Cost of Living Comparison Between Tarnow and Lisbon Cost of Living Comparison Between Tarnow and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $1,224 in Tarnow versus $2,316 in Lisbon.

Estimated couple costs with rent: $1,704 in Tarnow versus $3,361 in Lisbon.

Monthly costs for a family of three with rent: $2,185 in Tarnow versus $4,405 in Lisbon.

Living in Tarnow costs roughly 47% less than in Lisbon, driven mainly by Groceries & Markets.

The two cities straddle the global median: Tarnow is 11% below, Lisbon is 69% above.

Currency
🍽 Eating Out
Tarnow
Lisbon
Difference
Meal at Budget Restaurant
$10.59 zł 39.34
$17.30 €14.89
-38.79%
Three-Course Dinner for Two, Mid-Range
$26.48 zł 98.3
$63.3 €54.4
-58.15%
Fast Food Meal (McDonalds, etc)
$6.71 zł 24.92
$11.39 €9.80
-41.09%
Cappuccino
$2.64 zł 9.82
$3.19 €2.75
-17.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.25 zł 8.36
$2.45 €2.10
-8.16%
Water (0.33 liter bottle)
$1.31 zł 4.86
$1.76 €1.52
-25.57%
Local Beer (0.5 liter draught)
$4.15 zł 15.40
$3.59 €3.09
15.60%
Imported Beer (0.33 liter bottle)
$3.98 zł 14.79
$3.39 €2.92
17.40%
🛒 Groceries & Markets
Tarnow
Lisbon
Difference
Milk (1 liter)
$0.98 zł 3.64
$1.24 €1.06
-20.97%
White Bread (500g)
$1.22 zł 4.54
$1.98 €1.71
-38.38%
Rice (white) (1kg)
$1.35 zł 5.02
$1.52 €1.31
-11.18%
Eggs
$2.65 zł 9.85
$4.04 €3.48
-34.41%
Local Cheese (1kg)
$8.12 zł 30.17
$13.54 €11.65
-40.03%
Chicken Fillets (1kg)
$6.22 zł 23.09
$8.39 €7.22
-25.86%
Beef Round Steak (1kg)
$10.19 zł 37.83
$18.25 €15.70
-44.16%
Apples (1kg)
$0.79 zł 2.95
$2.29 €1.97
-65.50%
Banana (1kg)
$1.57 zł 5.81
$1.74 €1.50
-9.77%
Oranges (1kg)
$1.36 zł 5.06
$1.86 €1.60
-26.88%
Tomato (1kg)
$2.00 zł 7.41
$2.63 €2.26
-23.95%
Potato (1kg)
$0.79 zł 2.94
$1.92 €1.65
-58.85%
Onion (1kg)
$1.10 zł 4.07
$2.09 €1.80
-47.37%
Lettuce (1 head)
$1.04 zł 3.87
$1.44 €1.24
-27.78%
Water (1.5 liter bottle)
$0.79 zł 2.95
$0.84 €0.72
-5.95%
Cigarettes 20 Pack (Marlboro, Camel)
$4.44 zł 16.48
$6.78 €5.83
-34.51%
Wine (Bottle)
$6.54 zł 24.28
$5.71 €4.91
14.54%
Local Beer (0.5 liter bottle)
$0.95 zł 3.53
$1.38 €1.18
-31.16%
Imported Beer (0.33 liter bottle)
$1.46 zł 5.42
$2.22 €1.91
-34.23%
🚌 Getting Around
Tarnow
Lisbon
Difference
One-way Ticket (Public Transport)
$0.99 zł 3.69
$2.40 €2.06
-58.75%
Public Transport Monthly Pass (Regular Price)
$31.60 zł 117
$46.78 €40.25
-32.45%
Taxi Start (Normal Tariff)
$1.35 zł 5.02
$4.17 €3.59
-67.63%
Taxi (Normal Tariff) (1km)
$0.77 zł 2.85
$1.14 €0.98
-32.46%
Taxi 1hour Waiting (Normal Tariff)
$10.79 zł 40.06
$17.68 €15.21
-38.97%
Gasoline (1 liter)
$1.58 zł 5.87
$2.32 €2.00
-31.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.0K zł 119.0K
$35.3K €30.4K
-9.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K zł 95.4K
$41.4K €35.7K
-38.00%
🧾 Monthly Utilities & Internet
Tarnow
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$252 zł 937
$170 €147
48.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.85 zł 36.58
$19.34 €16.64
-49.07%
Internet (50+ Mbps, Unlimited Data)
$17.19 zł 63.8
$33.64 €28.95
-48.90%
🎉 Sport & Entertainment
Tarnow
Lisbon
Difference
Gym Membership (Monthly)
$26.33 zł 97.8
$48.10 €41.39
-45.26%
Tennis Court (1 Hour on Weekend)
$11.99 zł 44.52
$19.90 €17.12
-39.75%
Cinema Ticket
$4.89 zł 18.16
$9.92 €8.54
-50.71%
🧸 Childcare & Education
Tarnow
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 zł 1,103
$717 €617
-58.60%
International Primary School, 1 Child (Yearly)
$2,616 zł 9,716
$17.5K €15.0K
-85.03%
👕👟 Clothing & Footwear
Tarnow
Lisbon
Difference
Jeans (Levis 501 Or Similar)
$83.2 zł 309
$105 €90.2
-20.62%
Summer Dress (H&M, Zara, etc)
$26.53 zł 98.6
$46.95 €40.40
-43.49%
Sport Shoes (Adidas, Nike)
$79.7 zł 296
$103 €89.0
-22.92%
Men's Leather Business Shoes
$116 zł 431
$124 €107
-6.42%
🏠 Accommodation & Living
Tarnow
Lisbon
Difference
1-bedroom Apartment, City Center (Monthly)
$454 zł 1,688
$1,677 €1,443
-72.90%
1-bedroom Apartment, Outside City Center (Monthly)
$363 zł 1,348
$1,271 €1,094
-71.44%
3-bedroom Apartment, City Center (Monthly)
$640 zł 2,378
$2,985 €2,568
-78.55%
3-bedroom Apartment, Outside City Center (Monthly)
$488 zł 1,813
$1,992 €1,715
-75.50%
Buy Apartment in City Center (m2)
$2,785 zł 10.3K
$7,826 €6,734
-64.41%
Buy Apartment Outside City Center (m2)
$1,832 zł 6,806
$4,658 €4,008
-60.66%
💵 Salaries & Financials
Tarnow
Lisbon
Difference
Average Monthly Net Salary (After Tax)
$1,071 zł 3,980
$1,583 €1,362
-32.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.68
3.79
76.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: August 31, 2026

Last update for Lisbon: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $454 in Tarnow and $1,677 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays 48% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $26.00 in Tarnow vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $192 vs $283 per month, with Tarnow cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tarnow vs Lisbon: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Tarnow and in Lisbon?
Tarnow and Lisbon differ by about 89% in total monthly costs ($1,224 vs $2,316 including rent). Tarnow is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 48% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Tarnow and in Lisbon?
Rent for a central apartment: $454 in Tarnow versus $1,677 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Tarnow and Lisbon?
Childcare runs $297 in Tarnow versus $717 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 47% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $1,000 per month?
At $1,224 in Tarnow versus $2,316 in Lisbon, a $1,000 budget is realistic in Tarnow but tight or insufficient in Lisbon. The gap between the two cities makes Tarnow the clear choice for anyone on this budget.
How does quality of life compare between Tarnow and Lisbon?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Tarnow or Lisbon safer for residents?
Safety-wise, Tarnow and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Tarnow or Lisbon?
Expats usually find Tarnow gentler on the wallet – expenses run 89% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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