2K 56% 539% $1.9K

Monthly Utilities & Internet

Tarnow

$268 22.8%

London

$430 10.8% 60.4% $162

Groceries & Markets

Tarnow

$182 15.5%

London

$349 8.8% 92.2% $168

Eating Out

Tarnow

$171 14.5%

London

$388 9.7% 127% $217

Clothing & Footwear

Tarnow

$133 11.3%

London

$205 5.1% 54.7% $72

Getting Around

Tarnow

$40 3.4%

London

$285 7.2% 620% $246

Sport & Entertainment

Tarnow

$35 2.9%

London

$95 2.4% 176% $61

Cost Breakdown

A central one-bedroom costs $430 in Tarnow versus $2,869 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 394% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26.00 in Tarnow versus $107 in London. Monthly groceries follow the same trend: $182 vs $349 – making Tarnow the more affordable choice for daily food spending.

Good to know

🇵🇱 Tarnow

🇬🇧 London

🕒 Local time

23:38 11:38 PM

22:38 10:38 PM

1 h behind Tarnow

🌤 Weather

👥 Population

106,748

8,908,083 Capital

💱 Currency

Polish Złoty PLN zł

British Pound GBP £

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 17, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Tarnow London 1,490 km ≈ 2 h 15 min nonstop flight

From you

Tarnow
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnow vs London: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,177 in Tarnow, $3,986 in London – roughly 239% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $1,766 per month in Tarnow and $5,979 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tarnow, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 92% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $26.00 in Tarnow and $107 in London. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Tarnow, where all-in costs run around $1,177, than in London at $3,986. In Tarnow it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,177 in Tarnow to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tarnow. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.