Last update: Oct 2026

Cost of Living Comparison Between London and Tarnow

For one person, living is cheaper in Tarnow: $1,177 a month against $3,986 in London, rent and utilities included – about $33,700 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
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London Living Index
57

Cost of Living Index in Tarnow
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Tarnow Living Index

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London

🇬🇧 United Kingdom

$3,986

/mo nomad

Tarnow

🇵🇱 Poland

$1,177

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Tarnow

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Tarnow actually costs, broken down by who's living it.

A single person spends $3,986 per month in London vs $1,177 in Tarnow, rent included.

London $3,986
Tarnow $1,177

A couple spends around $5,791 per month in London vs $1,635 in Tarnow, rent included.

London $5,791
Tarnow $1,635

A family of three spends $7,595 per month in London vs $2,092 in Tarnow, rent included.

London $7,595
Tarnow $2,092

London costs about 239% more than Tarnow, and outside of rent the biggest gap is in transport.

London sits 195% above the global median, while Tarnow is 13% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$25.93 £19.45

$10.26 zł 39.87

152.73%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$25.56 zł 99.3

316.67%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$6.35 zł 24.66

68.66%

Cappuccino

$5.47 £4.11

$2.47 zł 9.58

121.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$2.14 zł 8.32

38.79%

Water (0.33 liter bottle)

$2.20 £1.65

$1.30 zł 5.05

69.23%

Local Beer (0.5 liter draught)

$9.13 £6.85

$3.75 zł 14.56

143.47%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$3.87 zł 15.05

105.17%

Milk (1 liter)

$1.86 £1.40

$1.01 zł 3.91

84.16%

White Bread (500g)

$2.07 £1.55

$1.18 zł 4.60

75.42%

Rice (white) (1kg)

$2.42 £1.81

$1.24 zł 4.83

95.16%

Eggs

$5.09 £3.82

$2.37 zł 9.21

114.77%

Local Cheese (1kg)

$12.87 £9.66

$7.56 zł 29.38

70.24%

Chicken Fillets (1kg)

$10.43 £7.82

$5.61 zł 21.79

85.92%

Beef Round Steak (1kg)

$16.87 £12.66

$9.74 zł 37.84

73.20%

Apples (1kg)

$3.11 £2.33

$0.77 zł 3.00

303.90%

Banana (1kg)

$1.40 £1.05

$1.52 zł 5.89

-7.89%

Oranges (1kg)

$3.08 £2.31

$1.24 zł 4.84

148.39%

Tomato (1kg)

$3.27 £2.45

$1.93 zł 7.49

69.43%

Potato (1kg)

$1.58 £1.19

$0.72 zł 2.81

119.44%

Onion (1kg)

$1.74 £1.31

$1.01 zł 3.91

72.28%

Lettuce (1 head)

$1.40 £1.05

$1.00 zł 3.87

40.00%

Water (1.5 liter bottle)

$1.80 £1.35

$0.79 zł 3.09

127.85%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$4.22 zł 16.40

451.66%

Wine (Bottle)

$13.03 £9.77

$6.50 zł 25.25

100.46%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$0.89 zł 3.46

256.18%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$1.40 zł 5.43

215.71%

One-way Ticket (Public Transport)

$4.07 £3.05

$0.92 zł 3.59

342.39%

Public Transport Monthly Pass (Regular Price)

$247 £185

$30.92 zł 120

698.06%

Taxi Start (Normal Tariff)

$5.58 £4.18

$1.28 zł 4.99

335.94%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$0.75 zł 2.90

348.00%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.57

$10.13 zł 39.35

460.22%

Gasoline (1 liter)

$2.13 £1.60

$1.60 zł 6.23

33.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$30.3K zł 117.6K

26.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$24.4K zł 94.6K

67.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$243 zł 944

53.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$9.09 zł 35.30

96.04%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$16.23 zł 63.1

148.74%

Gym Membership (Monthly)

$60.0 £44.99

$25.28 zł 98.2

137.22%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

$11.35 zł 44.10

87.58%

Cinema Ticket

$17.74 £13.31

$4.68 zł 18.18

279.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$285 zł 1,108

904.41%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$2,499 zł 9,711

1313.46%

Jeans (Levis 501 Or Similar)

$114 £85.5

$79.4 zł 308

43.62%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$25.23 zł 98.0

115.10%

Sport Shoes (Adidas, Nike)

$124 £93.2

$75.9 zł 295

63.80%

Men's Leather Business Shoes

$163 £122

$114 zł 443

42.97%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$430 zł 1,669

567.91%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$349 zł 1,357

539.40%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,950

$601 zł 2,337

775.52%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,834

$466 zł 1,810

711.01%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$2,648 zł 10.3K

592.21%

Buy Apartment Outside City Center (m2)

$8,024 £6,019

$1,745 zł 6,781

359.75%

Average Monthly Net Salary (After Tax)

$5,037 £3,778

$1,019 zł 3,960

394.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

6.68

-29.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Tarnow: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Tarnow

$349 29.7% 84.4% $1.9K

Monthly Utilities & Internet

London

$430 10.8%

Tarnow

$268 22.8% 37.7% $162

Eating Out

London

$388 9.7%

Tarnow

$171 14.5% 55.9% $217

Groceries & Markets

London

$349 8.8%

Tarnow

$182 15.5% 48% $168

Getting Around

London

$285 7.2%

Tarnow

$40 3.4% 86.1% $246

Clothing & Footwear

London

$205 5.1%

Tarnow

$133 11.3% 35.4% $72

Sport & Entertainment

London

$95 2.4%

Tarnow

$35 2.9% 63.7% $61

Cost Breakdown

A central one-bedroom costs $2,869 in London versus $430 in Tarnow. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 394% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $107 in London versus $26.00 in Tarnow. Monthly groceries follow the same trend: $349 vs $182 – making Tarnow the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇵🇱 Tarnow

🕒 Local time

00:14 12:14 AM

01:14 1:14 AM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

106,748

💱 Currency

British Pound GBP £

Polish Złoty PLN zł

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Polish Złoty exchange rates as of October 17, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Tarnow 1,490 km ≈ 2 h 15 min nonstop flight

From you

London
Tarnow

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Tarnow: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,986 in London, $1,177 in Tarnow – roughly 239% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $5,979 per month in London and $1,766 in Tarnow. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tarnow, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 92% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $107 in London and $26.00 in Tarnow. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Tarnow, where all-in costs run around $1,177, than in London at $3,986. In Tarnow it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,177 in Tarnow to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tarnow. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.