Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Tarnow

For one person, living is cheaper in Tarnow: $1,182 a month against $2,202 in Lisbon, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
57

Cost of Living Index in Tarnow
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Tarnow Living Index

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Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Tarnow

🇵🇱 Poland

$1,182

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Tarnow

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Tarnow actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,202 in Lisbon versus $1,182 in Tarnow.

Lisbon $2,202
Tarnow $1,182

Estimated couple costs with rent: $3,274 in Lisbon versus $1,638 in Tarnow.

Lisbon $3,274
Tarnow $1,638

Monthly costs for a family of three with rent: $4,346 in Lisbon versus $2,093 in Tarnow.

Lisbon $4,346
Tarnow $2,093

Living in Lisbon is roughly 86% more expensive than in Tarnow, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Lisbon is 62% above, Tarnow is 13% below.

Meal at Budget Restaurant

$17.04 €15.15

$10.34 zł 40.16

64.80%

Three-Course Dinner for Two, Mid-Range

$62.3 €55.4

$25.16 zł 97.8

147.58%

Fast Food Meal (McDonalds, etc)

$11.02 €9.80

$6.43 zł 24.96

71.38%

Cappuccino

$3.12 €2.78

$2.55 zł 9.91

22.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 €2.02

$2.21 zł 8.57

2.71%

Water (0.33 liter bottle)

$1.74 €1.55

$1.29 zł 5.03

34.88%

Local Beer (0.5 liter draught)

$3.42 €3.04

$3.79 zł 14.73

-9.76%

Imported Beer (0.33 liter bottle)

$3.74 €3.33

$3.74 zł 14.54

Milk (1 liter)

$1.17 €1.04

$0.93 zł 3.60

25.81%

White Bread (500g)

$1.86 €1.66

$1.15 zł 4.45

61.74%

Rice (white) (1kg)

$1.54 €1.37

$1.25 zł 4.87

23.20%

Eggs

$4.06 €3.61

$2.44 zł 9.48

66.39%

Local Cheese (1kg)

$12.91 €11.49

$7.86 zł 30.55

64.25%

Chicken Fillets (1kg)

$7.90 €7.03

$5.84 zł 22.70

35.27%

Beef Round Steak (1kg)

$17.64 €15.69

$9.78 zł 37.98

80.37%

Apples (1kg)

$2.26 €2.01

$0.73 zł 2.84

209.59%

Banana (1kg)

$1.75 €1.55

$1.55 zł 6.04

12.90%

Oranges (1kg)

$1.89 €1.68

$1.29 zł 5.01

46.51%

Tomato (1kg)

$2.56 €2.27

$1.91 zł 7.42

34.03%

Potato (1kg)

$1.85 €1.64

$0.79 zł 3.06

134.18%

Onion (1kg)

$1.97 €1.75

$1.02 zł 3.96

93.14%

Lettuce (1 head)

$1.45 €1.29

$1.06 zł 4.12

36.79%

Water (1.5 liter bottle)

$0.77 €0.69

$0.75 zł 2.91

2.67%

Cigarettes 20 Pack (Marlboro, Camel)

$6.71 €5.97

$4.31 zł 16.75

55.68%

Wine (Bottle)

$5.67 €5.04

$6.28 zł 24.41

-9.71%

Local Beer (0.5 liter bottle)

$1.37 €1.22

$0.90 zł 3.50

52.22%

Imported Beer (0.33 liter bottle)

$2.11 €1.88

$1.35 zł 5.26

56.30%

One-way Ticket (Public Transport)

$2.32 €2.07

$0.97 zł 3.76

139.18%

Public Transport Monthly Pass (Regular Price)

$44.43 €39.52

$30.58 zł 119

45.29%

Taxi Start (Normal Tariff)

$3.95 €3.51

$1.30 zł 5.06

203.85%

Taxi (Normal Tariff) (1km)

$1.05 €0.93

$0.75 zł 2.92

40.00%

Taxi 1hour Waiting (Normal Tariff)

$17.15 €15.26

$10.45 zł 40.59

64.11%

Gasoline (1 liter)

$2.19 €1.95

$1.62 zł 6.31

35.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.0K

$31.2K zł 121.2K

8.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.0K

$24.6K zł 95.8K

55.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 €146

$242 zł 940

-32.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.48 €16.43

$9.49 zł 36.86

94.73%

Internet (50+ Mbps, Unlimited Data)

$32.96 €29.32

$16.41 zł 63.8

100.85%

Gym Membership (Monthly)

$45.87 €40.80

$25.48 zł 99.0

80.02%

Tennis Court (1 Hour on Weekend)

$18.68 €16.61

$11.65 zł 45.27

60.34%

Cinema Ticket

$9.75 €8.67

$4.52 zł 17.55

115.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$684 €608

$287 zł 1,117

137.95%

International Primary School, 1 Child (Yearly)

$17.6K €15.7K

$2,538 zł 9,859

594.61%

Jeans (Levis 501 Or Similar)

$104 €92.3

$79.4 zł 309

30.61%

Summer Dress (H&M, Zara, etc)

$46.20 €41.09

$25.87 zł 101

78.59%

Sport Shoes (Adidas, Nike)

$99.7 €88.7

$77.5 zł 301

28.75%

Men's Leather Business Shoes

$125 €111

$111 zł 430

12.66%

1-bedroom Apartment, City Center (Monthly)

$1,589 €1,414

$437 zł 1,700

263.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 €1,040

$352 zł 1,369

231.84%

3-bedroom Apartment, City Center (Monthly)

$2,851 €2,536

$624 zł 2,423

357.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,993 €1,773

$463 zł 1,799

330.54%

Buy Apartment in City Center (m2)

$7,793 €6,932

$2,657 zł 10.3K

193.29%

Buy Apartment Outside City Center (m2)

$4,418 €3,930

$1,750 zł 6,799

152.46%

Average Monthly Net Salary (After Tax)

$1,600 €1,423

$1,000 zł 3,884

60.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

6.68

-42.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 19, 2026

Last update for Tarnow: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.1%

Tarnow

$352 29.8% 69.9% $817

Groceries & Markets

Lisbon

$273 12.4%

Tarnow

$183 15.5% 33.1% $90

Eating Out

Lisbon

$247 11.2%

Tarnow

$173 14.6% 30.1% $74

Monthly Utilities & Internet

Lisbon

$215 9.8%

Tarnow

$268 22.7% 24.4% $53

Clothing & Footwear

Lisbon

$168 7.7%

Tarnow

$132 11.2% 21.6% $36

Sport & Entertainment

Lisbon

$65 3%

Tarnow

$35 2.9% 47.2% $31

Getting Around

Lisbon

$63 2.9%

Tarnow

$40 3.3% 37.2% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,589 in Lisbon and $437 in Tarnow. Housing cost is often the main lever when comparing two cities.

Lisbon pays 60% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $62.0 in Lisbon vs $25.00 in Tarnow for a mid-range dinner for two. Groceries echo the gap at $273 vs $183 per month, with Tarnow cheaper across the board.

Good to know

🇵🇹 Lisbon

🇵🇱 Tarnow

🕒 Local time

23:04 11:04 PM

00:04 12:04 AM

1 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

106,748

💱 Currency

Euro EUR €

Polish Złoty PLN zł

📈 Exchange rate

1 EUR = 1.12 USD

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

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Between locations

Lisbon Tarnow 2,680 km ≈ 3 h 45 min nonstop flight

From you

Lisbon
Tarnow

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Tarnow: Cost of Living - Frequently Asked Questions

Lisbon and Tarnow differ by about 86% in total monthly costs ($2,202 vs $1,182 including rent). Tarnow is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 60% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,589 in Lisbon versus $437 in Tarnow. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $684 in Lisbon versus $287 in Tarnow. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 49% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $1,182 in Tarnow versus $2,202 in Lisbon, a $1,000 budget is realistic in Tarnow but tight or insufficient in Lisbon. The gap between the two cities makes Tarnow the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Tarnow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnow gentler on the wallet – expenses run 86% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.