Cost of Living Comparison Between Tarnow and Krakow Cost of Living Comparison Between Tarnow and Krakow

Monthly Cost of Living

Monthly costs for one person with rent: $1,224 in Tarnow versus $1,943 in Krakow.

Estimated couple costs with rent: $1,704 in Tarnow versus $2,761 in Krakow.

Monthly costs for a family of three with rent: $2,185 in Tarnow versus $3,580 in Krakow.

Living in Tarnow costs roughly 37% less than in Krakow, driven mainly by Eating Out.

The two cities straddle the global median: Tarnow is 11% below, Krakow is 41% above.

Meal at Budget Restaurant

$10.59 zł 39.34

$12.82 zł 47.60

-17.39%

Three-Course Dinner for Two, Mid-Range

$26.48 zł 98.3

$54.2 zł 201

-51.14%

Fast Food Meal (McDonalds, etc)

$6.71 zł 24.92

$9.65 zł 35.83

-30.47%

Cappuccino

$2.64 zł 9.82

$4.51 zł 16.73

-41.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 zł 8.36

$2.60 zł 9.66

-13.46%

Water (0.33 liter bottle)

$1.31 zł 4.86

$2.52 zł 9.35

-48.02%

Local Beer (0.5 liter draught)

$4.15 zł 15.40

$4.90 zł 18.20

-15.31%

Imported Beer (0.33 liter bottle)

$3.98 zł 14.79

$4.26 zł 15.80

-6.57%

Milk (1 liter)

$0.98 zł 3.64

$1.17 zł 4.35

-16.24%

White Bread (500g)

$1.22 zł 4.54

$1.61 zł 5.99

-24.22%

Rice (white) (1kg)

$1.35 zł 5.02

$1.82 zł 6.76

-25.82%

Eggs

$2.65 zł 9.85

$4.10 zł 15.23

-35.37%

Local Cheese (1kg)

$8.12 zł 30.17

$9.58 zł 35.57

-15.24%

Chicken Fillets (1kg)

$6.22 zł 23.09

$8.04 zł 29.87

-22.64%

Beef Round Steak (1kg)

$10.19 zł 37.83

$13.67 zł 50.8

-25.46%

Apples (1kg)

$0.79 zł 2.95

$1.40 zł 5.21

-43.57%

Banana (1kg)

$1.57 zł 5.81

$1.79 zł 6.63

-12.29%

Oranges (1kg)

$1.36 zł 5.06

$1.79 zł 6.64

-24.02%

Tomato (1kg)

$2.00 zł 7.41

$3.25 zł 12.06

-38.46%

Potato (1kg)

$0.79 zł 2.94

$0.95 zł 3.54

-16.84%

Onion (1kg)

$1.10 zł 4.07

$1.04 zł 3.86

5.77%

Lettuce (1 head)

$1.04 zł 3.87

$1.33 zł 4.94

-21.80%

Water (1.5 liter bottle)

$0.79 zł 2.95

$0.84 zł 3.11

-5.95%

Cigarettes 20 Pack (Marlboro, Camel)

$4.44 zł 16.48

$6.48 zł 24.05

-31.48%

Wine (Bottle)

$6.54 zł 24.28

$6.56 zł 24.38

-0.30%

Local Beer (0.5 liter bottle)

$0.95 zł 3.53

$1.27 zł 4.72

-25.20%

Imported Beer (0.33 liter bottle)

$1.46 zł 5.42

$1.71 zł 6.34

-14.62%

One-way Ticket (Public Transport)

$0.99 zł 3.69

$1.58 zł 5.88

-37.34%

Public Transport Monthly Pass (Regular Price)

$31.60 zł 117

$35.11 zł 130

-10.00%

Taxi Start (Normal Tariff)

$1.35 zł 5.02

$2.38 zł 8.83

-43.28%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.85

$1.10 zł 4.08

-30.00%

Taxi 1hour Waiting (Normal Tariff)

$10.79 zł 40.06

$12.44 zł 46.19

-13.26%

Gasoline (1 liter)

$1.58 zł 5.87

$1.63 zł 6.07

-3.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K zł 119.0K

$32.7K zł 121.5K

-2.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K zł 95.4K

$29.8K zł 110.6K

-13.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 zł 937

$335 zł 1,244

-24.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.85 zł 36.58

$9.40 zł 34.93

4.79%

Internet (50+ Mbps, Unlimited Data)

$17.19 zł 63.8

$19.31 zł 71.7

-10.98%

Gym Membership (Monthly)

$26.33 zł 97.8

$47.25 zł 176

-44.28%

Tennis Court (1 Hour on Weekend)

$11.99 zł 44.52

$26.50 zł 98.4

-54.75%

Cinema Ticket

$4.89 zł 18.16

$8.95 zł 33.25

-45.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 zł 1,103

$476 zł 1,769

-37.64%

International Primary School, 1 Child (Yearly)

$2,616 zł 9,716

$10.3K zł 38.4K

-74.68%

Jeans (Levis 501 Or Similar)

$83.2 zł 309

$101 zł 377

-18.05%

Summer Dress (H&M, Zara, etc)

$26.53 zł 98.6

$41.76 zł 155

-36.47%

Sport Shoes (Adidas, Nike)

$79.7 zł 296

$92.6 zł 344

-13.89%

Men's Leather Business Shoes

$116 zł 431

$127 zł 473

-8.91%

1-bedroom Apartment, City Center (Monthly)

$454 zł 1,688

$981 zł 3,643

-53.68%

1-bedroom Apartment, Outside City Center (Monthly)

$363 zł 1,348

$789 zł 2,931

-54.00%

3-bedroom Apartment, City Center (Monthly)

$640 zł 2,378

$1,505 zł 5,591

-57.47%

3-bedroom Apartment, Outside City Center (Monthly)

$488 zł 1,813

$1,165 zł 4,328

-58.11%

Buy Apartment in City Center (m2)

$2,785 zł 10.3K

$5,819 zł 21.6K

-52.14%

Buy Apartment Outside City Center (m2)

$1,832 zł 6,806

$3,745 zł 13.9K

-51.06%

Average Monthly Net Salary (After Tax)

$1,071 zł 3,980

$1,944 zł 7,221

-44.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

6.64

0.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: August 31, 2026

Last update for Krakow: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $454 in Tarnow and $981 in Krakow. Housing cost is often the main lever when comparing two cities.

Krakow pays 81% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $26.00 in Tarnow vs $54.0 in Krakow for a mid-range dinner for two. Groceries echo the gap at $192 vs $246 per month, with Tarnow cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnow vs Krakow: Cost of Living - Frequently Asked Questions

Tarnow wins on cost – living expenses run 59% lower than in Krakow. Housing and daily spending are where you'll feel the difference most, making Tarnow the obvious pick if budget is a priority.

On paper, salaries run 81% lower in Krakow. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $454 in Tarnow versus $981 in Krakow. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 28% higher in Krakow. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Tarnow – a meal for two runs $26.00 versus $54.0 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,224 in Tarnow versus $1,943 in Krakow, a $1,000 budget is realistic in Tarnow but tight or insufficient in Krakow. The gap between the two cities makes Tarnow the clear choice for anyone on this budget.

Both work as nomad bases, but Tarnow delivers better value – similar infrastructure at $1,224 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tarnow hard to pass up.

Safety-wise, Tarnow and Krakow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnow gentler on the wallet – expenses run 59% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.